TSBK
Timberland Bancorp, Inc.
NasdaqGMUSDEQUITY
Financial Services
DELAYED
Buy
+36/100
Last price
45.65
▲ 0.48 (1.06%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
45.20
Prev close
45.17
Day high
45.73
Day low
45.10
Volume
30.26K
Market cap
$354.96M
P/E (TTM)
11.44
52W range
30.93 – 49.38
Day trading desk
Gap from prior close
+0.07%
Prior close 45.17
VWAP
45.56
+0.21% from price
Relative volume
1.34×
Normal
Session range
1.39%
45.10 – 45.72
Position in range
88%
Near session high
ATR (14D)
0.98
2.14% of price
Prior day high
45.75
PDH
Prior day low
44.79
PDL
Bid / ask spread
—
Quote not published
Session volume
46.49K
Avg 34.67K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+1.72%
-0.2%
1M
-1.72%
-2.9%
3M
+5.55%
+1.0%
6M
+9.95%
-8.2%
YTD
+27.51%
+13.3%
1Y
+39.82%
+23.4%
3Y
+68.45%
-13.8%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on TSBK open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+17.00K
Net buying
Buy transactions
18
26.30K shares
Sell transactions
6
9.30K shares
Net transactions
+24
Buys less sells
Sell : buy shares
0.4 : 1
Mixed
Insider-held shares
554.72K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 29, 26 | SMITH DAVID ALAN Director |
STOCK | 735 | $0 | Direct |
| Sep 29, 26 | DRUGGE ROBERT A Director |
STOCK | 735 | $0 | Direct |
| Sep 29, 26 | STONEY MICHAEL JOHN Director |
STOCK | 735 | $0 | Direct |
| Sep 29, 26 | FISCHER JONATHAN ARTHUR President |
STOCK | 1.90K | $0 | Direct |
| Sep 29, 26 | LEODLER KATHY D. Director |
STOCK | 735 | $0 | Direct |
| Sep 29, 26 | SUTER KELLY Director |
STOCK | 735 | $0 | Direct |
| Sep 29, 26 | BHANDARI PARUL Director |
STOCK | 735 | $0 | Direct |
| Sep 29, 26 | ANTICH BREANNE D Chief Technology Officer |
STOCK | 1.90K | $0 | Direct |
| Sep 29, 26 | DEBORD MATTHEW J Officer |
STOCK | 1.90K | $0 | Direct |
| Sep 29, 26 | SAKAMOTO KEVIN JOHN Officer |
STOCK | 1.40K | $0 | Direct |
| Sep 29, 26 | SEATH MATTHEW DOUGLAS Officer |
STOCK | 1.25K | $0 | Direct |
| Sep 29, 26 | CLINTON ANDREA M Director |
STOCK | 735 | $0 | Direct |
| Sep 29, 26 | BRYDON DEAN JOHN Chief Executive Officer |
STOCK | 1.90K | $0 | Direct |
| Sep 29, 26 | BASICH MARCI ANN Chief Financial Officer |
STOCK | 1.90K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
ANTICH BREANNE D |
Chief Technology Officer | 9.76K | Stock Award(Grant) |
BASICH MARCI ANN |
Chief Financial Officer | 18.75K | Stock Award(Grant) |
BRYDON DEAN JOHN |
Chief Executive Officer | 66.55K | Stock Award(Grant) |
CLINTON ANDREA M |
Director | 9.64K | Stock Award(Grant) |
DEBORD MATTHEW J |
Officer | 9.67K | Stock Award(Grant) |
DRUGGE ROBERT A |
Director | 45.75K | Stock Award(Grant) |
FISCHER JONATHAN ARTHUR |
President | 21.16K | Stock Award(Grant) |
SEATH MATTHEW DOUGLAS |
Officer | 6.38K | Stock Award(Grant) |
SMITH DAVID ALAN |
Director | 19.20K | Stock Award(Grant) |
STONEY MICHAEL JOHN |
Director | 9.55K | Stock Award(Grant) |
Fundamentals
Market cap$354.96M
Enterprise value$115.24M
Revenue (TTM)$85.83M
Gross profit$85.83M
EBITDA—
Net income$31.51M
EPS (TTM)$3.99
Free cash flow—
Total cash$254.05M
Total debt$14.32M
Book value / share$35.16
Shares outstanding7.78M
Float7.17M
Short % of float2.07%
Dividend yield2.63%
Beta (5Y)0.30
Valuation & profitability ratios
Trailing P/E11.44
Forward P/E—
PEG ratio2.94
Price / sales—
Price / book1.30
EV / revenue1.34
EV / EBITDA—
Gross margin0.00%
Operating margin47.27%
Profit margin36.72%
Return on equity11.89%
Return on assets1.57%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $78.42M | $70.89M | $75.64M | $64.65M | +10.6% |
| Operating revenue | $78.42M | $70.89M | $75.64M | $64.65M | +10.6% |
| Selling, general & admin | $25.53M | $25.32M | $25.06M | $22.02M | +0.8% |
| Pre-tax income | $36.23M | $30.41M | $33.99M | $29.56M | +19.2% |
| Tax provision | $7.07M | $6.12M | $6.88M | $5.96M | +15.5% |
| Net income | $29.16M | $24.28M | $27.12M | $23.60M | +20.1% |
| Net income to common | $29.16M | $24.28M | $27.12M | $23.60M | +20.1% |
| Basic EPS | 3.68 | 3.02 | 3.32 | 2.84 | +21.9% |
| Diluted EPS | 3.67 | 3.01 | 3.29 | 2.82 | +21.9% |
| Basic shares | 7.92M | 8.04M | 8.18M | 8.30M | -1.5% |
| Diluted shares | 7.95M | 8.08M | 8.25M | 8.38M | -1.6% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $250.65M | $174.94M | $143.91M | $339.65M | +43.3% |
| Accounts receivable | $7.39M | $6.99M | $6.00M | $4.48M | +5.8% |
| Property, plant & equipment | $24.63M | $22.96M | $23.41M | $23.88M | +7.3% |
| Goodwill & intangibles | $16.22M | $16.95M | $17.93M | $19.10M | -4.3% |
| Total assets | $2.01B | $1.92B | $1.84B | $1.86B | +4.6% |
| Long-term debt | $20.00M | $20.00M | $35.00M | — | 0.0% |
| Total debt | $23.08M | $21.57M | $36.87M | $2.07M | +7.0% |
| Total liabilities | $1.75B | $1.68B | $1.61B | $1.64B | +4.3% |
| Retained earnings | $236.61M | $215.53M | $199.39M | $180.53M | +9.8% |
| Shareholder equity | $262.61M | $245.41M | $233.07M | $218.57M | +7.0% |
| Net tangible assets | $246.40M | $228.46M | $215.14M | $199.47M | +7.9% |
| Shares issued | 7.89M | 7.96M | 8.11M | 8.22M | -0.9% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $29.16M | $24.28M | $27.12M | $23.60M | +20.1% |
| Depreciation & amortisation | $2.49M | $2.58M | $2.66M | $2.84M | -3.3% |
| Stock-based compensation | $537.00K | $390.00K | $320.00K | $246.00K | +37.7% |
| Change in working capital | $1.64M | -$3.60M | $809.00K | -$1.90M | +145.4% |
| Operating cash flow | $30.16M | $23.02M | $31.00M | $26.50M | +31.0% |
| Capital expenditure | -$1.74M | -$1.31M | -$1.11M | -$911.00K | -32.5% |
| Investing cash flow | -$8.25M | -$45.80M | -$170.22M | -$335.16M | +82.0% |
| Share buybacks | -$5.76M | -$5.96M | -$5.00M | -$4.58M | +3.3% |
| Dividends paid | -$8.09M | -$7.65M | -$8.27M | -$7.23M | -5.7% |
| Financing cash flow | $56.79M | $58.78M | -$48.81M | $45.22M | -3.4% |
| Free cash flow | $28.42M | $21.71M | $29.89M | $25.59M | +30.9% |
| End cash position | $243.43M | $164.73M | $128.72M | $316.75M | +47.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $20.76M | $20.08M | $20.71M | $21.42M | $19.40M | +3.4% |
| Operating revenue | $20.76M | — | — | — | — | — |
| Selling, general & admin | $6.81M | $6.88M | $6.87M | $6.45M | $6.22M | -1.0% |
| Pre-tax income | $9.65M | $8.87M | $10.32M | $10.31M | $8.89M | +8.8% |
| Tax provision | $1.93M | $1.74M | $2.10M | $1.86M | $1.79M | +10.9% |
| Net income | $7.72M | $7.13M | $8.22M | $8.45M | $7.10M | +8.3% |
| Net income to common | $7.72M | $7.13M | $8.22M | $8.45M | $7.10M | +8.3% |
| Basic EPS | 0.99 | 0.91 | 1.04 | 1.07 | 0.90 | +8.8% |
| Diluted EPS | 0.98 | 0.90 | 1.04 | 1.07 | 0.90 | +8.9% |
| Basic shares | 7.80M | 7.88M | 7.89M | 7.88M | 7.89M | -0.9% |
| Diluted shares | 7.85M | 7.92M | 7.92M | 7.92M | 7.92M | -0.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $254.05M | $300.64M | $253.33M | $250.65M | $202.09M | -15.5% |
| Accounts receivable | $7.32M | $7.40M | $7.43M | $7.39M | $7.17M | -1.0% |
| Property, plant & equipment | $26.27M | $24.69M | $24.68M | $24.63M | $22.74M | +6.4% |
| Goodwill & intangibles | $15.91M | $15.97M | $16.05M | $16.22M | $16.36M | -0.4% |
| Total assets | $2.06B | $2.05B | $2.01B | $2.01B | $1.96B | +0.7% |
| Long-term debt | $10.00M | $20.00M | $20.00M | $20.00M | $20.00M | -50.0% |
| Total debt | $14.32M | $22.94M | $23.02M | $23.08M | $21.35M | -37.6% |
| Total liabilities | $1.79B | $1.78B | $1.74B | $1.75B | $1.70B | +0.7% |
| Retained earnings | $252.91M | $247.46M | $242.62M | $236.61M | $230.21M | +2.2% |
| Shareholder equity | $273.21M | $271.09M | $268.41M | $262.61M | $256.66M | +0.8% |
| Net tangible assets | $257.30M | $255.11M | $252.36M | $246.40M | $240.31M | +0.9% |
| Shares issued | 7.77M | 7.83M | 7.88M | 7.89M | 7.88M | -0.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $7.72M | $7.13M | $8.22M | $8.45M | $7.10M | +8.3% |
| Depreciation & amortisation | $507.00K | $557.00K | $570.00K | $646.00K | $611.00K | -9.0% |
| Stock-based compensation | $188.00K | $188.00K | $158.00K | $144.00K | $121.00K | 0.0% |
| Change in working capital | $1.15M | -$3.38M | $236.00K | $1.91M | $3.80M | +133.9% |
| Operating cash flow | $8.36M | $6.72M | $6.08M | $10.08M | $10.78M | +24.3% |
| Capital expenditure | -$587.00K | -$473.00K | -$505.00K | -$600.00K | -$432.00K | -24.1% |
| Investing cash flow | -$62.31M | $6.88M | $12.15M | -$4.32M | -$24.03M | -1,005.6% |
| Share buybacks | -$2.86M | -$3.11M | -$1.00M | -$1.91M | -$1.05M | +8.0% |
| Dividends paid | -$2.27M | -$2.29M | -$2.21M | -$2.05M | -$2.05M | +0.9% |
| Financing cash flow | $5.36M | $34.21M | -$14.80M | $44.04M | $15.67M | -84.3% |
| Free cash flow | $7.77M | $6.25M | $5.58M | $9.48M | $10.35M | +24.3% |
| End cash position | $246.08M | $294.67M | $246.86M | $243.43M | $193.63M | -16.5% |
Options analytics
Put / call volume
0.06
Call-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
35.00
-23.3% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
+202.1%
Puts bid over calls
Call volume
17
Contracts, this expiry
Put volume
1
Contracts, this expiry
Heaviest call OI
25.00
0 contracts
Heaviest put OI
35.00
1 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Dec 2014 | 0.23 | 0.24 | +4.4% |
| Sep 2014 | 0.22 | 0.23 | +4.6% |
| Jun 2014 | 0.21 | 0.20 | -4.8% |
| Mar 2014 | 0.21 | 0.16 | -23.8% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders7.13%
Held by institutions69.50%
Institutions holding161
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
45.08
+1.28% from price
SMA 20
45.69
-0.09% from price
SMA 50
45.71
-0.13% from price
SMA 100
44.12
+3.48% from price
SMA 200
41.43
+10.19% from price
EMA 12
45.33
+0.72% from price
EMA 26
45.50
+0.32% from price
EMA 50
45.27
+0.84% from price
RSI (14)
51.5
Neutral
MACD (12,26,9)
-0.18
Hist -0.04
ATR (14)
0.98
2.14% of price
Realised vol 30D
14.8%
Annualised
Bollinger upper
47.17
20, 2σ
Bollinger lower
44.21
20, 2σ
50 / 200 cross
Golden
45.71 vs 41.43
Trend bias
Above 200
+10.19%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.24
Less volatile than market
Correlation to SPY
0.13
Largely independent
Realised vol 30D
14.8%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-9.7%
Peak to trough
Max drawdown 5Y
-36.1%
Peak to trough
ATR 14
0.98
2.14% of price
Beta (reported)
0.30
5Y monthly, from filing
Short interest
Shares short
155.32K
Prior 151.91K
Change vs prior
+2.2%
Shorts adding
% of float
2.07%
Normal
% of shares out
2.00%
Against total outstanding
Days to cover
4.2
Liquid
Float
7.17M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Nov 16, 12 | Raymond James | UPGRADE | Market Perform | Outperform |
Dividends & splits
Forward rate$1.20 / yr
Forward yield2.63%
5-year avg yield3.07%
Payout ratio28.07%
Ex-dividend dateAug 10, 2026
Next pay dateAug 24, 2026
Last split2:1
Split dateJun 6, 2007
SEC filings
Periodic Financial Reports
10-Q · 2026-08-07
Corporate Changes & Voting Matters
8-K · 2026-07-29
Periodic Financial Reports
10-Q · 2026-05-07
Corporate Changes & Voting Matters
8-K · 2026-04-30
Annual report of employee stock purchase
11-K · 2026-03-27
Periodic Financial Reports
10-Q · 2026-02-06
Corporate Changes & Voting Matters
8-K · 2026-01-29
Corporate Changes & Voting Matters
8-K · 2026-01-27
Headlines
WSBF vs. TSBK: Which Community Lender is the Better Buy?
Zacks · 12d ago
Timberland Bancorp Inc's Dividend Analysis
GuruFocus.com · 58d ago
3 Dividend Stocks Ready to Pay You – If You Buy Them This Week
24/7 Wall St. · 63d ago
Timberland's Q3 Earnings Rise Y/Y on Margin, Loan Growth
Zacks · 65d ago
Timberland Bancorp: Fiscal Q3 Earnings Snapshot
Associated Press · 70d ago
Timberland Bancorp Reports Third Fiscal Quarter Net Income of $7.72 Million
GlobeNewswire · 70d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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