RVSB
Riverview Bancorp, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Last price
5.14
▲ 0.02 (0.39%)
MARKET · —
Price
Open
5.12
Prev close
5.12
Day high
5.17
Day low
5.10
Volume
181.92K
Market cap
$102.56M
P/E (TTM)
—
52W range
4.74 – 6.22
Trailing performance
Returnvs SPY
1W
-2.10%
-0.7%
1M
-2.65%
-6.4%
3M
-7.39%
-10.5%
6M
-5.17%
-16.2%
YTD
+2.39%
-9.9%
1Y
+3.01%
-17.0%
3Y
-11.84%
-86.0%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$102.56M
Enterprise value$46.71M
Revenue (TTM)$43.58M
Gross profit$43.58M
EBITDA—
Net income$-3.87M
EPS (TTM)$-0.19
Free cash flow—
Total cash$102.21M
Total debt$45.30M
Book value / share$7.21
Shares outstanding19.95M
Float17.31M
Short % of float1.38%
Dividend yield1.56%
Beta (5Y)0.47
Valuation & profitability ratios
Trailing P/E—
Forward P/E13.89
PEG ratio1.42
Price / sales—
Price / book0.71
EV / revenue1.07
EV / EBITDA—
Gross margin0.00%
Operating margin15.57%
Profit margin-8.89%
Return on equity-2.52%
Return on assets-0.26%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Total revenue | $43.08M | $50.60M | $48.33M | $63.80M |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | -$4.34M | $4.90M | $3.80M | $18.07M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Net income | -$4.34M | $4.90M | $3.80M | $18.07M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.07 | 0.08 | +14.3% |
| Mar 2026 | 0.05 | 0.03 | -40.0% |
| Dec 2025 | 0.04 | 0.07 | +75.0% |
| Sep 2025 | 0.06 | 0.05 | -16.7% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.07 | 1 | $15.10M | +10.9% |
| Next quarter | 0.07 | 1 | $15.30M | +8.9% |
| Current year | 0.28 | 1 | $60.50M | +40.4% |
| Next year | 0.37 | 1 | $64.30M | +6.3% |
Analyst targets & ownership
Mean target$7.00
High target$7.00
Low target$7.00
Implied upside36.19%
Analyst count1
ConsensusNONE
Strong buy / Buy1 / 0
Hold0
Sell / Strong sell0 / 0
Held by insiders3.60%
Held by institutions68.90%
Institutions holding112
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
-529
Net selling
Buy transactions
11
14.47K shares
Sell transactions
1
15.00K shares
Net transactions
+12
Buys less sells
Sell : buy shares
1.0 : 1
Mixed
Insider-held shares
726.18K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 18, 26 | CARLSON BRADLEY J Director |
BUY | 1.00K | $5.07K | Direct |
| Aug 17, 26 | LAM DAVID Chief Financial Officer |
BUY | 1.00K | $5.17K | Direct |
| Aug 12, 26 | LIGHTHEART CHARMAINE Officer |
BUY | 250 | $1.33K | Direct |
| Aug 3, 26 | GIROD JON LOUIS Director |
BUY | 1.00K | $5.41K | Direct |
| Jul 31, 26 | GIROD JON LOUIS Director |
BUY | 2.00K | $10.48K | Direct |
| Jul 24, 26 | NIERENBERG INVESTMENT MANAGEMENT COMPANY Beneficial Owner of more than 10% of a Class of Security |
SELL | 15.00K | $79.05K | Indirect |
| Jun 1, 26 | LIGHTHEART CHARMAINE Officer |
BUY | 176 | $976 | Direct |
| May 8, 26 | BENKE ROBERT Officer |
BUY | 4.00K | $21.76K | Direct |
| May 7, 26 | SHERMAN B NICOLE Chief Executive Officer |
BUY | 1.80K | $9.88K | Direct |
| May 5, 26 | HOFF LARRY Director |
BUY | 1.92K | $10.01K | Direct |
| May 4, 26 | COX DANIEL D Chief Operating Officer |
BUY | 1.00K | $5.22K | Direct |
| Mar 5, 26 | LIGHTHEART CHARMAINE Officer |
BUY | 325 | $1.74K | Direct |
| Feb 18, 26 | WILLS BESSIE ROSS Director |
BUY | 3.00K | $16.16K | Direct |
| Dec 5, 25 | SHERMAN B NICOLE Chief Executive Officer |
BUY | 975 | $4.99K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BENKE ROBERT |
Officer | 52.80K | Purchase |
CARLSON BRADLEY J |
Director | 23.42K | Purchase |
COX DANIEL D |
Chief Operating Officer | 77.97K | Purchase |
EBY PATRICIA WOTTLIN |
Director | — | Purchase |
FRIEDMAN MARTIN S |
Beneficial Owner of more than 10% of a Class of Security | — | Sale |
LAM DAVID |
Chief Financial Officer | 82.81K | Purchase |
NIERENBERG INVESTMENT MANAGEMENT COMPANY |
Beneficial Owner of more than 10% of a Class of Security | — | Sale |
SHERMAN B NICOLE |
Chief Executive Officer | 164.72K | Purchase |
SOWERS COURTNEY EVAN |
Officer | 34.02K | Stock Award(Grant) |
WILLS BESSIE ROSS |
Director | 48.00K | Purchase |
Moving averages & technicals
SMA 10
5.20
-1.23% from price
SMA 20
5.28
-2.72% from price
SMA 50
5.38
-4.54% from price
SMA 100
5.45
-5.61% from price
SMA 200
5.36
-4.03% from price
EMA 12
5.21
-1.31% from price
EMA 26
5.27
-2.54% from price
EMA 50
5.34
-3.73% from price
RSI (14)
38.6
Neutral
MACD (12,26,9)
-0.07
Hist -0.02
ATR (14)
0.11
2.11% of price
Realised vol 30D
14.8%
Annualised
Bollinger upper
5.50
20, 2σ
Bollinger lower
5.07
20, 2σ
50 / 200 cross
Golden
5.38 vs 5.36
Trend bias
Below 200
-4.03%
Risk profile
Beta vs SPY
0.31
Less volatile than market
Correlation to SPY
0.15
Largely independent
Realised vol 30D
14.8%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-16.3%
Peak to trough
Max drawdown 5Y
-54.9%
Peak to trough
ATR 14
0.11
2.11% of price
Beta (reported)
0.47
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
0.01
Call-heavy session
Put / call open interest
0.00
Positioning, not flow
Max pain
1.00
-80.5% from spot
ATM implied vol
80.9%
Nearest strike to spot
Skew (10% OTM)
+78.1%
Puts bid over calls
Call volume
101
Contracts, this expiry
Put volume
1
Contracts, this expiry
Heaviest call OI
5.00
214 contracts
Heaviest put OI
5.00
1 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
Michael Sventek, EVP and CLO, Announces Retirement from Riverview Bancorp, Inc.
GlobeNewswire · 12d ago
Riverview Bancorp (RVSB) Q1 Earnings and Revenues Top Estimates
Zacks · 25d ago
Riverview Bancorp: Fiscal Q1 Earnings Snapshot
Associated Press · 25d ago
Riverview Bancorp Reports Net Income of $1.7 Million in First Quarter 2027
GlobeNewswire · 25d ago
Northwest Bancshares (NWBI) Tops Q2 Earnings and Revenue Estimates
Zacks · 26d ago
Kearny (KRNY) Q4 Earnings Lag Estimates
Zacks · 30d ago
Riverview Bancorp Declares Quarterly Cash Dividend of $0.02 Per Share
GlobeNewswire · 57d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.