SMBC
Southern Missouri Bancorp, Inc.
NasdaqGMUSDEQUITY
Financial Services
DELAYED
Neutral
+17/100
Last price
71.61
▼ 0.29 (0.40%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
71.90
Prev close
71.90
Day high
72.43
Day low
71.53
Volume
50.90K
Market cap
$788.66M
P/E (TTM)
11.14
52W range
47.60 – 79.86
Day trading desk
Gap from prior close
-0.00%
Prior close 71.90
VWAP
71.75
-0.20% from price
Relative volume
0.93×
Normal
Session range
2.74%
70.50 – 72.43
Position in range
58%
Mid range
ATR (14D)
1.14
1.59% of price
Prior day high
72.36
PDH
Prior day low
71.31
PDL
Bid / ask spread
—
Quote not published
Session volume
84.92K
Avg 91.48K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+0.93%
-1.0%
1M
-3.45%
-4.6%
3M
-4.00%
-8.5%
6M
+8.58%
-9.6%
YTD
+21.13%
+6.9%
1Y
+38.97%
+22.5%
3Y
+85.09%
+2.8%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on SMBC open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-14.87K
Net selling
Buy transactions
3
8.00K shares
Sell transactions
5
22.86K shares
Net transactions
+8
Buys less sells
Sell : buy shares
2.9 : 1
Mixed
Insider-held shares
1.39M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 9, 26 | HENSLEY TODD E Director |
SELL | 15.60K | $1.14M | Direct |
| Aug 18, 26 | HECKER MARK E Officer |
SELL | 2.69K | $202.80K | Indirect |
| Jul 29, 26 | HECKER MARK E Officer |
CONVERSION | 4.00K | $143.32K | Direct |
| Jun 5, 26 | WINDES RICHARD Officer |
SELL | 2.00K | $139.40K | Direct |
| May 27, 26 | WINDES RICHARD Officer |
CONVERSION | 2.00K | $74.80K | Direct |
| May 21, 26 | WINDES RICHARD Officer |
SELL | 2.00K | $136.94K | Direct |
| May 6, 26 | BAGBY L DOUGLAS Director |
SELL | 580 | $39.96K | Direct |
| May 1, 26 | WINDES RICHARD Officer |
CONVERSION | 2.00K | $68.70K | Direct |
| Mar 4, 26 | LOVE CHARLES R. Director |
SELL | 580 | $37.12K | Direct |
| Feb 24, 26 | BROOKS REBECCA MCLANE J Director |
STOCK | 400 | $0 | Direct |
| Feb 24, 26 | LOVE CHARLES R. Director |
STOCK | 400 | $0 | Direct |
| Feb 24, 26 | ROBISON DENNIS C Director |
STOCK | 400 | $0 | Direct |
| Feb 24, 26 | TOOLEY DAVID J Director |
STOCK | 400 | $0 | Direct |
| Feb 24, 26 | BAGBY L DOUGLAS Director |
STOCK | 400 | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BROOKS REBECCA MCLANE J |
Director | 51.80K | Stock Award(Grant) |
CAPPS KIMBERLY A |
Officer | 126.45K | Stock Award(Grant) |
FUNKE MATTHEW T |
President | 62.92K | Stock Award(Grant) |
HENSLEY TODD E |
Director | 533.74K | Sale |
JONES DANIEL LEE |
Director | 282.22K | Stock Award(Grant) |
LOVE CHARLES R. |
Director | 26.32K | Sale |
SCHALK SAMMY A |
Director | 84.75K | Stock Award(Grant) |
STEFFENS GREG ALAN |
Chief Executive Officer | 291.95K | Stock Award(Grant) |
TOOLEY DAVID J |
Director | 51.80K | Stock Award(Grant) |
YOUNG WILLIAM E |
Retired | — | Sale |
Fundamentals
Market cap$788.66M
Enterprise value$870.59M
Revenue (TTM)$189.19M
Gross profit$189.19M
EBITDA—
Net income$71.53M
EPS (TTM)$6.43
Free cash flow—
Total cash$91.29M
Total debt$173.22M
Book value / share$53.64
Shares outstanding11.01M
Float9.30M
Short % of float3.70%
Dividend yield1.42%
Beta (5Y)0.87
Valuation & profitability ratios
Trailing P/E11.14
Forward P/E10.40
PEG ratio1.07
Price / sales—
Price / book1.33
EV / revenue4.60
EV / EBITDA—
Gross margin0.00%
Operating margin49.93%
Profit margin37.97%
Return on equity12.65%
Return on assets1.40%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2026 | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $200.65M | $182.60M | $164.33M | $152.95M | — | +9.9% |
| Operating revenue | $200.65M | $182.60M | $164.33M | $152.95M | — | +9.9% |
| Selling, general & admin | $59.38M | $60.16M | $57.84M | $50.14M | — | -1.3% |
| Pre-tax income | $87.10M | $73.99M | $63.11M | $49.46M | — | +17.7% |
| Tax provision | $15.27M | $15.42M | $12.93M | $10.23M | — | -1.0% |
| Net income | $71.84M | $58.58M | $50.18M | $39.24M | — | +22.6% |
| Net income to common | $71.53M | $58.31M | $49.92M | $39.05M | — | +22.7% |
| Basic EPS | — | 5.19 | 4.42 | 3.86 | 5.22 | — |
| Diluted EPS | — | — | 4.41 | 3.85 | 5.22 | — |
| Basic shares | — | 11.23M | 11.29M | 11.33M | 8.99M | — |
| Diluted shares | — | 11.25M | 11.30M | 11.33M | 9.01M | — |
| Line item | 2026 | 2025 | 2024 | 2023 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $90.97M | $193.10M | $61.40M | $55.22M | -52.9% |
| Accounts receivable | $26.87M | $26.02M | $23.83M | $18.87M | +3.3% |
| Property, plant & equipment | $93.19M | $95.98M | $95.95M | $92.40M | -2.9% |
| Goodwill & intangibles | $70.62M | $73.72M | $77.23M | $81.25M | -4.2% |
| Total assets | $5.24B | $5.02B | $4.60B | $4.36B | +4.3% |
| Long-term debt | $146.19M | $127.26M | $125.21M | $156.62M | +14.9% |
| Total debt | $146.19M | $127.26M | $125.21M | $156.62M | +14.9% |
| Total liabilities | $4.65B | $4.47B | $4.12B | $3.91B | +3.8% |
| Retained earnings | $420.28M | $359.58M | $311.38M | $270.72M | +16.9% |
| Shareholder equity | $590.68M | $544.69M | $488.75M | $446.06M | +8.4% |
| Net tangible assets | $520.06M | $470.97M | $411.52M | $364.81M | +10.4% |
| Shares issued | 11.01M | 11.98M | 11.96M | 11.92M | -8.1% |
| Line item | 2026 | 2025 | 2024 | 2023 | YoY |
|---|---|---|---|---|---|
| Net income | $71.84M | $58.58M | $50.18M | $39.24M | +22.6% |
| Depreciation & amortisation | $9.59M | $10.02M | $10.09M | $7.56M | -4.4% |
| Stock-based compensation | $1.79M | $1.67M | $1.03M | $839.00K | +7.4% |
| Change in working capital | -$7.01M | $12.06M | $12.41M | $3.04M | -158.1% |
| Operating cash flow | $80.52M | $81.56M | $70.27M | $62.02M | -1.3% |
| Capital expenditure | -$3.96M | -$6.26M | -$9.05M | -$6.04M | +36.8% |
| Investing cash flow | -$303.57M | -$285.11M | -$245.74M | -$213.41M | -6.5% |
| Share buybacks | -$18.58M | $0 | -$3.86M | $0 | — |
| Dividends paid | -$11.13M | -$10.38M | -$9.53M | -$8.63M | -7.3% |
| Financing cash flow | $121.15M | $335.51M | $182.39M | $118.55M | -63.9% |
| Free cash flow | $76.56M | $75.29M | $61.22M | $55.98M | +1.7% |
| End cash position | $90.97M | $192.86M | $60.90M | $53.98M | -52.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $51.76M | $50.24M | $49.65M | $48.99M | $47.61M | +3.0% |
| Operating revenue | $51.76M | $50.24M | $49.65M | $48.99M | $47.61M | +3.0% |
| Selling, general & admin | $15.19M | $15.10M | $14.79M | $14.30M | $15.01M | +0.6% |
| Pre-tax income | $23.03M | $21.94M | $22.70M | $19.44M | $19.14M | +4.9% |
| Tax provision | $2.75M | $4.18M | $4.55M | $3.79M | $3.35M | -34.3% |
| Net income | $20.28M | $17.76M | $18.15M | $15.65M | $15.79M | +14.2% |
| Net income to common | $20.19M | $17.68M | $18.07M | $15.58M | $15.71M | +14.2% |
| Basic EPS | 1.84 | 1.60 | 1.62 | 1.39 | 1.40 | +15.0% |
| Diluted EPS | 1.83 | 1.60 | 1.62 | 1.38 | 1.39 | +14.4% |
| Basic shares | 10.97M | 11.04M | 11.15M | 11.25M | 11.25M | -0.7% |
| Diluted shares | 11.01M | 11.07M | 11.18M | 11.27M | 11.25M | -0.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $90.97M | $93.29M | $134.31M | $124.36M | $193.10M | -2.5% |
| Accounts receivable | $26.87M | $28.09M | $32.60M | $30.59M | $26.02M | -4.4% |
| Property, plant & equipment | $93.19M | $93.37M | $94.56M | $95.21M | $95.98M | -0.2% |
| Goodwill & intangibles | $70.62M | $71.33M | $72.05M | $72.87M | $73.72M | -1.0% |
| Total assets | $5.24B | $5.14B | $5.09B | $5.04B | $5.02B | +1.8% |
| Long-term debt | $146.19M | $128.28M | $125.28M | $125.25M | $127.26M | +14.0% |
| Total debt | $146.19M | $128.28M | $125.28M | $125.25M | $127.26M | +14.0% |
| Total liabilities | $4.65B | $4.57B | $4.53B | $4.48B | $4.47B | +1.7% |
| Retained earnings | $420.28M | $402.75M | $387.77M | $372.41M | $359.58M | +4.4% |
| Shareholder equity | $590.68M | $573.51M | $567.36M | $560.22M | $544.69M | +3.0% |
| Net tangible assets | $520.06M | $502.18M | $495.31M | $487.36M | $470.97M | +3.6% |
| Shares issued | 11.01M | 12.01M | 11.98M | 11.98M | 11.98M | -8.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $20.28M | $17.76M | $18.15M | $15.65M | $15.79M | +14.2% |
| Depreciation & amortisation | $2.30M | $2.33M | $2.45M | $2.50M | $2.47M | -1.1% |
| Stock-based compensation | $484.00K | $1.06M | $106.00K | $136.00K | $97.00K | -54.5% |
| Change in working capital | -$10.20M | $6.96M | $1.25M | -$5.03M | $7.78M | -246.5% |
| Operating cash flow | $13.97M | $29.00M | $21.25M | $16.30M | $27.32M | -51.8% |
| Capital expenditure | -$1.50M | -$456.00K | -$1.10M | -$901.00K | -$1.48M | -230.0% |
| Investing cash flow | -$97.99M | -$93.37M | -$28.30M | -$83.91M | -$78.75M | -5.0% |
| Share buybacks | -$292.00K | -$9.78M | -$8.06M | -$446.00K | $0 | +97.0% |
| Dividends paid | -$2.75M | -$2.78M | -$2.79M | -$2.82M | -$2.60M | +1.2% |
| Financing cash flow | $81.95M | $23.35M | $17.00M | -$1.14M | $17.39M | +251.0% |
| Free cash flow | $12.47M | $28.54M | $20.15M | $15.40M | $25.85M | -56.3% |
| End cash position | $90.97M | $93.04M | $134.06M | $124.11M | $192.86M | -2.2% |
Options analytics
Put / call volume
0.02
Call-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
70.00
-2.2% from spot
ATM implied vol
6.3%
Nearest strike to spot
Skew (10% OTM)
-9.4%
Calls bid over puts
Call volume
52
Contracts, this expiry
Put volume
1
Contracts, this expiry
Heaviest call OI
75.00
0 contracts
Heaviest put OI
70.00
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.52 | 1.83 | +20.1% |
| Mar 2026 | 1.52 | 1.60 | +5.3% |
| Dec 2025 | 1.54 | 1.62 | +5.0% |
| Sep 2025 | 1.31 | 1.38 | +5.6% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.64 | 6 | $52.58M | +7.3% |
| Next quarter | 1.70 | 6 | $52.82M | +6.4% |
| Current year | 6.62 | 5 | $210.67M | +5.0% |
| Next year | 6.91 | 4 | $218.44M | +3.7% |
Analyst targets & ownership
Mean target$80.20
High target$83.00
Low target$76.00
Implied upside12.00%
Analyst count5
ConsensusHOLD
Strong buy / Buy0 / 1
Hold5
Sell / Strong sell0 / 0
Held by insiders12.64%
Held by institutions58.66%
Institutions holding224
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
71.66
-0.07% from price
SMA 20
72.18
-0.79% from price
SMA 50
74.37
-3.71% from price
SMA 100
73.55
-2.64% from price
SMA 200
68.69
+4.26% from price
EMA 12
71.88
-0.38% from price
EMA 26
72.56
-1.31% from price
EMA 50
73.21
-2.19% from price
RSI (14)
42.2
Neutral
MACD (12,26,9)
-0.68
Hist 0.10
ATR (14)
1.14
1.59% of price
Realised vol 30D
11.7%
Annualised
Bollinger upper
73.73
20, 2σ
Bollinger lower
70.63
20, 2σ
50 / 200 cross
Golden
74.37 vs 68.69
Trend bias
Above 200
+4.26%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.41
Less volatile than market
Correlation to SPY
0.23
Largely independent
Realised vol 30D
11.7%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-10.6%
Peak to trough
Max drawdown 5Y
-49.7%
Peak to trough
ATR 14
1.14
1.59% of price
Beta (reported)
0.87
5Y monthly, from filing
Short interest
Shares short
343.84K
Prior 337.23K
Change vs prior
+2.0%
Shorts adding
% of float
3.70%
Normal
% of shares out
3.12%
Against total outstanding
Days to cover
3.5
Liquid
Float
9.30M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 5, 26 | Hovde Group | INITIATED | — | Market Perform |
| Sep 24, 26 | StoneX | INITIATED | — | Buy |
| Sep 2, 26 | Raymond James | INITIATED | — | Market Perform |
| Jul 30, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jul 27, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jun 26, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Apr 27, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Apr 24, 26 | Stephens & Co. | MAINTAINED | Overweight | Overweight |
| Apr 9, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jan 27, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jan 26, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jan 23, 26 | Stephens & Co. | MAINTAINED | Overweight | Overweight |
Dividends & splits
Forward rate$1.02 / yr
Forward yield1.42%
5-year avg yield1.64%
Payout ratio15.55%
Ex-dividend dateAug 14, 2026
Next pay dateAug 31, 2026
Last split2:1
Split dateFeb 2, 2015
SEC filings
Proxy Statements
DEF 14A · 2026-09-21
Periodic Financial Reports
10-K · 2026-09-11
Corporate Changes & Voting Matters
8-K · 2026-07-27
Corporate Changes & Voting Matters
8-K · 2026-07-22
Periodic Financial Reports
10-Q · 2026-05-08
Corporate Changes & Voting Matters
8-K · 2026-05-05
Corporate Changes & Voting Matters
8-K · 2026-04-23
Corporate Changes & Voting Matters
8-K · 2026-02-10
Headlines
Southern Missouri Bancorp Insider Sold Shares Worth $1,137,348, According to a Recent SEC Filing
MT Newswires · 26d ago
Zacks Industry Outlook Highlights WSFS Financial, Provident Financial Services and Southern Missouri Bancorp
Zacks · 57d ago
3 Savings & Loan Stocks Worth Picking on Improving Industry Prospects
Zacks · 58d ago
Southern Missouri Bancorp (SMBC) Stock Gets Fair Value Boost As Analysts Lift Targets
Simply Wall St. · 74d ago
Southern Missouri Bancorp Inc (SMBC) (Q4 2026) Earnings Call Highlights: Strong Earnings Growth ...
GuruFocus.com · 74d ago
Southern Missouri Bancorp Q4 Earnings Call Highlights
MarketBeat · 76d ago
Southern Missouri Bancorp, Inc. Q4 2026 Earnings Call Summary
Moby · 76d ago
Southern Missouri Bancorp (SMBC) Tops Q4 Earnings and Revenue Estimates
Zacks · 76d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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