HFWA
Heritage Financial Corporation
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Neutral
+8/100
Last price
27.69
▼ 0.19 (0.68%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
27.97
Prev close
27.88
Day high
28.06
Day low
27.66
Volume
326.91K
Market cap
$1.13B
P/E (TTM)
13.31
52W range
21.32 – 31.25
Day trading desk
Gap from prior close
+0.32%
Prior close 27.88
VWAP
27.80
-0.39% from price
Relative volume
0.56×
Quiet session
Session range
1.43%
27.66 – 28.06
Position in range
8%
Near session low
ATR (14D)
0.55
1.97% of price
Prior day high
28.14
PDH
Prior day low
27.79
PDL
Bid / ask spread
—
Quote not published
Session volume
226.62K
Avg 402.06K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-0.43%
-2.4%
1M
-5.46%
-6.6%
3M
-3.52%
-8.0%
6M
+3.79%
-14.4%
YTD
+17.08%
+2.8%
1Y
+13.76%
-2.7%
3Y
+69.77%
-12.5%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on HFWA open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-10.29K
Net selling
Buy transactions
12
34.67K shares
Sell transactions
8
44.96K shares
Net transactions
+20
Buys less sells
Sell : buy shares
1.3 : 1
Mixed
Insider-held shares
572.41K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 15, 26 | RIVERA FREDERICK B. Director |
SELL | 1.30K | $37.13K | Direct |
| Sep 3, 26 | CHARNESKI BRIAN S Director |
SELL | 13.68K | $399.09K | Indirect |
| Aug 13, 26 | RAY MATTHEW T Officer |
SELL | 3.69K | $111.13K | Direct |
| Aug 5, 26 | CHALFANT TONY Officer |
SELL | 3.23K | $96.75K | Direct |
| Aug 5, 26 | LYON JEFFREY S Director |
SELL | 10.00K | $300.00K | Direct |
| Jul 30, 26 | WILSON KELLI ANN Officer |
SELL | 3.78K | $112.18K | Direct |
| Jul 17, 26 | GLASBY WILLIAM Chief Technology Officer |
CONVERSION | 12.81K | $391.11K | Direct |
| Jun 15, 26 | CHALFANT TONY Officer |
— | 1.32K | — | Direct |
| Jun 15, 26 | CURRAN AMY E. Officer |
— | 576 | — | Direct |
| Jun 9, 26 | HINSON DONALD J Chief Financial Officer |
SELL | 3.84K | $109.01K | Direct |
| May 1, 26 | WATSON ANN Director |
— | 2.22K | — | Direct |
| May 1, 26 | ROBISON SABRINA C Officer |
SELL | 5.44K | $150.13K | |
| May 1, 26 | RIVERA FREDERICK B. Director |
CONVERSION | 2.22K | $61.24K | Direct |
| May 1, 26 | DRYER TREVOR D Director |
CONVERSION | 2.22K | $61.24K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
CURRAN AMY E. |
Officer | 29.96K | Conversion of Exercise of derivative security |
DEUEL JEFFREY J |
Chief Executive Officer | 70.91K | Sale |
ELLWANGER KIMBERLY T |
Director | 35.04K | Conversion of Exercise of derivative security |
GAVIN DEBORAH J. |
Director | 24.00K | Conversion of Exercise of derivative security |
HINSON DONALD J |
Chief Financial Officer | 41.24K | Sale |
LYON JEFFREY S |
Director | 40.72K | Sale |
MCDONALD BRYAN D |
President | 35.12K | Conversion of Exercise of derivative security |
ROBISON SABRINA C |
Officer | — | Sale |
VANCE BRIAN L |
Director | 102.34K | Conversion of Exercise of derivative security |
WATSON ANN |
Director | 26.12K | Conversion of Exercise of derivative security |
Fundamentals
Market cap$1.13B
Enterprise value$1.12B
Revenue (TTM)$295.08M
Gross profit$295.08M
EBITDA—
Net income$77.90M
EPS (TTM)$2.08
Free cash flow—
Total cash$221.36M
Total debt$205.74M
Book value / share$27.13
Shares outstanding40.92M
Float40.28M
Short % of float8.56%
Dividend yield3.59%
Beta (5Y)0.50
Valuation & profitability ratios
Trailing P/E13.31
Forward P/E10.51
PEG ratio2.13
Price / sales—
Price / book1.02
EV / revenue3.79
EV / EBITDA—
Gross margin0.00%
Operating margin28.93%
Profit margin26.40%
Return on equity7.80%
Return on assets1.00%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $246.14M | $216.84M | $243.82M | $248.98M | +13.5% |
| Operating revenue | $246.14M | $216.84M | $243.82M | $248.98M | +13.5% |
| Selling, general & admin | $108.48M | $102.78M | $105.33M | $95.75M | +5.6% |
| Pre-tax income | $78.60M | $52.26M | $72.92M | $99.44M | +50.4% |
| Tax provision | $11.07M | $9.00M | $11.16M | $17.56M | +23.0% |
| Net income | $67.53M | $43.26M | $61.76M | $81.88M | +56.1% |
| Net income to common | $67.53M | $43.26M | $61.76M | $81.88M | +56.1% |
| Basic EPS | 1.99 | 1.26 | 1.76 | 2.33 | +57.9% |
| Diluted EPS | 1.96 | 1.24 | 1.75 | 2.31 | +58.1% |
| Basic shares | 34.00M | 34.47M | 35.48M | 35.10M | -1.4% |
| Diluted shares | 34.46M | 34.90M | 35.48M | 35.46M | -1.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $233.09M | $117.10M | $224.97M | $103.59M | +99.1% |
| Accounts receivable | $19.28M | $19.48M | $19.52M | $18.55M | -1.0% |
| Property, plant & equipment | $74.69M | $71.58M | $74.90M | $76.93M | +4.3% |
| Goodwill & intangibles | $242.92M | $244.09M | $245.73M | $248.17M | -0.5% |
| Total assets | $6.97B | $7.11B | $7.17B | $6.98B | -2.0% |
| Long-term debt | $42.35M | $405.06M | $521.76M | $21.47M | -89.5% |
| Total debt | $42.35M | $405.06M | $521.76M | $21.47M | -89.5% |
| Total liabilities | $6.05B | $6.24B | $6.32B | $6.18B | -3.2% |
| Retained earnings | $421.62M | $387.10M | $375.99M | $345.35M | +8.9% |
| Shareholder equity | $921.50M | $863.53M | $853.26M | $797.89M | +6.7% |
| Net tangible assets | $678.59M | $619.43M | $607.53M | $549.73M | +9.5% |
| Shares issued | 33.96M | 33.99M | 34.91M | 35.11M | -0.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $67.53M | $43.26M | $61.76M | $81.88M | +56.1% |
| Depreciation & amortisation | $2.13M | $3.23M | $5.60M | $3.09M | -34.1% |
| Stock-based compensation | $4.94M | $4.34M | $4.33M | $3.79M | +13.8% |
| Operating cash flow | $94.82M | $64.48M | $109.52M | $94.46M | +47.0% |
| Capital expenditure | -$9.16M | -$3.46M | -$10.38M | -$4.02M | -164.7% |
| Investing cash flow | $186.75M | -$85.90M | -$93.45M | -$1.21B | +317.4% |
| Share buybacks | -$5.52M | -$22.42M | -$6.97M | -$3.20M | +75.4% |
| Dividends paid | -$32.65M | -$31.78M | -$30.82M | -$29.49M | -2.7% |
| Financing cash flow | -$165.58M | -$86.45M | $105.31M | -$506.38M | -91.5% |
| Free cash flow | $85.66M | $61.02M | $99.15M | $90.44M | +40.4% |
| End cash position | $233.09M | $117.10M | $224.97M | $103.59M | +99.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $84.13M | $77.92M | $66.35M | $65.70M | $56.50M | +8.0% |
| Operating revenue | $84.13M | $77.92M | $66.35M | $65.70M | $56.50M | +8.0% |
| Selling, general & admin | $37.09M | $35.39M | $27.76M | $27.16M | $26.61M | +4.8% |
| Pre-tax income | $20.72M | $22.40M | $25.68M | $22.31M | $14.46M | -7.5% |
| Tax provision | $3.18M | $3.45M | $3.44M | $3.14M | $2.24M | -7.9% |
| Net income | $17.55M | $18.95M | $22.24M | $19.17M | $12.21M | -7.4% |
| Net income to common | $17.55M | $18.95M | $22.24M | $19.17M | $12.21M | -7.4% |
| Basic EPS | 0.42 | 0.49 | 0.66 | 0.56 | 0.36 | -14.3% |
| Diluted EPS | 0.42 | 0.48 | 0.65 | 0.55 | 0.36 | -12.5% |
| Basic shares | 41.08M | 38.68M | 33.96M | 33.95M | 34.03M | +6.2% |
| Diluted shares | 41.54M | 39.10M | 34.41M | 34.41M | 34.45M | +6.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $204.38M | $268.14M | $233.09M | $245.49M | $254.10M | -23.8% |
| Accounts receivable | $23.06M | $24.28M | $19.28M | $19.15M | $18.56M | -5.0% |
| Property, plant & equipment | $98.03M | $100.51M | $74.69M | $70.38M | $71.11M | -2.5% |
| Goodwill & intangibles | $326.30M | $329.25M | $242.92M | $243.20M | $243.49M | -0.9% |
| Total assets | $8.43B | $8.50B | $6.97B | $7.01B | $7.07B | -0.8% |
| Long-term debt | $188.75M | $42.42M | $42.35M | $160.28M | $285.40M | +344.9% |
| Total debt | $188.75M | $42.42M | $42.35M | $160.28M | $285.40M | +344.9% |
| Total liabilities | $7.32B | $7.38B | $6.05B | $6.11B | $6.18B | -0.8% |
| Retained earnings | $439.80M | $432.25M | $421.62M | $407.56M | $396.64M | +1.7% |
| Shareholder equity | $1.11B | $1.12B | $921.50M | $904.06M | $888.21M | -0.5% |
| Net tangible assets | $783.39M | $786.44M | $678.59M | $660.86M | $644.73M | -0.4% |
| Shares issued | 40.91M | 41.25M | 33.96M | 33.96M | 33.95M | -0.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $17.55M | $18.95M | $22.24M | $19.17M | $12.21M | -7.4% |
| Depreciation & amortisation | $1.57M | $1.04M | $563.00K | $325.00K | $492.00K | +51.2% |
| Stock-based compensation | $1.57M | $1.30M | $1.20M | $1.22M | $1.25M | +21.1% |
| Operating cash flow | $23.09M | $13.97M | $27.98M | $25.07M | $22.51M | +65.3% |
| Capital expenditure | -$1.99M | -$1.30M | -$5.71M | -$678.00K | -$1.60M | -53.0% |
| Investing cash flow | -$3.27M | $90.85M | $23.07M | $26.65M | $57.85M | -103.6% |
| Share buybacks | -$10.11M | -$960.00K | -$44.00K | -$24.00K | -$4.61M | -953.3% |
| Dividends paid | -$9.89M | -$8.15M | -$8.15M | -$8.15M | -$8.19M | -21.4% |
| Financing cash flow | -$83.59M | -$69.77M | -$63.46M | -$60.32M | -$74.92M | -19.8% |
| Free cash flow | $21.09M | $12.67M | $22.28M | $24.39M | $20.92M | +66.5% |
| End cash position | $204.38M | $268.14M | $233.09M | $245.49M | $254.10M | -23.8% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
25.00
-9.7% from spot
ATM implied vol
12.5%
Nearest strike to spot
Skew (10% OTM)
0.0%
Calls bid over puts
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
30.00
0 contracts
Heaviest put OI
25.00
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.54 | 0.57 | +5.2% |
| Mar 2026 | 0.57 | 0.59 | +3.8% |
| Dec 2025 | 0.56 | 0.66 | +18.3% |
| Sep 2025 | 0.55 | 0.56 | +1.5% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.57 | 6 | $86.11M | +31.1% |
| Next quarter | 0.62 | 6 | $87.39M | +31.7% |
| Current year | 2.34 | 6 | $335.69M | +36.4% |
| Next year | 2.64 | 6 | $361.76M | +7.8% |
Analyst targets & ownership
Mean target$32.40
High target$34.00
Low target$31.00
Implied upside17.01%
Analyst count5
ConsensusBUY
Strong buy / Buy1 / 2
Hold3
Sell / Strong sell0 / 0
Held by insiders1.40%
Held by institutions82.06%
Institutions holding268
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
28.00
-1.10% from price
SMA 20
28.14
-1.59% from price
SMA 50
28.87
-4.09% from price
SMA 100
28.74
-3.67% from price
SMA 200
27.48
+0.78% from price
EMA 12
28.01
-1.16% from price
EMA 26
28.30
-2.15% from price
EMA 50
28.56
-3.06% from price
RSI (14)
39.7
Neutral
MACD (12,26,9)
-0.28
Hist -0.00
ATR (14)
0.55
1.97% of price
Realised vol 30D
14.8%
Annualised
Bollinger upper
28.68
20, 2σ
Bollinger lower
27.59
20, 2σ
50 / 200 cross
Golden
28.87 vs 27.48
Trend bias
Above 200
+0.78%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.58
Less volatile than market
Correlation to SPY
0.28
Largely independent
Realised vol 30D
14.8%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-13.0%
Peak to trough
Max drawdown 5Y
-55.3%
Peak to trough
ATR 14
0.55
1.97% of price
Beta (reported)
0.50
5Y monthly, from filing
Short interest
Shares short
3.03M
Prior 2.65M
Change vs prior
+14.2%
Shorts adding
% of float
8.56%
Normal
% of shares out
7.40%
Against total outstanding
Days to cover
8.5
Crowded exit
Float
40.28M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 28, 26 | Stephens & Co. | MAINTAINED | Equal-Weight | Equal-Weight |
| Jul 27, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jul 25, 26 | DA Davidson | MAINTAINED | Buy | Buy |
| Apr 27, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Apr 2, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Feb 5, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jan 26, 26 | Stephens & Co. | MAINTAINED | Equal-Weight | Equal-Weight |
| Jan 23, 26 | DA Davidson | MAINTAINED | Buy | Buy |
| Sep 29, 25 | DA Davidson | MAINTAINED | Buy | Buy |
| Sep 29, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Sep 26, 25 | DA Davidson | MAINTAINED | Buy | Buy |
| Apr 28, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
Dividends & splits
Forward rate$1.00 / yr
Forward yield3.59%
5-year avg yield3.75%
Payout ratio45.71%
Ex-dividend dateAug 5, 2026
Next pay dateAug 19, 2026
Last split—
Split date—
SEC filings
Periodic Financial Reports
10-Q · 2026-08-07
Corporate Changes & Voting Matters
8-K · 2026-07-23
Annual report of employee stock purchase
11-K · 2026-06-17
Periodic Financial Reports
10-Q · 2026-05-08
Corporate Changes & Voting Matters
8-K · 2026-04-23
Corporate Changes & Voting Matters
8-K/A · 2026-04-10
Corporate Changes & Voting Matters
8-K · 2026-03-23
Proxy Statements
DEF 14A · 2026-03-20
Headlines
Heritage Financial Announces Earnings Release Date and Conference Call
PR Newswire · 6d ago
3 U.S. Bank Stocks Built For Higher Interest Rates
Simply Wall St. · 7d ago
3 US Financial Stocks That Could Gain From Higher Long Term Rates
Simply Wall St. · 16d ago
WSBF Surges 43% in a Year: Reason to Buy the Stock Now?
Zacks · 33d ago
Heritage Financial Insider Sold Shares Worth $399,091, According to a Recent SEC Filing
MT Newswires · 34d ago
Heritage Financial Corporation Q2 2026 Earnings Call Summary
Moby · 75d ago
Heritage Financial (HFWA) Q2 2026 Earnings Call Transcript
Motley Fool · 75d ago
Heritage Financial Corp (HFWA) Q2 2026 Earnings Call Highlights: Navigating Growth Amidst ...
GuruFocus.com · 75d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.