PEBK
Peoples Bancorp of North Carolina, Inc.
NasdaqGMUSDEQUITY
Financial Services
DELAYED
Buy
+34/100
Last price
44.03
▲ 0.45 (1.03%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
43.93
Prev close
43.58
Day high
44.33
Day low
43.39
Volume
10.46K
Market cap
$234.30M
P/E (TTM)
12.10
52W range
27.33 – 45.78
Day trading desk
Gap from prior close
+0.80%
Prior close 43.58
VWAP
43.98
+0.12% from price
Relative volume
0.55×
Quiet session
Session range
2.15%
43.39 – 44.33
Position in range
68%
Mid range
ATR (14D)
1.00
2.27% of price
Prior day high
44.71
PDH
Prior day low
43.58
PDL
Bid / ask spread
—
Quote not published
Session volume
17.75K
Avg 32.00K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+1.10%
-0.8%
1M
-0.25%
-1.4%
3M
+4.39%
-0.1%
6M
+8.82%
-9.4%
YTD
+21.63%
+7.4%
1Y
+45.46%
+29.0%
3Y
+100.14%
+17.9%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on PEBK open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-28.05K
Net selling
Buy transactions
1
400 shares
Sell transactions
15
28.45K shares
Net transactions
+16
Buys less sells
Sell : buy shares
71.1 : 1
Heavily one-sided
Insider-held shares
1.02M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 2, 26 | ABERNETHY ROBERT C. JR Director |
SELL | 7.00K | $305.27K | Indirect |
| Sep 2, 26 | ABERNETHY JAMES S Director |
SELL | 500 | $21.75K | Indirect |
| Sep 1, 26 | ABERNETHY ROBERT C. JR. Director |
SELL | 1.20K | $51.76K | Direct |
| Aug 27, 26 | ABERNETHY JAMES S Director |
SELL | 1.00K | $43.11K | Direct |
| Aug 27, 26 | PRICE BILLY L JR Director |
BUY | 400 | $17.20K | Direct |
| Aug 7, 26 | ABERNETHY ROBERT C. JR Director |
SELL | 950 | $40.21K | Direct |
| Aug 5, 26 | ABERNETHY ROBERT C. JR Director |
SELL | 5.25K | $227.41K | Indirect |
| Jul 30, 26 | ABERNETHY JAMES S Director |
SELL | 1.00K | $42.91K | Direct |
| Jul 29, 26 | ABERNETHY JAMES S Director |
SELL | 1.50K | $64.47K | |
| Jul 23, 26 | ABERNETHY ROBERT C. JR Director |
SELL | 5.00K | $210.70K | Indirect |
| Jul 23, 26 | ABERNETHY ROBERT C. JR Director |
SELL | 1.20K | $50.10K | Direct |
| Jun 1, 26 | ABERNETHY JAMES S Director |
SELL | 500 | $21.05K | Indirect |
| May 26, 26 | ABERNETHY ASHTON V. Director |
SELL | 950 | $40.15K | Direct |
| May 14, 26 | ABERNETHY JAMES S Director |
SELL | 600 | $24.12K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
ABERNETHY ASHTON V. |
Director | 43.84K | Sale |
ABERNETHY JAMES S |
Director | — | Sale |
ABERNETHY ROBERT C. JR |
Director | — | Sale |
ABERNETHY ROBERT C. JR. |
Director | 59.60K | Sale |
CABLE WILLIAM D SR |
Chief Executive Officer | 25.51K | Stock Award(Grant) |
HOWARD DOUGLAS S |
Director | 23.28K | Stock Award(Grant) |
LINEBERGER JOHN W JR |
Director | 5.64K | Stock Award(Grant) |
PRICE BILLY L JR |
Director | 15.24K | Purchase |
TERRY WILLIAM GREGORY |
Director | 19.43K | Stock Award(Grant) |
ZACHARY BENJAMIN I |
Director | 52.87K | Stock Award(Grant) |
Fundamentals
Market cap$234.30M
Enterprise value$192.17M
Revenue (TTM)$90.18M
Gross profit$90.18M
EBITDA—
Net income$19.96M
EPS (TTM)$3.64
Free cash flow—
Total cash$60.88M
Total debt$18.75M
Book value / share$30.32
Shares outstanding5.32M
Float4.54M
Short % of float2.07%
Dividend yield1.91%
Beta (5Y)0.31
Valuation & profitability ratios
Trailing P/E12.10
Forward P/E—
PEG ratio—
Price / sales—
Price / book1.45
EV / revenue2.13
EV / EBITDA—
Gross margin0.00%
Operating margin30.36%
Profit margin22.13%
Return on equity13.07%
Return on assets1.15%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $74.41M | $71.14M | $68.64M | $67.39M | +4.6% |
| Operating revenue | $74.41M | $71.14M | $68.64M | $67.39M | +4.6% |
| Selling, general & admin | $30.03M | $29.76M | $28.14M | $27.28M | +0.9% |
| Pre-tax income | $25.85M | $20.93M | $19.92M | $20.30M | +23.5% |
| Tax provision | $6.02M | $4.58M | $4.38M | $4.17M | +31.6% |
| Net income | $19.83M | $16.35M | $15.55M | $16.12M | +21.3% |
| Net income to common | $19.83M | $16.35M | $15.55M | $16.12M | +21.3% |
| Basic EPS | 3.74 | 3.08 | 2.87 | 2.94 | +21.4% |
| Diluted EPS | 3.62 | 2.98 | 2.77 | 2.85 | +21.5% |
| Basic shares | 5.30M | 5.31M | 5.42M | 5.48M | -0.1% |
| Diluted shares | 5.48M | 5.49M | 5.61M | 5.66M | -0.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $58.10M | $59.27M | $82.38M | $71.60M | — | -2.0% |
| Accounts receivable | — | — | — | $37.93M | $19.25M | — |
| Property, plant & equipment | $17.64M | $18.86M | $21.43M | $23.32M | — | -6.5% |
| Total assets | $1.70B | $1.65B | $1.64B | $1.62B | — | +3.0% |
| Long-term debt | $15.46M | $15.46M | $15.46M | $15.46M | — | 0.0% |
| Total debt | $19.08M | $19.60M | $20.30M | $20.65M | — | -2.7% |
| Total liabilities | $1.55B | $1.52B | $1.51B | $1.52B | — | +1.6% |
| Retained earnings | $135.65M | $121.06M | $109.76M | $100.16M | — | +12.0% |
| Shareholder equity | $157.12M | $130.56M | $121.02M | $105.19M | — | +20.3% |
| Net tangible assets | $157.12M | $130.56M | $121.02M | $105.19M | — | +20.3% |
| Shares issued | 5.46M | 5.46M | 5.53M | 5.64M | — | +0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $19.83M | $16.35M | $15.55M | $16.12M | +21.3% |
| Depreciation & amortisation | $2.74M | $2.89M | $3.13M | $6.03M | -5.2% |
| Stock-based compensation | $190.00K | $212.00K | $187.00K | $249.00K | -10.4% |
| Change in working capital | $488.00K | $1.12M | $979.00K | -$4.23M | -56.4% |
| Operating cash flow | $21.37M | $20.56M | $22.78M | $22.62M | +4.0% |
| Capital expenditure | -$1.41M | -$587.00K | -$1.95M | -$4.56M | -140.7% |
| Investing cash flow | -$41.83M | -$42.62M | -$753.00K | -$255.98M | +1.9% |
| Share buybacks | $0 | -$2.00M | -$2.00M | -$710.00K | +100.0% |
| Dividends paid | -$5.25M | -$5.05M | -$5.11M | -$4.93M | -4.0% |
| Financing cash flow | $19.30M | -$1.04M | -$11.25M | $27.46M | +1,950.1% |
| Free cash flow | $19.96M | $19.97M | $20.83M | $18.05M | -0.1% |
| End cash position | $58.10M | $59.27M | $82.38M | $71.60M | -2.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $20.20M | $19.05M | $19.11M | $18.58M | $18.91M | +6.1% |
| Operating revenue | $20.20M | $19.05M | $19.11M | $18.58M | $18.91M | +6.1% |
| Selling, general & admin | $7.55M | $7.70M | $7.64M | $7.56M | $7.61M | -1.9% |
| Pre-tax income | $6.73M | $5.65M | $8.76M | $4.79M | $6.66M | +19.2% |
| Tax provision | $1.50M | $1.25M | $2.13M | $1.10M | $1.50M | +19.7% |
| Net income | $5.23M | $4.40M | $6.63M | $3.69M | $5.16M | +19.0% |
| Net income to common | $5.23M | $4.40M | $6.63M | $3.69M | $5.16M | +19.0% |
| Basic EPS | 0.98 | 0.83 | 1.25 | 0.70 | 0.97 | +18.1% |
| Diluted EPS | 0.96 | 0.80 | 1.21 | 0.67 | 0.95 | +20.0% |
| Basic shares | 5.34M | 5.30M | 5.31M | 5.27M | 5.32M | +0.8% |
| Diluted shares | 5.45M | 5.50M | 5.48M | 5.51M | 5.43M | -0.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $60.88M | $61.26M | $58.10M | $117.02M | $102.00M | -0.6% |
| Property, plant & equipment | $17.19M | $17.43M | $17.64M | $18.08M | $18.36M | -1.4% |
| Total assets | $1.76B | $1.73B | $1.70B | $1.74B | $1.69B | +1.8% |
| Long-term debt | $15.46M | $15.46M | $15.46M | $15.46M | $15.46M | 0.0% |
| Total debt | $18.75M | $18.91M | $19.08M | $19.26M | $19.31M | -0.8% |
| Total liabilities | $1.60B | $1.58B | $1.55B | $1.59B | $1.55B | +1.7% |
| Retained earnings | $142.06M | $137.97M | $135.65M | $130.10M | $127.51M | +3.0% |
| Shareholder equity | $161.34M | $158.12M | $157.12M | $149.47M | $144.00M | +2.0% |
| Net tangible assets | $161.34M | $158.12M | $157.12M | $149.47M | $144.00M | +2.0% |
| Shares issued | 5.32M | 5.46M | 5.46M | 5.46M | 5.46M | -2.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | $5.23M | $4.40M | $6.63M | $3.69M | $5.16M | — | +19.0% |
| Depreciation & amortisation | $643.00K | $653.00K | $621.00K | $735.00K | $705.00K | — | -1.5% |
| Stock-based compensation | $193.00K | -$59.00K | $111.00K | $53.00K | $53.00K | — | +427.1% |
| Change in working capital | $402.00K | -$69.00K | $818.00K | -$326.00K | $963.00K | — | +682.6% |
| Operating cash flow | $6.44M | $5.03M | $5.29M | $4.69M | $5.47M | — | +28.0% |
| Capital expenditure | -$397.00K | -$448.00K | -$234.00K | -$314.00K | -$102.00K | — | +11.4% |
| Investing cash flow | -$32.40M | -$31.21M | -$19.44M | -$27.65M | -$1.15M | — | -3.8% |
| Share buybacks | — | — | $0 | $0 | $0 | $0 | — |
| Dividends paid | -$1.15M | -$2.08M | -$1.09M | -$1.09M | -$1.09M | — | +44.7% |
| Financing cash flow | $25.59M | $29.33M | -$44.76M | $37.98M | -$4.84M | — | -12.8% |
| Free cash flow | $6.04M | $4.58M | $5.06M | $4.37M | $5.37M | — | +31.9% |
| End cash position | $60.88M | $61.26M | $58.10M | $117.02M | $102.00M | — | -0.6% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Sep 2012 | — | 0.21 | — |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders19.12%
Held by institutions47.27%
Institutions holding126
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
43.40
+1.45% from price
SMA 20
43.72
+0.71% from price
SMA 50
43.74
+0.67% from price
SMA 100
43.14
+2.07% from price
SMA 200
40.78
+7.97% from price
EMA 12
43.62
+0.94% from price
EMA 26
43.65
+0.88% from price
EMA 50
43.52
+1.18% from price
RSI (14)
52.8
Neutral
MACD (12,26,9)
-0.03
Hist 0.03
ATR (14)
1.00
2.27% of price
Realised vol 30D
21.0%
Annualised
Bollinger upper
44.82
20, 2σ
Bollinger lower
42.62
20, 2σ
50 / 200 cross
Golden
43.74 vs 40.78
Trend bias
Above 200
+7.97%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.35
Less volatile than market
Correlation to SPY
0.18
Largely independent
Realised vol 30D
21.0%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-10.0%
Peak to trough
Max drawdown 5Y
-49.6%
Peak to trough
ATR 14
1.00
2.27% of price
Beta (reported)
0.31
5Y monthly, from filing
Short interest
Shares short
93.76K
Prior 86.84K
Change vs prior
+8.0%
Shorts adding
% of float
2.07%
Normal
% of shares out
1.76%
Against total outstanding
Days to cover
3.4
Liquid
Float
4.54M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Dividends & splits
Forward rate$0.84 / yr
Forward yield1.91%
5-year avg yield2.52%
Payout ratio22.53%
Ex-dividend dateSep 3, 2026
Next pay dateSep 15, 2026
Last split11:10
Split dateDec 1, 2017
SEC filings
Periodic Financial Reports
10-Q · 2026-08-04
Corporate Changes & Voting Matters
8-K · 2026-07-21
Corporate Changes & Voting Matters
8-K · 2026-07-20
Corporate Changes & Voting Matters
8-K · 2026-05-08
Periodic Financial Reports
10-Q · 2026-05-07
Corporate Changes & Voting Matters
8-K · 2026-04-20
Proxy Statements
DEF 14A · 2026-03-25
Periodic Financial Reports
10-K · 2026-03-11
Headlines
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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