FSBW
FS Bancorp, Inc.
NasdaqCMUSDEQUITY
Financial Services
DELAYED
Buy
+29/100
Last price
44.11
▼ 0.32 (0.72%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
44.51
Prev close
44.43
Day high
44.78
Day low
43.95
Volume
19.13K
Market cap
$346.80M
P/E (TTM)
10.12
52W range
36.66 – 45.85
Day trading desk
Gap from prior close
+0.18%
Prior close 44.43
VWAP
44.35
-0.55% from price
Relative volume
0.47×
Quiet session
Session range
1.89%
43.95 – 44.78
Position in range
19%
Near session low
ATR (14D)
0.88
2.00% of price
Prior day high
44.57
PDH
Prior day low
43.68
PDL
Bid / ask spread
—
Quote not published
Session volume
11.02K
Avg 23.67K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+0.64%
-1.3%
1M
+0.52%
-0.6%
3M
+3.35%
-1.2%
6M
+11.95%
-6.2%
YTD
+7.14%
-7.1%
1Y
+10.16%
-6.3%
3Y
+49.53%
-32.7%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on FSBW open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+35.11K
Net buying
Buy transactions
16
38.69K shares
Sell transactions
3
3.58K shares
Net transactions
+19
Buys less sells
Sell : buy shares
0.1 : 1
Mixed
Insider-held shares
603.25K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 28, 26 | DEGNER TERRI L Director |
SELL | 975 | $42.17K | Direct |
| Aug 25, 26 | DEGNER TERRI L Director |
SELL | 1.69K | $72.37K | Direct |
| Aug 25, 26 | MCCORMICK SEAN Officer |
SELL | 907 | $38.87K | Direct |
| Aug 14, 26 | ZAVAGLIA JOSEPH P Director |
STOCK | 1.20K | $0 | Direct |
| Aug 14, 26 | DEGNER TERRI L Director |
STOCK | 1.20K | $0 | Direct |
| Aug 14, 26 | ADAMS JOSEPH C Director |
STOCK | 1.20K | $0 | Direct |
| Aug 14, 26 | MANSFIELD MICHAEL J Director |
STOCK | 1.20K | $0 | Direct |
| Aug 14, 26 | LEECH TED A Chairman of the Board |
STOCK | 1.20K | $0 | Direct |
| Aug 14, 26 | MULLET MATTHEW D Chief Executive Officer |
STOCK | 8.05K | $0 | Direct |
| Aug 14, 26 | COFER-WILDSMITH MARINA Director |
STOCK | 1.20K | $0 | Direct |
| Aug 14, 26 | NIELSEN KELLI Officer |
STOCK | 3.05K | $0 | Direct |
| Aug 14, 26 | BURR ERIN Officer |
STOCK | 2.99K | $0 | Direct |
| Aug 14, 26 | JARMAN VICTORIA Officer |
STOCK | 2.96K | $0 | Direct |
| Aug 14, 26 | ANDREWS PAMELA MARIE Director |
STOCK | 1.20K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
ADAMS JOSEPH C |
Director | 116.39K | Stock Award(Grant) |
ALLEN SHANA |
Chief Technology Officer | 18.16K | Stock Award(Grant) |
ANDREWS PAMELA MARIE |
Director | 18.22K | Stock Award(Grant) |
BURR ERIN |
Officer | 40.99K | Stock Award(Grant) |
CROWL BEN |
Officer | 20.51K | Stock Award(Grant) |
JARMAN VICTORIA |
Officer | 32.58K | Stock Award(Grant) |
LEECH TED A |
Chairman of the Board | 81.06K | Stock Award(Grant) |
MANSFIELD MICHAEL J |
Director | 90.53K | Stock Award(Grant) |
MULLET MATTHEW D |
Chief Executive Officer | 152.82K | Stock Award(Grant) |
NIELSEN KELLI |
Officer | 21.11K | Stock Award(Grant) |
Fundamentals
Market cap$346.80M
Enterprise value$669.57M
Revenue (TTM)$144.94M
Gross profit$144.94M
EBITDA—
Net income$32.84M
EPS (TTM)$4.36
Free cash flow—
Total cash$34.74M
Total debt$381.04M
Book value / share$43.57
Shares outstanding7.86M
Float6.12M
Short % of float2.48%
Dividend yield2.63%
Beta (5Y)0.67
Valuation & profitability ratios
Trailing P/E10.12
Forward P/E9.45
PEG ratio1.35
Price / sales—
Price / book1.01
EV / revenue4.62
EV / EBITDA—
Gross margin0.00%
Operating margin32.41%
Profit margin23.02%
Return on equity10.83%
Return on assets1.05%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $149.76M | $141.98M | $141.37M | $119.67M | +5.5% |
| Operating revenue | $149.76M | $141.98M | $141.37M | $119.67M | +5.5% |
| Selling, general & admin | $61.34M | $58.41M | $57.36M | $49.75M | +5.0% |
| Pre-tax income | $41.12M | $41.58M | $45.27M | $36.99M | -1.1% |
| Tax provision | $7.77M | $6.56M | $9.22M | $7.34M | +18.6% |
| Net income | $33.35M | $35.02M | $36.05M | $29.65M | -4.8% |
| Net income to common | $32.78M | $34.45M | $35.48M | $29.09M | -4.9% |
| Basic EPS | 4.35 | 4.48 | 4.63 | 3.75 | -2.9% |
| Diluted EPS | 4.29 | 4.36 | 4.56 | 3.70 | -1.6% |
| Basic shares | 7.67M | 7.82M | 7.79M | 7.91M | -1.9% |
| Diluted shares | 7.77M | 8.03M | 7.91M | 8.01M | -3.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $28.22M | $33.36M | $89.86M | $46.15M | -15.4% |
| Accounts receivable | $14.61M | $13.88M | $14.01M | $11.14M | +5.3% |
| Property, plant & equipment | $49.85M | $35.13M | $37.20M | $31.34M | +41.9% |
| Goodwill & intangibles | $22.72M | $26.51M | $38.11M | $23.70M | -14.3% |
| Total assets | $3.20B | $3.03B | $2.97B | $2.63B | +5.5% |
| Long-term debt | $178.97M | $349.40M | $53.42M | $235.99M | -48.8% |
| Total debt | $184.85M | $354.96M | $60.27M | $242.46M | -47.9% |
| Total liabilities | $2.89B | $2.73B | $2.71B | $2.40B | +5.7% |
| Retained earnings | $280.20M | $257.11M | $230.35M | $202.06M | +9.0% |
| Shareholder equity | $307.69M | $295.77M | $264.49M | $231.70M | +4.0% |
| Net tangible assets | $284.98M | $269.26M | $226.38M | $208.00M | +5.8% |
| Shares issued | 7.51M | 7.83M | 7.80M | 7.74M | -4.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $33.35M | $35.02M | $36.05M | $29.65M | -4.8% |
| Depreciation & amortisation | $11.94M | $10.57M | $12.65M | $14.00M | +13.0% |
| Stock-based compensation | $2.25M | $1.81M | $2.01M | $1.97M | +24.8% |
| Change in working capital | $350.00K | $2.87M | -$3.73M | $1.19M | -87.8% |
| Operating cash flow | $72.31M | $50.82M | $77.67M | $184.90M | +42.3% |
| Capital expenditure | -$20.37M | -$1.64M | -$1.67M | -$1.55M | -1,146.1% |
| Investing cash flow | -$206.43M | -$104.20M | $77.67M | -$504.04M | -98.1% |
| Share buybacks | -$15.89M | -$2.89M | -$578.00K | -$15.82M | -449.0% |
| Dividends paid | -$10.26M | -$8.27M | -$7.76M | -$7.10M | -24.2% |
| Financing cash flow | $130.70M | $19.32M | -$131.08M | $334.09M | +576.6% |
| Free cash flow | $51.94M | $49.19M | $76.00M | $183.35M | +5.6% |
| End cash position | $28.22M | $31.64M | $65.69M | $41.44M | -10.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $37.90M | $37.06M | $39.10M | $38.54M | $36.56M | +2.3% |
| Operating revenue | $37.90M | $37.06M | $39.10M | $38.54M | $36.56M | +2.3% |
| Selling, general & admin | $16.55M | $15.79M | $15.74M | $15.27M | $15.04M | +4.8% |
| Pre-tax income | $10.05M | $9.90M | $10.31M | $11.59M | $9.76M | +1.6% |
| Tax provision | $2.12M | $2.07M | $1.89M | $2.41M | $2.03M | +2.4% |
| Net income | $7.94M | $7.83M | $8.42M | $9.18M | $7.73M | +1.4% |
| Net income to common | $7.80M | $7.69M | $8.30M | $9.00M | $7.59M | +1.3% |
| Basic EPS | 1.06 | 1.04 | 1.12 | 1.20 | 1.00 | +1.9% |
| Diluted EPS | 1.04 | 1.02 | 1.10 | 1.18 | 0.99 | +2.0% |
| Basic shares | 7.34M | 7.40M | 7.41M | 7.49M | 7.58M | -0.8% |
| Diluted shares | 7.48M | 7.53M | 7.53M | 7.62M | 7.70M | -0.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $29.71M | $38.70M | $28.22M | $61.28M | $33.44M | -23.2% |
| Accounts receivable | $14.26M | $15.33M | $14.61M | $15.12M | $14.27M | -7.0% |
| Property, plant & equipment | $50.11M | $49.08M | $49.85M | $39.28M | $38.07M | +2.1% |
| Goodwill & intangibles | $21.56M | $22.04M | $22.72M | $23.38M | $24.32M | -2.2% |
| Total assets | $3.18B | $3.20B | $3.20B | $3.21B | $3.18B | -0.8% |
| Long-term debt | $374.19M | $216.98M | $178.97M | $178.95M | $283.93M | +72.5% |
| Total debt | $380.95M | $222.55M | $184.85M | $185.94M | $292.07M | +71.2% |
| Total liabilities | $2.86B | $2.89B | $2.89B | $2.91B | $2.88B | -1.0% |
| Retained earnings | $291.63M | $285.85M | $280.20M | $273.88M | $268.51M | +2.0% |
| Shareholder equity | $318.96M | $313.85M | $307.69M | $300.51M | $297.20M | +1.6% |
| Net tangible assets | $297.40M | $291.81M | $284.98M | $277.13M | $272.89M | +1.9% |
| Shares issued | 7.42M | 7.50M | 7.51M | 7.54M | 7.62M | -1.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $7.94M | $7.83M | $8.42M | $9.18M | $7.73M | +1.4% |
| Depreciation & amortisation | $2.44M | $2.28M | $2.49M | $3.19M | $3.92M | +7.1% |
| Stock-based compensation | $643.00K | $627.00K | $633.00K | $583.00K | $526.00K | +2.6% |
| Change in working capital | $1.73M | $900.00K | -$7.85M | $3.43M | $6.92M | +92.1% |
| Operating cash flow | $52.00M | $8.71M | $12.36M | $44.64M | $7.15M | +496.9% |
| Capital expenditure | -$574.00K | -$273.00K | -$15.71M | -$3.02M | -$1.29M | -110.3% |
| Investing cash flow | -$23.90M | $2.23M | -$29.16M | -$35.76M | -$133.33M | -1,173.4% |
| Share buybacks | -$3.64M | -$620.00K | -$1.54M | -$5.36M | -$5.23M | -486.6% |
| Dividends paid | -$2.15M | -$2.17M | -$2.10M | -$3.80M | -$2.16M | +0.8% |
| Financing cash flow | -$37.09M | -$456.00K | -$16.25M | $19.21M | $96.64M | -8,032.9% |
| Free cash flow | $51.42M | $8.44M | -$3.35M | $41.61M | $5.85M | +509.4% |
| End cash position | $29.71M | $38.70M | $28.22M | $61.28M | $33.20M | -23.2% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.08 | 0.86 | -20.3% |
| Mar 2026 | 1.01 | 1.02 | +0.7% |
| Dec 2025 | 1.13 | 0.97 | -13.9% |
| Sep 2025 | 1.08 | 1.03 | -4.5% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.11 | 3 | $40.70M | +3.6% |
| Next quarter | 1.08 | 3 | $42.15M | +5.4% |
| Current year | 4.34 | 3 | $159.45M | +4.4% |
| Next year | 4.67 | 3 | $172.55M | +8.2% |
Analyst targets & ownership
Mean target$45.00
High target$45.00
Low target$45.00
Implied upside2.02%
Analyst count2
ConsensusHOLD
Strong buy / Buy0 / 0
Hold3
Sell / Strong sell0 / 0
Held by insiders8.23%
Held by institutions65.55%
Institutions holding163
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
44.04
+0.17% from price
SMA 20
43.95
+0.36% from price
SMA 50
43.41
+1.62% from price
SMA 100
42.77
+3.14% from price
SMA 200
41.78
+5.57% from price
EMA 12
44.02
+0.20% from price
EMA 26
43.80
+0.72% from price
EMA 50
43.47
+1.46% from price
RSI (14)
53.1
Neutral
MACD (12,26,9)
0.23
Hist 0.00
ATR (14)
0.88
2.00% of price
Realised vol 30D
16.4%
Annualised
Bollinger upper
44.78
20, 2σ
Bollinger lower
43.13
20, 2σ
50 / 200 cross
Golden
43.41 vs 41.78
Trend bias
Above 200
+5.57%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.20
Less volatile than market
Correlation to SPY
0.10
Largely independent
Realised vol 30D
16.4%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-15.6%
Peak to trough
Max drawdown 5Y
-29.1%
Peak to trough
ATR 14
0.88
2.00% of price
Beta (reported)
0.67
5Y monthly, from filing
Short interest
Shares short
152.14K
Prior 213.21K
Change vs prior
-28.6%
Shorts covering
% of float
2.48%
Normal
% of shares out
1.94%
Against total outstanding
Days to cover
7.2
Crowded exit
Float
6.12M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 22, 26 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Feb 27, 26 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Jan 26, 26 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Jul 24, 25 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Jul 25, 24 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Jul 7, 22 | Raymond James | DOWNGRADE | Outperform | Market Perform |
| Jun 11, 21 | Raymond James | MAINTAINED | — | Outperform |
| Apr 27, 21 | Raymond James | MAINTAINED | — | Outperform |
| Feb 26, 21 | Raymond James | MAINTAINED | — | Outperform |
| Feb 1, 21 | Raymond James | MAINTAINED | — | Outperform |
| Oct 27, 20 | Raymond James | MAINTAINED | — | Outperform |
| Jun 17, 20 | Raymond James | UPGRADE | Market Perform | Outperform |
Dividends & splits
Forward rate$1.16 / yr
Forward yield2.63%
5-year avg yield2.54%
Payout ratio26.15%
Ex-dividend dateAug 7, 2026
Next pay dateAug 21, 2026
Last split2:1
Split dateJul 15, 2021
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-08-24
Corporate Changes & Voting Matters
8-K · 2026-08-21
Corporate Changes & Voting Matters
8-K · 2026-08-11
Periodic Financial Reports
10-Q · 2026-08-10
Corporate Changes & Voting Matters
8-K · 2026-07-21
Offering Registrations
S-4/A · 2026-07-13
Offering Registrations
S-4 · 2026-06-29
Offering Registrations
S-8 · 2026-06-12
Headlines
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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