HBT
HBT Financial, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Buy
+43/100
Last price
36.29
▼ 0.02 (0.06%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
36.40
Prev close
36.31
Day high
36.58
Day low
36.18
Volume
167.13K
Market cap
$1.32B
P/E (TTM)
15.44
52W range
22.36 – 37.51
Day trading desk
Gap from prior close
+0.25%
Prior close 36.31
VWAP
36.30
-0.01% from price
Relative volume
2.30×
Unusually busy
Session range
1.12%
36.17 – 36.58
Position in range
28%
Near session low
ATR (14D)
0.67
1.86% of price
Prior day high
36.48
PDH
Prior day low
36.02
PDL
Bid / ask spread
—
Quote not published
Session volume
304.51K
Avg 132.18K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+1.68%
-0.3%
1M
-0.82%
-2.0%
3M
+14.62%
+10.1%
6M
+31.49%
+13.3%
YTD
+40.39%
+26.1%
1Y
+45.39%
+29.0%
3Y
+98.96%
+16.7%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
10 more panels on HBT open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+3.38K
Net buying
Buy transactions
2
19.12K shares
Sell transactions
1
15.74K shares
Net transactions
+3
Buys less sells
Sell : buy shares
0.8 : 1
Mixed
Insider-held shares
20.51M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 18, 26 | BAKER ROGER A. Director |
STOCK | 15.00K | $0 | Indirect |
| Apr 30, 26 | SCHEIRER MARK W Officer |
STOCK | 4.12K | $0 | Direct |
| Apr 28, 26 | DRAKE FRED L Officer, Director and Beneficial Owner |
SELL | 15.74K | $455.42K | Indirect |
| Mar 16, 26 | BUSCH PATRICK F Director |
SELL | 15.00K | $397.20K | Indirect |
| Mar 16, 26 | HORVATH LAWRENCE J Officer |
SELL | 5.00K | $133.00K | Direct |
| Mar 10, 26 | BURWELL ERIC E Director |
BUY | 4.00K | $104.96K | Indirect |
| Feb 27, 26 | CHAPMAN PETER ROBERT Chief Financial Officer |
STOCK | 6.82K | $0 | Direct |
| Feb 27, 26 | ZURKAMER ANDREA E Officer |
STOCK | 2.34K | $0 | Direct |
| Feb 27, 26 | DRAKE FRED L Officer, Director and Beneficial Owner |
STOCK | 10.43K | $0 | Direct |
| Feb 27, 26 | BOWMAN C ALVIN Director |
STOCK | 600 | $0 | Direct |
| Feb 27, 26 | DRAKE ALLEN C Director |
STOCK | 600 | $0 | Direct |
| Feb 27, 26 | SCHEIRER MARK W Officer |
STOCK | 3.17K | $0 | Direct |
| Feb 27, 26 | PFEIFFER GERALD E Director |
STOCK | 600 | $0 | Direct |
| Feb 27, 26 | CARTER JAMES LANCE Chief Executive Officer |
STOCK | 11.50K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
ASHWORTH JAMES |
Director | — | Stock Award(Grant) |
BAKER ROGER A. |
Director | — | Stock Gift |
BURWELL ERIC E |
Director | — | Purchase |
BUSCH PATRICK F |
Director | — | Sale |
CARTER JAMES LANCE |
Chief Executive Officer | 147.07K | Stock Award(Grant) |
DRAKE ALLEN C |
Director | 1.37M | Stock Award(Grant) |
DRAKE FRED L |
Officer, Director and Beneficial Owner | — | Sale |
HORVATH LAWRENCE J |
Officer | 58.61K | Sale |
LANIER DIANE H |
Officer | 35.30K | Stock Award(Grant) |
PFEIFFER GERALD E |
Director | 64.95K | Stock Award(Grant) |
Fundamentals
Market cap$1.32B
Enterprise value$1.34B
Revenue (TTM)$265.92M
Gross profit$265.92M
EBITDA—
Net income$77.75M
EPS (TTM)$2.35
Free cash flow—
Total cash$135.30M
Total debt$153.32M
Book value / share$21.03
Shares outstanding36.37M
Float15.84M
Short % of float5.78%
Dividend yield2.76%
Beta (5Y)0.49
Valuation & profitability ratios
Trailing P/E15.44
Forward P/E10.49
PEG ratio—
Price / sales—
Price / book1.73
EV / revenue5.03
EV / EBITDA—
Gross margin0.00%
Operating margin49.92%
Profit margin29.24%
Return on equity11.56%
Return on assets1.32%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $235.74M | $222.37M | $225.72M | $179.54M | +6.0% |
| Operating revenue | $235.74M | $222.37M | $225.72M | $179.54M | +6.0% |
| Selling, general & admin | $86.30M | $83.02M | $84.81M | $65.06M | +4.0% |
| Pre-tax income | $104.51M | $97.38M | $88.58M | $76.19M | +7.3% |
| Tax provision | $27.50M | $25.60M | $22.74M | $19.73M | +7.4% |
| Net income | $77.01M | $71.78M | $65.84M | $56.46M | +7.3% |
| Net income to common | $77.01M | $71.78M | $65.84M | $56.46M | +7.3% |
| Basic EPS | 2.44 | 2.27 | 2.08 | 2.09 | +7.5% |
| Diluted EPS | 2.44 | 2.26 | 2.07 | 2.09 | +8.0% |
| Basic shares | 31.50M | 31.59M | 31.63M | 28.85M | -0.3% |
| Diluted shares | 31.61M | 31.71M | 31.81M | 28.85M | -0.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $122.27M | $137.69M | $141.76M | $114.16M | -11.2% |
| Accounts receivable | $23.78M | $24.77M | $24.53M | $19.51M | -4.0% |
| Property, plant & equipment | $73.64M | $66.76M | $65.15M | $50.47M | +10.3% |
| Goodwill & intangibles | $91.88M | $96.49M | $99.50M | $40.54M | -4.8% |
| Total assets | $5.07B | $5.03B | $5.07B | $4.29B | +0.8% |
| Long-term debt | $65.21M | $105.63M | $104.89M | $237.18M | -38.3% |
| Total debt | $65.21M | $105.63M | $104.89M | $237.18M | -38.3% |
| Total liabilities | $4.46B | $4.49B | $4.58B | $3.91B | -0.7% |
| Retained earnings | $367.16M | $316.76M | $269.05M | $232.00M | +15.9% |
| Shareholder equity | $615.50M | $544.61M | $489.50M | $373.63M | +13.0% |
| Net tangible assets | $523.62M | $448.12M | $389.99M | $333.09M | +16.8% |
| Shares issued | 32.90M | 32.83M | 32.73M | 29.31M | +0.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $77.01M | $71.78M | $65.84M | $56.46M | +7.3% |
| Depreciation & amortisation | $5.93M | $5.78M | $5.78M | $3.92M | +2.5% |
| Stock-based compensation | $1.94M | $1.75M | $1.95M | $1.95M | +10.9% |
| Change in working capital | $294.00K | $4.29M | -$18.66M | $7.39M | -93.1% |
| Operating cash flow | $85.07M | $89.37M | $65.83M | $72.59M | -4.8% |
| Capital expenditure | -$10.25M | -$5.51M | -$3.13M | -$1.05M | -86.1% |
| Investing cash flow | -$39.64M | $32.35M | $132.66M | -$335.12M | -222.5% |
| Share buybacks | -$4.50M | -$4.42M | -$8.91M | -$4.78M | -1.9% |
| Dividends paid | -$26.61M | -$24.18M | -$21.87M | -$18.58M | -10.0% |
| Financing cash flow | -$60.85M | -$125.28M | -$171.40M | -$32.57M | +51.4% |
| Free cash flow | $74.82M | $83.87M | $62.70M | $71.54M | -10.8% |
| End cash position | $122.27M | $137.69M | $141.25M | $114.16M | -11.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $80.34M | $66.64M | $60.10M | $59.57M | $58.44M | +20.6% |
| Operating revenue | $80.34M | $66.64M | $60.10M | $59.57M | $58.44M | +20.6% |
| Selling, general & admin | $28.23M | $28.71M | $21.39M | $21.26M | $21.60M | -1.7% |
| Pre-tax income | $37.77M | $15.05M | $25.91M | $26.73M | $26.36M | +151.0% |
| Tax provision | $9.93M | $3.85M | $6.98M | $6.97M | $7.13M | +157.9% |
| Net income | $27.84M | $11.20M | $18.94M | $19.77M | $19.23M | +148.6% |
| Net income to common | $27.84M | $11.20M | $18.94M | $19.77M | $19.23M | +148.6% |
| Basic EPS | 0.77 | 0.34 | 0.60 | 0.63 | 0.61 | +126.5% |
| Diluted EPS | 0.76 | 0.34 | 0.60 | 0.63 | 0.61 | +123.5% |
| Basic shares | 36.37M | 33.18M | 31.43M | 31.48M | 31.51M | +9.6% |
| Diluted shares | 36.47M | 33.30M | 31.56M | 31.59M | 31.59M | +9.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $132.50M | $287.90M | $122.27M | $155.13M | $195.74M | -54.0% |
| Accounts receivable | $35.08M | $35.31M | $23.78M | $23.57M | $20.62M | -0.7% |
| Property, plant & equipment | $91.42M | $90.97M | $73.64M | $69.97M | $68.52M | +0.5% |
| Goodwill & intangibles | $144.15M | $148.56M | $91.88M | $92.83M | $94.04M | -3.0% |
| Total assets | $6.73B | $6.77B | $5.07B | $5.04B | $5.02B | -0.7% |
| Long-term debt | $149.33M | $149.26M | $65.21M | $60.16M | $99.71M | +0.0% |
| Total debt | $149.33M | $149.26M | $65.21M | $60.16M | $99.71M | +0.0% |
| Total liabilities | $5.96B | $6.03B | $4.46B | $4.44B | $4.44B | -1.1% |
| Retained earnings | $390.53M | $371.09M | $367.16M | $354.86M | $341.75M | +5.2% |
| Shareholder equity | $764.73M | $747.40M | $615.50M | $599.13M | $580.90M | +2.3% |
| Net tangible assets | $620.59M | $598.85M | $523.62M | $506.30M | $486.86M | +3.6% |
| Shares issued | 36.37M | 38.45M | 32.90M | 32.90M | 32.90M | -5.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $27.84M | $11.20M | $18.94M | $19.77M | $19.23M | +148.6% |
| Depreciation & amortisation | $2.56M | $1.86M | $1.50M | $1.51M | $1.47M | +37.6% |
| Stock-based compensation | $475.00K | $477.00K | $556.00K | $513.00K | $455.00K | -0.4% |
| Change in working capital | -$9.06M | $8.86M | $2.60M | -$4.94M | -$7.72M | -202.3% |
| Operating cash flow | $17.22M | $28.52M | $23.90M | $17.17M | $13.55M | -39.6% |
| Capital expenditure | -$1.55M | -$2.72M | -$4.59M | -$2.27M | -$2.11M | +43.2% |
| Investing cash flow | -$113.88M | $234.06M | -$66.62M | -$50.22M | $60.35M | -148.7% |
| Share buybacks | -$426.00K | -$15.73M | -$587.00K | -$1.01M | -$2.90M | +97.3% |
| Dividends paid | -$8.41M | -$7.27M | -$6.64M | -$6.65M | -$6.65M | -15.7% |
| Financing cash flow | -$58.74M | -$97.20M | $9.85M | -$7.57M | -$89.75M | +39.6% |
| Free cash flow | $15.67M | $25.80M | $19.31M | $14.90M | $11.45M | -39.3% |
| End cash position | $132.25M | $287.65M | $122.27M | $155.13M | $195.74M | -54.0% |
Options analytics
Put / call volume
32.27
Put-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
22.50
-38.0% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
-6.2%
Calls bid over puts
Call volume
11
Contracts, this expiry
Put volume
355
Contracts, this expiry
Heaviest call OI
30.00
0 contracts
Heaviest put OI
22.50
346 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.73 | 0.78 | +6.3% |
| Mar 2026 | 0.62 | 0.68 | +9.7% |
| Dec 2025 | 0.64 | 0.64 | +0.3% |
| Sep 2025 | 0.62 | 0.65 | +4.8% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.79 | 5 | $82.87M | +37.2% |
| Next quarter | 0.79 | 5 | $83.62M | +37.1% |
| Current year | 3.04 | 5 | $316.03M | +32.1% |
| Next year | 3.46 | 5 | $391.00M | +23.7% |
Analyst targets & ownership
Mean target$40.20
High target$44.00
Low target$37.00
Implied upside10.77%
Analyst count5
ConsensusBUY
Strong buy / Buy2 / 1
Hold2
Sell / Strong sell0 / 0
Held by insiders56.40%
Held by institutions26.09%
Institutions holding190
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
35.88
+1.14% from price
SMA 20
36.01
+0.77% from price
SMA 50
36.07
+0.61% from price
SMA 100
33.32
+8.92% from price
SMA 200
30.35
+19.56% from price
EMA 12
36.00
+0.80% from price
EMA 26
35.92
+1.04% from price
EMA 50
35.35
+2.66% from price
RSI (14)
55.2
Neutral
MACD (12,26,9)
0.09
Hist 0.02
ATR (14)
0.67
1.86% of price
Realised vol 30D
14.6%
Annualised
Bollinger upper
36.83
20, 2σ
Bollinger lower
35.19
20, 2σ
50 / 200 cross
Golden
36.07 vs 30.35
Trend bias
Above 200
+19.56%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.33
Less volatile than market
Correlation to SPY
0.17
Largely independent
Realised vol 30D
14.6%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-12.6%
Peak to trough
Max drawdown 5Y
-27.8%
Peak to trough
ATR 14
0.67
1.86% of price
Beta (reported)
0.49
5Y monthly, from filing
Short interest
Shares short
1.01M
Prior 918.65K
Change vs prior
+10.1%
Shorts adding
% of float
5.78%
Normal
% of shares out
2.78%
Against total outstanding
Days to cover
8.9
Crowded exit
Float
15.84M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 13, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Aug 11, 26 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Jul 28, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Jun 26, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Apr 28, 26 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Apr 28, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Mar 13, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jan 7, 26 | Raymond James | UPGRADE | Market Perform | Outperform |
| Oct 21, 25 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jul 22, 25 | Raymond James | MAINTAINED | Outperform | Outperform |
| Jul 22, 25 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Jul 22, 25 | Piper Sandler | MAINTAINED | Neutral | Neutral |
Dividends & splits
Forward rate$1.00 / yr
Forward yield2.76%
5-year avg yield3.29%
Payout ratio37.45%
Ex-dividend dateAug 11, 2026
Next pay dateAug 18, 2026
Last split—
Split date—
SEC filings
Offering Registrations
S-4/A · 2026-09-14
Offering Registrations
S-4 · 2026-08-31
Corporate Changes & Voting Matters
8-K · 2026-08-10
Periodic Financial Reports
10-Q · 2026-08-07
Offering Registrations
S-4/A · 2026-08-04
Corporate Changes & Voting Matters
8-K · 2026-07-27
Offering Registrations
S-4/A · 2026-06-12
Offering Registrations
S-4 · 2026-05-27
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.