SPFI
South Plains Financial, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Last price
44.21
▼ 0.04 (0.09%)
MARKET · —
Price
Open
44.09
Prev close
44.25
Day high
44.53
Day low
43.73
Volume
81.48K
Market cap
$832.88M
P/E (TTM)
12.01
52W range
35.34 – 46.94
Trailing performance
Returnvs SPY
1W
-2.96%
-1.6%
1M
-0.09%
-3.8%
3M
+10.17%
+7.1%
6M
+4.12%
-6.9%
YTD
+13.94%
+1.7%
1Y
+11.53%
-8.5%
3Y
+64.41%
-9.8%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$832.88M
Enterprise value$96.77M
Revenue (TTM)$223.82M
Gross profit$223.82M
EBITDA—
Net income$65.11M
EPS (TTM)$3.68
Free cash flow—
Total cash$796.65M
Total debt$60.54M
Book value / share$33.43
Shares outstanding18.84M
Float14.93M
Short % of float3.27%
Dividend yield1.63%
Beta (5Y)0.46
Valuation & profitability ratios
Trailing P/E12.01
Forward P/E10.61
PEG ratio—
Price / sales—
Price / book1.32
EV / revenue0.43
EV / EBITDA—
Gross margin0.00%
Operating margin37.85%
Profit margin29.09%
Return on equity12.02%
Return on assets1.34%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $211.89M | $195.17M | $218.97M | $214.62M |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $58.47M | $49.72M | $62.74M | $58.24M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $58.47M | $49.72M | $62.74M | $58.24M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.94 | 1.00 | +6.6% |
| Mar 2026 | 0.88 | 0.85 | -3.8% |
| Dec 2025 | 0.88 | 0.90 | +2.9% |
| Sep 2025 | 0.86 | 0.96 | +12.3% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.99 | 4 | $65.22M | +20.4% |
| Next quarter | 1.00 | 4 | $65.00M | +20.6% |
| Current year | 3.90 | 4 | $249.35M | +17.7% |
| Next year | 4.17 | 4 | $270.50M | +8.5% |
Analyst targets & ownership
Mean target$50.75
High target$53.00
Low target$50.00
Implied upside14.79%
Analyst count4
ConsensusNONE
Strong buy / Buy3 / 1
Hold0
Sell / Strong sell0 / 0
Held by insiders19.22%
Held by institutions48.00%
Institutions holding215
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
+86.34K
Net buying
Buy transactions
7
376.35K shares
Sell transactions
4
290.00K shares
Net transactions
+11
Buys less sells
Sell : buy shares
0.8 : 1
Mixed
Insider-held shares
3.62M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 4, 26 | CAMPBELL RICHARD D Director |
SELL | 160.00K | $7.17M | Indirect |
| Jul 28, 26 | STEIN JAMES D Director |
SELL | 100.00K | $4.45M | Direct |
| May 20, 26 | VALLES NOE G Director |
BUY | 623 | $24.98K | Direct |
| May 20, 26 | WARGO KYLE R Director |
STOCK | 623 | $0 | Direct |
| May 20, 26 | VALLES NOE G Director |
STOCK | 623 | $0 | Direct |
| May 20, 26 | CAMPBELL RICHARD D Director |
STOCK | 623 | $0 | Direct |
| May 20, 26 | WASHBURN LADANA R Director |
STOCK | 623 | $0 | Direct |
| May 19, 26 | STEIN JAMES D Director |
SELL | 15.06K | $602.80K | Direct |
| May 11, 26 | STEIN JAMES D Director |
SELL | 14.94K | $601.54K | Direct |
| Apr 1, 26 | STEIN JAMES D Director |
STOCK | 372.87K | $0 | Direct |
| Mar 16, 26 | NEWSOM MIKELLA D Officer |
STOCK | 358 | $0 | Indirect |
| Feb 18, 26 | BATES BRENT AARON Divisional Officer |
STOCK | 2.28K | $0 | Direct |
| Feb 18, 26 | CROCKETT STEVEN B Chief Financial Officer |
STOCK | 5.31K | $0 | Direct |
| Feb 18, 26 | NEWSOM MIKELLA D Officer |
STOCK | 1.60K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BATES BRENT AARON |
Divisional Officer | 13.62K | Stock Award(Grant) |
CAMPBELL RICHARD D |
Director | — | Sale |
CROCKETT STEVEN B |
Chief Financial Officer | 90.31K | Stock Award(Grant) |
EHLERS PAUL A |
Divisional Officer | 87.52K | Stock Award(Grant) |
GRIFFITH CURTIS C |
Chief Executive Officer | 1.35M | Stock Gift |
NEWSOM CORY T |
President | 295.54K | Stock Award(Grant) |
NEWSOM MIKELLA D |
Officer | — | Stock Award(Grant) |
STEIN JAMES D |
Director | 242.87K | Sale |
VALLES NOE G |
Director | 487.76K | Purchase |
WARGO KYLE R |
Director | 14.16K | Stock Award(Grant) |
Moving averages & technicals
SMA 10
44.94
-1.63% from price
SMA 20
44.95
-1.65% from price
SMA 50
43.64
+1.30% from price
SMA 100
42.64
+3.68% from price
SMA 200
41.44
+6.69% from price
EMA 12
44.77
-1.25% from price
EMA 26
44.51
-0.68% from price
EMA 50
43.83
+0.87% from price
RSI (14)
47.2
Neutral
MACD (12,26,9)
0.26
Hist -0.21
ATR (14)
0.80
1.80% of price
Realised vol 30D
23.5%
Annualised
Bollinger upper
45.88
20, 2σ
Bollinger lower
44.02
20, 2σ
50 / 200 cross
Golden
43.64 vs 41.44
Trend bias
Above 200
+6.69%
Risk profile
Beta vs SPY
0.34
Less volatile than market
Correlation to SPY
0.17
Largely independent
Realised vol 30D
23.5%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-13.0%
Peak to trough
Max drawdown 5Y
-39.3%
Peak to trough
ATR 14
0.80
1.80% of price
Beta (reported)
0.46
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
0.11
Call-heavy session
Put / call open interest
0.43
Positioning, not flow
Max pain
40.00
-9.5% from spot
ATM implied vol
58.0%
Nearest strike to spot
Skew (10% OTM)
-39.4%
Calls bid over puts
Call volume
18
Contracts, this expiry
Put volume
2
Contracts, this expiry
Heaviest call OI
20.00
9 contracts
Heaviest put OI
40.00
5 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
South Plains Financial Insider Sold Shares Worth $7,170,642, According to a Recent SEC Filing
MT Newswires · 17d ago
South Plains Financial Insider Sold Shares Worth $4,454,300, According to a Recent SEC Filing
MT Newswires · 23d ago
4 Stocks That Recently Hiked Dividends Amid Geopolitical Tensions
Zacks · 32d ago
South Plains Financial Inc (SPFI) Q2 2026 Earnings Call Highlights: Strong Profitability and ...
GuruFocus.com · 36d ago
South Plains Financial, Inc. Q2 2026 Earnings Call Summary
Moby · 36d ago
South Plains Financial (SPFI) Reports Q2 Earnings: What Key Metrics Have to Say
Zacks · 36d ago
South Plains Financial Q2 Earnings Call Highlights
MarketBeat · 36d ago
South Plains Financial (SPFI) Beats Q2 Earnings and Revenue Estimates
Zacks · 36d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.