SPFI
South Plains Financial, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Neutral
+4/100
Last price
42.76
▲ 0.03 (0.07%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
42.96
Prev close
42.73
Day high
43.12
Day low
42.68
Volume
72.90K
Market cap
$805.56M
P/E (TTM)
11.62
52W range
35.34 – 46.94
Day trading desk
Gap from prior close
+0.54%
Prior close 42.73
VWAP
42.82
-0.13% from price
Relative volume
0.88×
Normal
Session range
1.04%
42.67 – 43.12
Position in range
19%
Near session low
ATR (14D)
0.90
2.10% of price
Prior day high
43.08
PDH
Prior day low
42.53
PDL
Bid / ask spread
—
Quote not published
Session volume
111.88K
Avg 127.64K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+2.30%
+0.3%
1M
-6.29%
-7.4%
3M
+3.09%
-1.4%
6M
0.00%
-18.2%
YTD
+10.21%
-4.0%
1Y
+10.01%
-6.4%
3Y
+61.72%
-20.5%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
11 more panels on SPFI open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-286.88K
Net selling
Buy transactions
5
3.12K shares
Sell transactions
4
290.00K shares
Net transactions
+9
Buys less sells
Sell : buy shares
93.1 : 1
Heavily one-sided
Insider-held shares
3.86M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 4, 26 | CAMPBELL RICHARD D Director |
SELL | 160.00K | $7.17M | Indirect |
| Jul 28, 26 | STEIN JAMES D Director |
SELL | 100.00K | $4.45M | Direct |
| May 20, 26 | WARGO KYLE R Director |
STOCK | 623 | $0 | Direct |
| May 20, 26 | VALLES NOE G Director |
STOCK | 623 | $0 | Direct |
| May 20, 26 | CAMPBELL RICHARD D Director |
STOCK | 623 | $0 | Direct |
| May 20, 26 | WASHBURN LADANA R Director |
STOCK | 623 | $0 | Direct |
| May 20, 26 | VALLES NOE G Director |
BUY | 623 | $24.98K | Direct |
| May 19, 26 | STEIN JAMES D Director |
SELL | 15.06K | $602.80K | Direct |
| May 11, 26 | STEIN JAMES D Director |
SELL | 14.94K | $601.54K | Direct |
| Apr 1, 26 | STEIN JAMES D Director |
STOCK | 372.87K | $0 | Direct |
| Mar 16, 26 | NEWSOM MIKELLA D Officer |
STOCK | 358 | $0 | Indirect |
| Feb 18, 26 | CROCKETT STEVEN B Chief Financial Officer |
STOCK | 5.31K | $0 | Direct |
| Feb 18, 26 | NEWSOM MIKELLA D Officer |
STOCK | 1.60K | $0 | Direct |
| Feb 18, 26 | EHLERS PAUL A Divisional Officer |
STOCK | 2.28K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BATES BRENT AARON |
Divisional Officer | 13.62K | Stock Award(Grant) |
CAMPBELL RICHARD D |
Director | — | Sale |
CROCKETT STEVEN B |
Chief Financial Officer | 90.31K | Stock Award(Grant) |
EHLERS PAUL A |
Divisional Officer | 87.52K | Stock Award(Grant) |
GRIFFITH CURTIS C |
Chief Executive Officer | 1.35M | Stock Gift |
NEWSOM CORY T |
President | 295.54K | Stock Award(Grant) |
NEWSOM MIKELLA D |
Officer | — | Stock Award(Grant) |
STEIN JAMES D |
Director | 242.87K | Sale |
VALLES NOE G |
Director | 487.76K | Stock Award(Grant) |
WARGO KYLE R |
Director | 14.16K | Stock Award(Grant) |
Fundamentals
Market cap$805.56M
Enterprise value$69.45M
Revenue (TTM)$223.82M
Gross profit$223.82M
EBITDA—
Net income$65.11M
EPS (TTM)$3.68
Free cash flow—
Total cash$796.65M
Total debt$60.54M
Book value / share$33.43
Shares outstanding18.84M
Float14.93M
Short % of float3.69%
Dividend yield1.68%
Beta (5Y)0.50
Valuation & profitability ratios
Trailing P/E11.62
Forward P/E10.26
PEG ratio—
Price / sales—
Price / book1.28
EV / revenue0.31
EV / EBITDA—
Gross margin0.00%
Operating margin37.85%
Profit margin29.09%
Return on equity12.02%
Return on assets1.34%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $205.79M | $189.30M | $176.23M | $209.25M | +8.7% |
| Operating revenue | $205.79M | $189.30M | $176.23M | $209.25M | +8.7% |
| Selling, general & admin | $80.97M | $78.12M | $82.83M | $89.94M | +3.6% |
| Pre-tax income | $74.07M | $63.29M | $79.42M | $73.15M | +17.0% |
| Tax provision | $15.60M | $13.57M | $16.67M | $14.91M | +14.9% |
| Net income | $58.47M | $49.72M | $62.74M | $58.24M | +17.6% |
| Net income to common | $58.47M | $49.72M | $62.74M | $58.24M | +17.6% |
| Basic EPS | 3.59 | 3.02 | 3.82 | 3.42 | +18.8% |
| Diluted EPS | 3.59 | 3.02 | 3.82 | 3.42 | +18.8% |
| Basic shares | 16.29M | 16.46M | 16.42M | 17.03M | -1.0% |
| Diluted shares | 16.29M | 16.46M | 16.42M | 17.03M | -1.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $552.44M | $359.08M | $330.16M | $234.88M | — | +53.8% |
| Accounts receivable | $20.93M | $21.69M | $20.88M | $16.43M | — | -3.5% |
| Property, plant & equipment | $51.56M | $52.95M | $55.07M | $56.34M | — | -2.6% |
| Goodwill & intangibles | $44.49M | $47.33M | $48.31M | $51.33M | — | -6.0% |
| Total assets | $4.48B | $4.23B | $4.20B | $3.94B | — | +5.9% |
| Current debt | — | — | — | — | $0 | — |
| Long-term debt | $60.49M | $110.35M | $110.17M | $122.35M | — | -45.2% |
| Total debt | $60.49M | $110.35M | $110.17M | $122.35M | — | -45.2% |
| Total liabilities | $3.99B | $3.79B | $3.80B | $3.59B | — | +5.1% |
| Retained earnings | $434.20M | $385.83M | $345.26M | $292.26M | — | +12.5% |
| Shareholder equity | $493.84M | $438.95M | $407.11M | $357.01M | — | +12.5% |
| Net tangible assets | $449.35M | $391.62M | $358.80M | $305.68M | — | +14.7% |
| Shares issued | 16.29M | 16.46M | 16.42M | 17.03M | — | -1.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $58.47M | $49.72M | $62.74M | $58.24M | +17.6% |
| Depreciation & amortisation | $5.81M | $6.51M | $6.41M | $6.96M | -10.7% |
| Stock-based compensation | $2.62M | $2.32M | $2.16M | $2.75M | +13.2% |
| Change in working capital | -$7.28M | $2.17M | -$5.84M | $15.85M | -436.3% |
| Operating cash flow | $77.49M | $59.38M | $58.54M | $123.59M | +30.5% |
| Capital expenditure | -$5.66M | -$3.35M | -$4.68M | -$4.47M | -68.8% |
| Investing cash flow | -$68.22M | -$13.93M | -$143.38M | -$408.86M | -389.9% |
| Share buybacks | -$8.53M | -$1.34M | -$17.76M | -$22.70M | -536.3% |
| Dividends paid | -$10.10M | -$9.15M | -$8.74M | -$8.01M | -10.3% |
| Financing cash flow | $184.09M | -$16.53M | $180.11M | $33.33M | +1,213.7% |
| Free cash flow | $71.83M | $56.03M | $53.86M | $119.12M | +28.2% |
| End cash position | $552.44M | $359.08M | $330.16M | $234.88M | +53.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $62.88M | $52.54M | $52.45M | $52.55M | $53.09M | +19.7% |
| Operating revenue | $62.88M | $52.54M | $52.45M | $52.55M | $53.09M | +19.7% |
| Selling, general & admin | $24.55M | $21.16M | $19.61M | $20.39M | $20.63M | +16.0% |
| Pre-tax income | $24.28M | $18.36M | $19.09M | $20.66M | $18.63M | +32.2% |
| Tax provision | $5.29M | $3.82M | $3.83M | $4.34M | $4.02M | +38.5% |
| Net income | $18.99M | $14.54M | $15.25M | $16.32M | $14.61M | +30.6% |
| Net income to common | $18.99M | $14.54M | $15.25M | $16.32M | $14.61M | +30.6% |
| Basic EPS | 0.99 | 0.89 | 0.94 | 1.00 | 0.90 | +11.2% |
| Diluted EPS | 0.96 | 0.85 | 0.90 | 0.96 | 0.86 | +12.9% |
| Basic shares | 19.10M | 16.32M | 16.25M | 16.24M | 16.23M | +17.1% |
| Diluted shares | 19.81M | 17.04M | 17.00M | 16.99M | 16.89M | +16.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $787.76M | $722.00M | $552.44M | $635.05M | $470.50M | +9.1% |
| Accounts receivable | $20.31M | $17.01M | $20.93M | $18.01M | $18.00M | +19.4% |
| Property, plant & equipment | $52.13M | $51.59M | $51.56M | $51.81M | $51.33M | +1.1% |
| Goodwill & intangibles | $97.97M | $44.94M | $44.49M | $45.04M | $45.87M | +118.0% |
| Total assets | $5.39B | $4.65B | $4.48B | $4.48B | $4.36B | +16.0% |
| Current debt | — | — | — | — | $1.35M | — |
| Long-term debt | $60.49M | $60.49M | $60.49M | $60.49M | $110.45M | 0.0% |
| Total debt | $60.49M | $60.49M | $60.49M | $60.49M | $111.80M | 0.0% |
| Total liabilities | $4.76B | $4.14B | $3.99B | $4.00B | $3.91B | +15.0% |
| Retained earnings | $461.71M | $445.97M | $434.20M | $421.54M | $407.82M | +3.5% |
| Shareholder equity | $629.76M | $504.94M | $493.84M | $477.80M | $454.07M | +24.7% |
| Net tangible assets | $531.80M | $460.00M | $449.35M | $432.76M | $408.21M | +15.6% |
| Shares issued | 18.84M | 16.34M | 16.29M | 16.25M | 16.23M | +15.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $18.99M | $14.54M | $15.25M | $16.32M | $14.61M | +30.6% |
| Depreciation & amortisation | $1.97M | $1.50M | $1.46M | $1.42M | $1.46M | +31.2% |
| Stock-based compensation | $873.00K | $668.00K | $651.00K | $650.00K | $754.00K | +30.7% |
| Change in working capital | $1.20M | $6.41M | -$10.67M | $820.00K | -$400.00K | -81.4% |
| Operating cash flow | $27.87M | $16.17M | $12.43M | $24.22M | $14.75M | +72.4% |
| Capital expenditure | -$1.04M | -$1.35M | -$1.05M | -$1.75M | -$1.73M | +23.5% |
| Investing cash flow | $51.79M | $3.09M | -$84.72M | $51.86M | -$25.59M | +1,573.8% |
| Share buybacks | -$12.84M | $0 | $0 | $0 | -$276.00K | — |
| Dividends paid | -$3.25M | -$2.77M | -$2.60M | -$2.60M | -$2.44M | -17.5% |
| Financing cash flow | -$13.90M | $150.30M | -$10.32M | $88.47M | -$54.95M | -109.3% |
| Free cash flow | $26.84M | $14.82M | $11.39M | $22.46M | $13.02M | +81.1% |
| End cash position | $787.76M | $722.00M | $552.44M | $635.05M | $470.50M | +9.1% |
Options analytics
Put / call volume
0.25
Call-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
40.00
-6.5% from spot
ATM implied vol
6.3%
Nearest strike to spot
Skew (10% OTM)
+6.2%
Puts bid over calls
Call volume
4
Contracts, this expiry
Put volume
1
Contracts, this expiry
Heaviest call OI
45.00
0 contracts
Heaviest put OI
40.00
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.94 | 1.00 | +6.6% |
| Mar 2026 | 0.88 | 0.85 | -3.8% |
| Dec 2025 | 0.88 | 0.90 | +2.9% |
| Sep 2025 | 0.86 | 0.96 | +12.3% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.99 | 4 | $65.22M | +20.4% |
| Next quarter | 1.00 | 4 | $65.00M | +20.6% |
| Current year | 3.90 | 4 | $249.35M | +17.7% |
| Next year | 4.17 | 4 | $270.50M | +8.5% |
Analyst targets & ownership
Mean target$50.75
High target$53.00
Low target$50.00
Implied upside18.69%
Analyst count4
ConsensusNONE
Strong buy / Buy3 / 1
Hold0
Sell / Strong sell0 / 0
Held by insiders20.51%
Held by institutions48.93%
Institutions holding217
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
42.56
+0.47% from price
SMA 20
43.40
-1.48% from price
SMA 50
44.18
-3.22% from price
SMA 100
43.06
-0.69% from price
SMA 200
42.27
+1.16% from price
EMA 12
42.87
-0.25% from price
EMA 26
43.36
-1.39% from price
EMA 50
43.57
-1.86% from price
RSI (14)
43.1
Neutral
MACD (12,26,9)
-0.49
Hist -0.05
ATR (14)
0.90
2.10% of price
Realised vol 30D
15.4%
Annualised
Bollinger upper
45.32
20, 2σ
Bollinger lower
41.49
20, 2σ
50 / 200 cross
Golden
44.18 vs 42.27
Trend bias
Above 200
+1.16%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.34
Less volatile than market
Correlation to SPY
0.18
Largely independent
Realised vol 30D
15.4%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-12.5%
Peak to trough
Max drawdown 5Y
-39.3%
Peak to trough
ATR 14
0.90
2.10% of price
Beta (reported)
0.50
5Y monthly, from filing
Short interest
Shares short
564.29K
Prior 468.48K
Change vs prior
+20.5%
Shorts adding
% of float
3.69%
Normal
% of shares out
3.00%
Against total outstanding
Days to cover
5.2
Crowded exit
Float
14.93M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 20, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Jun 25, 26 | Benchmark | INITIATED | — | Buy |
| Apr 30, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Mar 2, 26 | Piper Sandler | UPGRADE | Neutral | Overweight |
| Jan 7, 26 | Raymond James | MAINTAINED | Outperform | Outperform |
| Dec 12, 25 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Oct 24, 25 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Oct 24, 25 | Piper Sandler | DOWNGRADE | Overweight | Neutral |
| Jul 17, 25 | Raymond James | MAINTAINED | Outperform | Outperform |
| Apr 25, 25 | Raymond James | MAINTAINED | Outperform | Outperform |
| Jan 27, 25 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Jul 23, 24 | Piper Sandler | MAINTAINED | Overweight | Overweight |
Dividends & splits
Forward rate$0.72 / yr
Forward yield1.68%
5-year avg yield1.62%
Payout ratio17.98%
Ex-dividend dateJul 27, 2026
Next pay dateAug 10, 2026
Last split—
Split date—
SEC filings
Annual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX
N-PX · 2026-08-31
Periodic Financial Reports
10-Q · 2026-08-06
Corporate Changes & Voting Matters
8-K · 2026-07-17
Corporate Changes & Voting Matters
8-K · 2026-06-17
Corporate Changes & Voting Matters
8-K · 2026-05-14
Periodic Financial Reports
10-Q · 2026-05-05
Corporate Changes & Voting Matters
8-K · 2026-04-28
Corporate Changes & Voting Matters
8-K · 2026-04-16
Headlines
South Plains Financial Insider Sold Shares Worth $7,170,642, According to a Recent SEC Filing
MT Newswires · 62d ago
South Plains Financial Insider Sold Shares Worth $4,454,300, According to a Recent SEC Filing
MT Newswires · 68d ago
4 Stocks That Recently Hiked Dividends Amid Geopolitical Tensions
Zacks · 78d ago
South Plains Financial Inc (SPFI) Q2 2026 Earnings Call Highlights: Strong Profitability and ...
GuruFocus.com · 81d ago
South Plains Financial, Inc. Q2 2026 Earnings Call Summary
Moby · 81d ago
South Plains Financial (SPFI) Reports Q2 Earnings: What Key Metrics Have to Say
Zacks · 82d ago
South Plains Financial Q2 Earnings Call Highlights
MarketBeat · 82d ago
South Plains Financial (SPFI) Beats Q2 Earnings and Revenue Estimates
Zacks · 82d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.