MCBS
MetroCity Bankshares, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Last price
35.60
▲ 0.10 (0.28%)
MARKET · —
Price
Open
36.01
Prev close
35.50
Day high
35.80
Day low
35.13
Volume
60.29K
Market cap
$1.02B
P/E (TTM)
12.40
52W range
24.53 – 37.46
Trailing performance
Returnvs SPY
1W
-1.77%
-0.4%
1M
-1.39%
-5.1%
3M
+8.67%
+5.6%
6M
+22.63%
+11.6%
YTD
+34.14%
+21.8%
1Y
+24.78%
+4.8%
3Y
+77.11%
+2.9%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$1.02B
Enterprise value$1.14B
Revenue (TTM)$184.52M
Gross profit$184.52M
EBITDA—
Net income$79.85M
EPS (TTM)$2.87
Free cash flow—
Total cash$271.48M
Total debt$389.56M
Book value / share$19.34
Shares outstanding28.78M
Float22.03M
Short % of float2.90%
Dividend yield3.03%
Beta (5Y)0.69
Valuation & profitability ratios
Trailing P/E12.40
Forward P/E10.89
PEG ratio—
Price / sales—
Price / book1.84
EV / revenue6.19
EV / EBITDA—
Gross margin0.00%
Operating margin61.08%
Profit margin43.28%
Return on equity15.91%
Return on assets1.96%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $155.63M | $141.21M | $119.68M | $138.81M |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $68.70M | $64.50M | $51.61M | $65.59M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $68.70M | $64.50M | $51.61M | $65.59M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.81 | 0.77 | -4.8% |
| Mar 2026 | 0.77 | 0.81 | +5.3% |
| Dec 2025 | 0.73 | 0.78 | +7.2% |
| Sep 2025 | 0.67 | 0.68 | +1.1% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.84 | 1 | $51.30M | +35.7% |
| Next quarter | 0.84 | 1 | $51.10M | +16.8% |
| Current year | 3.25 | 1 | $202.50M | +30.1% |
| Next year | 3.27 | 1 | $206.80M | +2.1% |
Analyst targets & ownership
Mean target$38.00
High target$38.00
Low target$38.00
Implied upside6.74%
Analyst count1
ConsensusNONE
Strong buy / Buy0 / 0
Hold1
Sell / Strong sell0 / 0
Held by insiders20.83%
Held by institutions27.38%
Institutions holding179
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
6.00M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jun 1, 26 | PAEK NACK Y Chief Executive Officer |
STOCK | 31.11K | $1.02M | Direct |
| Jun 1, 26 | PATEL AJIT A. Director |
STOCK | 735 | $24.00K | Direct |
| Jun 1, 26 | LU FEIYING Director |
STOCK | 735 | $24.00K | Direct |
| Jun 1, 26 | LAI FRANCIS Director |
STOCK | 735 | $24.00K | Direct |
| Jun 1, 26 | LEUNG DON T.P. Director |
STOCK | 735 | $24.00K | Direct |
| Jun 1, 26 | TAN FARID President |
STOCK | 31.11K | $1.02M | Direct |
| Jun 1, 26 | KIM HOWARD HWASAENG Officer and Director |
STOCK | 21.84K | $713.29K | Direct |
| Jun 1, 26 | RHEE FRANK S Director |
STOCK | 735 | $24.00K | Direct |
| Jun 1, 26 | HUNGELING WILLIAM J Director |
STOCK | 735 | $24.00K | Direct |
| Jun 1, 26 | GLOVER FRANK Director |
STOCK | 735 | $24.00K | Direct |
| Jun 1, 26 | PAEK JOHN Director |
STOCK | 735 | $24.00K | Direct |
| Jun 1, 26 | MOHDNOR ABDUL Officer |
STOCK | 612 | $19.99K | Direct |
| Jun 1, 26 | SHIM DAVID S Director |
STOCK | 367 | $11.99K | Direct |
| Jun 2, 25 | PAEK NACK Y Chief Executive Officer |
STOCK | 35.62K | $995.11K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
GLOVER FRANK |
Director | 203.82K | Stock Award(Grant) |
KIM HOWARD HWASAENG |
Officer and Director | 677.63K | Stock Award(Grant) |
LAI FRANCIS |
Director | 543.97K | Stock Award(Grant) |
LEUNG DON T.P. |
Director | 817.33K | Stock Award(Grant) |
LU FEIYING |
Director | 168.53K | Stock Award(Grant) |
PAEK JOHN |
Director | 235.82K | Stock Award(Grant) |
PAEK NACK Y |
Chief Executive Officer | 1.42M | Stock Award(Grant) |
PATEL AJIT A. |
Director | 696.42K | Stock Award(Grant) |
SHIM SAM SANG-KOO |
Director | 528.96K | Stock Gift |
TAN FARID |
President | 1.01M | Stock Award(Grant) |
Moving averages & technicals
SMA 10
35.85
-0.70% from price
SMA 20
35.70
-0.28% from price
SMA 50
35.57
+0.07% from price
SMA 100
33.77
+5.43% from price
SMA 200
30.71
+15.93% from price
EMA 12
35.78
-0.49% from price
EMA 26
35.72
-0.32% from price
EMA 50
35.21
+1.10% from price
RSI (14)
48.8
Neutral
MACD (12,26,9)
0.06
Hist -0.07
ATR (14)
0.72
2.03% of price
Realised vol 30D
25.1%
Annualised
Bollinger upper
36.51
20, 2σ
Bollinger lower
34.89
20, 2σ
50 / 200 cross
Golden
35.57 vs 30.71
Trend bias
Above 200
+15.93%
Risk profile
Beta vs SPY
0.46
Less volatile than market
Correlation to SPY
0.24
Largely independent
Realised vol 30D
25.1%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-18.0%
Peak to trough
Max drawdown 5Y
-51.1%
Peak to trough
ATR 14
0.72
2.03% of price
Beta (reported)
0.69
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
—
—
Put / call open interest
2.00
Positioning, not flow
Max pain
35.00
-1.7% from spot
ATM implied vol
54.2%
Nearest strike to spot
Skew (10% OTM)
+14.8%
Puts bid over calls
Call volume
0
Contracts, this expiry
Put volume
1
Contracts, this expiry
Heaviest call OI
35.00
1 contracts
Heaviest put OI
35.00
2 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
How Stronger Core Earnings Power Will Impact MetroCity Bankshares (MCBS) Investors
Simply Wall St. · 22d ago
MetroCity Bankshares Q2 Earnings, Revenue Rise
MT Newswires · 29d ago
MetroCity: Q2 Earnings Snapshot
Associated Press · 29d ago
METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR SECOND QUARTER 2026
PR Newswire · 29d ago
MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend
PR Newswire · 38d ago
Dividend Stocks To Consider In June 2026
Simply Wall St. · 75d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.