CTBI
Community Trust Bancorp, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Buy
+34/100
Last price
76.11
▲ 0.03 (0.04%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Overlay another symbol
Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
75.96
Prev close
76.08
Day high
76.45
Day low
75.81
Volume
256.88K
Market cap
$1.38B
P/E (TTM)
12.75
52W range
50.25 – 79.92
Day trading desk
Gap from prior close
-0.16%
Prior close 76.08
VWAP
76.09
+0.02% from price
Relative volume
3.86×
Unusually busy
Session range
0.84%
75.81 – 76.45
Position in range
47%
Mid range
ATR (14D)
1.38
1.81% of price
Prior day high
76.49
PDH
Prior day low
75.46
PDL
Bid / ask spread
—
Quote not published
Session volume
454.83K
Avg 117.90K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+2.16%
+0.2%
1M
-2.12%
-3.3%
3M
+7.29%
+2.8%
6M
+21.39%
+3.2%
YTD
+34.71%
+20.5%
1Y
+37.81%
+21.4%
3Y
+122.15%
+39.9%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on CTBI open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-1.04K
Net selling
Buy transactions
12
2.86K shares
Sell transactions
1
3.90K shares
Net transactions
+13
Buys less sells
Sell : buy shares
1.4 : 1
Mixed
Insider-held shares
244.54K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 14, 26 | MINNIFIELD FRANKY Director |
SELL | 3.90K | $307.53K | Direct |
| Jul 17, 26 | STUMBO KEVIN J Chief Financial Officer |
STOCK | 50 | $3.74K | Direct |
| Jul 1, 26 | STUMBO KEVIN J Chief Financial Officer |
STOCK | 50 | $3.67K | Direct |
| Jul 1, 26 | STUMBO KEVIN J Chief Financial Officer |
STOCK | 50 | $3.67K | Direct |
| Apr 28, 26 | MINNIFIELD FRANKY Director |
STOCK | 301 | $20.00K | Direct |
| Apr 28, 26 | MCGHEE JAMES E II Director |
STOCK | 301 | $20.00K | Direct |
| Apr 28, 26 | ST CHARLES ANTHONY W Director |
STOCK | 301 | $20.00K | Direct |
| Apr 28, 26 | LUALLEN EUGENIA CRITTENDEN Director |
STOCK | 301 | $20.00K | Direct |
| Apr 28, 26 | STREET CHAD C Director |
STOCK | 301 | $20.00K | Direct |
| Apr 28, 26 | MATTHEWS INA MICHELLE Director |
STOCK | 301 | $20.00K | Direct |
| Apr 28, 26 | WEBB LILLIAN KAY Director |
STOCK | 301 | $20.00K | Direct |
| Apr 28, 26 | SANDLIN JEFFERSON F Director |
STOCK | 301 | $20.00K | Direct |
| Apr 28, 26 | BAIRD DAVID L. Director |
STOCK | 301 | $20.00K | Direct |
| Mar 13, 26 | SPARKMAN RICKY D Officer |
BUY | 84 | $4.91K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BAIRD DAVID L. |
Director | 21.70K | Stock Award(Grant) |
GOOCH MARK A |
Chief Executive Officer | 91.49K | Stock Award(Grant) |
JONES DAVID ANDREW |
Officer | 26.09K | Stock Award(Grant) |
MCCOY THOMAS E |
Officer | 23.07K | Stock Award(Grant) |
MCGHEE JAMES E II |
Director | 37.39K | Stock Award(Grant) |
NEWSOM RICHARD W |
President | 48.55K | Stock Award(Grant) |
SMITH MARK EDWARD |
Officer | 24.50K | Stock Award(Grant) |
SPARKMAN RICKY D |
Officer | 44.93K | Purchase |
STUMBO KEVIN J |
Chief Financial Officer | 38.02K | Stock Gift |
TACKETT DAVID I |
Officer | 33.31K | Stock Award(Grant) |
Fundamentals
Market cap$1.38B
Enterprise value$1.68B
Revenue (TTM)$287.05M
Gross profit$287.05M
EBITDA—
Net income$108.00M
EPS (TTM)$5.97
Free cash flow—
Total cash$80.19M
Total debt$377.54M
Book value / share$49.10
Shares outstanding18.17M
Float16.69M
Short % of float3.90%
Dividend yield3.41%
Beta (5Y)0.56
Valuation & profitability ratios
Trailing P/E12.75
Forward P/E11.71
PEG ratio1.03
Price / sales—
Price / book1.55
EV / revenue5.85
EV / EBITDA—
Gross margin0.00%
Operating margin52.09%
Profit margin37.63%
Return on equity12.72%
Return on assets1.61%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $282.60M | $248.56M | $230.77M | $227.02M | +13.7% |
| Operating revenue | $282.60M | $248.56M | $230.77M | $227.02M | +13.7% |
| Selling, general & admin | $91.47M | $85.14M | $79.41M | $76.94M | +7.4% |
| Pre-tax income | $127.09M | $106.69M | $98.57M | $101.04M | +19.1% |
| Tax provision | $29.03M | $23.87M | $20.56M | $19.23M | +21.6% |
| Net income | $98.06M | $82.81M | $78.00M | $81.81M | +18.4% |
| Net income to common | $98.06M | $82.81M | $78.00M | $81.81M | +18.4% |
| Basic EPS | 5.44 | 4.61 | 4.36 | 4.59 | +18.0% |
| Diluted EPS | 5.43 | 4.61 | 4.36 | 4.58 | +17.8% |
| Basic shares | 18.01M | 17.95M | 17.89M | 17.84M | +0.4% |
| Diluted shares | 18.04M | 17.98M | 17.90M | 17.85M | +0.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $363.93M | $369.75M | $271.64M | $128.93M | -1.6% |
| Accounts receivable | $25.96M | $24.76M | $23.57M | $19.59M | +4.8% |
| Property, plant & equipment | $68.04M | $64.02M | $61.01M | $59.70M | +6.3% |
| Goodwill & intangibles | $72.24M | $72.85M | $73.16M | $73.96M | -0.8% |
| Total assets | $6.68B | $6.19B | $5.77B | $5.38B | +7.9% |
| Long-term debt | $64.08M | $64.33M | $64.58M | $58.20M | -0.4% |
| Total debt | $80.49M | $79.52M | $80.97M | $75.82M | +1.2% |
| Total liabilities | $5.83B | $5.44B | $5.07B | $4.75B | +7.2% |
| Retained earnings | $593.89M | $531.86M | $484.40M | $438.60M | +11.7% |
| Shareholder equity | $856.07M | $757.58M | $702.21M | $628.05M | +13.0% |
| Net tangible assets | $783.83M | $684.74M | $629.05M | $554.09M | +14.5% |
| Shares issued | 18.12M | 18.06M | 18.00M | 17.92M | +0.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Net income | $98.06M | $82.81M | $78.00M | $81.81M | — | +18.4% |
| Depreciation & amortisation | $5.75M | $5.00M | $5.35M | $5.22M | — | +15.0% |
| Stock-based compensation | $1.77M | $1.35M | $1.58M | $1.37M | — | +31.0% |
| Change in working capital | -$7.79M | $9.76M | -$5.02M | $159.00K | — | -179.9% |
| Operating cash flow | $104.99M | $105.33M | $85.85M | $99.68M | — | -0.3% |
| Capital expenditure | -$7.60M | -$8.08M | -$6.32M | -$6.22M | — | +5.9% |
| Investing cash flow | -$463.22M | -$335.67M | -$226.60M | -$280.01M | — | -38.0% |
| Share buybacks | — | — | — | $0 | $0 | — |
| Dividends paid | -$35.98M | -$33.41M | -$32.19M | -$29.94M | — | -7.7% |
| Financing cash flow | $352.41M | $328.45M | $283.46M | -$2.75M | — | +7.3% |
| Free cash flow | $97.39M | $97.25M | $79.53M | $93.47M | — | +0.1% |
| End cash position | $363.68M | $369.50M | $271.40M | $128.69M | — | -1.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $78.49M | $74.20M | $74.72M | $71.50M | $70.21M | +5.8% |
| Operating revenue | $78.49M | $74.20M | $74.72M | $71.50M | $70.21M | +5.8% |
| Selling, general & admin | $24.81M | $23.55M | $23.45M | $23.43M | $23.11M | +5.4% |
| Pre-tax income | $38.35M | $35.35M | $35.36M | $30.89M | $32.45M | +8.5% |
| Tax provision | $8.72M | $8.16M | $8.08M | $6.98M | $7.55M | +7.0% |
| Net income | $29.62M | $27.19M | $27.28M | $23.91M | $24.90M | +8.9% |
| Net income to common | $29.62M | $27.19M | $27.28M | $23.91M | $24.90M | +8.9% |
| Basic EPS | 1.64 | 1.51 | 1.51 | 1.33 | 1.38 | +8.6% |
| Diluted EPS | 1.64 | 1.50 | 1.51 | 1.32 | 1.38 | +9.3% |
| Basic shares | 18.06M | 18.05M | 18.02M | 18.02M | 18.01M | +0.1% |
| Diluted shares | 18.10M | 18.08M | 18.06M | 18.05M | 18.04M | +0.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $514.59M | $358.90M | $363.93M | $507.87M | $395.54M | +43.4% |
| Accounts receivable | $25.82M | $25.59M | $25.96M | $25.13M | $24.45M | +0.9% |
| Property, plant & equipment | $68.02M | $68.11M | $68.04M | $68.22M | $67.33M | -0.1% |
| Goodwill & intangibles | $72.25M | $72.22M | $72.24M | $72.36M | $72.59M | +0.0% |
| Total assets | $6.99B | $6.74B | $6.68B | $6.64B | $6.39B | +3.7% |
| Long-term debt | $63.95M | $64.01M | $64.08M | $64.14M | $64.20M | -0.1% |
| Total debt | $79.95M | $80.01M | $80.49M | $81.05M | $80.29M | -0.1% |
| Total liabilities | $6.10B | $5.87B | $5.83B | $5.81B | $5.58B | +3.9% |
| Retained earnings | $631.56M | $611.51M | $593.89M | $576.16M | $561.80M | +3.3% |
| Shareholder equity | $891.83M | $871.25M | $856.07M | $831.37M | $806.87M | +2.4% |
| Net tangible assets | $819.58M | $799.03M | $783.83M | $759.01M | $734.28M | +2.6% |
| Shares issued | 18.16M | 18.16M | 18.12M | 18.11M | 18.11M | +0.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $29.62M | $27.19M | $27.28M | $23.91M | $24.90M | +8.9% |
| Depreciation & amortisation | $1.11M | $1.48M | $1.51M | $1.43M | $1.42M | -25.1% |
| Stock-based compensation | $475.00K | $503.00K | $428.00K | $399.00K | $403.00K | -5.6% |
| Change in working capital | $12.05M | $7.55M | -$15.15M | $8.80M | -$10.65M | +59.6% |
| Operating cash flow | $44.09M | $39.48M | $14.94M | $37.54M | $15.93M | +11.7% |
| Capital expenditure | -$1.02M | -$1.55M | -$1.98M | -$1.19M | -$2.36M | +34.3% |
| Investing cash flow | -$101.11M | -$70.22M | -$177.06M | -$128.10M | -$53.42M | -44.0% |
| Dividends paid | -$9.58M | -$9.57M | -$9.53M | -$9.52M | -$8.46M | -0.1% |
| Financing cash flow | $212.71M | $25.72M | $18.18M | $202.89M | $92.11M | +727.2% |
| Free cash flow | $43.07M | $37.93M | $12.96M | $36.35M | $13.57M | +13.6% |
| End cash position | $514.35M | $358.65M | $363.68M | $507.62M | $395.29M | +43.4% |
Options analytics
Put / call volume
0.00
Call-heavy session
Put / call open interest
0.22
Positioning, not flow
Max pain
75.00
-1.5% from spot
ATM implied vol
88.7%
Nearest strike to spot
Skew (10% OTM)
-0.9%
Calls bid over puts
Call volume
4
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
80.00
6 contracts
Heaviest put OI
75.00
2 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.52 | 1.64 | +7.7% |
| Mar 2026 | 1.39 | 1.50 | +8.3% |
| Dec 2025 | 1.43 | 1.51 | +6.0% |
| Sep 2025 | 1.38 | 1.32 | -4.6% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.65 | 3 | $80.20M | +11.7% |
| Next quarter | 1.62 | 3 | $80.40M | +7.1% |
| Current year | 6.38 | 3 | $313.40M | +10.4% |
| Next year | 6.50 | 3 | $327.65M | +4.6% |
Analyst targets & ownership
Mean target$81.33
High target$82.00
Low target$81.00
Implied upside6.86%
Analyst count3
ConsensusNONE
Strong buy / Buy1 / 1
Hold1
Sell / Strong sell0 / 0
Held by insiders1.35%
Held by institutions63.11%
Institutions holding277
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
75.28
+1.10% from price
SMA 20
75.92
+0.25% from price
SMA 50
76.91
-1.04% from price
SMA 100
73.57
+3.45% from price
SMA 200
67.68
+12.45% from price
EMA 12
75.66
+0.60% from price
EMA 26
75.93
+0.24% from price
EMA 50
75.61
+0.66% from price
RSI (14)
51.3
Neutral
MACD (12,26,9)
-0.27
Hist 0.08
ATR (14)
1.38
1.81% of price
Realised vol 30D
12.5%
Annualised
Bollinger upper
77.97
20, 2σ
Bollinger lower
73.87
20, 2σ
50 / 200 cross
Golden
76.91 vs 67.68
Trend bias
Above 200
+12.45%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.46
Less volatile than market
Correlation to SPY
0.24
Largely independent
Realised vol 30D
12.5%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-11.8%
Peak to trough
Max drawdown 5Y
-30.7%
Peak to trough
ATR 14
1.38
1.81% of price
Beta (reported)
0.56
5Y monthly, from filing
Short interest
Shares short
613.52K
Prior 582.93K
Change vs prior
+5.2%
Shorts adding
% of float
3.90%
Normal
% of shares out
3.38%
Against total outstanding
Days to cover
6.6
Crowded exit
Float
16.69M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 16, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jul 17, 25 | Raymond James | MAINTAINED | Outperform | Outperform |
| Apr 17, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Apr 2, 25 | Raymond James | MAINTAINED | Outperform | Outperform |
| Mar 27, 24 | Janney Montgomery Scott | INITIATED | — | Buy |
| Feb 16, 24 | Piper Sandler | INITIATED | — | Overweight |
| Dec 9, 20 | Piper Sandler | UPGRADE | Neutral | Overweight |
| Sep 30, 20 | Piper Sandler | MAINTAINED | — | Neutral |
| Mar 2, 20 | Piper Sandler | MAINTAINED | — | Neutral |
| Feb 27, 17 | Hilliard Lyons | DOWNGRADE | Neutral | Underperform |
| Jul 16, 15 | Keefe, Bruyette & Woods | MAINTAINED | — | Market Perform |
| Jan 22, 15 | Piper Sandler | DOWNGRADE | Buy | Hold |
Dividends & splits
Forward rate$2.60 / yr
Forward yield3.41%
5-year avg yield3.72%
Payout ratio35.51%
Ex-dividend dateSep 15, 2026
Next pay dateOct 1, 2026
Last split11:10
Split dateMay 13, 2014
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-09
Periodic Financial Reports
10-Q · 2026-08-07
Corporate Changes & Voting Matters
8-K · 2026-07-29
Corporate Changes & Voting Matters
8-K · 2026-07-15
Annual report of employee stock purchase
11-K · 2026-06-26
Periodic Financial Reports
10-Q · 2026-05-08
Corporate Changes & Voting Matters
8-K · 2026-05-04
Corporate Changes & Voting Matters
8-K · 2026-04-29
Headlines
Community Trust Bancorp (CTBI) Upgraded to Buy: Here's Why
Zacks · 7d ago
Community Trust Bancorp (CTBI) Could Be a Great Choice
Zacks · 9d ago
How to Maximize Your Retirement Portfolio with These Top-Ranked Dividend Stocks
Zacks · 21d ago
Are You Looking for a High-Growth Dividend Stock?
Zacks · 25d ago
Community Trust Bancorp (CTBI) Could Be a Great Choice
Zacks · 41d ago
Community Trust Bancorp (CTBI) Upgraded to Buy: Here's What You Should Know
Zacks · 49d ago
Community Trust Bancorp Inc Insider Sold Shares Worth $307,532, According to a Recent SEC Filing
MT Newswires · 51d ago
Are You Looking for a High-Growth Dividend Stock?
Zacks · 57d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.