THFF
First Financial Corporation
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Neutral
+18/100
Last price
74.39
▼ 0.32 (0.43%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
75.08
Prev close
74.71
Day high
75.48
Day low
74.21
Volume
92.29K
Market cap
$884.64M
P/E (TTM)
10.46
52W range
51.21 – 84.17
Day trading desk
Gap from prior close
+0.50%
Prior close 74.71
VWAP
74.72
-0.44% from price
Relative volume
0.65×
Normal
Session range
1.71%
74.21 – 75.48
Position in range
14%
Near session low
ATR (14D)
1.45
1.95% of price
Prior day high
75.06
PDH
Prior day low
74.22
PDL
Bid / ask spread
—
Quote not published
Session volume
69.36K
Avg 106.05K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+0.18%
-1.8%
1M
-6.24%
-7.4%
3M
-0.47%
-5.0%
6M
+15.58%
-2.6%
YTD
+23.12%
+8.9%
1Y
+36.75%
+20.3%
3Y
+120.02%
+37.8%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on THFF open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
443.33K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jul 16, 26 | MCDONALD JAMES O. Director |
BUY | 84 | $6.33K | Direct |
| Mar 2, 26 | FRANKLIN MARK ALLEN Officer |
SELL | 2.21K | $142.70K | Direct |
| Feb 9, 26 | LOWERY NORMAN D Chief Executive Officer |
STOCK | 9.41K | $0 | Direct |
| Feb 9, 26 | MCHARGUE RODGER ALLEN Chief Financial Officer |
STOCK | 2.96K | $0 | Direct |
| Feb 9, 26 | FRANKLIN MARK ALLEN Officer |
STOCK | 2.14K | $0 | Direct |
| Feb 9, 26 | PANAGOULEAS STEPHEN P Officer |
STOCK | 2.13K | $0 | Direct |
| Dec 4, 25 | JENSEN SUSAN M. Director |
BUY | 28 | $1.69K | Direct |
| Jun 30, 25 | RAHE MARIBETH S Director |
STOCK | 626 | $33.92K | Direct |
| Jun 10, 25 | JENSEN SUSAN M. Director |
BUY | 148 | $8.42K | Direct |
| Jun 2, 25 | JENSEN SUSAN M. Director |
BUY | 33 | $1.70K | Direct |
| Apr 30, 25 | BLADE MARK JASON SR Director |
BUY | 202 | $9.92K | Direct |
| Apr 24, 25 | KRIEBLE WILLIAM RANDOLPH Director |
BUY | 440 | $21.16K | Direct |
| Apr 24, 25 | JENSEN SUSAN M. Director |
BUY | 35 | $1.66K | Direct |
| Mar 12, 25 | BRIGHTON WILLIAM CURTIS Director |
BUY | 2.00K | $97.99K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BLADE MARK JASON SR |
Director | 3.07K | Purchase |
BRIGHTON WILLIAM CURTIS |
Director | 24.00K | Purchase |
FRANKLIN MARK ALLEN |
Officer | 7.51K | Sale |
KRIEBLE WILLIAM RANDOLPH |
Director | 6.38K | Purchase |
LOWERY NORMAN D |
Chief Executive Officer | 47.37K | Stock Award(Grant) |
LOWERY NORMAN L |
Officer and Director | 131.65K | Stock Award(Grant) |
MCDONALD JAMES O. |
Director | 11.84K | Purchase |
MCHARGUE RODGER ALLEN |
Chief Financial Officer | 35.95K | Stock Award(Grant) |
PANAGOULEAS STEPHEN P |
Officer | 6.23K | Stock Award(Grant) |
RAHE MARIBETH S |
Director | 67.29K | Stock Award(Grant) |
Fundamentals
Market cap$884.64M
Enterprise value$1.40B
Revenue (TTM)$268.17M
Gross profit$268.17M
EBITDA—
Net income$84.76M
EPS (TTM)$7.11
Free cash flow—
Total cash$96.63M
Total debt$609.24M
Book value / share$55.10
Shares outstanding11.89M
Float11.29M
Short % of float3.54%
Dividend yield3.00%
Beta (5Y)0.44
Valuation & profitability ratios
Trailing P/E10.46
Forward P/E9.05
PEG ratio9.51
Price / sales—
Price / book1.35
EV / revenue5.21
EV / EBITDA—
Gross margin0.00%
Operating margin40.71%
Profit margin31.61%
Return on equity13.42%
Return on assets1.44%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $261.84M | $217.76M | $209.96M | $211.76M | +20.2% |
| Operating revenue | $261.84M | $217.76M | $209.96M | $211.76M | +20.2% |
| Selling, general & admin | $81.98M | $77.34M | $71.43M | $67.88M | +6.0% |
| Pre-tax income | $98.71M | $57.15M | $72.49M | $87.76M | +72.7% |
| Tax provision | $19.51M | $9.88M | $11.82M | $16.65M | +97.4% |
| Net income | $79.21M | $47.27M | $60.67M | $71.11M | +67.5% |
| Net income to common | $79.21M | $47.27M | $60.67M | $71.11M | +67.5% |
| Basic EPS | 6.68 | 4.00 | 5.08 | 5.82 | +67.0% |
| Diluted EPS | 6.68 | 4.00 | 5.08 | 5.82 | +67.0% |
| Basic shares | 11.85M | 11.81M | 11.94M | 12.21M | +0.3% |
| Diluted shares | 11.85M | 11.81M | 11.94M | 12.21M | +0.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $130.37M | $93.53M | $76.76M | $222.52M | +39.4% |
| Accounts receivable | $27.76M | $26.93M | $24.88M | $21.29M | +3.1% |
| Property, plant & equipment | $78.58M | $81.51M | $67.29M | $66.15M | -3.6% |
| Goodwill & intangibles | $114.46M | $121.57M | $92.57M | $93.70M | -5.8% |
| Total assets | $5.76B | $5.56B | $4.85B | $4.99B | +3.5% |
| Long-term debt | $188.21M | $28.12M | $108.58M | $9.59M | +569.3% |
| Total debt | $188.21M | $28.12M | $108.58M | $9.59M | +569.3% |
| Total liabilities | $5.11B | $5.01B | $4.32B | $4.51B | +1.9% |
| Retained earnings | $741.79M | $687.37M | $663.73M | $614.83M | +7.9% |
| Shareholder equity | $650.87M | $549.04M | $527.98M | $475.29M | +18.5% |
| Net tangible assets | $536.41M | $427.47M | $435.40M | $381.59M | +25.5% |
| Shares issued | 16.19M | 16.17M | 16.14M | 16.11M | +0.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $79.21M | $47.27M | $60.67M | $71.11M | +67.5% |
| Depreciation & amortisation | $12.22M | $9.95M | $6.53M | $6.11M | +22.9% |
| Stock-based compensation | $2.59M | $3.00M | $2.41M | $2.28M | -13.6% |
| Change in working capital | -$828.00K | -$2.06M | -$3.59M | -$4.34M | +59.7% |
| Operating cash flow | $90.41M | $60.37M | $86.09M | $78.79M | +49.8% |
| Capital expenditure | -$3.98M | -$6.11M | -$6.54M | -$1.43M | +34.8% |
| Investing cash flow | -$126.16M | -$66.12M | -$22.10M | -$433.69M | -90.8% |
| Share buybacks | -$795.00K | -$376.00K | -$11.51M | -$27.70M | -111.4% |
| Dividends paid | -$24.16M | -$21.25M | -$15.38M | -$14.46M | -13.7% |
| Financing cash flow | $72.59M | $22.52M | -$209.75M | -$110.61M | +222.4% |
| Free cash flow | $86.42M | $54.26M | $79.55M | $77.36M | +59.3% |
| End cash position | $130.37M | $93.53M | $76.76M | $222.52M | +39.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $71.87M | $68.15M | $70.55M | $65.75M | $63.05M | — | +5.5% |
| Operating revenue | $71.87M | $68.15M | $70.55M | $65.75M | $63.05M | — | +5.5% |
| Selling, general & admin | $21.96M | $22.05M | $21.02M | $20.48M | $20.48M | — | -0.4% |
| Pre-tax income | $28.04M | $24.72M | $26.36M | $25.75M | $22.83M | — | +13.4% |
| Tax provision | $5.30M | $4.92M | $4.90M | $4.99M | $4.24M | — | +7.7% |
| Net income | $22.74M | $19.80M | $21.45M | $20.76M | $18.59M | — | +14.8% |
| Net income to common | $22.74M | $19.80M | $21.45M | $20.76M | $18.59M | — | +14.8% |
| Basic EPS | 1.91 | 1.67 | — | 1.75 | 1.57 | 1.55 | +14.4% |
| Diluted EPS | 1.91 | 1.67 | — | 1.75 | 1.57 | 1.55 | +14.4% |
| Basic shares | 11.89M | 11.88M | — | 11.85M | 11.85M | 11.84M | +0.1% |
| Diluted shares | 11.89M | 11.88M | — | 11.85M | 11.85M | 11.84M | +0.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $96.63M | $96.89M | $130.37M | $87.44M | $97.27M | -0.3% |
| Accounts receivable | $28.32M | $27.88M | $27.76M | $26.53M | $25.89M | +1.6% |
| Property, plant & equipment | $88.31M | $88.69M | $78.58M | $79.35M | $79.74M | -0.4% |
| Goodwill & intangibles | $117.10M | $118.63M | $114.46M | $115.61M | $116.77M | -1.3% |
| Total assets | $6.18B | $6.13B | $5.76B | $5.67B | $5.60B | +0.8% |
| Long-term debt | $291.46M | $208.76M | $188.21M | $170.45M | $122.68M | +39.6% |
| Total debt | $291.46M | $208.76M | $188.21M | $170.45M | $122.68M | +39.6% |
| Total liabilities | $5.50B | $5.47B | $5.11B | $5.05B | $5.02B | +0.5% |
| Retained earnings | $771.02M | $754.94M | $741.79M | $726.99M | $712.27M | +2.1% |
| Shareholder equity | $675.78M | $655.29M | $650.87M | $622.22M | $587.67M | +3.1% |
| Net tangible assets | $558.69M | $536.66M | $536.41M | $506.60M | $470.89M | +4.1% |
| Shares issued | 11.89M | 16.21M | 16.19M | 16.19M | 16.19M | -26.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $22.74M | $19.80M | $21.45M | $20.76M | $18.59M | +14.8% |
| Depreciation & amortisation | $3.21M | $2.83M | $3.12M | $2.64M | $3.21M | +13.3% |
| Stock-based compensation | $202.00K | $201.00K | $1.89M | $233.00K | $233.00K | +0.5% |
| Operating cash flow | $18.07M | $22.62M | $29.78M | $26.85M | $12.72M | -20.1% |
| Capital expenditure | -$1.30M | -$687.00K | -$1.20M | -$1.09M | -$1.13M | -89.2% |
| Investing cash flow | -$45.86M | -$70.28M | -$44.26M | -$63.78M | -$28.14M | +34.7% |
| Share buybacks | $0 | -$332.00K | $0 | $0 | $0 | +100.0% |
| Dividends paid | -$6.66M | -$6.65M | -$6.04M | -$6.04M | -$6.04M | -0.2% |
| Financing cash flow | $27.54M | $14.18M | $57.42M | $27.11M | $26.47M | +94.3% |
| Free cash flow | $16.77M | $21.93M | $28.58M | $25.76M | $11.59M | -23.6% |
| End cash position | $96.63M | $96.89M | $130.37M | $87.44M | $97.27M | -0.3% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
75.00
+0.8% from spot
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
1
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
70.00
1 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.79 | 1.91 | +6.7% |
| Mar 2026 | 1.64 | 1.67 | +2.1% |
| Dec 2025 | 1.72 | 1.81 | +5.5% |
| Sep 2025 | 1.59 | 1.75 | +10.3% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 2.03 | 3 | $74.92M | +11.5% |
| Next quarter | 2.03 | 3 | $78.82M | +9.6% |
| Current year | 7.79 | 3 | $296.77M | +11.0% |
| Next year | 8.22 | 3 | $341.85M | +15.2% |
Analyst targets & ownership
Mean target$86.00
High target$88.00
Low target$84.00
Implied upside15.61%
Analyst count2
ConsensusNONE
Strong buy / Buy0 / 0
Hold3
Sell / Strong sell0 / 0
Held by insiders3.73%
Held by institutions63.21%
Institutions holding300
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
74.65
-0.34% from price
SMA 20
75.89
-1.98% from price
SMA 50
78.51
-5.25% from price
SMA 100
75.90
-1.98% from price
SMA 200
70.08
+6.14% from price
EMA 12
75.07
-0.90% from price
EMA 26
76.17
-2.34% from price
EMA 50
76.68
-2.98% from price
RSI (14)
37.1
Neutral
MACD (12,26,9)
-1.11
Hist -0.05
ATR (14)
1.45
1.95% of price
Realised vol 30D
13.4%
Annualised
Bollinger upper
78.74
20, 2σ
Bollinger lower
73.05
20, 2σ
50 / 200 cross
Golden
78.51 vs 70.08
Trend bias
Above 200
+6.14%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.54
Less volatile than market
Correlation to SPY
0.28
Largely independent
Realised vol 30D
13.4%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-11.4%
Peak to trough
Max drawdown 5Y
-36.0%
Peak to trough
ATR 14
1.45
1.95% of price
Beta (reported)
0.44
5Y monthly, from filing
Short interest
Shares short
399.68K
Prior 375.54K
Change vs prior
+6.4%
Shorts adding
% of float
3.54%
Normal
% of shares out
3.36%
Against total outstanding
Days to cover
3.8
Liquid
Float
11.29M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 28, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jul 30, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| May 5, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Oct 30, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jul 23, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jul 8, 25 | Raymond James | DOWNGRADE | Outperform | Market Perform |
| Feb 24, 25 | Janney Montgomery Scott | UPGRADE | Neutral | Buy |
| Feb 6, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jul 25, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| May 1, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Nov 16, 23 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 28, 23 | Keefe, Bruyette & Woods | MAINTAINED | — | Market Perform |
Dividends & splits
Forward rate$2.24 / yr
Forward yield3.00%
5-year avg yield2.93%
Payout ratio30.67%
Ex-dividend dateOct 1, 2026
Next pay dateOct 15, 2026
Last split2:1
Split dateOct 16, 2003
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-17
Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions
425 · 2026-09-10
Corporate Changes & Voting Matters
8-K · 2026-09-04
Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions
425 · 2026-08-28
Corporate Changes & Voting Matters
8-K/A · 2026-08-27
Periodic Financial Reports
10-Q · 2026-08-06
Corporate Changes & Voting Matters
8-K · 2026-07-28
Annual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX
N-PX · 2026-07-08
Headlines
First Financial Bankshares Inc to Open Bee Cave Branch Near Austin
MT Newswires · 7d ago
Does First Financial Bancorp’s New Dual President–CFO Structure Reframe Its Efficiency Story for Investors (FFBC)?
Simply Wall St. · 9d ago
Why First Financial Bancorp (FFBC) Stock Is Up Today
StockStory · 11d ago
First Financial Corp. (THFF) is a Top Dividend Stock Right Now: Should You Buy?
Zacks · 14d ago
First Financial CFO to Retire; Successor Named
MT Newswires · 19d ago
First Financial Corporation Declares Quarterly Dividend
GlobeNewswire · 20d ago
First Financial Bank Announces Leadership Promotions Designed to Strengthen its Future
PR Newswire · 21d ago
First Financial Corp. (THFF) Could Be a Great Choice
Zacks · 30d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.