SRCE
1st Source Corporation
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Last price
85.83
▼ 0.32 (0.37%)
MARKET · —
Price
Open
86.26
Prev close
86.15
Day high
86.82
Day low
85.42
Volume
134.43K
Market cap
$2.07B
P/E (TTM)
12.31
52W range
56.89 – 91.46
Trailing performance
Returnvs SPY
1W
-3.13%
-1.8%
1M
+3.19%
-0.5%
3M
+16.16%
+13.1%
6M
+21.59%
+10.5%
YTD
+37.35%
+25.1%
1Y
+39.63%
+19.6%
3Y
+91.58%
+17.4%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$2.07B
Enterprise value$2.28B
Revenue (TTM)$442.37M
Gross profit$442.37M
EBITDA—
Net income$169.25M
EPS (TTM)$6.97
Free cash flow—
Total cash$138.93M
Total debt$305.90M
Book value / share$53.54
Shares outstanding24.08M
Float17.76M
Short % of float3.71%
Dividend yield1.96%
Beta (5Y)0.56
Valuation & profitability ratios
Trailing P/E12.31
Forward P/E11.60
PEG ratio1.37
Price / sales—
Price / book1.60
EV / revenue5.15
EV / EBITDA—
Gross margin0.00%
Operating margin54.06%
Profit margin38.64%
Return on equity13.09%
Return on assets1.86%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $434.39M | $387.71M | $370.01M | $355.36M |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $158.28M | $132.62M | $124.93M | $120.51M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $158.28M | $132.62M | $124.93M | $120.51M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.71 | 1.95 | +13.8% |
| Mar 2026 | 1.63 | 1.63 | 0.0% |
| Dec 2025 | 1.61 | 1.87 | +16.1% |
| Sep 2025 | 1.60 | 1.79 | +11.9% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.83 | 3 | $118.11M | +6.6% |
| Next quarter | 1.82 | 3 | $119.21M | +7.4% |
| Current year | 7.24 | 3 | $468.82M | +7.9% |
| Next year | 7.40 | 3 | $482.54M | +2.9% |
Analyst targets & ownership
Mean target$89.67
High target$100.00
Low target$82.00
Implied upside4.47%
Analyst count3
ConsensusNONE
Strong buy / Buy1 / 0
Hold2
Sell / Strong sell0 / 0
Held by insiders26.57%
Held by institutions80.01%
Institutions holding305
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
+43.31K
Net buying
Buy transactions
22
43.81K shares
Sell transactions
1
500 shares
Net transactions
+23
Buys less sells
Sell : buy shares
0.0 : 1
Mixed
Insider-held shares
6.40M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 10, 26 | BAUER BRETT A. Chief Financial Officer |
SELL | 500 | $43.95K | Direct |
| Aug 4, 26 | OZARK TIMOTHY K Director |
STOCK | 211 | $18.94K | Direct |
| Aug 4, 26 | GRAHAM TRACY D Director |
STOCK | 155 | $13.91K | Direct |
| Aug 4, 26 | AFFLECK-GRAVES JOHN F Director |
STOCK | 239 | $21.45K | Direct |
| Aug 4, 26 | SCHURZ TODD F. Director |
STOCK | 155 | $13.91K | Direct |
| Aug 4, 26 | SHREWSBURY RONDA Director |
STOCK | 178 | $15.98K | Direct |
| Aug 4, 26 | TORRES ISAAC P. Director |
STOCK | 155 | $13.91K | Direct |
| Jun 12, 26 | MURPHY CARMEN C Beneficial Owner of more than 10% of a Class of Security |
STOCK | 2.00K | $0 | Indirect |
| Jun 12, 26 | MURPHY CHRISTOPHER J III Officer, Director and Beneficial Owner |
STOCK | 2.00K | $0 | Direct |
| Jun 3, 26 | OZARK TIMOTHY K Director |
STOCK | 1.58K | $116.33K | Direct |
| Jun 3, 26 | SCHWABERO MARK D Director |
STOCK | 1.34K | $98.33K | Direct |
| Jun 3, 26 | GRAHAM TRACY D Director |
STOCK | 562 | $41.30K | Direct |
| Jun 3, 26 | AFFLECK-GRAVES JOHN F Director |
STOCK | 1.48K | $108.84K | Direct |
| Jun 3, 26 | MURPHY CHRISTOPHER JOSEPH IV Director |
STOCK | 250 | $18.37K | Indirect |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BAUER BRETT A. |
Chief Financial Officer | 33.73K | Sale |
BUHR JEFFREY L |
Officer | 78.85K | Stock Award(Grant) |
FITZPATRICK DANIEL B |
Director | 49.33K | Stock Award(Grant) |
GRIFFITH JOHN B |
Officer | 73.49K | Sale |
MURPHY CARMEN C |
Beneficial Owner of more than 10% of a Class of Security | — | Stock Gift |
MURPHY CHRISTOPHER J III |
Officer, Director and Beneficial Owner | 4.28M | Stock Gift |
MURPHY CHRISTOPHER JOSEPH IV |
Director | — | Stock Award(Grant) |
MURPHY KEVIN CARMICHAEL |
Officer | 160.00K | Stock Award(Grant) |
OZARK TIMOTHY K |
Director | 52.23K | Stock Award(Grant) |
SHORT ANDREA G |
Chief Executive Officer | 106.48K | Stock Award(Grant) |
Moving averages & technicals
SMA 10
87.45
-1.85% from price
SMA 20
88.52
-3.04% from price
SMA 50
84.08
+2.08% from price
SMA 100
78.73
+9.01% from price
SMA 200
72.20
+18.87% from price
EMA 12
87.28
-1.66% from price
EMA 26
86.61
-0.90% from price
EMA 50
84.15
+1.99% from price
RSI (14)
46.4
Neutral
MACD (12,26,9)
0.68
Hist -0.70
ATR (14)
1.53
1.78% of price
Realised vol 30D
21.7%
Annualised
Bollinger upper
91.66
20, 2σ
Bollinger lower
85.38
20, 2σ
50 / 200 cross
Golden
84.08 vs 72.20
Trend bias
Above 200
+18.87%
Risk profile
Beta vs SPY
0.38
Less volatile than market
Correlation to SPY
0.23
Largely independent
Realised vol 30D
21.7%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-11.7%
Peak to trough
Max drawdown 5Y
-31.9%
Peak to trough
ATR 14
1.53
1.78% of price
Beta (reported)
0.56
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
0.00
Call-heavy session
Put / call open interest
0.00
Positioning, not flow
Max pain
50.00
-41.7% from spot
ATM implied vol
41.0%
Nearest strike to spot
Skew (10% OTM)
-15.5%
Calls bid over puts
Call volume
23
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
75.00
302 contracts
Heaviest put OI
85.00
1 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
What Makes 1st Source (SRCE) a Strong Momentum Stock: Buy Now?
Zacks · 4d ago
A Look Back at Regional Banks Stocks’ Q2 Earnings: 1st Source (NASDAQ:SRCE) Vs The Rest Of The Pack
StockStory · 5d ago
5 Finance Stocks Growing Faster than Tech
Benzinga · 16d ago
1st Source (SRCE) is a Top Dividend Stock Right Now: Should You Buy?
Zacks · 16d ago
Here's Why 1st Source (SRCE) is a Great Momentum Stock to Buy
Zacks · 24d ago
How Investors Are Reacting To 1st Source (SRCE) Earnings Beat, Dividend Hike and Completed Buybacks
Simply Wall St. · 28d ago
1st Source (SRCE) Q2 Earnings and Revenues Beat Estimates
Zacks · 30d ago
1st Source: Q2 Earnings Snapshot
Associated Press · 30d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.