CHCO
City Holding Company
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Buy
+22/100
Last price
141.57
▼ 0.20 (0.14%)
MARKET · —
Price
Chart style
Interval
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Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
142.37
Prev close
141.77
Day high
142.37
Day low
140.93
Volume
80.61K
Market cap
$1.99B
P/E (TTM)
15.51
52W range
113.21 – 148.99
Day trading desk
Gap from prior close
+0.42%
Prior close 141.77
VWAP
141.56
+0.00% from price
Relative volume
0.81×
Normal
Session range
1.02%
140.93 – 142.37
Position in range
44%
Mid range
ATR (14D)
2.58
1.82% of price
Prior day high
142.92
PDH
Prior day low
141.13
PDL
Bid / ask spread
—
Quote not published
Session volume
99.74K
Avg 123.68K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+1.21%
-0.7%
1M
-2.75%
-3.9%
3M
+8.11%
+3.6%
6M
+13.72%
-4.5%
YTD
+18.77%
+4.5%
1Y
+15.34%
-1.1%
3Y
+56.69%
-25.6%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
10 more panels on CHCO open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-16.13K
Net selling
Buy transactions
10
1.73K shares
Sell transactions
10
17.86K shares
Net transactions
+20
Buys less sells
Sell : buy shares
10.3 : 1
Heavily one-sided
Insider-held shares
518.41K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 26, 26 | ROWE SHARON HORTON Director |
SELL | 400 | $57.58K | Direct |
| Jul 30, 26 | HAGEBOECK CHARLES ROBERT Chief Executive Officer |
SELL | 4.49K | $650.13K | Direct |
| Jul 21, 26 | FISHER ROBERT D Director |
BUY | 156 | $20.99K | Direct |
| Jul 21, 26 | STRONG-TREISTER DIANE W Director |
BUY | 110 | $14.80K | Direct |
| Jul 21, 26 | REYES JAVIER A Director |
BUY | 83 | $11.17K | Direct |
| Jul 21, 26 | HOYER JAMES A Director |
BUY | 95 | $12.78K | Direct |
| Jul 21, 26 | JONES JAMES THOMAS Director |
STOCK | 730 | $0 | Direct |
| May 29, 26 | HAGEBOECK CHARLES ROBERT Chief Executive Officer |
SELL | 1.86K | $231.13K | Direct |
| May 26, 26 | LEGGE JEFFREY DALE Chief Technology Officer |
SELL | 1.31K | $163.63K | Direct |
| May 22, 26 | BUMGARNER DAVID L Chief Financial Officer |
SELL | 1.16K | $144.54K | Direct |
| May 20, 26 | BUMGARNER DAVID L Chief Financial Officer |
SELL | 805 | $100.22K | Direct |
| May 12, 26 | PARSONS JAMES M Director |
BUY | 100 | $12.16K | Indirect |
| May 6, 26 | BUMGARNER DAVID L Chief Financial Officer |
SELL | 402 | $50.25K | Direct |
| Apr 28, 26 | HAGEBOECK CHARLES ROBERT Chief Executive Officer |
SELL | 5.86K | $733.64K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BUMGARNER DAVID L |
Chief Financial Officer | 13.85K | Sale |
DERITO JOHN A |
Officer | 32.05K | Stock Award(Grant) |
FAIRCHILDS CHARLES W |
Director | 9.45K | Stock Award(Grant) |
FILE WILLIAM H III |
Director | 27.94K | Purchase |
FISHER ROBERT D |
Director | 47.51K | Purchase |
HAGEBOECK CHARLES ROBERT |
Chief Executive Officer | 46.13K | Sale |
KAYSER C DALLAS |
Director | 24.56K | Stock Award(Grant) |
LEGGE JEFFREY DALE |
Chief Technology Officer | 16.47K | Sale |
ROSSI JAMES L |
Director | 18.76K | Stock Award(Grant) |
ROWE SHARON HORTON |
Director | 10.58K | Sale |
Fundamentals
Market cap$1.99B
Enterprise value$2.25B
Revenue (TTM)$320.51M
Gross profit$320.51M
EBITDA—
Net income$130.65M
EPS (TTM)$9.13
Free cash flow—
Total cash$302.46M
Total debt$562.09M
Book value / share$57.57
Shares outstanding14.05M
Float13.80M
Short % of float9.99%
Dividend yield2.82%
Beta (5Y)0.48
Valuation & profitability ratios
Trailing P/E15.51
Forward P/E14.66
PEG ratio1.91
Price / sales—
Price / book2.46
EV / revenue7.01
EV / EBITDA—
Gross margin0.00%
Operating margin51.91%
Profit margin41.12%
Return on equity16.75%
Return on assets1.97%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $305.18M | $285.06M | $282.42M | $246.08M | +7.1% |
| Operating revenue | $305.18M | $285.06M | $282.42M | $246.08M | +7.1% |
| Selling, general & admin | $85.30M | $83.08M | $79.20M | $71.61M | +2.7% |
| Pre-tax income | $161.47M | $144.52M | $143.11M | $127.33M | +11.7% |
| Tax provision | $30.98M | $27.41M | $28.74M | $25.26M | +13.0% |
| Net income | $130.49M | $117.10M | $114.36M | $102.07M | +11.4% |
| Net income to common | $129.33M | $116.03M | $113.33M | $101.11M | +11.5% |
| Basic EPS | 8.94 | 7.89 | 7.62 | 6.81 | +13.3% |
| Diluted EPS | 8.93 | 7.89 | 7.61 | 6.80 | +13.2% |
| Basic shares | 14.47M | 14.68M | 14.87M | 14.85M | -1.4% |
| Diluted shares | 14.48M | 14.70M | 14.89M | 14.87M | -1.5% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $191.92M | $225.39M | $156.28M | $200.00M | -14.8% |
| Accounts receivable | $20.72M | $20.65M | $20.29M | $18.29M | +0.3% |
| Property, plant & equipment | $69.13M | $70.54M | $72.15M | $70.79M | -2.0% |
| Goodwill & intangibles | $157.87M | $160.04M | $162.57M | $115.73M | -1.4% |
| Total assets | $6.72B | $6.46B | $6.17B | $5.88B | +4.1% |
| Current debt | — | $0 | $25.00M | $0 | — |
| Long-term debt | $150.00M | $150.00M | $100.00M | — | 0.0% |
| Total debt | $150.00M | $150.00M | $125.00M | $0 | 0.0% |
| Total liabilities | $5.91B | $5.73B | $5.49B | $5.30B | +3.2% |
| Retained earnings | $935.05M | $852.76M | $780.30M | $706.70M | +9.6% |
| Shareholder equity | $809.68M | $730.66M | $677.07M | $577.85M | +10.8% |
| Net tangible assets | $651.81M | $570.62M | $514.50M | $462.12M | +14.2% |
| Shares issued | 19.05M | 19.05M | 19.05M | 19.05M | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $130.49M | $117.10M | $114.36M | $102.07M | +11.4% |
| Depreciation & amortisation | $11.18M | $13.20M | $10.72M | $15.78M | -15.3% |
| Stock-based compensation | $3.38M | $3.52M | $3.21M | $3.28M | -3.9% |
| Change in working capital | -$9.14M | -$3.23M | $10.08M | -$3.23M | -182.7% |
| Operating cash flow | $131.37M | $131.90M | $137.58M | $115.82M | -0.4% |
| Capital expenditure | -$2.92M | -$2.71M | -$2.96M | -$2.14M | -8.1% |
| Investing cash flow | -$269.92M | -$252.26M | $14.68M | -$410.45M | -7.0% |
| Share buybacks | -$45.76M | -$17.90M | -$60.13M | -$26.45M | -155.7% |
| Dividends paid | -$47.29M | -$43.48M | -$39.99M | -$36.70M | -8.8% |
| Financing cash flow | $105.08M | $189.48M | -$195.98M | -$140.00M | -44.5% |
| Free cash flow | $128.45M | $129.19M | $134.62M | $113.68M | -0.6% |
| End cash position | $191.92M | $225.39M | $156.28M | $200.00M | -14.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $79.38M | $77.13M | $78.08M | $79.03M | $76.24M | +2.9% |
| Operating revenue | $79.38M | $77.13M | $78.08M | $79.03M | $76.24M | +2.9% |
| Selling, general & admin | $22.24M | $21.87M | $21.53M | $21.21M | $21.71M | +1.7% |
| Pre-tax income | $41.32M | $39.26M | $39.54M | $43.85M | $41.16M | +5.2% |
| Tax provision | $8.02M | $7.53M | $7.97M | $8.66M | $7.77M | +6.6% |
| Net income | $33.30M | $31.73M | $31.57M | $35.19M | $33.39M | +4.9% |
| Net income to common | $33.06M | $31.45M | $31.27M | $34.87M | $33.08M | +5.1% |
| Basic EPS | 2.35 | 2.20 | 2.18 | 2.41 | 2.29 | +6.8% |
| Diluted EPS | 2.35 | 2.20 | 2.18 | 2.41 | 2.29 | +6.8% |
| Basic shares | 14.05M | 14.27M | 14.36M | 14.46M | 14.47M | -1.6% |
| Diluted shares | 14.06M | 14.27M | 14.37M | 14.46M | 14.47M | -1.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $267.20M | $299.02M | $191.92M | $225.59M | $172.12M | -10.6% |
| Accounts receivable | $21.30M | $21.64M | $20.72M | $21.89M | $21.65M | -1.6% |
| Property, plant & equipment | $67.19M | $68.74M | $69.13M | $69.54M | $69.04M | -2.3% |
| Goodwill & intangibles | $156.90M | $157.38M | $157.87M | $158.41M | $158.96M | -0.3% |
| Total assets | $6.77B | $6.76B | $6.72B | $6.67B | $6.60B | +0.2% |
| Long-term debt | $150.00M | $150.00M | $150.00M | $150.00M | $150.00M | 0.0% |
| Total debt | $150.00M | $150.00M | $150.00M | $150.00M | $150.00M | 0.0% |
| Total liabilities | $5.97B | $5.97B | $5.91B | $5.87B | $5.83B | -0.0% |
| Retained earnings | $975.45M | $954.41M | $935.05M | $915.97M | $893.42M | +2.2% |
| Shareholder equity | $808.95M | $794.39M | $809.68M | $798.94M | $764.22M | +1.8% |
| Net tangible assets | $652.05M | $637.01M | $651.81M | $640.53M | $605.26M | +2.4% |
| Shares issued | 14.05M | 19.05M | 19.05M | 19.05M | 19.05M | -26.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $33.30M | $31.73M | $31.57M | $35.19M | $33.39M | +4.9% |
| Depreciation & amortisation | $2.58M | $2.13M | $2.51M | $1.95M | $3.57M | +21.4% |
| Stock-based compensation | -$686.00K | $3.18M | $971.00K | $908.00K | $786.00K | -121.5% |
| Change in working capital | -$2.68M | $937.00K | -$2.44M | $2.64M | -$6.13M | -386.1% |
| Operating cash flow | $32.64M | $38.01M | $34.34M | $37.37M | $28.14M | -14.1% |
| Capital expenditure | -$823.00K | -$726.00K | -$743.00K | -$1.54M | -$388.00K | -13.4% |
| Investing cash flow | -$46.17M | $65.18M | -$80.39M | -$10.22M | -$191.97M | -170.8% |
| Share buybacks | -$7.28M | -$30.86M | -$16.87M | $0 | -$19.43M | +76.4% |
| Dividends paid | -$10.12M | -$14.81M | -$12.64M | -$11.45M | -$11.60M | +31.7% |
| Financing cash flow | -$18.29M | $3.91M | $12.37M | $26.32M | -$48.75M | -567.2% |
| Free cash flow | $31.82M | $37.28M | $33.60M | $35.83M | $27.75M | -14.6% |
| End cash position | $267.20M | $299.02M | $191.92M | $225.59M | $172.12M | -10.6% |
Options analytics
Put / call volume
—
—
Put / call open interest
0.50
Positioning, not flow
Max pain
145.00
+2.4% from spot
ATM implied vol
68.4%
Nearest strike to spot
Skew (10% OTM)
-14.5%
Calls bid over puts
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
145.00
2 contracts
Heaviest put OI
145.00
1 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 2.23 | 2.35 | +5.6% |
| Mar 2026 | 2.15 | 2.20 | +2.5% |
| Dec 2025 | 2.26 | 2.18 | -3.6% |
| Sep 2025 | 2.16 | 2.41 | +11.8% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 2.36 | 5 | $83.07M | +2.0% |
| Next quarter | 2.37 | 5 | $83.83M | +4.2% |
| Current year | 9.28 | 5 | $328.36M | +4.2% |
| Next year | 9.66 | 5 | $339.12M | +3.3% |
Analyst targets & ownership
Mean target$142.40
High target$147.00
Low target$128.00
Implied upside0.59%
Analyst count5
ConsensusHOLD
Strong buy / Buy0 / 0
Hold5
Sell / Strong sell0 / 0
Held by insiders3.69%
Held by institutions74.02%
Institutions holding355
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
140.78
+0.56% from price
SMA 20
141.98
-0.29% from price
SMA 50
143.78
-1.54% from price
SMA 100
136.89
+3.42% from price
SMA 200
129.83
+9.04% from price
EMA 12
141.44
+0.09% from price
EMA 26
141.99
-0.30% from price
EMA 50
141.30
+0.19% from price
RSI (14)
48.3
Neutral
MACD (12,26,9)
-0.56
Hist 0.07
ATR (14)
2.58
1.82% of price
Realised vol 30D
12.7%
Annualised
Bollinger upper
145.83
20, 2σ
Bollinger lower
138.13
20, 2σ
50 / 200 cross
Golden
143.78 vs 129.83
Trend bias
Above 200
+9.04%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.17
Less volatile than market
Correlation to SPY
0.12
Largely independent
Realised vol 30D
12.7%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-8.8%
Peak to trough
Max drawdown 5Y
-18.9%
Peak to trough
ATR 14
2.58
1.82% of price
Beta (reported)
0.48
5Y monthly, from filing
Short interest
Shares short
983.73K
Prior 941.94K
Change vs prior
+4.4%
Shorts adding
% of float
9.99%
Normal
% of shares out
7.00%
Against total outstanding
Days to cover
10.3
Crowded exit
Float
13.80M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 1, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jan 23, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jul 24, 25 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Jul 23, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jan 24, 25 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Dec 4, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 25, 24 | Stephens & Co. | MAINTAINED | Equal-Weight | Equal-Weight |
| Apr 25, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Feb 1, 24 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jan 25, 24 | Stephens & Co. | MAINTAINED | Equal-Weight | Equal-Weight |
| Oct 30, 23 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jul 31, 23 | Piper Sandler | MAINTAINED | Neutral | Neutral |
Dividends & splits
Forward rate$4.00 / yr
Forward yield2.82%
5-year avg yield2.66%
Payout ratio37.20%
Ex-dividend dateOct 15, 2026
Next pay dateOct 30, 2026
Last split11:10
Split dateOct 30, 1996
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-30
Periodic Financial Reports
10-Q · 2026-08-05
Corporate Changes & Voting Matters
8-K · 2026-07-22
Annual report of employee stock purchase
11-K · 2026-06-23
Corporate Changes & Voting Matters
8-K · 2026-05-28
Periodic Financial Reports
10-Q · 2026-05-06
Corporate Changes & Voting Matters
8-K/A · 2026-05-01
Corporate Changes & Voting Matters
8-K · 2026-04-29
Headlines
Dividend Hike And Board Refresh Could Be A Game Changer For City Holding (CHCO)
Simply Wall St. · 1d ago
City Holding Company Increases Quarterly Dividend On Common Shares
Business Wire · 6d ago
City Holding Company Appoints Vonda Huss to Board of Directors
Business Wire · 6d ago
City Holding Company Appoints Jessica Alsop to Board of Directors
Business Wire · 6d ago
Are You Looking for a High-Growth Dividend Stock?
Zacks · 7d ago
3 Russell 2000 Stocks Walking a Fine Line
StockStory · 7d ago
City Holding (CHCO) Draws Valuation Attention, Is It Undervalued Or Overvalued?
Simply Wall St. · 8d ago
City Holding (CHCO) Upgraded to Buy: What Does It Mean for the Stock?
Zacks · 18d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.