CFFI
C&F Financial Corporation
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Last price
85.10
▼ 3.74 (4.21%)
MARKET · —
Price
Open
88.66
Prev close
88.84
Day high
88.66
Day low
84.94
Volume
18.99K
Market cap
$276.20M
P/E (TTM)
9.47
52W range
64.71 – 92.00
Trailing performance
Returnvs SPY
1W
-3.90%
-2.5%
1M
+9.11%
+5.4%
3M
+15.96%
+12.9%
6M
+10.89%
-0.2%
YTD
+17.01%
+4.7%
1Y
+24.84%
+4.8%
3Y
+55.54%
-18.6%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$276.20M
Enterprise value$331.22M
Revenue (TTM)$136.33M
Gross profit$136.33M
EBITDA—
Net income$29.09M
EPS (TTM)$8.97
Free cash flow—
Total cash$66.19M
Total debt$120.60M
Book value / share$85.46
Shares outstanding3.25M
Float3.02M
Short % of float1.06%
Dividend yield2.25%
Beta (5Y)0.33
Valuation & profitability ratios
Trailing P/E9.47
Forward P/E—
PEG ratio-31.32
Price / sales—
Price / book0.99
EV / revenue2.43
EV / EBITDA—
Gross margin0.00%
Operating margin28.44%
Profit margin21.34%
Return on equity11.27%
Return on assets1.06%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2011 | 2010 | 2009 | 2007 |
|---|---|---|---|---|
| Total revenue | $61.91M | $56.61M | $0 | $67.33M |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $12.98M | $6.96M | $4.40M | $8.48M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2011 | 2010 | 2009 | 2007 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2011 | 2010 | 2009 | 2007 |
|---|---|---|---|---|
| Net income | $12.98M | $6.96M | $4.40M | $8.48M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2013 | — | 1.22 | — |
| Dec 2012 | — | 1.17 | — |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders6.59%
Held by institutions42.17%
Institutions holding122
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
+8.63K
Net buying
Buy transactions
17
14.47K shares
Sell transactions
9
5.85K shares
Net transactions
+26
Buys less sells
Sell : buy shares
0.4 : 1
Mixed
Insider-held shares
214.29K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 5, 26 | PEAY D ANTHONY Director |
SELL | 425 | $36.52K | Direct |
| Aug 5, 26 | CHERRY THOMAS F Chief Executive Officer |
SELL | 500 | $43.56K | Direct |
| Aug 3, 26 | SEAMAN JOHN A III Officer |
SELL | 650 | $55.00K | Direct |
| Jun 12, 26 | CHERRY THOMAS F Chief Executive Officer |
SELL | 171 | $13.28K | Direct |
| Jun 10, 26 | CHERRY THOMAS F Chief Executive Officer |
SELL | 1.21K | $92.06K | Direct |
| Jun 5, 26 | LONG JASON E Chief Financial Officer |
SELL | 1.36K | $102.68K | Direct |
| May 27, 26 | CHERRY THOMAS F Chief Executive Officer |
SELL | 500 | $37.50K | Direct |
| May 13, 26 | KELLEY ELIZABETH RILEE Director |
SELL | 1.02K | $74.83K | Direct |
| Apr 21, 26 | ROBINSON PAUL C Director |
STOCK | 450 | $0 | Direct |
| Apr 21, 26 | OLSSON CHARLES ELIS Director |
STOCK | 450 | $0 | Direct |
| Apr 21, 26 | HOLMES AUDREY DALE Director |
STOCK | 450 | $0 | Direct |
| Apr 21, 26 | AGNEW JULIE RICHARDSON PH.D. Director |
STOCK | 450 | $0 | Direct |
| Apr 21, 26 | KELLEY ELIZABETH RILEE Director |
STOCK | 450 | $0 | Direct |
| Apr 21, 26 | SISSON GEORGE R III Director |
STOCK | 450 | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
CAUSEY JOHN PAUL JR |
Director | 30.02K | Stock Award(Grant) |
CHERRY THOMAS F |
Chief Executive Officer | 38.87K | Sale |
CRONE DUSTIN S |
Officer | 9.81K | Stock Award(Grant) |
DILLON LARRY G |
Officer and Director | 35.06K | Stock Award(Grant) |
FOX MARK A |
Officer | 11.80K | Stock Award(Grant) |
HOLMES AUDREY DALE |
Director | 14.23K | Stock Award(Grant) |
LONG JASON E |
Chief Financial Officer | 10.08K | Sale |
MCKERNON BRYAN EDWIN |
Chief Executive Officer | 13.24K | Sale |
OLSSON CHARLES ELIS |
Director | 11.21K | Stock Award(Grant) |
ROBINSON PAUL C |
Director | 19.69K | Stock Award(Grant) |
Moving averages & technicals
SMA 10
87.09
-2.28% from price
SMA 20
85.83
-1.04% from price
SMA 50
81.74
+3.91% from price
SMA 100
78.22
+8.80% from price
SMA 200
75.37
+12.70% from price
EMA 12
86.55
-1.67% from price
EMA 26
84.73
+0.43% from price
EMA 50
82.32
+3.38% from price
RSI (14)
50.8
Neutral
MACD (12,26,9)
1.81
Hist -0.23
ATR (14)
3.21
3.78% of price
Realised vol 30D
34.5%
Annualised
Bollinger upper
90.75
20, 2σ
Bollinger lower
80.92
20, 2σ
50 / 200 cross
Golden
81.74 vs 75.37
Trend bias
Above 200
+12.70%
Risk profile
Beta vs SPY
0.16
Less volatile than market
Correlation to SPY
0.06
Largely independent
Realised vol 30D
34.5%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-13.6%
Peak to trough
Max drawdown 5Y
-51.1%
Peak to trough
ATR 14
3.21
3.78% of price
Beta (reported)
0.33
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
C&F Financial Corporation Announces Quarterly Dividend
GlobeNewswire · 3d ago
CFFI Q2 Earnings Rise Y/Y on Loan Growth & Margin Gains
Zacks · 29d ago
C&F: Q2 Earnings Snapshot
Associated Press · 30d ago
C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months
GlobeNewswire · 30d ago
C&F Announces Expansion into Lynchburg Market
GlobeNewswire · 31d ago
BOTJ vs. CFFI: Which Regional Bank Stock Looks More Attractive Now?
Zacks · 45d ago
There's A Lot To Like About C&F Financial's (NASDAQ:CFFI) Upcoming US$0.48 Dividend
Simply Wall St. · 72d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.