NKSH
National Bankshares, Inc.
NasdaqCMUSDEQUITY
Financial Services
DELAYED
Buy
+53/100
Last price
43.14
▲ 0.17 (0.40%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
43.17
Prev close
42.97
Day high
43.50
Day low
42.85
Volume
57.26K
Market cap
$275.08M
P/E (TTM)
13.45
52W range
27.00 – 43.50
Day trading desk
Gap from prior close
+0.47%
Prior close 42.97
VWAP
43.16
-0.05% from price
Relative volume
1.45×
Normal
Session range
1.52%
42.85 – 43.50
Position in range
45%
Mid range
ATR (14D)
0.96
2.22% of price
Prior day high
43.28
PDH
Prior day low
41.80
PDL
Bid / ask spread
—
Quote not published
Session volume
53.05K
Avg 36.55K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+2.20%
+0.3%
1M
+2.64%
+1.5%
3M
+21.46%
+16.9%
6M
+17.72%
-0.5%
YTD
+28.78%
+14.5%
1Y
+48.85%
+32.4%
3Y
+72.44%
-9.8%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
11 more panels on NKSH open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
212.75K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jun 10, 26 | DENARDO F BRAD Director |
STOCK | 221 | $0 | Direct |
| Jun 10, 26 | DOOLEY JOHN ELLIOTT Director |
STOCK | 221 | $0 | Direct |
| Jun 10, 26 | DYE MICHAEL E Director |
STOCK | 221 | $0 | Direct |
| Jun 10, 26 | JOHNSON MILDRED R Director |
STOCK | 221 | $0 | Direct |
| Jun 10, 26 | FITZWATER NORMAN V III Director |
STOCK | 221 | $0 | Direct |
| Jun 10, 26 | THOMPSON JAMES CARROLL Director |
STOCK | 221 | $0 | Direct |
| Jun 10, 26 | SMITH LUTHERIA H. Director |
STOCK | 221 | $0 | Direct |
| Jun 10, 26 | SWEET ALAN JEFFREY Director |
STOCK | 221 | $0 | Direct |
| Jun 10, 26 | BALL LAWRENCE J Director |
STOCK | 221 | $0 | Direct |
| Jun 10, 26 | REYNOLDS GLENN P Director |
STOCK | 221 | $0 | Direct |
| Mar 13, 26 | SWEET ALAN JEFFREY Director |
BUY | 215 | $7.98K | Direct |
| Feb 13, 26 | RAMSEY LARA E Chief Executive Officer |
STOCK | 1.23K | $0 | Direct |
| Feb 13, 26 | MYLUM PAUL M Officer |
STOCK | 1.22K | $0 | Direct |
| Feb 13, 26 | JONES LORA M Chief Financial Officer |
STOCK | 994 | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BALL LAWRENCE J |
Director | 23.61K | Stock Award(Grant) |
DENARDO F BRAD |
Director | 38.70K | Stock Award(Grant) |
DOOLEY JOHN ELLIOTT |
Director | 14.43K | Stock Award(Grant) |
FITZWATER NORMAN V III |
Director | 9.86K | Stock Award(Grant) |
GREEN CHARLES E III |
Director | 49.14K | Purchase |
RAMSEY LARA E |
Chief Executive Officer | 8.07K | Stock Award(Grant) |
REYNOLDS GLENN P |
Director | 10.20K | Stock Award(Grant) |
SKEENS DAVID K |
Chief Operating Officer | 12.93K | Stock Award(Grant) |
SWEET ALAN JEFFREY |
Director | 9.68K | Stock Award(Grant) |
THOMPSON JAMES CARROLL |
Director | 9.83K | Stock Award(Grant) |
Fundamentals
Market cap$275.08M
Enterprise value$222.11M
Revenue (TTM)$60.56M
Gross profit$60.56M
EBITDA—
Net income$20.31M
EPS (TTM)$3.21
Free cash flow—
Total cash$54.56M
Total debt$1.79M
Book value / share$30.20
Shares outstanding6.37M
Float6.16M
Short % of float1.88%
Dividend yield3.47%
Beta (5Y)0.53
Valuation & profitability ratios
Trailing P/E13.45
Forward P/E11.19
PEG ratio—
Price / sales—
Price / book1.43
EV / revenue3.67
EV / EBITDA—
Gross margin0.00%
Operating margin41.41%
Profit margin33.54%
Return on equity11.25%
Return on assets1.12%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $55.56M | $45.36M | $46.64M | $59.43M | +22.5% |
| Operating revenue | $55.56M | $45.36M | $46.64M | $59.43M | +22.5% |
| Selling, general & admin | $21.69M | $19.99M | $18.07M | $17.00M | +8.5% |
| Pre-tax income | $19.17M | $9.12M | $18.68M | $31.76M | +110.1% |
| Tax provision | $3.34M | $1.50M | $2.98M | $5.83M | +122.8% |
| Net income | $15.83M | $7.62M | $15.69M | $25.93M | +107.6% |
| Net income to common | $15.83M | $7.62M | $15.69M | $25.93M | +107.6% |
| Basic EPS | 2.49 | 1.24 | 2.66 | 4.33 | +100.8% |
| Diluted EPS | 2.49 | 1.24 | 2.66 | 4.33 | +100.8% |
| Basic shares | 6.36M | 6.16M | 5.89M | 5.99M | +3.2% |
| Diluted shares | 6.36M | 6.16M | 5.89M | 5.99M | +3.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $59.25M | $107.82M | $86.60M | $71.43M | -45.0% |
| Accounts receivable | $6.54M | $6.47M | $6.31M | $6.00M | +1.1% |
| Property, plant & equipment | $18.48M | $16.83M | $11.11M | $10.37M | +9.8% |
| Goodwill & intangibles | $12.21M | $12.58M | $5.85M | $5.85M | -3.0% |
| Total assets | $1.82B | $1.81B | $1.66B | $1.68B | +0.7% |
| Total liabilities | $1.64B | $1.66B | $1.51B | $1.55B | -0.9% |
| Retained earnings | $202.56M | $196.34M | $197.98M | $199.09M | +3.2% |
| Shareholder equity | $184.91M | $156.41M | $140.52M | $122.69M | +18.2% |
| Net tangible assets | $172.70M | $143.83M | $134.67M | $116.84M | +20.1% |
| Shares issued | 6.37M | 6.36M | 5.89M | 5.89M | +0.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Net income | $15.83M | $7.62M | $15.69M | $25.93M | — | +107.6% |
| Depreciation & amortisation | $1.47M | $1.14M | $754.00K | $609.00K | — | +29.2% |
| Stock-based compensation | $193.00K | $128.00K | $42.00K | $0 | — | +50.8% |
| Change in working capital | $1.12M | -$2.00M | -$3.48M | $1.16M | — | +156.3% |
| Operating cash flow | $17.89M | $9.44M | $15.52M | $29.50M | — | +89.6% |
| Capital expenditure | -$2.74M | -$3.26M | -$1.49M | -$1.26M | — | +15.9% |
| Investing cash flow | -$39.18M | $15.79M | $53.19M | -$129.71M | — | -348.2% |
| Share buybacks | — | — | $0 | -$6.34M | -$13.35M | — |
| Dividends paid | -$9.61M | -$9.26M | -$14.78M | -$8.95M | — | -3.7% |
| Financing cash flow | -$27.58M | -$3.71M | -$53.54M | $32.85M | — | -643.4% |
| Free cash flow | $15.15M | $6.18M | $14.03M | $28.24M | — | +145.1% |
| End cash position | $59.25M | $108.12M | $86.60M | $71.43M | — | -45.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $15.70M | $15.30M | $15.27M | $14.21M | $13.27M | +2.6% |
| Operating revenue | $15.70M | $15.30M | $15.27M | $14.21M | $13.27M | +2.6% |
| Selling, general & admin | $6.00M | $6.04M | $5.56M | $5.32M | $5.42M | -0.8% |
| Pre-tax income | $6.08M | $6.05M | $7.23M | $5.38M | $2.65M | +0.5% |
| Tax provision | $1.05M | $1.07M | $1.35M | $961.00K | $362.00K | -1.7% |
| Net income | $5.03M | $4.98M | $5.88M | $4.42M | $2.29M | +1.0% |
| Net income to common | $5.03M | $4.98M | $5.88M | $4.42M | $2.29M | +1.0% |
| Basic EPS | 0.79 | 0.78 | 0.92 | 0.70 | 0.36 | +1.3% |
| Diluted EPS | 0.79 | 0.78 | 0.92 | 0.69 | 0.36 | +1.3% |
| Basic shares | 6.36M | 6.36M | 6.36M | 6.36M | 6.36M | +0.0% |
| Diluted shares | 6.37M | 6.37M | 6.36M | 6.36M | 6.36M | +0.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $54.56M | $62.15M | $59.25M | $42.30M | $92.85M | -12.2% |
| Accounts receivable | $7.03M | $7.00M | $6.54M | $6.68M | $6.41M | +0.4% |
| Property, plant & equipment | $18.27M | $18.40M | $18.48M | $19.81M | $17.83M | -0.7% |
| Goodwill & intangibles | $12.04M | $12.12M | $12.21M | $12.30M | $12.39M | -0.7% |
| Total assets | $1.83B | $1.83B | $1.82B | $1.80B | $1.81B | +0.2% |
| Total liabilities | $1.64B | $1.64B | $1.64B | $1.62B | $1.64B | -0.1% |
| Retained earnings | $207.79M | $207.54M | $202.56M | $201.64M | $197.22M | +0.1% |
| Shareholder equity | $192.23M | $187.40M | $184.91M | $179.22M | $168.74M | +2.6% |
| Net tangible assets | $180.19M | $175.28M | $172.70M | $166.92M | $156.35M | +2.8% |
| Shares issued | 6.37M | 6.37M | 6.37M | 6.37M | 6.37M | +0.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $5.03M | $4.98M | $5.88M | $4.42M | $2.29M | +1.0% |
| Depreciation & amortisation | $404.00K | $401.00K | $396.00K | $372.00K | $356.00K | +0.7% |
| Stock-based compensation | $63.00K | $62.00K | $50.00K | $49.00K | $51.00K | +1.6% |
| Change in working capital | -$2.28M | -$994.00K | $875.00K | $1.21M | -$159.00K | -129.1% |
| Operating cash flow | $3.51M | $3.30M | $7.14M | $6.12M | $2.07M | +6.4% |
| Capital expenditure | -$190.00K | -$229.00K | -$432.00K | -$800.00K | -$543.00K | +17.0% |
| Investing cash flow | -$6.00M | -$3.21M | -$240.00K | -$40.86M | $3.02M | -86.9% |
| Dividends paid | — | — | -$4.97M | $0 | — | — |
| Financing cash flow | -$5.10M | $2.81M | $10.04M | -$15.80M | -$34.77M | -281.4% |
| Free cash flow | $3.32M | $3.07M | $6.71M | $5.32M | $1.52M | +8.2% |
| End cash position | $54.56M | $62.15M | $59.25M | $42.30M | $92.85M | -12.2% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.80 | 0.79 | -1.5% |
| Mar 2026 | — | 0.78 | — |
| Dec 2025 | 0.68 | 0.84 | +24.2% |
| Sep 2025 | 0.66 | 0.70 | +6.2% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.98 | 1 | $0 | — |
| Next quarter | 0.98 | 1 | $0 | — |
| Current year | 3.50 | 1 | $0 | — |
| Next year | 3.86 | 1 | $0 | — |
Analyst targets & ownership
Mean target$46.75
High target$46.75
Low target$46.75
Implied upside8.37%
Analyst count1
ConsensusNONE
Strong buy / Buy0 / 1
Hold0
Sell / Strong sell0 / 0
Held by insiders3.34%
Held by institutions37.45%
Institutions holding140
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
42.41
+1.73% from price
SMA 20
42.52
+1.54% from price
SMA 50
41.80
+3.29% from price
SMA 100
38.84
+11.06% from price
SMA 200
37.57
+14.93% from price
EMA 12
42.56
+1.37% from price
EMA 26
42.19
+2.25% from price
EMA 50
41.32
+4.41% from price
RSI (14)
60.1
Neutral
MACD (12,26,9)
0.36
Hist -0.01
ATR (14)
0.96
2.21% of price
Realised vol 30D
19.1%
Annualised
Bollinger upper
43.36
20, 2σ
Bollinger lower
41.69
20, 2σ
50 / 200 cross
Golden
41.80 vs 37.57
Trend bias
Above 200
+14.93%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.41
Less volatile than market
Correlation to SPY
0.20
Largely independent
Realised vol 30D
19.1%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-12.7%
Peak to trough
Max drawdown 5Y
-47.4%
Peak to trough
ATR 14
0.96
2.21% of price
Beta (reported)
0.53
5Y monthly, from filing
Short interest
Shares short
116.01K
Prior 90.06K
Change vs prior
+28.8%
Shorts adding
% of float
1.88%
Normal
% of shares out
1.82%
Against total outstanding
Days to cover
3.1
Liquid
Float
6.16M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Nov 22, 24 | Janney Montgomery Scott | UPGRADE | Neutral | Buy |
| Jul 24, 23 | Piper Sandler | DOWNGRADE | Overweight | Neutral |
| Jun 2, 22 | Janney Montgomery Scott | INITIATED | — | Neutral |
| Apr 27, 20 | Piper Sandler | UPGRADE | Neutral | Overweight |
| Nov 22, 19 | Piper Sandler | DOWNGRADE | Buy | Hold |
| Feb 4, 19 | Piper Sandler | UPGRADE | Hold | Buy |
| Oct 22, 18 | Piper Sandler | DOWNGRADE | Buy | Hold |
Dividends & splits
Forward rate$1.50 / yr
Forward yield3.47%
5-year avg yield4.60%
Payout ratio47.96%
Ex-dividend dateMay 26, 2026
Next pay dateJun 1, 2026
Last split2:1
Split dateApr 3, 2006
SEC filings
Periodic Financial Reports
10-Q · 2026-08-12
Corporate Changes & Voting Matters
8-K · 2026-07-23
Corporate Changes & Voting Matters
8-K · 2026-07-02
Corporate Changes & Voting Matters
8-K · 2026-07-01
Corporate Changes & Voting Matters
8-K · 2026-05-18
Corporate Changes & Voting Matters
8-K · 2026-05-13
Corporate Changes & Voting Matters
8-K · 2026-05-01
Corporate Changes & Voting Matters
8-K · 2026-04-23
Headlines
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.