RBCAA
Republic Bancorp, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Last price
94.36
▲ 0.02 (0.02%)
MARKET · —
Price
Open
94.34
Prev close
94.34
Day high
95.06
Day low
93.72
Volume
93.10K
Market cap
$1.85B
P/E (TTM)
14.41
52W range
63.97 – 102.22
Trailing performance
Returnvs SPY
1W
-3.68%
-2.3%
1M
+3.97%
+0.2%
3M
+18.62%
+15.5%
6M
+31.27%
+20.2%
YTD
+36.77%
+24.5%
1Y
+30.08%
+10.1%
3Y
+109.36%
+35.2%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$1.85B
Enterprise value$1.75B
Revenue (TTM)$382.45M
Gross profit$382.45M
EBITDA—
Net income$128.00M
EPS (TTM)$6.55
Free cash flow—
Total cash$358.67M
Total debt$260.89M
Book value / share$58.92
Shares outstanding17.50M
Float8.93M
Short % of float5.02%
Dividend yield2.10%
Beta (5Y)0.56
Valuation & profitability ratios
Trailing P/E14.41
Forward P/E13.68
PEG ratio1.27
Price / sales—
Price / book1.60
EV / revenue4.59
EV / EBITDA—
Gross margin0.00%
Operating margin45.02%
Profit margin33.47%
Return on equity11.55%
Return on assets1.82%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $417.50M | $384.80M | $0 | $236.69M |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $131.32M | $101.37M | $90.37M | $91.11M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $131.32M | $101.37M | $90.37M | $91.11M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.55 | 1.68 | +8.4% |
| Mar 2026 | 1.84 | 2.04 | +10.9% |
| Dec 2025 | 1.32 | 1.16 | -11.8% |
| Sep 2025 | 1.41 | 1.51 | +7.2% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.63 | 1 | $101.10M | +8.1% |
| Next quarter | 1.62 | 1 | $100.40M | +6.5% |
| Current year | 6.97 | 1 | $417.40M | -0.0% |
| Next year | 6.90 | 1 | $433.50M | +3.9% |
Analyst targets & ownership
Mean target$98.00
High target$98.00
Low target$98.00
Implied upside3.86%
Analyst count1
ConsensusNONE
Strong buy / Buy0 / 0
Hold1
Sell / Strong sell0 / 0
Held by insiders51.51%
Held by institutions33.15%
Institutions holding226
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
+14.50K
Net buying
Buy transactions
47
18.88K shares
Sell transactions
3
4.38K shares
Net transactions
+50
Buys less sells
Sell : buy shares
0.2 : 1
Mixed
Insider-held shares
10.11M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jun 30, 26 | MULLOY WILLIAM PATRICK II Director |
STOCK | 33 | $3.00K | Direct |
| Jun 30, 26 | VOGT MARK A Director |
STOCK | 320 | $29.00K | Direct |
| Jun 30, 26 | SIPES KEVIN D Chief Financial Officer |
STOCK | 59 | $5.38K | Direct |
| Jun 30, 26 | PICHEL LOGAN M. Officer and Director |
STOCK | 74 | $6.73K | Direct |
| Jun 30, 26 | RAVICHANDRAN VIDYA Director |
STOCK | 88 | $8.00K | Direct |
| Jun 30, 26 | CANNON YOANIA Director |
STOCK | 88 | $8.00K | Direct |
| Jun 30, 26 | VANALLEN CHERYL Officer |
STOCK | 59 | $5.38K | Direct |
| Jun 30, 26 | NARDI SCOTT Officer |
STOCK | 58 | $5.25K | Direct |
| Jun 30, 26 | NELSON WILLIAM R Officer |
STOCK | 59 | $5.38K | Direct |
| Jun 30, 26 | POWELL ANTHONY T Officer |
STOCK | 59 | $5.38K | Direct |
| Jun 30, 26 | MONTANO JUAN M Officer |
STOCK | 59 | $5.38K | Direct |
| Jun 30, 26 | MARSHALL ERNEST W JR Director |
STOCK | 199 | $18.00K | Direct |
| Jun 30, 26 | FEASTER DAVID P Director |
STOCK | 16 | $1.50K | Direct |
| Jun 30, 26 | HOWELL HEATHER V Director |
STOCK | 71 | $6.50K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
DEWEESE STEVEN E |
Officer | 43.08K | Stock Award(Grant) |
MULLOY WILLIAM PATRICK II |
Director | 28.26K | Stock Award(Grant) |
NELSON WILLIAM R |
Officer | 34.20K | Stock Award(Grant) |
PICHEL LOGAN M. |
Officer and Director | 66.13K | Stock Award(Grant) |
POWELL ANTHONY T |
Officer | 48.80K | Stock Award(Grant) |
RIPPY JOHN T |
Officer | 26.19K | Stock Award(Grant) |
SIPES KEVIN D |
Chief Financial Officer | 80.72K | Stock Award(Grant) |
TRAGER A. SCOTT |
Officer, Director and Beneficial Owner | — | Purchase |
TRAGER-KUSMAN ANDREW |
Director | 275.37K | Stock Award(Grant) |
VOGT MARK A |
Director | 32.36K | Stock Award(Grant) |
Moving averages & technicals
SMA 10
96.46
-2.18% from price
SMA 20
97.96
-3.67% from price
SMA 50
92.58
+1.92% from price
SMA 100
84.77
+11.31% from price
SMA 200
77.38
+21.94% from price
EMA 12
96.15
-1.86% from price
EMA 26
95.46
-1.15% from price
EMA 50
92.39
+2.13% from price
RSI (14)
46.5
Neutral
MACD (12,26,9)
0.69
Hist -0.96
ATR (14)
2.26
2.39% of price
Realised vol 30D
25.3%
Annualised
Bollinger upper
102.13
20, 2σ
Bollinger lower
93.79
20, 2σ
50 / 200 cross
Golden
92.58 vs 77.38
Trend bias
Above 200
+21.94%
Risk profile
Beta vs SPY
0.36
Less volatile than market
Correlation to SPY
0.18
Largely independent
Realised vol 30D
25.3%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-16.5%
Peak to trough
Max drawdown 5Y
-33.2%
Peak to trough
ATR 14
2.26
2.39% of price
Beta (reported)
0.56
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
0.00
Call-heavy session
Put / call open interest
0.00
Positioning, not flow
Max pain
95.00
+0.7% from spot
ATM implied vol
50.8%
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
3
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
95.00
3 contracts
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
Republic Bancorp Named to American Banker's 2026 Top-Performing Banks List
Business Wire · 2d ago
3 Russell 2000 Stocks with Questionable Fundamentals
StockStory · 7d ago
3 Bank Stocks We’re Skeptical Of
StockStory · 19d ago
Republic Bancorp (RBCA.A) Could Be Fully Valued After Strong Q2 Earnings
Simply Wall St. · 27d ago
Republic Bancorp (RBCA.A) Stock Looks Fully Valued As Earnings Premium Holds
Simply Wall St. · 27d ago
Republic Bancorp Q2 Earnings, Revenue Rise
MT Newswires · 29d ago
Republic Bancorp: Q2 Earnings Snapshot
Associated Press · 29d ago
Republic Bancorp Reports Solid Second Quarter Results Highlighted by Continued Strong Core Bank Net Interest Income Expansion
Business Wire · 29d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.