CFFN
Capitol Federal Financial, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Last price
8.53
▲ 0.04 (0.47%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Tool
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
8.59
Prev close
8.49
Day high
8.59
Day low
8.39
Volume
907.35K
Market cap
$1.05B
P/E (TTM)
13.12
52W range
5.97 – 9.26
Day trading desk
Gap from prior close
+1.17%
Prior close 8.49
VWAP
8.52
+0.16% from price
Relative volume
1.11×
Normal
Session range
4.00%
8.39 – 8.72
Position in range
43%
Mid range
ATR (14D)
0.16
1.89% of price
Prior day high
8.55
PDH
Prior day low
8.44
PDL
Bid / ask spread
—
Quote not published
Session volume
907.97K
Avg 817.99K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-2.29%
-0.9%
1M
-0.23%
-4.0%
3M
+9.50%
+6.4%
6M
+11.07%
+0.0%
YTD
+25.26%
+13.0%
1Y
+39.61%
+19.6%
3Y
+42.17%
-32.0%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on CFFN open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
10.03M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Dec 31, 25 | DICUS JOHN B Chief Executive Officer |
— | 17.34K | — | Direct |
| Dec 31, 25 | TOWNSEND KENT G Officer |
CONVERSION | 12.44K | $107.60K | Direct |
| Dec 31, 25 | VAN HOUWELING TARA Officer |
CONVERSION | 2.83K | $24.44K | Direct |
| Dec 31, 25 | JACKSON RICHARD C Officer |
CONVERSION | 9.15K | $79.12K | Direct |
| Dec 31, 25 | HAAG NATALIE G Officer |
CONVERSION | 8.73K | $75.49K | Direct |
| Dec 31, 25 | BARRY ANTHONY S Officer |
CONVERSION | 8.08K | $69.89K | Direct |
| Oct 31, 25 | JACKSON RICHARD C Officer |
BUY | 10.00K | $60.50K | |
| May 7, 25 | JACKSON RICHARD C Officer |
BUY | 15.00K | $85.35K | Direct |
| Apr 25, 25 | JOHNSON JEFFREY M Director |
BUY | 20.00K | $111.14K | Direct |
| Mar 28, 25 | JOHNSON JEFFREY M Director |
BUY | 10.00K | $56.30K | Direct |
| Mar 27, 25 | THOMPSON JEFFREY R Director |
BUY | 7.00K | $40.11K | Direct |
| Mar 26, 25 | MORRIS JAMES G Director |
BUY | 15.00K | $84.97K | Direct |
| Feb 24, 25 | JACKSON RICHARD C Officer |
BUY | 10.00K | $58.76K | Direct |
| Jan 31, 25 | JOHNSON JEFFREY M Director |
BUY | 5.00K | $29.85K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BARRY ANTHONY S |
Officer | 68.47K | Conversion of Exercise of derivative security |
DICUS JOHN B |
Chief Executive Officer | 2.07M | Conversion of Exercise of derivative security |
HAAG NATALIE G |
Officer | 100.73K | Conversion of Exercise of derivative security |
JACKSON RICHARD C |
Officer | 242.63K | Conversion of Exercise of derivative security |
JOHNSON JEFFREY M |
Director | 132.90K | Purchase |
MORRIS JAMES G |
Director | 101.00K | Purchase |
THOMPSON JEFFREY R |
Director | 76.35K | Purchase |
TOWNSEND KENT G |
Officer | 243.53K | Conversion of Exercise of derivative security |
VAN HOUWELING TARA |
Officer | 65.19K | Conversion of Exercise of derivative security |
Fundamentals
Market cap$1.05B
Enterprise value$2.55B
Revenue (TTM)$225.68M
Gross profit$225.68M
EBITDA—
Net income$82.73M
EPS (TTM)$0.65
Free cash flow—
Total cash$137.95M
Total debt$1.64B
Book value / share$8.29
Shares outstanding123.37M
Float106.19M
Short % of float7.52%
Dividend yield3.98%
Beta (5Y)0.67
Valuation & profitability ratios
Trailing P/E13.12
Forward P/E11.01
PEG ratio4.09
Price / sales—
Price / book1.03
EV / revenue11.29
EV / EBITDA—
Gross margin0.00%
Operating margin50.09%
Profit margin36.70%
Return on equity8.01%
Return on assets0.86%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $198.19M | $164.59M | -$20.88M | $212.63M | +20.4% |
| Operating revenue | $198.19M | $164.59M | -$20.88M | $212.63M | +20.4% |
| Selling, general & admin | $69.65M | $62.59M | $60.25M | $64.80M | +11.3% |
| Pre-tax income | $83.02M | $54.10M | -$138.96M | $107.20M | +53.4% |
| Tax provision | $15.00M | $16.09M | -$37.30M | $22.75M | -6.8% |
| Net income | $68.03M | $38.01M | -$101.66M | $84.45M | +79.0% |
| Net income to common | $67.94M | $37.98M | -$101.61M | $84.41M | +78.9% |
| Basic EPS | 0.52 | 0.29 | -0.84 | 0.62 | +79.5% |
| Diluted EPS | 0.52 | 0.29 | -0.84 | 0.62 | +79.5% |
| Basic shares | 129.73M | 130.09M | 133.13M | 136.21M | -0.3% |
| Diluted shares | 129.73M | 130.09M | 133.13M | 136.21M | -0.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $252.44M | $217.31M | $245.60M | $49.19M | +16.2% |
| Property, plant & equipment | $89.31M | $91.46M | $91.53M | $94.82M | -2.3% |
| Total assets | $9.78B | $9.53B | $10.18B | $9.62B | +2.6% |
| Long-term debt | $1.95B | $2.18B | $2.38B | $2.13B | -10.5% |
| Total debt | $1.95B | $2.18B | $2.38B | $2.13B | -10.5% |
| Total liabilities | $8.73B | $8.50B | $9.13B | $8.53B | +2.8% |
| Retained earnings | -$87.33M | -$111.10M | -$104.56M | $80.27M | +21.4% |
| Shareholder equity | $1.05B | $1.03B | $1.04B | $1.10B | +1.5% |
| Net tangible assets | $1.05B | $1.03B | $1.04B | $1.10B | +1.5% |
| Shares issued | 132.20M | 132.74M | 135.94M | 138.86M | -0.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $68.03M | $38.01M | -$101.66M | $84.45M | +79.0% |
| Depreciation & amortisation | $7.72M | $8.70M | $10.11M | $10.74M | -11.3% |
| Stock-based compensation | $1.40M | $1.28M | $1.51M | $2.24M | +8.6% |
| Change in working capital | -$15.94M | -$18.32M | -$7.21M | $5.69M | +13.0% |
| Operating cash flow | $55.04M | $31.18M | $47.53M | $97.30M | +76.5% |
| Capital expenditure | -$5.20M | -$7.18M | -$6.28M | -$5.56M | +27.6% |
| Investing cash flow | -$206.59M | $629.11M | -$329.10M | -$167.58M | -132.8% |
| Share buybacks | -$3.89M | -$19.45M | -$23.45M | $0 | +80.0% |
| Dividends paid | -$44.25M | -$44.52M | -$83.17M | -$103.13M | +0.6% |
| Financing cash flow | $186.68M | -$688.59M | $477.98M | $49.18M | +127.1% |
| Free cash flow | $49.84M | $24.00M | $41.25M | $91.74M | +107.7% |
| End cash position | $252.44M | $217.31M | $245.60M | $49.19M | +16.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $59.52M | $56.96M | $56.08M | $53.92M | $50.03M | +4.5% |
| Operating revenue | $59.52M | $56.96M | $56.08M | $53.92M | $50.03M | +4.5% |
| Selling, general & admin | $19.33M | $17.58M | $17.91M | $18.96M | $17.80M | +9.9% |
| Pre-tax income | $29.24M | $25.08M | $25.21M | $23.04M | $21.63M | +16.6% |
| Tax provision | $5.67M | $4.93M | $4.91M | $4.22M | $3.25M | +15.0% |
| Net income | $23.57M | $20.15M | $20.30M | $18.81M | $18.38M | +17.0% |
| Net income to common | $23.54M | $20.12M | $20.28M | $18.79M | $18.36M | +17.0% |
| Basic EPS | 0.19 | 0.16 | 0.16 | 0.14 | 0.14 | +18.8% |
| Diluted EPS | 0.19 | 0.16 | 0.16 | 0.14 | 0.14 | +18.8% |
| Basic shares | 124.01M | 126.63M | 128.95M | 129.87M | 130.08M | -2.1% |
| Diluted shares | 124.01M | 126.63M | 128.95M | 129.87M | 130.08M | -2.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $136.10M | $330.93M | $232.63M | $252.44M | $174.97M | -58.9% |
| Property, plant & equipment | $88.46M | $88.41M | $88.75M | $89.31M | $88.97M | +0.1% |
| Total assets | $9.66B | $9.83B | $9.78B | $9.78B | $9.69B | -1.7% |
| Long-term debt | $1.64B | $1.71B | $1.83B | $1.95B | $2.07B | -4.1% |
| Total debt | $1.64B | $1.71B | $1.83B | $1.95B | $2.07B | -4.1% |
| Total liabilities | $8.64B | $8.80B | $8.74B | $8.73B | $8.65B | -1.8% |
| Retained earnings | -$60.80M | -$73.81M | -$78.04M | -$87.33M | -$95.08M | +17.6% |
| Shareholder equity | $1.02B | $1.03B | $1.04B | $1.05B | $1.05B | -0.4% |
| Net tangible assets | $1.02B | $1.03B | $1.04B | $1.05B | $1.05B | -0.4% |
| Shares issued | 123.53M | 127.69M | 129.84M | 132.20M | 132.80M | -3.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $23.57M | $20.15M | $20.30M | $18.81M | $18.38M | +17.0% |
| Depreciation & amortisation | $1.82M | $1.82M | $1.82M | $1.87M | $1.92M | +0.4% |
| Stock-based compensation | $420.00K | $389.00K | $367.00K | $358.00K | $330.00K | +8.0% |
| Change in working capital | -$1.63M | -$130.00K | -$2.50M | $268.00K | -$4.89M | -1,150.8% |
| Operating cash flow | $17.43M | $21.45M | $17.44M | $21.52M | $12.40M | -18.7% |
| Capital expenditure | -$1.75M | -$1.30M | -$1.61M | -$1.65M | -$1.64M | -34.7% |
| Investing cash flow | -$25.59M | $36.99M | -$19.38M | $5.22M | -$137.63M | -169.2% |
| Share buybacks | -$14.21M | -$15.77M | -$15.96M | -$3.89M | $0 | +9.9% |
| Dividends paid | -$10.56M | -$15.91M | -$11.02M | -$11.07M | -$11.06M | +33.6% |
| Financing cash flow | -$186.68M | $39.86M | -$17.88M | $50.74M | -$40.20M | -568.4% |
| Free cash flow | $15.68M | $20.14M | $15.84M | $19.87M | $10.76M | -22.2% |
| End cash position | $136.10M | $330.93M | $232.63M | $252.44M | $174.97M | -58.9% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
5.00
-41.4% from spot
ATM implied vol
128.5%
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
5.00
0 contracts
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.17 | 0.19 | +11.8% |
| Mar 2026 | 0.16 | 0.16 | 0.0% |
| Dec 2025 | 0.15 | 0.16 | +10.3% |
| Sep 2025 | 0.14 | 0.14 | 0.0% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.18 | 3 | $61.12M | +12.0% |
| Next quarter | 0.19 | 3 | $61.86M | +8.9% |
| Current year | 0.69 | 2 | $235.31M | +17.1% |
| Next year | 0.78 | 2 | $250.74M | +6.6% |
Analyst targets & ownership
Mean target$9.50
High target$10.00
Low target$9.00
Implied upside11.37%
Analyst count3
ConsensusNONE
Strong buy / Buy0 / 1
Hold2
Sell / Strong sell0 / 0
Held by insiders8.15%
Held by institutions83.17%
Institutions holding329
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
8.69
-1.84% from price
SMA 20
8.80
-3.08% from price
SMA 50
8.57
-0.50% from price
SMA 100
8.13
+4.97% from price
SMA 200
7.53
+13.24% from price
EMA 12
8.68
-1.72% from price
EMA 26
8.68
-1.76% from price
EMA 50
8.53
+0.01% from price
RSI (14)
42.6
Neutral
MACD (12,26,9)
-0.00
Hist -0.07
ATR (14)
0.16
1.89% of price
Realised vol 30D
17.9%
Annualised
Bollinger upper
9.18
20, 2σ
Bollinger lower
8.42
20, 2σ
50 / 200 cross
Golden
8.57 vs 7.53
Trend bias
Above 200
+13.24%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.72
Less volatile than market
Correlation to SPY
0.37
Loosely linked
Realised vol 30D
17.9%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-10.6%
Peak to trough
Max drawdown 5Y
-66.7%
Peak to trough
ATR 14
0.16
1.89% of price
Beta (reported)
0.67
5Y monthly, from filing
Short interest
Shares short
6.69M
Prior 6.09M
Change vs prior
+9.9%
Shorts adding
% of float
7.52%
Normal
% of shares out
5.42%
Against total outstanding
Days to cover
8.3
Crowded exit
Float
106.19M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 3, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jul 9, 26 | Benchmark | INITIATED | — | Buy |
| May 4, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jan 29, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jan 30, 25 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Oct 24, 24 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jul 25, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jul 25, 24 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Apr 25, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 25, 24 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Oct 26, 23 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Apr 28, 23 | Keefe, Bruyette & Woods | MAINTAINED | — | Market Perform |
Dividends & splits
Forward rate$0.34 / yr
Forward yield3.98%
5-year avg yield4.84%
Payout ratio52.31%
Ex-dividend dateAug 7, 2026
Next pay dateAug 21, 2026
Last split22637:10000
Split dateDec 22, 2010
SEC filings
Periodic Financial Reports
10-Q · 2026-08-07
Corporate Changes & Voting Matters
8-K · 2026-07-29
Periodic Financial Reports
10-Q · 2026-05-08
Corporate Changes & Voting Matters
8-K · 2026-04-29
Offering Registrations
S-8 · 2026-04-08
Periodic Financial Reports
10-Q · 2026-02-06
Corporate Changes & Voting Matters
8-K/A · 2026-02-02
Corporate Changes & Voting Matters
8-K · 2026-01-29
Headlines
5 Dividend Stocks Paying Out This Month – But There’s a Catch
24/7 Wall St. · 18d ago
Is Capitol Federal’s Strong Q3, Dividend and Buyback Spree Altering The Investment Case For CFFN?
Simply Wall St. · 23d ago
Capitol Federal Financial (CFFN) Reports Higher Net Income And Buybacks, Is It Fully Priced?
Simply Wall St. · 25d ago
Capitol Federal Financial Fiscal Q3 Earnings, Revenue Increase
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Capitol Federal: Fiscal Q3 Earnings Snapshot
Associated Press · 25d ago
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CAPITOL FEDERAL FINANCIAL, INC.® ANNOUNCES QUARTERLY DIVIDEND AND STOCK BUYBACK UPDATE
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Timberland Rises 37% in a Year: Should You Buy the Stock?
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PRIVATE STRATEGY · BY QUALIFICATION
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