KRNY
Kearny Financial Corp.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Buy
+21/100
Last price
9.22
▼ 0.05 (0.54%)
MARKET · —
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Tool
1D
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Range —
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Open
—
Prev close
9.27
Day high
9.37
Day low
9.18
Volume
416.90K
Market cap
$582.46M
P/E (TTM)
16.18
52W range
6.23 – 10.24
Trailing performance
Returnvs SPY
1W
+1.10%
-0.9%
1M
-8.98%
-10.1%
3M
+1.21%
-3.3%
6M
+18.05%
-0.1%
YTD
+24.43%
+10.2%
1Y
+39.49%
+23.1%
3Y
+33.04%
-49.2%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on KRNY open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+136.94K
Net buying
Buy transactions
16
139.44K shares
Sell transactions
1
2.50K shares
Net transactions
+17
Buys less sells
Sell : buy shares
0.0 : 1
Mixed
Insider-held shares
7.19M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 10, 26 | MONTANARO LEOPOLD W Director |
BUY | 4.77K | $45.15K | Direct |
| Aug 7, 26 | MONTANARO CRAIG L Chief Executive Officer |
STOCK | 27.06K | $0 | Direct |
| Aug 7, 26 | JOYCE PATRICK M. III Officer |
STOCK | 8.06K | $0 | Direct |
| Aug 7, 26 | PARISI ERIKA K Officer |
STOCK | 6.89K | $0 | Direct |
| Aug 7, 26 | BILOTTA ANTHONY V JR Officer |
STOCK | 7.58K | $0 | Direct |
| Aug 7, 26 | DEMEDICI THOMAS D Officer |
STOCK | 7.68K | $0 | Direct |
| Aug 7, 26 | SUCHODOLSKI KEITH Chief Operating Officer |
STOCK | 15.19K | $0 | Direct |
| Aug 7, 26 | SWANSSON TIMOTHY A. Chief Technology Officer |
STOCK | 6.67K | $0 | Direct |
| Aug 7, 26 | BYRNES SEAN Chief Financial Officer |
STOCK | 9.91K | $0 | Direct |
| Aug 7, 26 | BEIERLE CASSIA J General Counsel |
STOCK | 6.44K | $0 | Direct |
| Jul 27, 26 | FIELDS CURTLAND E Director |
BUY | 14.70K | $138.27K | Direct |
| Jun 18, 26 | FIELDS CURTLAND E Director |
BUY | 8.55K | $71.53K | Direct |
| Jun 12, 26 | FIELDS CURTLAND E Director |
BUY | 4.95K | $43.14K | Direct |
| Jun 11, 26 | WONG-ZAZA MELVINA Director |
BUY | 3.50K | $30.01K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BILOTTA ANTHONY V JR |
Officer | 112.15K | Stock Award(Grant) |
DEMEDICI THOMAS D |
Officer | 170.55K | Stock Award(Grant) |
DUNNE JOHN V |
Officer | 69.25K | Stock Award(Grant) |
FIELDS CURTLAND E |
Director | 57.90K | Purchase |
JOYCE PATRICK M. III |
Officer | 162.24K | Stock Award(Grant) |
MONTANARO CRAIG L |
Chief Executive Officer | 555.78K | Stock Award(Grant) |
MONTANARO LEOPOLD W |
Director | 270.00K | Purchase |
PARISI ERIKA K |
Officer | 258.24K | Stock Award(Grant) |
SUCHODOLSKI KEITH |
Chief Operating Officer | 168.63K | Stock Award(Grant) |
SWANSSON TIMOTHY A. |
Chief Technology Officer | 104.88K | Stock Award(Grant) |
Fundamentals
Market cap$582.46M
Enterprise value$1.62B
Revenue (TTM)$176.41M
Gross profit$176.41M
EBITDA—
Net income$36.26M
EPS (TTM)$0.57
Free cash flow—
Total cash$127.50M
Total debt$1.16B
Book value / share$12.17
Shares outstanding63.17M
Float60.07M
Short % of float5.23%
Dividend yield4.77%
Beta (5Y)0.62
Valuation & profitability ratios
Trailing P/E16.18
Forward P/E9.27
PEG ratio-7.92
Price / sales—
Price / book0.76
EV / revenue9.16
EV / EBITDA—
Gross margin0.00%
Operating margin29.83%
Profit margin20.56%
Return on equity4.79%
Return on assets0.47%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2026 | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $178.11M | $154.00M | $140.60M | $178.62M | — | +15.7% |
| Operating revenue | $178.11M | $154.00M | $140.60M | $178.62M | — | +15.7% |
| Selling, general & admin | $85.68M | $80.01M | $78.10M | $84.21M | — | +7.1% |
| Pre-tax income | $47.40M | $31.00M | -$80.78M | $52.38M | — | +52.9% |
| Tax provision | $11.14M | $4.92M | $5.89M | $11.57M | — | +126.2% |
| Net income | $36.26M | $26.07M | -$86.67M | $40.81M | — | +39.1% |
| Net income to common | $36.26M | $26.07M | -$86.67M | $40.81M | — | +39.1% |
| Basic EPS | — | 0.42 | -1.39 | 0.63 | 0.95 | — |
| Diluted EPS | — | — | -1.39 | 0.63 | 0.95 | — |
| Basic shares | — | 62.51M | 62.44M | 64.80M | 70.91M | — |
| Diluted shares | — | 62.72M | 62.44M | 64.80M | 70.93M | — |
| Line item | 2026 | 2025 | 2024 | 2023 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $114.82M | $167.27M | $63.86M | $70.52M | -31.4% |
| Accounts receivable | $27.88M | $28.10M | $29.52M | $28.13M | -0.8% |
| Property, plant & equipment | $42.36M | $43.90M | $44.94M | $48.31M | -3.5% |
| Goodwill & intangibles | $114.49M | $114.96M | $115.46M | $213.35M | -0.4% |
| Total assets | $7.68B | $7.74B | $7.68B | $8.06B | -0.8% |
| Current debt | $200.00M | $150.00M | $175.00M | $225.00M | +33.3% |
| Long-term debt | $950.00M | $1.11B | $1.43B | $1.28B | -14.1% |
| Total debt | $1.15B | $1.26B | $1.61B | $1.51B | -8.5% |
| Total liabilities | $6.92B | $6.99B | $6.93B | $7.20B | -1.1% |
| Retained earnings | $350.05M | $341.74M | $343.33M | $457.61M | +2.4% |
| Shareholder equity | $766.67M | $745.96M | $753.57M | $869.28M | +2.8% |
| Net tangible assets | $652.18M | $631.00M | $638.12M | $655.93M | +3.4% |
| Shares issued | 62.98M | 64.58M | 64.43M | 65.86M | -2.5% |
| Line item | 2026 | 2025 | 2024 | 2023 | YoY |
|---|---|---|---|---|---|
| Net income | $36.26M | $26.07M | -$86.67M | $40.81M | +39.1% |
| Depreciation & amortisation | $4.45M | $4.88M | $5.26M | $6.30M | -8.8% |
| Stock-based compensation | $3.78M | $3.18M | $4.00M | $4.87M | +19.0% |
| Change in working capital | -$8.81M | -$10.39M | -$12.31M | -$18.23M | +15.2% |
| Operating cash flow | $37.73M | $24.77M | $43.97M | $69.55M | +52.3% |
| Capital expenditure | -$2.46M | -$3.38M | -$1.35M | -$1.35M | +27.3% |
| Investing cash flow | $10.92M | $41.11M | $258.12M | -$417.92M | -73.4% |
| Share buybacks | -$424.00K | -$362.00K | -$11.72M | -$28.02M | -17.1% |
| Dividends paid | -$27.84M | -$27.63M | -$27.56M | -$28.50M | -0.7% |
| Financing cash flow | -$101.10M | $37.52M | -$308.74M | $317.27M | -369.4% |
| Free cash flow | $35.27M | $21.39M | $42.62M | $68.19M | +64.9% |
| End cash position | $114.82M | $167.27M | $63.86M | $70.52M | -31.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $45.69M | $45.33M | $43.54M | $43.55M | $40.83M | — | +0.8% |
| Operating revenue | $45.69M | $45.33M | $43.54M | $43.55M | $40.83M | — | +0.8% |
| Selling, general & admin | $22.73M | $21.59M | $20.45M | $20.91M | $20.41M | — | +5.3% |
| Pre-tax income | $11.01M | $12.64M | $11.78M | $11.97M | $8.16M | — | -12.9% |
| Tax provision | $3.84M | $2.50M | $2.33M | $2.46M | $1.39M | — | +53.5% |
| Net income | $7.17M | $10.14M | $9.45M | $9.51M | $6.77M | — | -29.2% |
| Net income to common | $7.17M | $10.14M | $9.45M | $9.51M | $6.77M | — | -29.2% |
| Basic EPS | 0.11 | 0.16 | 0.15 | 0.15 | — | 0.11 | -31.3% |
| Diluted EPS | 0.11 | 0.16 | 0.15 | 0.15 | — | 0.11 | -31.3% |
| Basic shares | 62.96M | 62.91M | 62.86M | 62.74M | — | 62.55M | +0.1% |
| Diluted shares | 63.40M | 63.25M | 63.06M | 62.95M | — | 62.71M | +0.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $114.82M | $123.84M | $147.34M | $130.14M | $167.27M | -7.3% |
| Accounts receivable | $27.88M | $28.30M | $27.42M | $29.46M | $28.10M | -1.5% |
| Property, plant & equipment | $42.36M | $41.90M | $42.56M | $43.22M | $43.90M | +1.1% |
| Goodwill & intangibles | $114.49M | $114.61M | $114.72M | $114.84M | $114.96M | -0.1% |
| Total assets | $7.68B | $7.61B | $7.62B | $7.65B | $7.74B | +1.0% |
| Current debt | $200.00M | $160.00M | $295.00M | $200.00M | $150.00M | +25.0% |
| Long-term debt | $950.00M | $900.00M | $800.00M | $1.01B | $1.11B | +5.6% |
| Total debt | $1.15B | $1.06B | $1.09B | $1.21B | $1.26B | +8.5% |
| Total liabilities | $6.92B | $6.84B | $6.86B | $6.89B | $6.99B | +1.0% |
| Retained earnings | $350.05M | $349.88M | $346.75M | $344.29M | $341.74M | +0.0% |
| Shareholder equity | $766.67M | $763.03M | $757.40M | $753.20M | $745.96M | +0.5% |
| Net tangible assets | $652.18M | $648.43M | $642.67M | $638.36M | $631.00M | +0.6% |
| Shares issued | 62.98M | 64.74M | 64.74M | 64.74M | 64.58M | -2.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $7.17M | $10.14M | $9.45M | $9.51M | $6.77M | -29.2% |
| Depreciation & amortisation | $1.07M | — | — | — | — | — |
| Stock-based compensation | $1.01M | $969.00K | $956.00K | $847.00K | $915.00K | +3.8% |
| Change in working capital | -$3.59M | -$42.00K | $4.99M | -$10.18M | -$2.40M | -8,438.1% |
| Operating cash flow | $13.99M | $7.93M | $14.31M | $1.50M | $8.09M | +76.5% |
| Capital expenditure | -$1.42M | -$305.00K | -$367.00K | -$367.00K | -$786.00K | -366.2% |
| Investing cash flow | -$85.86M | -$7.89M | $42.40M | $62.27M | $30.29M | -988.3% |
| Share buybacks | -$9.00K | $0 | $0 | -$415.00K | -$13.00K | — |
| Dividends paid | -$6.93M | -$6.92M | -$6.89M | -$7.09M | -$6.89M | -0.2% |
| Financing cash flow | $62.85M | -$23.54M | -$39.51M | -$100.90M | $2.80M | +367.0% |
| Free cash flow | $12.57M | $7.62M | $13.94M | $1.14M | $7.30M | +64.9% |
| End cash position | $114.82M | $123.84M | $147.34M | $130.14M | $167.27M | -7.3% |
Options analytics
Put / call volume
0.00
Call-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
2.50
-72.9% from spot
ATM implied vol
12.5%
Nearest strike to spot
Skew (10% OTM)
-12.5%
Calls bid over puts
Call volume
14
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
2.50
0 contracts
Heaviest put OI
10.00
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.17 | 0.15 | -9.1% |
| Mar 2026 | 0.16 | 0.16 | 0.0% |
| Dec 2025 | 0.16 | 0.15 | -6.3% |
| Sep 2025 | 0.15 | 0.15 | +3.5% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.17 | 3 | $46.97M | — |
| Next quarter | 0.19 | 3 | $48.52M | +11.4% |
| Current year | 0.79 | 3 | $197.41M | +12.0% |
| Next year | 1.00 | 2 | $219.30M | +11.1% |
Analyst targets & ownership
Mean target$10.67
High target$11.00
Low target$10.50
Implied upside15.69%
Analyst count3
ConsensusNONE
Strong buy / Buy2 / 0
Hold1
Sell / Strong sell0 / 0
Held by insiders11.38%
Held by institutions72.94%
Institutions holding244
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
9.25
-0.28% from price
SMA 20
9.47
-2.63% from price
SMA 50
9.63
-4.29% from price
SMA 100
9.22
+0.03% from price
SMA 200
8.50
+8.47% from price
EMA 12
9.33
-1.14% from price
EMA 26
9.46
-2.57% from price
EMA 50
9.47
-2.62% from price
RSI (14)
38.2
Neutral
MACD (12,26,9)
-0.14
Hist -0.03
ATR (14)
0.19
2.02% of price
Realised vol 30D
18.8%
Annualised
Bollinger upper
9.95
20, 2σ
Bollinger lower
8.99
20, 2σ
50 / 200 cross
Golden
9.63 vs 8.50
Trend bias
Above 200
+8.47%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.55
Less volatile than market
Correlation to SPY
0.27
Largely independent
Realised vol 30D
18.8%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-15.0%
Peak to trough
Max drawdown 5Y
-61.2%
Peak to trough
ATR 14
0.19
2.02% of price
Beta (reported)
0.62
5Y monthly, from filing
Short interest
Shares short
2.90M
Prior 1.92M
Change vs prior
+51.1%
Shorts adding
% of float
5.23%
Normal
% of shares out
4.59%
Against total outstanding
Days to cover
4.1
Liquid
Float
60.07M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 27, 26 | Raymond James | INITIATED | — | Outperform |
| Jun 25, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Dec 10, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Apr 29, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jan 6, 25 | Piper Sandler | UPGRADE | Neutral | Overweight |
| Jul 30, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| May 1, 23 | Keefe, Bruyette & Woods | MAINTAINED | — | Market Perform |
| Apr 6, 23 | Keefe, Bruyette & Woods | MAINTAINED | — | Market Perform |
| Jan 31, 23 | Keefe, Bruyette & Woods | MAINTAINED | — | Market Perform |
| Oct 28, 22 | Compass Point | DOWNGRADE | Buy | Neutral |
| Jan 6, 22 | Piper Sandler | DOWNGRADE | Overweight | Neutral |
| Sep 28, 20 | Piper Sandler | MAINTAINED | — | Overweight |
Dividends & splits
Forward rate$0.44 / yr
Forward yield4.77%
5-year avg yield5.06%
Payout ratio77.19%
Ex-dividend dateAug 12, 2026
Next pay dateAug 26, 2026
Last split13804:10000
Split dateMay 15, 2015
SEC filings
Annual Report to Shareholders
ARS · 2026-09-09
Periodic Financial Reports
10-K · 2026-08-21
Corporate Changes & Voting Matters
8-K · 2026-07-23
Annual report of employee stock purchase
11-K · 2026-06-18
Corporate Changes & Voting Matters
8-K · 2026-06-03
Periodic Financial Reports
10-Q · 2026-05-07
Corporate Changes & Voting Matters
8-K · 2026-04-23
Periodic Financial Reports
10-Q · 2026-02-05
Headlines
Kearny (KRNY) Q4 Earnings Lag Estimates
Zacks · 76d ago
Kearny: Fiscal Q4 Earnings Snapshot
Associated Press · 76d ago
Kearny Financial Corp. Announces Fourth Quarter and Fiscal Year End 2026 Results and Declaration of $0.11 Per Share Cash Dividend
GlobeNewswire · 76d ago
Provident Financial (PROV) Earnings Expected to Grow: Should You Buy?
Zacks · 79d ago
Kearny (KRNY) Earnings Expected to Grow: Should You Buy?
Zacks · 83d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.