OCFC
OceanFirst Financial Corp.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Sell
-23/100
Last price
16.75
▼ 0.07 (0.42%)
MARKET · —
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1D
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Open
—
Prev close
16.82
Day high
16.97
Day low
16.74
Volume
1.05M
Market cap
$1.62B
P/E (TTM)
20.94
52W range
16.16 – 20.61
Trailing performance
Returnvs SPY
1W
+0.48%
-1.5%
1M
-13.79%
-14.9%
3M
-10.19%
-14.7%
6M
-10.24%
-28.4%
YTD
-6.69%
-20.9%
1Y
-6.16%
-22.6%
3Y
+15.76%
-66.5%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on OCFC open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+547.37K
Net buying
Buy transactions
7
779.96K shares
Sell transactions
3
232.59K shares
Net transactions
+10
Buys less sells
Sell : buy shares
0.3 : 1
Mixed
Insider-held shares
2.36M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 31, 26 | SCHAEFFER BRIAN Officer of Subsidiary Company |
SELL | 5.50K | $103.98K | Direct |
| Aug 7, 26 | BURAN JOHN R Director |
SELL | 113.46K | $2.20M | Indirect |
| Aug 7, 26 | BURAN JOHN R Director |
SELL | 113.63K | $2.20M | Indirect |
| Jun 1, 26 | DELLIBOVI ALFRED A Director |
STOCK | 52.26K | $0 | Direct |
| Jun 1, 26 | YOH CAREN C Director |
STOCK | 52.26K | $0 | Direct |
| Jun 1, 26 | GRASSI LOUIS C Director |
STOCK | 104.74K | $0 | Direct |
| Jun 1, 26 | BURAN JOHN R Director |
STOCK | 226.59K | $0 | |
| Jun 1, 26 | BURAN JOHN R Director |
STOCK | 226.59K | $0 | |
| Jun 1, 26 | D IORIO STEVEN J Director |
STOCK | 52.19K | $0 | Direct |
| Jun 1, 26 | HAN SAM SANG KI Director |
STOCK | 65.32K | $0 | Direct |
| Feb 27, 26 | TSIMBINOS STEVEN JAMES Officer |
STOCK | 34.61K | $0 | Direct |
| Feb 27, 26 | BARRETT PATRICK SEAN Chief Financial Officer |
STOCK | 38.07K | $0 | Direct |
| Feb 27, 26 | SCOPELLITE STEVEN Director |
STOCK | 2.77K | $0 | Direct |
| Feb 27, 26 | FARRIS JACK M Director |
STOCK | 2.77K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BARRETT PATRICK SEAN |
Chief Financial Officer | 154.20K | Stock Award(Grant) |
BERNINGER DAVID |
Officer | 103.61K | Stock Award(Grant) |
BURAN JOHN R |
Director | — | Sale |
ESTEP MICHELE B |
Officer of Subsidiary Company | 186.29K | Stock Award(Grant) |
GRASSI LOUIS C |
Director | 104.74K | Stock Award(Grant) |
LEBEL JOSEPH J III |
Chief Operating Officer | 358.50K | Stock Award(Grant) |
MAHER CHRISTOPHER D |
Chief Executive Officer | 422.63K | Stock Award(Grant) |
MURPHY JOSEPH M JR |
Director | 379.76K | Stock Award(Grant) |
SCHAEFFER BRIAN |
Officer of Subsidiary Company | 86.54K | Sale |
TSIMBINOS STEVEN JAMES |
Officer | 225.62K | Stock Award(Grant) |
Fundamentals
Market cap$1.62B
Enterprise value$3.72B
Revenue (TTM)$427.64M
Gross profit$427.64M
EBITDA—
Net income$47.90M
EPS (TTM)$0.80
Free cash flow—
Total cash$360.01M
Total debt$2.43B
Book value / share$24.50
Shares outstanding96.65M
Float84.54M
Short % of float5.28%
Dividend yield4.77%
Beta (5Y)1.00
Valuation & profitability ratios
Trailing P/E20.94
Forward P/E7.29
PEG ratio1.15
Price / sales—
Price / book0.68
EV / revenue8.70
EV / EBITDA—
Gross margin0.00%
Operating margin36.82%
Profit margin11.20%
Return on equity2.37%
Return on assets0.26%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $400.34M | $379.81M | $398.71M | $431.60M | +5.4% |
| Operating revenue | $400.34M | $379.81M | $398.71M | $431.60M | +5.4% |
| Selling, general & admin | $176.60M | $154.46M | $151.20M | $142.22M | +14.3% |
| Pre-tax income | $92.52M | $130.66M | $136.76M | $193.92M | -29.2% |
| Tax provision | $21.49M | $30.27M | $32.70M | $46.56M | -29.0% |
| Net income | $70.98M | $100.06M | $104.03M | $146.60M | -29.1% |
| Net income to common | $67.13M | $96.05M | $100.01M | $142.59M | -30.1% |
| Basic EPS | 1.17 | 1.65 | 1.70 | 2.43 | -29.1% |
| Diluted EPS | 1.17 | 1.65 | 1.70 | 2.42 | -29.1% |
| Basic shares | 57.42M | 58.30M | 58.95M | 58.73M | -1.5% |
| Diluted shares | 57.42M | 58.30M | 58.96M | 58.88M | -1.5% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $135.13M | $123.61M | $153.72M | $167.95M | +9.3% |
| Accounts receivable | $49.01M | $45.91M | $51.87M | $44.70M | +6.7% |
| Property, plant & equipment | $112.74M | $115.26M | $121.37M | $126.70M | -2.2% |
| Goodwill & intangibles | $526.53M | $535.99M | $515.66M | $519.64M | -1.8% |
| Total assets | $14.56B | $13.42B | $13.54B | $13.10B | +8.5% |
| Long-term debt | $1.58B | $1.20B | $973.40M | $1.41B | +31.9% |
| Total debt | $1.58B | $1.20B | $974.82M | $1.41B | +31.8% |
| Total liabilities | $12.90B | $11.72B | $11.88B | $11.52B | +10.1% |
| Retained earnings | $662.62M | $641.73M | $592.54M | $540.51M | +3.3% |
| Shareholder equity | $1.66B | $1.70B | $1.66B | $1.58B | -2.3% |
| Net tangible assets | $1.14B | $1.17B | $1.15B | $1.07B | -2.5% |
| Shares issued | 62.94M | 62.67M | 62.18M | 61.88M | +0.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $71.03M | $100.39M | $104.06M | $147.36M | -29.2% |
| Depreciation & amortisation | $14.41M | $14.54M | $16.40M | $16.48M | -0.9% |
| Stock-based compensation | $6.04M | $7.20M | $7.92M | $9.14M | -16.1% |
| Change in working capital | -$28.66M | -$12.03M | -$22.61M | $79.78M | -138.2% |
| Operating cash flow | $87.21M | $92.24M | $124.26M | $250.45M | -5.5% |
| Capital expenditure | -$7.70M | -$7.57M | -$7.71M | -$20.90M | -1.8% |
| Investing cash flow | -$1.18B | $106.40M | -$488.00M | -$1.32B | -1,204.9% |
| Share buybacks | -$82.28M | -$21.48M | $0 | -$7.40M | -283.1% |
| Dividends paid | -$48.25M | -$50.88M | -$51.27M | -$47.51M | +5.2% |
| Financing cash flow | $1.10B | -$228.75M | $349.47M | $1.01B | +580.8% |
| Free cash flow | $79.51M | $84.68M | $116.55M | $229.55M | -6.1% |
| End cash position | $135.13M | $123.61M | $153.72M | $167.99M | +9.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $130.23M | $102.10M | $103.60M | $101.79M | $98.21M | +27.6% |
| Operating revenue | $130.23M | $102.10M | $103.60M | $101.79M | $98.21M | +27.6% |
| Selling, general & admin | $56.23M | $43.66M | $45.55M | $45.54M | $44.68M | +28.8% |
| Pre-tax income | -$2.53M | $27.05M | $16.85M | $22.54M | $24.86M | -109.4% |
| Tax provision | $496.00K | $6.55M | $3.75M | $5.16M | $5.77M | -92.4% |
| Net income | -$3.03M | $20.51M | $13.09M | $17.33M | $19.05M | -114.8% |
| Net income to common | -$3.03M | $20.51M | $13.09M | $17.33M | $16.20M | -114.8% |
| Basic EPS | -0.04 | 0.36 | 0.23 | 0.30 | 0.28 | -111.1% |
| Diluted EPS | -0.04 | 0.36 | 0.23 | 0.30 | 0.28 | -111.1% |
| Basic shares | 70.24M | 57.04M | 56.94M | 57.03M | 57.74M | +23.1% |
| Diluted shares | 70.24M | 57.05M | 56.95M | 57.04M | 57.74M | +23.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $274.06M | $136.98M | $135.13M | $274.13M | $170.60M | +100.1% |
| Accounts receivable | $91.50M | $49.59M | $49.01M | $47.61M | $44.03M | +84.5% |
| Property, plant & equipment | $126.61M | $112.07M | $112.74M | $112.45M | $113.47M | +13.0% |
| Goodwill & intangibles | $620.45M | $525.68M | $526.53M | $533.24M | $534.14M | +18.0% |
| Total assets | $23.27B | $14.56B | $14.56B | $14.32B | $13.33B | +59.9% |
| Long-term debt | $2.23B | $1.44B | $1.58B | $1.90B | $1.14B | +55.0% |
| Total debt | $2.23B | $1.44B | $1.58B | $1.90B | $1.14B | +55.0% |
| Total liabilities | $20.86B | $12.89B | $12.90B | $12.67B | $11.68B | +61.9% |
| Retained earnings | $657.12M | $671.66M | $662.62M | $660.97M | $655.10M | -2.2% |
| Shareholder equity | $2.41B | $1.67B | $1.66B | $1.65B | $1.64B | +44.4% |
| Net tangible assets | $1.79B | $1.14B | $1.14B | $1.12B | $1.11B | +56.6% |
| Shares issued | 96.60M | 63.33M | 62.94M | 62.91M | 62.90M | +52.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | -$3.03M | $20.51M | $13.09M | $17.39M | $19.09M | -114.8% |
| Depreciation & amortisation | $5.88M | $3.75M | $3.68M | $3.65M | $3.55M | +56.5% |
| Stock-based compensation | $3.23M | $1.26M | $1.76M | $1.16M | $1.08M | +156.6% |
| Change in working capital | $26.80M | -$4.54M | $343.00K | $3.50M | $10.57M | +689.8% |
| Operating cash flow | $36.04M | $25.21M | $36.00M | $24.41M | $28.58M | +43.0% |
| Capital expenditure | -$2.58M | -$1.95M | -$2.88M | -$1.57M | -$1.39M | -32.1% |
| Investing cash flow | $418.63M | -$1.59M | -$387.34M | -$888.20M | -$23.68M | +26,428.8% |
| Share buybacks | -$3.60M | -$3.39M | -$558.00K | -$42.00K | -$74.78M | -6.4% |
| Dividends paid | -$11.51M | -$11.46M | -$11.45M | -$11.45M | -$12.65M | -0.4% |
| Financing cash flow | -$317.59M | -$21.77M | $212.34M | $967.31M | $1.98M | -1,358.9% |
| Free cash flow | $33.46M | $23.26M | $33.12M | $22.84M | $27.19M | +43.9% |
| End cash position | $274.06M | $136.98M | $135.13M | $274.13M | $170.60M | +100.1% |
Options analytics
Put / call volume
0.00
Call-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
17.50
+4.5% from spot
ATM implied vol
6.3%
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
35
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
17.50
0 contracts
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.43 | 0.43 | +0.3% |
| Mar 2026 | 0.39 | 0.43 | +9.8% |
| Dec 2025 | 0.37 | 0.41 | +12.3% |
| Sep 2025 | 0.36 | 0.36 | +1.1% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.41 | 6 | $178.59M | +73.5% |
| Next quarter | 0.50 | 6 | $182.29M | +74.5% |
| Current year | 1.76 | 6 | $595.73M | +47.4% |
| Next year | 2.30 | 7 | $756.61M | +27.0% |
Analyst targets & ownership
Mean target$21.58
High target$25.00
Low target$18.00
Implied upside28.86%
Analyst count6
ConsensusBUY
Strong buy / Buy1 / 2
Hold4
Sell / Strong sell0 / 0
Held by insiders2.40%
Held by institutions85.29%
Institutions holding323
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
16.79
-0.24% from price
SMA 20
17.53
-4.43% from price
SMA 50
18.59
-9.88% from price
SMA 100
18.71
-10.46% from price
SMA 200
18.67
-10.27% from price
EMA 12
17.04
-1.70% from price
EMA 26
17.63
-5.00% from price
EMA 50
18.16
-7.78% from price
RSI (14)
29.8
Oversold
MACD (12,26,9)
-0.59
Hist -0.03
ATR (14)
0.40
2.37% of price
Realised vol 30D
19.2%
Annualised
Bollinger upper
19.17
20, 2σ
Bollinger lower
15.89
20, 2σ
50 / 200 cross
Death
18.59 vs 18.67
Trend bias
Below 200
-10.27%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.60
Less volatile than market
Correlation to SPY
0.28
Largely independent
Realised vol 30D
19.2%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-19.0%
Peak to trough
Max drawdown 5Y
-50.5%
Peak to trough
ATR 14
0.40
2.37% of price
Beta (reported)
1.00
5Y monthly, from filing
Short interest
Shares short
5.00M
Prior 4.12M
Change vs prior
+21.2%
Shorts adding
% of float
5.28%
Normal
% of shares out
5.17%
Against total outstanding
Days to cover
5.4
Crowded exit
Float
84.54M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 6, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Aug 5, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Apr 28, 26 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Oct 27, 25 | Raymond James | MAINTAINED | Strong Buy | Strong Buy |
| Oct 10, 25 | Keefe, Bruyette & Woods | UPGRADE | Market Perform | Outperform |
| Apr 28, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 2, 25 | Raymond James | MAINTAINED | Strong Buy | Strong Buy |
| Jan 24, 25 | Stephens & Co. | MAINTAINED | Equal-Weight | Equal-Weight |
| Dec 4, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Dec 4, 24 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Nov 18, 24 | DA Davidson | MAINTAINED | Neutral | Neutral |
| May 31, 24 | Keefe, Bruyette & Woods | DOWNGRADE | Outperform | Market Perform |
Dividends & splits
Forward rate$0.80 / yr
Forward yield4.77%
5-year avg yield4.15%
Payout ratio100.00%
Ex-dividend dateAug 10, 2026
Next pay dateAug 21, 2026
Last split3:2
Split dateMay 20, 2002
SEC filings
Periodic Financial Reports
10-Q · 2026-08-07
Corporate Changes & Voting Matters
8-K · 2026-07-31
Corporate Changes & Voting Matters
8-K · 2026-06-30
Annual report of employee stock purchase
11-K · 2026-06-17
Corporate Changes & Voting Matters
8-K · 2026-06-08
Offering Registrations
S-8 · 2026-06-02
Corporate Changes & Voting Matters
8-K · 2026-06-01
Offering Registrations
S-8 · 2026-05-28
Headlines
3 Small-Cap Stocks We Think Twice About
StockStory · 18h ago
OceanFirst Financial Corp. Schedules Third Quarter 2026 Earnings Conference Call
GlobeNewswire · 2d ago
1 Safe-and-Steady Stock with Competitive Advantages and 2 We Ignore
StockStory · 9d ago
3 Value Stocks That Concern Us
StockStory · 13d ago
OceanFirst Financial (OCFC) Faces A Valuation Test, Is The Pullback A Bargain?
Simply Wall St. · 14d ago
OceanFirst Financial CIO Sells 5,500 Shares at $18.91
Motley Fool · 28d ago
Regional Banks Stocks Q2 Recap: Benchmarking OceanFirst Financial (NASDAQ:OCFC)
StockStory · 49d ago
3 Reasons to Sell OCFC and 1 Stock to Buy Instead
StockStory · 51d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.