DCOM

Dime Commercial Bancshares, Inc.
NYSEUSDEQUITY Financial Services DELAYED
Last price
40.43
▲ 0.13 (0.32%)
MARKET ·

Price

Open
40.30
Prev close
40.30
Day high
40.74
Day low
40.02
Volume
209.93K
Market cap
$1.79B
P/E (TTM)
14.65
52W range
25.63 – 41.97

Trailing performance

Price return · vs SPY
Returnvs SPY
1W
-1.29% +0.1%
1M
+3.06% -0.7%
3M
+9.63% +6.5%
6M
+17.97% +6.9%
YTD
+34.36% +22.1%
1Y
+41.31% +21.3%
3Y
+85.97% +11.8%
5Y

Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.

Fundamentals

TTM · reported
Market cap$1.79B
Enterprise value$622.12M
Revenue (TTM)$439.07M
Gross profit$439.07M
EBITDA
Net income$119.30M
EPS (TTM)$2.76
Free cash flow
Total cash$2.01B
Total debt$725.44M
Book value / share$31.79
Shares outstanding44.16M
Float42.25M
Short % of float10.28%
Dividend yield2.47%
Beta (5Y)0.99

Valuation & profitability ratios

Account required
Trailing P/E14.65
Forward P/E9.29
PEG ratio3.76
Price / sales
Price / book1.27
EV / revenue1.42
EV / EBITDA
Gross margin0.00%
Operating margin44.63%
Profit margin29.36%
Return on equity8.74%
Return on assets0.88%
Debt / equity
Current ratio
Free account required

Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.

Financial statements

Annual · as reported
Last 4 fiscal years
Line item2025202420232022
Total revenue$452.93M$314.10M$352.78M$418.02M
Cost of revenue$0$0$0$0
Gross profit$0$0$0$0
R&D
SG&A
Operating income
Pre-tax income
Tax provision$0$0$0$0
Net income$103.40M$21.80M$88.81M$145.27M
EBIT$0$0$0$0

Earnings

History & consensus estimates
Reported vs expected · EPS
QuarterEst.ActualSurprise
Jun 2026 0.790.79 -0.3%
Mar 2026 0.770.74 -3.7%
Dec 2025 0.710.79 +10.6%
Sep 2025 0.690.61 -11.6%
Forward consensus
PeriodEPSAnalystsRevenueGrowth
Current quarter 0.88 4 $131.39M +13.7%
Next quarter 0.96 4 $135.56M +9.5%
Current year 3.38 4 $518.08M +14.4%
Next year 4.35 5 $571.98M +10.4%

Analyst targets & ownership

Account required
Mean target$45.80
High target$47.00
Low target$44.00
Implied upside13.28%
Analyst count5
ConsensusBUY
Strong buy / Buy2 / 2
Hold1
Sell / Strong sell0 / 0
Held by insiders4.38%
Held by institutions90.58%
Institutions holding311
Free account required

Price targets, consensus spread, insider and institutional ownership.

Insider net activity

6m · Form 4 rollup
Net shares
-184.35K
Net selling
Buy transactions
11
39.05K shares
Sell transactions
7
223.40K shares
Net transactions
+18
Buys less sells
Sell : buy shares
5.7 : 1
Heavily one-sided
Insider-held shares
1.93M
Total on file
Bought 39.05KSold 223.40K

Insider transactions

Account required
DateInsiderAction SharesValueHeld
Aug 13, 26
BASSWOOD CAPITAL MANAGEMENT, L.L.C.
Beneficial Owner of more than 10% of a Class of Security
SELL 48.18K $1.97M Indirect
Aug 6, 26
NIELSEN RAYMOND A
Director
SELL 1.80K $75.11K Direct
Aug 3, 26
BASSWOOD CAPITAL MANAGEMENT, L.L.C.
Unknown
SELL 84.62K $3.46M Indirect
Jul 1, 26
PERRY JOSEPH J
Director
STOCK 84 $3.42K Direct
Jul 1, 26
GERMANO JUDITH H
Director
STOCK 439 $17.84K Direct
Jun 18, 26
BASSWOOD CAPITAL MANAGEMENT, L.L.C.
Unknown
SELL 32.75K $1.28M Indirect
Jun 16, 26
BASSWOOD CAPITAL MANAGEMENT, L.L.C.
Unknown
SELL 44.40K $1.76M Indirect
Jun 10, 26
SUSKIND DENNIS A.
Director
SELL 10.00K $388.75K Direct
May 11, 26
NIELSEN RAYMOND A
Director
SELL 1.65K $61.20K Direct
Apr 1, 26
PERRY JOSEPH J
Director
STOCK 101 $3.42K Direct
Apr 1, 26
GERMANO JUDITH H
Director
STOCK 528 $17.86K Direct
Mar 31, 26
PORZELT CHRISTOPHER J
Officer
STOCK 2.52K $0 Direct
Mar 31, 26
REDDY AVINASH
Chief Financial Officer
STOCK 7.24K $0 Direct
Mar 31, 26
FEGAN MICHAEL J.
Chief Technology Officer
STOCK 3.79K $0 Direct
What this is, and what it is not

These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.

A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.

This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.

Free account required

Officer and director trades in their own stock, straight from Form 4 filings.

Insider holders

10 reporting
NameRelationShares heldLatest
BASSWOOD CAPITAL MANAGEMENT, L.L.C.
Beneficial Owner of more than 10% of a Class of Security Sale
DEVINE MICHAEL P
Director 448.37K Stock Award(Grant)
GUNTHER CONRAD J JR.
Officer 72.62K Stock Award(Grant)
LUBOW STUART H
Chief Executive Officer 234.39K Stock Award(Grant)
MAHON KENNETH J
Director 234.37K Stock Award(Grant)
MCCOY ALBERT E JR
Director 148.55K Stock Award(Grant)
NIELSEN RAYMOND A
Director 32.92K Sale
PERRY JOSEPH J
Director 118.01K Stock Award(Grant)
REDDY AVINASH
Chief Financial Officer 51.45K Stock Award(Grant)
SUSKIND DENNIS A.
Director 87.09K Sale

Moving averages & technicals

Computed from 2Y daily closes
SMA 10
40.60
-0.42% from price
SMA 20
40.75
-0.79% from price
SMA 50
40.23
+0.50% from price
SMA 100
38.34
+5.46% from price
SMA 200
34.82
+16.10% from price
EMA 12
40.57
-0.35% from price
EMA 26
40.46
-0.08% from price
EMA 50
39.87
+1.40% from price
RSI (14)
49.8
Neutral
MACD (12,26,9)
0.11
Hist -0.12
ATR (14)
0.73
1.81% of price
Realised vol 30D
17.4%
Annualised
Bollinger upper
41.66
20, 2σ
Bollinger lower
39.85
20, 2σ
50 / 200 cross
Golden
40.23 vs 34.82
Trend bias
Above 200
+16.10%

Risk profile

Daily returns · 1Y window
Beta vs SPY
0.73
Less volatile than market
Correlation to SPY
0.32
Loosely linked
Realised vol 30D
17.4%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-18.9%
Peak to trough
Max drawdown 5Y
-59.1%
Peak to trough
ATR 14
0.73
1.81% of price
Beta (reported)
0.99
5Y monthly, from filing

Unusual options activity

Account required
Flagged1
Total notional$98.35K
Call notional$98.35K
Put notional$0
Tiltcall-weighted
Likely opening0 of 1
SideStrikeExpiryVolumeOpen int. Vol / OINotionalIV PrintScore
CALL 45.00 Dec 18, 26
117d
562 563 1.0× $98.35K 44% at ask
50
How this is calculated, and what it cannot see

A contract is flagged when today's volume approaches or exceeds its open interest, the position is worth at least $40,000, and at least 150 contracts changed hands. Open interest is what was outstanding at yesterday's close, so volume above it means the flow cannot all be closing — something is being opened.

The score weights four things: volume against open interest, dollar notional, volume against the rest of that chain, and where the last print sat inside the bid/ask spread.

What it cannot see. Volume here is a daily total, so ten small orders and one large one are indistinguishable — this is not block or sweep detection, which needs exchange-level time and sales. The print column compares the last trade to the current quote, which is a proxy for who was the aggressor, not a tagged flag. Quotes are delayed. A single large trade can be a hedge, a roll, or one leg of a spread, and none of those mean what a naked directional bet would mean.

Free account required

Contracts trading at or above their open interest, ranked by notional and where the print landed.

Options analytics

Account required
Put / call volume
6.71
Put-heavy session
Put / call open interest
42.77
Positioning, not flow
Max pain
35.00
-13.4% from spot
ATM implied vol
46.8%
Nearest strike to spot
Skew (10% OTM)
-21.0%
Calls bid over puts
Call volume
7
Contracts, this expiry
Put volume
47
Contracts, this expiry
Heaviest call OI
40.00
76 contracts
Heaviest put OI
15.00
1.63K contracts

Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.

Free account required

Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.

Options chain

Account required
ExpirySpot 40.43
Calls
StrikeLastBidAskVolOIIV
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
Puts
StrikeLastBidAskVolOIIV
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
Free account required

Every listed expiry, both sides of the book, with volume, open interest and implied volatility.

PRIVATE STRATEGY · BY QUALIFICATION

The same data. A different seat.

The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.