CASS
Cass Information Systems, Inc.
NasdaqGSUSDEQUITY
Industrials
DELAYED
Buy
+24/100
Last price
53.90
▼ 0.25 (0.46%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
54.31
Prev close
54.15
Day high
54.62
Day low
53.81
Volume
50.61K
Market cap
$688.63M
P/E (TTM)
19.39
52W range
36.07 – 59.63
Day trading desk
Gap from prior close
+0.30%
Prior close 54.15
VWAP
54.17
-0.50% from price
Relative volume
0.80×
Normal
Session range
1.50%
53.81 – 54.62
Position in range
11%
Near session low
ATR (14D)
0.96
1.78% of price
Prior day high
54.28
PDH
Prior day low
53.79
PDL
Bid / ask spread
—
Quote not published
Session volume
63.70K
Avg 80.04K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+0.48%
-1.5%
1M
-3.42%
-4.6%
3M
+5.19%
+0.7%
6M
+19.43%
+1.2%
YTD
+29.82%
+15.6%
1Y
+36.49%
+20.1%
3Y
+44.70%
-37.6%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on CASS open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
1.50M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 10, 26 | RUPP JOSEPH D Director |
STOCK | 236 | $13.00K | Direct |
| Sep 10, 26 | SCHILLING RANDALL L Director |
STOCK | 236 | $13.00K | Direct |
| Sep 10, 26 | WICKS FRANKLIN D JR Director |
STOCK | 236 | $13.00K | Direct |
| Jun 11, 26 | RUPP JOSEPH D Director |
STOCK | 262 | $12.95K | Direct |
| Jun 11, 26 | SCHILLING RANDALL L Director |
STOCK | 262 | $12.95K | Direct |
| Jun 11, 26 | WICKS FRANKLIN D JR Director |
STOCK | 262 | $12.95K | Direct |
| Apr 23, 26 | EDWARDS BENJAMIN F IV Director |
STOCK | 1.70K | $79.99K | Direct |
| Apr 23, 26 | EBEL ROBERT A Director |
STOCK | 1.70K | $79.99K | Direct |
| Apr 23, 26 | RUPP JOSEPH D Director |
STOCK | 1.70K | $79.99K | Direct |
| Apr 23, 26 | SCHILLING RANDALL L Director |
STOCK | 1.70K | $79.99K | Direct |
| Apr 23, 26 | WICKS FRANKLIN D JR Director |
STOCK | 1.70K | $79.99K | Direct |
| Apr 23, 26 | HENRY WENDY J. Director |
STOCK | 1.70K | $79.99K | Direct |
| Apr 23, 26 | MARR ANN WALTER Director |
STOCK | 1.70K | $79.99K | Direct |
| Apr 23, 26 | BRUNNGRABER ERIC H Officer and Director |
STOCK | 1.70K | $79.99K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BRUNNGRABER ERIC H |
Officer and Director | 171.77K | Stock Award(Grant) |
CLERMONT RALPH W |
Director | 25.14K | Stock Award(Grant) |
EBEL ROBERT A |
Director | 26.97K | Stock Award(Grant) |
EDWARDS BENJAMIN F IV |
Director | 29.60K | Stock Award(Grant) |
ERDBRUEGGER DWIGHT D |
President | 22.95K | Stock Award(Grant) |
LINDEMANN JAMES J |
Director | 33.91K | Stock Award(Grant) |
RESCH MARTIN H |
Chief Executive Officer | 50.94K | Stock Award(Grant) |
RUPP JOSEPH D |
Director | 24.22K | Stock Award(Grant) |
SCHILLING RANDALL L |
Director | 33.89K | Stock Award(Grant) |
WICKS FRANKLIN D JR |
Director | 34.52K | Stock Award(Grant) |
Fundamentals
Market cap$688.63M
Enterprise value$545.93M
Revenue (TTM)$214.99M
Gross profit$105.58M
EBITDA$70.12M
Net income$36.72M
EPS (TTM)$2.78
Free cash flow$94.54M
Total cash$228.47M
Total debt$84.15M
Book value / share$19.11
Shares outstanding12.78M
Float11.24M
Short % of float3.52%
Dividend yield2.37%
Beta (5Y)0.40
Valuation & profitability ratios
Trailing P/E19.39
Forward P/E14.87
PEG ratio—
Price / sales—
Price / book2.82
EV / revenue2.54
EV / EBITDA7.79
Gross margin49.11%
Operating margin31.60%
Profit margin17.08%
Return on equity15.13%
Return on assets1.63%
Debt / equity34.39
Current ratio1.01
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $181.57M | $172.87M | $167.95M | $175.95M | +5.0% |
| Operating revenue | — | $172.87M | $167.95M | — | — |
| Selling, general & admin | $113.14M | $112.11M | $107.00M | $109.36M | +0.9% |
| Pre-tax income | $38.76M | $23.45M | $34.46M | $42.90M | +65.3% |
| Tax provision | $7.65M | $4.89M | $6.57M | $8.00M | +56.5% |
| Net income | $35.12M | $19.17M | $30.06M | $34.90M | +83.2% |
| Net income to common | $35.12M | $19.17M | $30.06M | $34.90M | +83.2% |
| Basic EPS | 2.66 | 1.42 | 2.22 | 2.58 | +87.3% |
| Diluted EPS | 2.61 | 1.39 | 2.18 | 2.53 | +87.8% |
| Basic shares | 13.18M | 13.50M | 13.53M | 13.55M | -2.4% |
| Diluted shares | 13.46M | 13.78M | 13.82M | 13.81M | -2.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $392.27M | $349.73M | $372.47M | $200.94M | +12.2% |
| Accounts receivable | $69.42M | $55.91M | $110.65M | $95.78M | +24.2% |
| Property, plant & equipment | $29.45M | $30.58M | $30.09M | $19.96M | -3.7% |
| Goodwill & intangibles | $19.89M | $21.25M | $20.65M | $21.43M | -6.4% |
| Total assets | $2.61B | $2.40B | $2.48B | $2.57B | +8.8% |
| Total liabilities | $2.36B | $2.17B | $2.25B | $2.37B | +9.1% |
| Retained earnings | $167.09M | $148.49M | $145.78M | $131.68M | +12.5% |
| Shareholder equity | $243.00M | $229.03M | $229.81M | $206.32M | +6.1% |
| Net tangible assets | $223.11M | $207.78M | $209.16M | $184.89M | +7.4% |
| Shares issued | 15.51M | 15.51M | 15.51M | 15.51M | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $31.11M | $18.56M | $27.89M | $34.90M | +67.6% |
| Depreciation & amortisation | $7.20M | $5.72M | $4.65M | $4.70M | +25.8% |
| Stock-based compensation | $4.19M | $3.05M | $4.01M | $6.73M | +37.2% |
| Change in working capital | $3.93M | -$4.02M | -$4.85M | -$292.00K | +197.8% |
| Operating cash flow | $37.44M | $38.95M | $36.94M | $51.61M | -3.9% |
| Capital expenditure | -$5.66M | -$8.51M | -$11.94M | -$5.87M | +33.5% |
| Investing cash flow | -$145.28M | $3.95M | $284.66M | -$306.39M | -3,777.0% |
| Share buybacks | -$25.99M | -$7.25M | -$5.77M | -$5.30M | -258.6% |
| Dividends paid | -$16.51M | -$16.46M | -$15.96M | -$15.44M | -0.3% |
| Financing cash flow | $150.38M | -$65.64M | -$150.07M | -$59.20M | +329.1% |
| Free cash flow | $31.77M | $30.44M | $25.00M | $45.74M | +4.4% |
| End cash position | $392.27M | $349.73M | $372.47M | $200.94M | +12.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $50.47M | $49.16M | $39.97M | $49.86M | $44.42M | +2.7% |
| Operating revenue | $50.47M | $49.16M | $39.97M | $49.86M | $44.42M | +2.7% |
| Selling, general & admin | $27.09M | $27.28M | $30.50M | $27.61M | $27.75M | -0.7% |
| Pre-tax income | $13.17M | $10.88M | $9.99M | $11.62M | $6.28M | +21.1% |
| Tax provision | $2.60M | $2.14M | $1.80M | $2.40M | $1.12M | +21.2% |
| Net income | $10.59M | $8.83M | $8.19M | $9.11M | $8.86M | +19.9% |
| Net income to common | $10.59M | $8.83M | $8.19M | $9.11M | $8.86M | +19.9% |
| Basic EPS | 0.83 | 0.69 | 0.63 | 0.69 | 0.67 | +20.3% |
| Diluted EPS | 0.81 | 0.67 | 0.62 | 0.68 | 0.66 | +20.9% |
| Basic shares | 12.80M | 12.88M | 12.94M | 13.12M | 13.27M | -0.5% |
| Diluted shares | 13.07M | 13.15M | 13.22M | 13.40M | 13.52M | -0.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $228.47M | $244.34M | $392.27M | $258.63M | $218.16M | -6.5% |
| Accounts receivable | $44.69M | $4.95M | $69.42M | $49.80M | $60.28M | +802.8% |
| Property, plant & equipment | $29.85M | $29.90M | $29.45M | $30.29M | $30.70M | -0.2% |
| Goodwill & intangibles | $19.31M | $19.60M | $19.89M | $20.20M | $20.49M | -1.5% |
| Total assets | $2.52B | $2.53B | $2.61B | $2.45B | $2.32B | -0.7% |
| Current debt | $80.00M | $145.00M | — | — | — | -44.8% |
| Total debt | $80.00M | $145.00M | — | — | — | -44.8% |
| Total liabilities | $2.27B | $2.29B | $2.36B | $2.21B | $2.08B | -0.9% |
| Retained earnings | $178.29M | $171.80M | $167.09M | $163.04M | $158.00M | +3.8% |
| Shareholder equity | $244.66M | $241.79M | $243.00M | $243.45M | $240.82M | +1.2% |
| Net tangible assets | $225.36M | $222.19M | $223.11M | $223.25M | $220.33M | +1.4% |
| Shares issued | 12.78M | 15.51M | 15.51M | 15.51M | 15.51M | -17.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $10.57M | $8.74M | $8.19M | $9.21M | $5.16M | +21.0% |
| Depreciation & amortisation | $1.85M | $1.73M | $1.85M | $1.74M | $1.92M | +6.6% |
| Stock-based compensation | $1.13M | $1.44M | $1.01M | $1.02M | $918.00K | -21.5% |
| Change in working capital | $3.54M | $2.21M | $2.09M | $1.94M | -$4.43M | +60.2% |
| Operating cash flow | $16.94M | $14.55M | $4.85M | $12.31M | -$1.29M | +16.4% |
| Capital expenditure | -$3.10M | -$1.90M | -$717.00K | -$1.03M | -$1.34M | -63.4% |
| Investing cash flow | $41.24M | -$144.87M | $818.00K | -$95.96M | $20.89M | +128.5% |
| Share buybacks | -$3.08M | -$2.92M | -$8.26M | -$6.73M | -$5.92M | -5.4% |
| Dividends paid | -$4.10M | -$4.13M | -$4.13M | -$4.07M | -$4.13M | +0.7% |
| Financing cash flow | -$74.05M | -$17.61M | $127.97M | $124.11M | -$22.11M | -320.5% |
| Free cash flow | $13.84M | $12.65M | $4.13M | $11.28M | -$2.63M | +9.4% |
| End cash position | $228.47M | $244.34M | $392.27M | $258.63M | $218.16M | -6.5% |
Options analytics
Put / call volume
—
—
Put / call open interest
0.90
Positioning, not flow
Max pain
50.00
-7.2% from spot
ATM implied vol
57.6%
Nearest strike to spot
Skew (10% OTM)
+67.2%
Puts bid over calls
Call volume
0
Contracts, this expiry
Put volume
3
Contracts, this expiry
Heaviest call OI
50.00
10 contracts
Heaviest put OI
25.00
14 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.72 | 0.81 | +12.5% |
| Mar 2026 | 0.63 | 0.66 | +4.8% |
| Dec 2025 | 0.64 | 0.62 | -3.1% |
| Sep 2025 | 0.63 | 0.69 | +9.5% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.80 | 2 | $52.29M | +4.9% |
| Next quarter | 0.82 | 2 | $52.84M | +6.8% |
| Current year | 2.99 | 2 | $204.80M | +5.2% |
| Next year | 3.63 | 2 | $218.16M | +6.5% |
Analyst targets & ownership
Mean target$59.50
High target$61.00
Low target$58.00
Implied upside10.39%
Analyst count2
ConsensusNONE
Strong buy / Buy1 / 0
Hold1
Sell / Strong sell0 / 0
Held by insiders11.74%
Held by institutions63.71%
Institutions holding229
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
53.95
-0.09% from price
SMA 20
54.59
-1.26% from price
SMA 50
55.94
-3.65% from price
SMA 100
52.82
+2.04% from price
SMA 200
48.78
+10.50% from price
EMA 12
54.19
-0.54% from price
EMA 26
54.72
-1.50% from price
EMA 50
54.63
-1.34% from price
RSI (14)
41.2
Neutral
MACD (12,26,9)
-0.53
Hist -0.04
ATR (14)
0.96
1.78% of price
Realised vol 30D
12.1%
Annualised
Bollinger upper
56.01
20, 2σ
Bollinger lower
53.17
20, 2σ
50 / 200 cross
Golden
55.94 vs 48.78
Trend bias
Above 200
+10.50%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.37
Less volatile than market
Correlation to SPY
0.22
Largely independent
Realised vol 30D
12.1%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-9.3%
Peak to trough
Max drawdown 5Y
-30.8%
Peak to trough
ATR 14
0.96
1.78% of price
Beta (reported)
0.40
5Y monthly, from filing
Short interest
Shares short
435.37K
Prior 338.79K
Change vs prior
+28.5%
Shorts adding
% of float
3.52%
Normal
% of shares out
3.40%
Against total outstanding
Days to cover
5.3
Crowded exit
Float
11.24M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 6, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jul 1, 26 | Raymond James | MAINTAINED | Outperform | Outperform |
| Oct 24, 25 | Raymond James | MAINTAINED | Outperform | Outperform |
| Jul 15, 25 | Raymond James | INITIATED | — | Outperform |
| Apr 23, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Oct 18, 24 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jul 22, 24 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Feb 12, 24 | Piper Sandler | UPGRADE | Neutral | Overweight |
| Dec 6, 22 | Piper Sandler | INITIATED | — | Neutral |
Dividends & splits
Forward rate$1.28 / yr
Forward yield2.37%
5-year avg yield2.78%
Payout ratio45.68%
Ex-dividend dateSep 4, 2026
Next pay dateSep 14, 2026
Last split6:5
Split dateDec 3, 2018
SEC filings
Periodic Financial Reports
10-Q · 2026-08-05
Corporate Changes & Voting Matters
8-K · 2026-07-23
Annual report of employee stock purchase
11-K · 2026-06-29
Periodic Financial Reports
10-Q · 2026-05-05
Corporate Changes & Voting Matters
8-K · 2026-04-23
Corporate Changes & Voting Matters
8-K · 2026-03-30
Proxy Statements
DEF 14A · 2026-03-06
Corporate Changes & Voting Matters
8-K · 2026-01-22
Headlines
At shippers’ confab, defining a ‘fragile’ trucking market
FreightWaves · 20d ago
Cass Information Systems Named a Hot Company by PARCEL
GlobeNewswire · 22d ago
Cass: TL rates jump 11% in August, freight shipments turn positive
FreightWaves · 22d ago
Truckload linehaul rates rip higher in July, Cass says
FreightWaves · 51d ago
Cass Information Systems (CASS) Q2 Earnings and Revenues Miss Estimates
Zacks · 76d ago
Cass: Q2 Earnings Snapshot
Associated Press · 76d ago
Cass Information Systems reports Second Quarter 2026 Results
GlobeNewswire · 76d ago
Cass: TL linehaul rates advance in June, volume inflection delayed
FreightWaves · 82d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.