WTFC
Wintrust Financial Corporation
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Last price
152.67
▲ 0.06 (0.04%)
MARKET · —
Price
Open
152.61
Prev close
152.61
Day high
154.00
Day low
151.53
Volume
246.19K
Market cap
$10.30B
P/E (TTM)
12.27
52W range
119.61 – 167.22
Trailing performance
Returnvs SPY
1W
-6.03%
-4.7%
1M
-3.23%
-7.0%
3M
+2.07%
-1.0%
6M
-2.32%
-13.4%
YTD
+9.19%
-3.1%
1Y
+18.51%
-1.5%
3Y
+93.79%
+19.6%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$10.30B
Enterprise value$10.94B
Revenue (TTM)$2.76B
Gross profit$2.76B
EBITDA—
Net income$847.92M
EPS (TTM)$12.44
Free cash flow—
Total cash$4.30B
Total debt$4.51B
Book value / share$105.26
Shares outstanding67.46M
Float66.52M
Short % of float3.12%
Dividend yield1.44%
Beta (5Y)0.85
Valuation & profitability ratios
Trailing P/E12.27
Forward P/E11.06
PEG ratio1.17
Price / sales—
Price / book1.45
EV / revenue3.97
EV / EBITDA—
Gross margin0.00%
Operating margin46.09%
Profit margin32.64%
Return on equity12.21%
Return on assets1.25%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $2.73B | $2.45B | $2.27B | $1.96B |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $774.15M | $667.08M | $594.66M | $481.72M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $774.15M | $667.08M | $594.66M | $481.72M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 3.15 | 3.28 | +4.0% |
| Mar 2026 | 2.96 | 3.22 | +8.7% |
| Dec 2025 | 2.93 | 3.15 | +7.5% |
| Sep 2025 | 2.71 | 3.06 | +12.9% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 3.29 | 13 | $752.45M | +7.8% |
| Next quarter | 3.36 | 13 | $762.12M | +6.7% |
| Current year | 13.11 | 14 | $2.97B | +8.9% |
| Next year | 13.81 | 14 | $3.16B | +6.4% |
Analyst targets & ownership
Mean target$180.07
High target$195.00
Low target$167.00
Implied upside17.95%
Analyst count14
ConsensusBUY
Strong buy / Buy4 / 5
Hold5
Sell / Strong sell0 / 0
Held by insiders1.40%
Held by institutions97.28%
Institutions holding733
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
-20.74K
Net selling
Buy transactions
31
15.38K shares
Sell transactions
7
36.12K shares
Net transactions
+38
Buys less sells
Sell : buy shares
2.3 : 1
Mixed
Insider-held shares
944.52K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 17, 26 | ZIDAR THOMAS P Officer |
STOCK | 1.00K | $0 | Direct |
| Aug 13, 26 | DYKSTRA DAVID A Chief Operating Officer |
SELL | 13.52K | $2.20M | Direct |
| Jun 30, 26 | KENNEY BRIAN A Director |
STOCK | 488 | $67.80K | Direct |
| Jun 30, 26 | GLABE MARLA F Director |
STOCK | 416 | $57.80K | Direct |
| Jun 30, 26 | CONNELLY ELIZABETH H Director |
STOCK | 474 | $65.86K | Direct |
| Jun 30, 26 | LEFEVRE DEBORAH L. HALL Director |
STOCK | 505 | $70.17K | Direct |
| Jun 30, 26 | TEGLIA KARIN GUSTAFSON Director |
STOCK | 485 | $67.39K | Direct |
| Jun 30, 26 | WASHINGTON ALEX E III Director |
STOCK | 534 | $74.19K | Direct |
| Jun 30, 26 | MCKINNEY SUZET M Director |
STOCK | 408 | $56.69K | Direct |
| Jun 30, 26 | RICHTER DAVID S Director |
STOCK | 424 | $58.91K | Direct |
| Jun 30, 26 | KOHL LAURA A. Director |
STOCK | 399 | $55.44K | Direct |
| Jun 30, 26 | SMITH GREGORY A Director |
STOCK | 447 | $62.11K | Direct |
| Jun 30, 26 | CRIST PETER D Director |
STOCK | 710 | $98.65K | Direct |
| May 28, 26 | WEHMER EDWARD J Officer |
STOCK | 220 | $33.15K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
CRANE TIMOTHY S |
Chief Executive Officer | 108.48K | Stock Award(Grant) |
CRIST PETER D |
Director | 75.64K | Stock Award(Grant) |
DYKSTRA DAVID A |
Chief Operating Officer | 166.45K | Sale |
GLABE MARLA F |
Director | 23.78K | Stock Award(Grant) |
HACKETT H PATRICK JR |
Director | 47.35K | Stock Award(Grant) |
HEITMANN SCOTT K |
Director | 25.82K | Stock Award(Grant) |
MURPHY RICHARD B |
Officer | 37.24K | Stock Gift |
POSTMA RICHARD L |
Director | 129.16K | Stock Award(Grant) |
WEHMER EDWARD J |
Officer | 195.81K | Stock Award(Grant) |
ZIDAR THOMAS P |
Officer | 60.14K | Stock Gift |
Moving averages & technicals
SMA 10
158.73
-3.82% from price
SMA 20
159.49
-4.27% from price
SMA 50
159.79
-4.45% from price
SMA 100
154.02
-0.88% from price
SMA 200
147.64
+3.41% from price
EMA 12
157.69
-3.19% from price
EMA 26
158.91
-3.92% from price
EMA 50
158.08
-3.42% from price
RSI (14)
33.3
Neutral
MACD (12,26,9)
-1.21
Hist -1.08
ATR (14)
3.27
2.14% of price
Realised vol 30D
19.5%
Annualised
Bollinger upper
165.69
20, 2σ
Bollinger lower
153.28
20, 2σ
50 / 200 cross
Golden
159.79 vs 147.64
Trend bias
Above 200
+3.41%
Risk profile
Beta vs SPY
0.83
Less volatile than market
Correlation to SPY
0.42
Loosely linked
Realised vol 30D
19.5%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-19.3%
Peak to trough
Max drawdown 5Y
-42.2%
Peak to trough
ATR 14
3.27
2.14% of price
Beta (reported)
0.85
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
0.80
Call-heavy session
Put / call open interest
0.75
Positioning, not flow
Max pain
150.00
-1.7% from spot
ATM implied vol
80.4%
Nearest strike to spot
Skew (10% OTM)
+10.6%
Puts bid over calls
Call volume
56
Contracts, this expiry
Put volume
45
Contracts, this expiry
Heaviest call OI
195.00
36 contracts
Heaviest put OI
100.00
41 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
Q2 Earnings Highlights: Wintrust Financial (NASDAQ:WTFC) Vs The Rest Of The Regional Banks Stocks
StockStory · 9d ago
Wintrust Financial (WTFC) Following A Strong Run Is It Still A Value Play
Simply Wall St. · 11d ago
1 Surging Stock with Exciting Potential and 2 We Find Risky
StockStory · 12d ago
5 Stocks Ready to Pay You a Dividend in August, but You Must Buy Them Today
24/7 Wall St. · 17d ago
MarketBeat Week in Review – 07/27- 07/31
MarketBeat · 21d ago
Wintrust Financial Corporation Announces Cash Dividends
GlobeNewswire · 30d ago
Wintrust Financial Corp (WTFC) Q2 2026 Earnings Call Highlights: Record Net Income and Robust Growth
GuruFocus.com · 32d ago
Janney Downgrades Wintrust Financial to Neutral From Buy, $170 Price Target
MT Newswires · 32d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.