PNFP
Pinnacle Financial Partners, Inc.
NYSEUSDEQUITY
Financial Services
DELAYED
Neutral
+9/100
Last price
96.14
▲ 0.12 (0.12%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Overlay another symbol
Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
95.95
Prev close
96.02
Day high
97.87
Day low
95.95
Volume
1.44M
Market cap
$14.53B
P/E (TTM)
13.22
52W range
81.08 – 110.33
Day trading desk
Gap from prior close
-0.07%
Prior close 96.02
VWAP
96.32
-0.18% from price
Relative volume
2.86×
Unusually busy
Session range
2.02%
95.93 – 97.87
Position in range
11%
Near session low
ATR (14D)
2.20
2.28% of price
Prior day high
97.08
PDH
Prior day low
95.01
PDL
Bid / ask spread
—
Quote not published
Session volume
3.18M
Avg 1.11M
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+2.80%
+0.9%
1M
-4.82%
-6.0%
3M
-1.71%
-6.2%
6M
+8.87%
-9.3%
YTD
+0.77%
-13.5%
1Y
+2.98%
-13.4%
3Y
+43.41%
-38.8%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on PNFP open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-110.16K
Net selling
Buy transactions
18
67.07K shares
Sell transactions
2
177.23K shares
Net transactions
+20
Buys less sells
Sell : buy shares
2.6 : 1
Mixed
Insider-held shares
1.90M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 10, 26 | MONTANA GREGORY G Director |
BUY | 500 | $49.30K | Direct |
| Sep 10, 26 | GREGORY ANDREW J JR Chief Financial Officer |
STOCK | 8.00K | $0 | Direct |
| Sep 1, 26 | BLAIR KEVIN S Chief Executive Officer |
BUY | 2.56K | $250.04K | Direct |
| Aug 17, 26 | TURNER MICHAEL TERRY Chairman of the Board |
SELL | 174.49K | $18.86M | Direct |
| Aug 6, 26 | TURNER MICHAEL TERRY Chairman of the Board |
SELL | 2.74K | $295.62K | Direct |
| Jul 24, 26 | MCCABE ROBERT A. JR. Officer and Director |
BUY | 10.01K | $1.00M | Direct |
| May 27, 26 | MCCABE ROBERT A. JR. Officer and Director |
STOCK | 775 | $0 | Direct |
| May 21, 26 | IRBY JOHN H. Director |
STOCK | 1.49K | $145.02K | Direct |
| May 21, 26 | BOXLEY ABNEY S III Director |
STOCK | 1.49K | $145.02K | Direct |
| May 21, 26 | MONTANA GREGORY G Director |
STOCK | 1.49K | $145.02K | Direct |
| May 21, 26 | BENTSEN TIM E. Director |
STOCK | 1.49K | $145.02K | Direct |
| May 21, 26 | FARNSWORTH THOMAS C. III Director |
STOCK | 1.49K | $145.02K | Direct |
| May 21, 26 | CHERRY PEDRO P Director |
STOCK | 1.49K | $145.02K | Direct |
| May 21, 26 | JENKINS DECOSTA Director |
STOCK | 1.49K | $145.02K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BLAIR KEVIN S |
Chief Executive Officer | 152.40K | Purchase |
BOXLEY ABNEY S III |
Director | 40.35K | Stock Award(Grant) |
CALLICUTT RICHARD D II |
Officer and Director | 131.35K | Stock Award(Grant) |
CARPENTER HAROLD R JR. |
Chief Financial Officer | 118.61K | Purchase |
GREGORY ANDREW J JR |
Chief Financial Officer | 40.74K | Stock Gift |
INGRAM DAVID B |
Director | 146.91K | Stock Award(Grant) |
IRBY JOHN H. |
Director | 42.24K | Stock Award(Grant) |
KAMENSKY ALLAN E |
Officer | 51.61K | Conversion of Exercise of derivative security |
MCCABE ROBERT A. JR. |
Officer and Director | 324.23K | Purchase |
TURNER MICHAEL TERRY |
Chairman of the Board | 248.12K | Sale |
Fundamentals
Market cap$14.53B
Enterprise value$18.69B
Revenue (TTM)$3.30B
Gross profit$3.30B
EBITDA—
Net income$783.67M
EPS (TTM)$7.27
Free cash flow—
Total cash$7.84B
Total debt$11.28B
Book value / share$93.35
Shares outstanding151.11M
Float148.64M
Short % of float3.73%
Dividend yield2.08%
Beta (5Y)1.03
Valuation & profitability ratios
Trailing P/E13.22
Forward P/E8.36
PEG ratio1.41
Price / sales—
Price / book1.03
EV / revenue5.66
EV / EBITDA—
Gross margin0.00%
Operating margin47.02%
Profit margin24.86%
Return on equity7.65%
Return on assets0.89%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $1.79B | $1.52B | $1.38B | $1.30B | +17.8% |
| Operating revenue | $1.79B | $1.52B | $1.38B | $1.30B | +17.8% |
| Selling, general & admin | $785.86M | $678.72M | $587.55M | $558.62M | +15.8% |
| Pre-tax income | $779.88M | $581.21M | $714.01M | $697.49M | +34.2% |
| Tax provision | $138.01M | $106.15M | $151.85M | $136.75M | +30.0% |
| Net income | $641.87M | $475.06M | $562.15M | $560.74M | +35.1% |
| Net income to common | $626.67M | $459.86M | $546.96M | $545.55M | +36.3% |
| Basic EPS | 8.15 | 6.01 | 7.20 | 7.20 | +35.6% |
| Diluted EPS | 8.07 | 5.96 | 7.14 | 7.17 | +35.4% |
| Basic shares | 76.86M | 76.46M | 76.02M | 75.74M | +0.5% |
| Diluted shares | 77.69M | 77.13M | 76.65M | 76.13M | +0.7% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $3.47B | $3.34B | $2.14B | $1.15B | +3.9% |
| Accounts receivable | $219.76M | $214.08M | $217.49M | $161.18M | +2.7% |
| Property, plant & equipment | $339.99M | $311.28M | $256.88M | $327.88M | +9.2% |
| Goodwill & intangibles | $1.88B | $1.87B | $1.87B | $1.88B | +0.4% |
| Total assets | $57.71B | $52.59B | $47.96B | $41.97B | +9.7% |
| Long-term debt | $2.21B | $2.30B | $2.56B | $888.49M | -4.1% |
| Total debt | $2.21B | $2.30B | $2.56B | $888.49M | -4.1% |
| Total liabilities | $50.66B | $46.16B | $41.92B | $36.45B | +9.8% |
| Retained earnings | $3.73B | $3.18B | $2.78B | $2.34B | +17.4% |
| Shareholder equity | $7.04B | $6.43B | $6.04B | $5.52B | +9.5% |
| Net tangible assets | $5.17B | $4.56B | $4.16B | $3.64B | +13.2% |
| Shares issued | 77.66M | 77.24M | 76.77M | 76.50M | +0.5% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $641.87M | $475.06M | $562.15M | $560.74M | +35.1% |
| Depreciation & amortisation | $114.41M | $98.58M | $78.70M | $62.30M | +16.1% |
| Stock-based compensation | $43.63M | $40.93M | $41.88M | $39.55M | +6.6% |
| Change in working capital | -$258.21M | $160.97M | -$254.91M | -$109.06M | -260.4% |
| Operating cash flow | $759.01M | $904.31M | $478.40M | $604.92M | -16.1% |
| Capital expenditure | -$93.83M | -$97.02M | -$78.26M | -$64.35M | +3.3% |
| Investing cash flow | -$5.03B | -$3.67B | -$4.60B | -$6.68B | -37.1% |
| Share buybacks | -$21.10M | -$14.43M | -$3.73M | -$5.46M | -46.2% |
| Dividends paid | -$89.85M | -$84.21M | -$83.93M | -$83.39M | -6.7% |
| Financing cash flow | $4.40B | $3.97B | $5.18B | $3.16B | +10.8% |
| Free cash flow | $665.18M | $807.29M | $400.15M | $540.58M | -17.6% |
| End cash position | $3.57B | $3.44B | $2.23B | $1.18B | +3.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $1.18B | $1.19B | $477.50M | $463.12M | $479.00M | — | -0.6% |
| Operating revenue | $1.18B | $1.19B | $477.50M | $463.12M | $479.00M | — | -0.6% |
| Selling, general & admin | $398.00M | $419.00M | $220.19M | $194.90M | $188.00M | — | -5.0% |
| Pre-tax income | $419.00M | $189.00M | $205.45M | $209.72M | $195.00M | — | +121.7% |
| Tax provision | $91.00M | — | — | — | $36.00M | $30.00M | — |
| Net income | $328.00M | $150.00M | $169.78M | $173.14M | $159.00M | — | +118.7% |
| Net income to common | $313.00M | $135.00M | $165.98M | $169.34M | $155.00M | — | +131.9% |
| Basic EPS | 2.07 | 0.89 | — | 2.20 | 2.01 | 1.78 | +132.6% |
| Diluted EPS | 2.07 | 0.89 | — | 2.19 | 2.00 | 1.77 | +132.6% |
| Basic shares | 151.10M | 151.00M | — | 76.90M | 76.89M | 76.73M | +0.1% |
| Diluted shares | 151.47M | 151.00M | — | 77.31M | 77.28M | 76.96M | +0.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | $7.65B | $609.00M | $3.47B | $3.14B | $2.88B | — | +1,156.3% |
| Accounts receivable | — | — | $219.76M | $218.65M | $219.40M | $220.61M | — |
| Property, plant & equipment | $903.00M | $907.00M | $339.99M | $337.55M | $321.06M | — | -0.4% |
| Goodwill & intangibles | $4.52B | $4.57B | $1.88B | $1.87B | $1.87B | — | -1.0% |
| Total assets | $129.06B | $122.77B | $57.71B | $55.96B | $54.80B | — | +5.1% |
| Long-term debt | $10.25B | $5.74B | $2.21B | $2.20B | $2.20B | — | +78.6% |
| Total debt | $10.25B | $5.74B | $2.21B | $2.20B | $2.20B | — | +78.6% |
| Total liabilities | $114.23B | $108.17B | $50.66B | $49.11B | $48.16B | — | +5.6% |
| Retained earnings | $4.02B | $3.79B | $3.73B | $3.58B | $3.43B | — | +6.3% |
| Shareholder equity | $14.83B | $14.59B | $7.04B | $6.86B | $6.64B | — | +1.6% |
| Net tangible assets | $10.30B | $10.03B | $5.17B | $4.99B | $4.77B | — | +2.8% |
| Shares issued | 151.00M | 151.09M | 77.66M | 77.56M | 77.50M | — | -0.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $328.00M | $150.00M | $169.78M | $173.08M | $159.00M | +118.7% |
| Depreciation & amortisation | -$144.00M | $303.00M | $30.89M | $6.53M | $39.00M | -147.5% |
| Stock-based compensation | $21.00M | $89.00M | $11.10M | $11.53M | $10.00M | -76.4% |
| Change in working capital | $169.00M | $227.00M | -$162.63M | $141.42M | $61.00M | -25.6% |
| Operating cash flow | $90.00M | $926.00M | $115.72M | $404.29M | $261.00M | -90.3% |
| Capital expenditure | -$23.00M | -$15.00M | -$26.56M | -$36.27M | -$11.00M | -53.3% |
| Investing cash flow | -$4.14B | -$794.00M | -$1.45B | -$899.04M | -$1.53B | -421.7% |
| Dividends paid | -$90.00M | -$90.00M | -$21.86M | -$22.00M | -$23.00M | 0.0% |
| Financing cash flow | $5.79B | $2.22B | $1.63B | $771.43M | $375.00M | +160.5% |
| Free cash flow | $67.00M | $911.00M | $89.16M | $368.02M | $250.00M | -92.6% |
| End cash position | $7.65B | $5.92B | $3.57B | $3.27B | $2.99B | +29.3% |
Options analytics
Put / call volume
0.08
Call-heavy session
Put / call open interest
0.24
Positioning, not flow
Max pain
95.00
-1.2% from spot
ATM implied vol
61.9%
Nearest strike to spot
Skew (10% OTM)
-10.3%
Calls bid over puts
Call volume
161
Contracts, this expiry
Put volume
13
Contracts, this expiry
Heaviest call OI
100.00
370 contracts
Heaviest put OI
95.00
54 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 2.46 | 2.50 | +1.7% |
| Mar 2026 | 2.33 | 2.39 | +2.4% |
| Dec 2025 | 2.26 | 2.24 | -1.1% |
| Sep 2025 | 2.04 | 2.27 | +11.3% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 2.62 | 22 | $1.28B | +135.4% |
| Next quarter | 2.71 | 22 | $1.31B | +142.2% |
| Current year | 10.20 | 22 | $5.04B | +145.5% |
| Next year | 11.51 | 22 | $5.47B | +8.5% |
Analyst targets & ownership
Mean target$119.18
High target$139.00
Low target$105.00
Implied upside23.97%
Analyst count22
ConsensusBUY
Strong buy / Buy5 / 13
Hold4
Sell / Strong sell0 / 0
Held by insiders1.26%
Held by institutions89.38%
Institutions holding898
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
94.57
+1.66% from price
SMA 20
96.17
-0.03% from price
SMA 50
100.69
-4.52% from price
SMA 100
99.29
-3.18% from price
SMA 200
96.81
-0.69% from price
EMA 12
95.53
+0.64% from price
EMA 26
96.97
-0.85% from price
EMA 50
98.39
-2.28% from price
RSI (14)
45.9
Neutral
MACD (12,26,9)
-1.44
Hist 0.32
ATR (14)
2.20
2.28% of price
Realised vol 30D
20.7%
Annualised
Bollinger upper
100.49
20, 2σ
Bollinger lower
91.84
20, 2σ
50 / 200 cross
Golden
100.69 vs 96.81
Trend bias
Below 200
-0.69%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.83
Less volatile than market
Correlation to SPY
0.39
Loosely linked
Realised vol 30D
20.7%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-19.7%
Peak to trough
Max drawdown 5Y
-58.2%
Peak to trough
ATR 14
2.20
2.28% of price
Beta (reported)
1.03
5Y monthly, from filing
Short interest
Shares short
5.00M
Prior 4.82M
Change vs prior
+3.8%
Shorts adding
% of float
3.73%
Normal
% of shares out
3.31%
Against total outstanding
Days to cover
5.7
Crowded exit
Float
148.64M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 5, 26 | TD Cowen | MAINTAINED | Buy | Buy |
| Oct 2, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Oct 1, 26 | JP Morgan | MAINTAINED | Overweight | Overweight |
| Oct 1, 26 | Evercore ISI Group | MAINTAINED | Outperform | Outperform |
| Sep 30, 26 | Wells Fargo | UPGRADE | Equal-Weight | Overweight |
| Sep 28, 26 | Morgan Stanley | MAINTAINED | Overweight | Overweight |
| Sep 8, 26 | Morgan Stanley | INITIATED | — | Overweight |
| Aug 10, 26 | Wells Fargo | MAINTAINED | Equal-Weight | Equal-Weight |
| Aug 5, 26 | Benchmark | MAINTAINED | Buy | Buy |
| Jul 28, 26 | Evercore ISI Group | MAINTAINED | Outperform | Outperform |
| Jul 28, 26 | Truist Securities | MAINTAINED | Buy | Buy |
| Jul 27, 26 | TD Cowen | MAINTAINED | Buy | Buy |
Dividends & splits
Forward rate$2.00 / yr
Forward yield2.08%
5-year avg yield1.03%
Payout ratio20.39%
Ex-dividend dateAug 7, 2026
Next pay dateAug 28, 2026
Last split2:1
Split dateMay 11, 2004
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-10
Annual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX
N-PX · 2026-08-25
Periodic Financial Reports
10-Q · 2026-08-04
Corporate Changes & Voting Matters
8-K · 2026-07-31
Corporate Changes & Voting Matters
8-K · 2026-07-22
Annual report of employee stock purchase
11-K · 2026-06-29
Corporate Changes & Voting Matters
8-K · 2026-06-08
Corporate Changes & Voting Matters
8-K · 2026-05-22
Headlines
Pinnacle is a top three workplace in the financial services industry
Business Wire · 12h ago
3 Bank Stocks Tied To High Yield Cash Rates Investors Should Watch
Simply Wall St. · 16h ago
Target upgraded, Moderna downgraded: Wall Street's top analyst calls
The Fly · 7d ago
Here Are Wednesday’s Top Wall Street Analyst Research Calls: Ally Financial, BankUnited, Ciena Corporation, CoreWeave, Dow, FormFactor, Lumentum Holdings, Moderna, Target, and More
24/7 Wall St. · 7d ago
Are You Looking for a High-Growth Dividend Stock?
Zacks · 8d ago
Is Pinnacle Financial Partners (PNFP) Stock Undervalued Right Now?
Zacks · 8d ago
3 Regional Bank Stocks With Client Cash Leverage in a Higher Rate Market
Simply Wall St. · 11d ago
Market Chatter: Federal Reserve Mulls Raising Bank Oversight Thresholds
MT Newswires · 12d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.