TCBI
Texas Capital Bancshares, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Last price
98.30
▲ 0.26 (0.27%)
MARKET · —
Price
Open
98.04
Prev close
98.04
Day high
99.28
Day low
98.14
Volume
534.17K
Market cap
$4.27B
P/E (TTM)
12.78
52W range
75.41 – 108.92
Trailing performance
Returnvs SPY
1W
-2.69%
-1.3%
1M
-0.37%
-4.1%
3M
-0.71%
-3.8%
6M
-6.40%
-17.5%
YTD
+8.57%
-3.7%
1Y
+16.90%
-3.1%
3Y
+63.51%
-10.7%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$4.27B
Enterprise value$1.87B
Revenue (TTM)$1.27B
Gross profit$1.27B
EBITDA—
Net income$347.36M
EPS (TTM)$7.69
Free cash flow—
Total cash$3.60B
Total debt$893.33M
Book value / share$75.71
Shares outstanding43.47M
Float40.04M
Short % of float13.04%
Dividend yield0.81%
Beta (5Y)0.67
Valuation & profitability ratios
Trailing P/E12.78
Forward P/E11.95
PEG ratio1.47
Price / sales—
Price / book1.30
EV / revenue1.47
EV / EBITDA—
Gross margin0.00%
Operating margin36.72%
Profit margin28.70%
Return on equity10.19%
Return on assets1.11%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $1.26B | $1.11B | $1.08B | $976.76M |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $312.99M | $60.26M | $171.89M | $315.23M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $312.99M | $60.26M | $171.89M | $315.23M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.86 | 1.88 | +1.3% |
| Mar 2026 | 1.41 | 1.58 | +12.4% |
| Dec 2025 | 1.77 | 2.08 | +17.8% |
| Sep 2025 | 1.77 | 2.18 | +22.9% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.93 | 12 | $338.90M | -0.6% |
| Next quarter | 2.02 | 12 | $342.18M | +4.5% |
| Current year | 7.40 | 12 | $1.34B | +6.6% |
| Next year | 8.23 | 12 | $1.43B | +6.7% |
Analyst targets & ownership
Mean target$109.31
High target$115.00
Low target$100.00
Implied upside11.20%
Analyst count13
ConsensusNONE
Strong buy / Buy2 / 2
Hold8
Sell / Strong sell0 / 1
Held by insiders2.04%
Held by institutions111.00%
Institutions holding506
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
-75.49K
Net selling
Buy transactions
18
28.66K shares
Sell transactions
3
104.14K shares
Net transactions
+21
Buys less sells
Sell : buy shares
3.6 : 1
Mixed
Insider-held shares
885.55K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 19, 26 | ALVARADO ANNA M Officer |
STOCK | 51 | $0 | Direct |
| Jul 24, 26 | DETRICH ELLEN Officer |
SELL | 2.04K | $204.56K | Direct |
| Jul 1, 26 | OMAN DAVID W Officer |
— | 2.75K | — | Direct |
| Jun 15, 26 | SCURLOCK JOHN MATTHEW Chief Financial Officer |
BUY | 43 | $4.45K | Direct |
| Jun 9, 26 | ALVARADO ANNA M Officer |
SELL | 3.50K | $353.32K | Direct |
| Jun 8, 26 | HOLMES ROB C Chief Executive Officer |
SELL | 98.60K | $10.01M | Indirect |
| Apr 22, 26 | ROSENBERG STEVEN P Director |
— | 1.67K | — | Direct |
| Apr 22, 26 | TREMBLAY DALE W Director |
— | 1.67K | — | Direct |
| Apr 22, 26 | LONG THOMAS E Director |
— | 1.67K | — | Direct |
| Apr 22, 26 | CLARK RANJANA B Director |
— | 1.67K | — | Direct |
| Apr 22, 26 | BALIFF JONATHAN E Director |
— | 1.67K | — | Direct |
| Apr 22, 26 | HUNTLEY DAVID S Director |
— | 1.67K | — | Direct |
| Apr 22, 26 | MIDKIFF MARK W. Director |
— | 1.67K | — | Direct |
| Apr 22, 26 | ARBOUR PAOLA M Director |
— | 1.67K | — | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
ALVARADO ANNA M |
Officer | 23.76K | Stock Gift |
BROWNING JAMES H |
Director | 21.30K | Conversion of Exercise of derivative security |
CUMMINGS JOHN W |
Officer | 13.13K | Conversion of Exercise of derivative security |
HOLMES ROB C |
Chief Executive Officer | — | Sale |
HYLE CHARLES S |
Director | 16.02K | Conversion of Exercise of derivative security |
RAGUSA ELYSIA HOLT |
Director | 18.80K | Conversion of Exercise of derivative security |
ROSENBERG STEVEN P |
Director | 42.38K | Conversion of Exercise of derivative security |
SCURLOCK JOHN MATTHEW |
Chief Financial Officer | 22.28K | Purchase |
STALLINGS ROBERT W |
Director | 385.00K | Conversion of Exercise of derivative security |
TREMBLAY DALE W |
Director | 18.00K | Conversion of Exercise of derivative security |
Moving averages & technicals
SMA 10
99.78
-1.48% from price
SMA 20
99.63
-1.33% from price
SMA 50
101.29
-2.96% from price
SMA 100
100.60
-2.29% from price
SMA 200
97.65
+0.67% from price
EMA 12
99.53
-1.24% from price
EMA 26
100.18
-1.88% from price
EMA 50
100.49
-2.18% from price
RSI (14)
40.4
Neutral
MACD (12,26,9)
-0.65
Hist -0.16
ATR (14)
1.53
1.56% of price
Realised vol 30D
22.2%
Annualised
Bollinger upper
101.90
20, 2σ
Bollinger lower
97.35
20, 2σ
50 / 200 cross
Golden
101.29 vs 97.65
Trend bias
Above 200
+0.67%
Risk profile
Beta vs SPY
0.92
Less volatile than market
Correlation to SPY
0.43
Loosely linked
Realised vol 30D
22.2%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-14.2%
Peak to trough
Max drawdown 5Y
-38.3%
Peak to trough
ATR 14
1.53
1.56% of price
Beta (reported)
0.67
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
0.21
Call-heavy session
Put / call open interest
0.17
Positioning, not flow
Max pain
75.00
-23.7% from spot
ATM implied vol
41.1%
Nearest strike to spot
Skew (10% OTM)
+1.9%
Puts bid over calls
Call volume
28
Contracts, this expiry
Put volume
6
Contracts, this expiry
Heaviest call OI
120.00
52 contracts
Heaviest put OI
90.00
12 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
Texas Capital Bancshares (TCBI), What Is Drawing Fresh Attention Now?
Simply Wall St. · 3d ago
Texas Stock Exchange wins first primary listings with TCBI’s ETFs
Investing.com · 4d ago
Texas Capital’s TXS and OILT to Become First Primary Listings on the Texas Stock Exchange
GlobeNewswire · 4d ago
3 Reasons to Avoid TCBI and 1 Stock to Buy Instead
StockStory · 10d ago
Barclays Upgrades Texas Capital Bancshares to Equalweight From Underweight, Price Target is $100
MT Newswires · 19d ago
TREE Stock Down as Q2 Earnings Miss on Higher Costs, 2026 View Lowered
Zacks · 23d ago
BofA Adjusts Price Target on Texas Capital Bancshares to $115 From $116
MT Newswires · 25d ago
TCBI Q2 Earnings Beat on NII & Fee Income Growth, Expenses Up Y/Y
Zacks · 30d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.