TCBI
Texas Capital Bancshares, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Sell
-26/100
Last price
92.97
▼ 0.72 (0.77%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
93.50
Prev close
93.69
Day high
94.71
Day low
92.84
Volume
466.08K
Market cap
$4.04B
P/E (TTM)
12.09
52W range
75.41 – 108.92
Day trading desk
Gap from prior close
-0.20%
Prior close 93.69
VWAP
93.15
-0.19% from price
Relative volume
1.59×
Unusually busy
Session range
3.26%
92.00 – 95.00
Position in range
32%
Mid range
ATR (14D)
1.60
1.73% of price
Prior day high
94.50
PDH
Prior day low
93.00
PDL
Bid / ask spread
—
Quote not published
Session volume
777.73K
Avg 488.42K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-0.36%
-2.3%
1M
-5.75%
-6.9%
3M
-8.38%
-12.9%
6M
-4.72%
-22.9%
YTD
+2.68%
-11.6%
1Y
+9.74%
-6.7%
3Y
+57.84%
-24.4%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on TCBI open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-81.26K
Net selling
Buy transactions
15
22.88K shares
Sell transactions
3
104.14K shares
Net transactions
+18
Buys less sells
Sell : buy shares
4.6 : 1
Mixed
Insider-held shares
885.55K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 19, 26 | ALVARADO ANNA M Officer |
STOCK | 51 | $0 | Direct |
| Jul 24, 26 | DETRICH ELLEN Officer |
SELL | 2.04K | $204.56K | Direct |
| Jul 1, 26 | OMAN DAVID W Officer |
— | 2.75K | — | Direct |
| Jun 15, 26 | SCURLOCK JOHN MATTHEW Chief Financial Officer |
BUY | 43 | $4.45K | Direct |
| Jun 9, 26 | ALVARADO ANNA M Officer |
SELL | 3.50K | $353.32K | Direct |
| Jun 8, 26 | HOLMES ROB C Chief Executive Officer |
SELL | 98.60K | $10.01M | Indirect |
| Apr 22, 26 | STALLINGS ROBERT W Director |
— | 1.67K | — | Direct |
| Apr 22, 26 | RAGUSA ELYSIA HOLT Director |
— | 1.67K | — | Direct |
| Apr 22, 26 | ROSENBERG STEVEN P Director |
— | 1.67K | — | Direct |
| Apr 22, 26 | TREMBLAY DALE W Director |
— | 1.67K | — | Direct |
| Apr 22, 26 | LONG THOMAS E Director |
— | 1.67K | — | Direct |
| Apr 22, 26 | CLARK RANJANA B Director |
— | 1.67K | — | Direct |
| Apr 22, 26 | BALIFF JONATHAN E Director |
— | 1.67K | — | Direct |
| Apr 22, 26 | HUNTLEY DAVID S Director |
— | 1.67K | — | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
ALVARADO ANNA M |
Officer | 23.76K | Stock Gift |
BROWNING JAMES H |
Director | 21.30K | Conversion of Exercise of derivative security |
CUMMINGS JOHN W |
Officer | 13.13K | Conversion of Exercise of derivative security |
HOLMES ROB C |
Chief Executive Officer | — | Sale |
HYLE CHARLES S |
Director | 16.02K | Conversion of Exercise of derivative security |
RAGUSA ELYSIA HOLT |
Director | 18.80K | Conversion of Exercise of derivative security |
ROSENBERG STEVEN P |
Director | 42.38K | Conversion of Exercise of derivative security |
SCURLOCK JOHN MATTHEW |
Chief Financial Officer | 22.28K | Purchase |
STALLINGS ROBERT W |
Director | 385.00K | Conversion of Exercise of derivative security |
TREMBLAY DALE W |
Director | 18.00K | Conversion of Exercise of derivative security |
Fundamentals
Market cap$4.04B
Enterprise value$1.64B
Revenue (TTM)$1.27B
Gross profit$1.27B
EBITDA—
Net income$347.36M
EPS (TTM)$7.69
Free cash flow—
Total cash$3.60B
Total debt$893.33M
Book value / share$77.01
Shares outstanding43.47M
Float40.04M
Short % of float14.54%
Dividend yield0.85%
Beta (5Y)0.63
Valuation & profitability ratios
Trailing P/E12.09
Forward P/E11.27
PEG ratio1.47
Price / sales—
Price / book1.21
EV / revenue1.29
EV / EBITDA—
Gross margin0.00%
Operating margin36.72%
Profit margin28.70%
Return on equity10.19%
Return on assets1.11%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $1.26B | $932.35M | $1.08B | $976.76M | +34.7% |
| Operating revenue | $1.26B | $932.35M | $1.08B | $976.76M | +34.7% |
| Selling, general & admin | $515.86M | $512.28M | $522.33M | $481.64M | +0.7% |
| Pre-tax income | $432.71M | $107.06M | $246.59M | $431.75M | +304.2% |
| Tax provision | $102.47M | $29.55M | $57.45M | $99.28M | +246.7% |
| Net income | $330.24M | $77.51M | $189.14M | $332.48M | +326.1% |
| Net income to common | $312.99M | $60.26M | $171.89M | $315.23M | +419.4% |
| Basic EPS | 6.86 | 1.29 | 3.58 | 6.25 | +431.8% |
| Diluted EPS | 6.79 | 1.28 | 3.54 | 6.18 | +430.5% |
| Basic shares | 45.63M | 46.71M | 48.01M | 50.44M | -2.3% |
| Diluted shares | 46.13M | 46.99M | 48.61M | 51.05M | -1.8% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $2.10B | $3.19B | $3.24B | $5.01B | — | -34.2% |
| Accounts receivable | — | — | $801.67M | $719.16M | $559.90M | — |
| Property, plant & equipment | $88.00M | $85.44M | $32.37M | $26.38M | — | +3.0% |
| Goodwill & intangibles | $1.50M | $1.50M | $1.50M | $1.50M | — | 0.0% |
| Total assets | $31.54B | $30.73B | $28.36B | $28.41B | — | +2.6% |
| Current debt | $300.00M | $885.00M | $1.50B | $1.20B | — | -66.1% |
| Long-term debt | $620.58M | $660.35M | $859.15M | $931.44M | — | -6.0% |
| Total debt | $920.58M | $1.55B | $2.36B | $2.13B | — | -40.4% |
| Total liabilities | $27.91B | $27.36B | $25.16B | $25.36B | — | +2.0% |
| Retained earnings | $2.81B | $2.50B | $2.44B | $2.26B | — | +12.5% |
| Shareholder equity | $3.63B | $3.37B | $3.20B | $3.06B | — | +7.8% |
| Net tangible assets | $3.63B | $3.37B | $3.20B | $3.05B | — | +7.8% |
| Shares issued | 51.79M | 51.52M | 51.14M | 50.87M | — | +0.5% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $330.24M | $77.51M | $189.14M | $332.48M | +326.1% |
| Depreciation & amortisation | $52.17M | $54.23M | $40.47M | $45.28M | -3.8% |
| Stock-based compensation | $36.76M | $24.69M | $24.20M | $21.43M | +48.9% |
| Change in working capital | -$126.69M | $37.27M | -$49.47M | -$22.96M | -440.0% |
| Operating cash flow | $360.15M | $480.09M | $373.74M | $147.97M | -25.0% |
| Capital expenditure | -$12.57M | -$64.84M | -$16.38M | -$11.27M | +80.6% |
| Investing cash flow | -$1.85B | -$2.48B | -$1.76B | $3.31B | +25.2% |
| Share buybacks | -$185.85M | -$81.51M | -$105.02M | -$115.30M | -128.0% |
| Dividends paid | -$17.25M | -$17.25M | -$17.25M | -$17.25M | 0.0% |
| Financing cash flow | $404.27M | $1.94B | -$387.67M | -$6.39B | -79.2% |
| Free cash flow | $347.58M | $415.25M | $357.36M | $136.70M | -16.3% |
| End cash position | $2.10B | $3.19B | $3.24B | $5.01B | -34.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $335.50M | $323.99M | $327.48M | $340.35M | $307.46M | +3.6% |
| Operating revenue | $335.50M | $323.99M | $327.48M | $340.35M | $307.46M | +3.6% |
| Selling, general & admin | $132.71M | $149.20M | $116.53M | $128.47M | $128.87M | -11.0% |
| Pre-tax income | $112.00M | $94.42M | $132.28M | $137.78M | $102.19M | +18.6% |
| Tax provision | $27.05M | $20.63M | $31.63M | $32.57M | $24.86M | +31.1% |
| Net income | $84.95M | $73.79M | $100.66M | $105.21M | $77.33M | +15.1% |
| Net income to common | $80.64M | $69.47M | $96.35M | $100.90M | $73.02M | +16.1% |
| Basic EPS | 1.85 | 1.58 | 2.14 | 2.21 | 1.59 | +17.1% |
| Diluted EPS | 1.83 | 1.56 | 2.12 | 2.18 | 1.58 | +17.3% |
| Basic shares | 43.59M | 43.97M | 45.02M | 45.65M | 45.92M | -0.9% |
| Diluted shares | 44.06M | 44.60M | 45.51M | 46.28M | 46.22M | -1.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $3.70B | $2.96B | $2.10B | $3.06B | $2.69B | +25.1% |
| Property, plant & equipment | $91.85M | $85.70M | $88.00M | $88.35M | $86.83M | +7.2% |
| Goodwill & intangibles | $1.50M | — | — | — | — | — |
| Total assets | $33.91B | $33.49B | $31.54B | $32.54B | $31.94B | +1.3% |
| Current debt | $350.00M | $0 | $300.00M | $0 | $1.25B | — |
| Long-term debt | $500.86M | $878.29M | $620.58M | $620.42M | $620.26M | -43.0% |
| Total debt | $850.86M | $878.29M | $920.58M | $620.42M | $1.87B | -3.1% |
| Total liabilities | $30.27B | $29.88B | $27.91B | $28.90B | $28.43B | +1.3% |
| Retained earnings | $2.95B | $2.88B | $2.81B | $2.71B | $2.61B | +2.5% |
| Shareholder equity | $3.65B | $3.61B | $3.63B | $3.64B | $3.51B | +1.2% |
| Net tangible assets | $3.65B | $3.60B | $3.63B | $3.64B | $3.51B | +1.2% |
| Shares issued | 43.47M | 51.97M | 51.79M | 51.77M | 51.75M | -16.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | $84.95M | $73.79M | $100.66M | $105.21M | $77.33M | — | +15.1% |
| Depreciation & amortisation | $15.55M | $12.82M | $15.88M | $12.62M | $14.45M | — | +21.3% |
| Stock-based compensation | $9.77M | $17.50M | $8.14M | $8.24M | $7.63M | — | -44.1% |
| Change in working capital | -$51.74M | -$26.97M | -$20.46M | $28.93M | -$49.28M | — | -91.8% |
| Operating cash flow | $103.49M | $87.53M | $130.49M | $166.29M | $63.00M | — | +18.2% |
| Capital expenditure | -$10.00M | -$1.36M | — | -$4.95M | -$5.54M | -$2.42M | -636.6% |
| Investing cash flow | $304.77M | -$1.14B | $36.16M | -$245.67M | -$1.62B | — | +126.7% |
| Share buybacks | -$32.27M | -$75.14M | -$126.62M | -$7.08M | -$21.01M | — | +57.0% |
| Dividends paid | -$4.31M | -$4.31M | -$4.31M | -$4.31M | -$4.31M | — | +0.0% |
| Financing cash flow | $333.39M | $1.91B | -$1.13B | $454.05M | $445.66M | — | -82.6% |
| Free cash flow | $93.50M | $86.17M | $130.84M | $161.34M | $57.45M | — | +8.5% |
| End cash position | $3.70B | $2.96B | $2.10B | $3.06B | $2.69B | — | +25.1% |
Options analytics
Put / call volume
50.50
Put-heavy session
Put / call open interest
66.93
Positioning, not flow
Max pain
95.00
+2.2% from spot
ATM implied vol
61.7%
Nearest strike to spot
Skew (10% OTM)
+3.3%
Puts bid over calls
Call volume
6
Contracts, this expiry
Put volume
303
Contracts, this expiry
Heaviest call OI
95.00
6 contracts
Heaviest put OI
95.00
1.00K contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.86 | 1.88 | +1.3% |
| Mar 2026 | 1.41 | 1.58 | +12.4% |
| Dec 2025 | 1.77 | 2.08 | +17.8% |
| Sep 2025 | 1.77 | 2.18 | +22.9% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.96 | 12 | $339.44M | -0.4% |
| Next quarter | 2.02 | 12 | $341.79M | +4.4% |
| Current year | 7.43 | 12 | $1.34B | +6.7% |
| Next year | 8.25 | 12 | $1.43B | +6.5% |
Analyst targets & ownership
Mean target$106.69
High target$115.00
Low target$100.00
Implied upside14.76%
Analyst count13
ConsensusHOLD
Strong buy / Buy2 / 2
Hold8
Sell / Strong sell0 / 1
Held by insiders2.04%
Held by institutions110.53%
Institutions holding506
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
93.93
-1.02% from price
SMA 20
95.26
-2.40% from price
SMA 50
97.50
-4.64% from price
SMA 100
99.30
-6.38% from price
SMA 200
98.66
-5.76% from price
EMA 12
94.16
-1.26% from price
EMA 26
95.48
-2.63% from price
EMA 50
96.97
-4.12% from price
RSI (14)
35.4
Neutral
MACD (12,26,9)
-1.32
Hist -0.07
ATR (14)
1.60
1.73% of price
Realised vol 30D
14.7%
Annualised
Bollinger upper
99.17
20, 2σ
Bollinger lower
91.35
20, 2σ
50 / 200 cross
Death
97.50 vs 98.66
Trend bias
Below 200
-5.76%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.88
Less volatile than market
Correlation to SPY
0.42
Loosely linked
Realised vol 30D
14.7%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-14.2%
Peak to trough
Max drawdown 5Y
-38.3%
Peak to trough
ATR 14
1.60
1.73% of price
Beta (reported)
0.63
5Y monthly, from filing
Short interest
Shares short
4.62M
Prior 4.17M
Change vs prior
+10.8%
Shorts adding
% of float
14.54%
Elevated
% of shares out
10.62%
Against total outstanding
Days to cover
10.3
Crowded exit
Float
40.04M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 6, 26 | Raymond James | MAINTAINED | Outperform | Outperform |
| Oct 5, 26 | TD Cowen | MAINTAINED | Hold | Hold |
| Oct 1, 26 | JP Morgan | MAINTAINED | Underweight | Underweight |
| Sep 22, 26 | Citigroup | MAINTAINED | Neutral | Neutral |
| Aug 3, 26 | Barclays | UPGRADE | Underweight | Equal-Weight |
| Jul 27, 26 | TD Cowen | MAINTAINED | Hold | Hold |
| Jul 24, 26 | Citigroup | MAINTAINED | Neutral | Neutral |
| Jul 23, 26 | Stephens & Co. | MAINTAINED | Overweight | Overweight |
| Jul 1, 26 | JP Morgan | MAINTAINED | Underweight | Underweight |
| Jun 30, 26 | Citigroup | UPGRADE | Sell | Neutral |
| Apr 28, 26 | Citigroup | MAINTAINED | Sell | Sell |
| Apr 24, 26 | RBC Capital | MAINTAINED | Sector Perform | Sector Perform |
Dividends & splits
Forward rate$0.80 / yr
Forward yield0.85%
5-year avg yield—
Payout ratio2.60%
Ex-dividend dateSep 1, 2026
Next pay dateSep 15, 2026
Last split—
Split date—
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-16
Corporate Changes & Voting Matters
8-K · 2026-09-14
Periodic Financial Reports
10-Q · 2026-07-23
Corporate Changes & Voting Matters
8-K · 2026-07-22
Corporate Changes & Voting Matters
8-K · 2026-04-23
Proxy Statements
DEFA14A · 2026-03-30
Proxy Statements
DEFA14A · 2026-03-17
Proxy Statements
DEF 14A · 2026-03-12
Headlines
Raymond James Trims Price Target on Texas Capital Bancshares to $108 From $115, Keeps Outperform Rating
MT Newswires · 15h ago
Saddle Up: Texas Stock Exchange Ropes In $80 Billion in Listings
MarketBeat · 5d ago
Linea Energy Closes Project Debt Financing and Preferred Equity Commitment for 250 MW / 500 MWh Mesa View BESS in Texas
PR Newswire · 5d ago
Does Texas Capital (TCBI) CRO Transition Reveal a Deeper Shift in Its Risk and Credit Strategy?
Simply Wall St. · 8d ago
What Makes Texas Capital Bancshares (TCBI) a Bullish Bet?
Insider Monkey · 9d ago
A Look Back at Regional Banks Stocks’ Q2 Earnings: Texas Capital Bank (NASDAQ:TCBI) Vs The Rest Of The Pack
StockStory · 12d ago
Sector Update: Energy
MT Newswires · 19d ago
Market Chatter: HighPeak Energy Considering Sale
MT Newswires · 19d ago
PRIVATE STRATEGY · BY QUALIFICATION
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