WABC
Westamerica Bancorporation
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Buy
+33/100
Last price
58.73
▼ 0.33 (0.56%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
59.00
Prev close
59.06
Day high
59.70
Day low
58.64
Volume
148.46K
Market cap
$1.36B
P/E (TTM)
12.94
52W range
44.93 – 63.61
Day trading desk
Gap from prior close
-0.10%
Prior close 59.06
VWAP
58.95
-0.38% from price
Relative volume
0.61×
Normal
Session range
1.81%
58.64 – 59.70
Position in range
8%
Near session low
ATR (14D)
1.21
2.05% of price
Prior day high
59.67
PDH
Prior day low
58.95
PDL
Bid / ask spread
—
Quote not published
Session volume
116.65K
Avg 192.00K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+0.62%
-1.3%
1M
-1.11%
-2.3%
3M
+1.87%
-2.6%
6M
+11.61%
-6.6%
YTD
+22.79%
+8.5%
1Y
+22.43%
+6.0%
3Y
+35.79%
-46.5%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on WABC open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+49.60K
Net buying
Buy transactions
6
50.36K shares
Sell transactions
1
759 shares
Net transactions
+7
Buys less sells
Sell : buy shares
0.0 : 1
Mixed
Insider-held shares
835.24K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jul 24, 26 | BELTON CURTIS Officer |
CONVERSION | 9.20K | $556.51K | Direct |
| Jul 20, 26 | DONOHOE BRIAN J Chief Technology Officer |
CONVERSION | 5.90K | $362.26K | Direct |
| Jul 20, 26 | BAKER ROBERT JAMES JR Officer |
CONVERSION | 14.40K | $884.16K | Direct |
| May 1, 26 | BAKER ROBERT JAMES JR Officer |
CONVERSION | 10.20K | $563.65K | Direct |
| Apr 24, 26 | BELTON CURTIS Officer |
CONVERSION | 10.60K | $583.21K | Direct |
| Apr 22, 26 | WONDEH INEZ Director |
BUY | 61 | $3.28K | Direct |
| Apr 20, 26 | BAKER ROBERT JAMES JR Officer |
SELL | 759 | $40.86K | Direct |
| Feb 24, 26 | JONAS ANELA MARYA Chief Financial Officer |
STOCK | 15 | $0 | Direct |
| Jan 22, 26 | ENSINGER GEORGE S Officer |
STOCK | 2.81K | $0 | Direct |
| Jan 22, 26 | DONOHOE BRIAN J Chief Technology Officer |
STOCK | 2.04K | $0 | Direct |
| Jan 22, 26 | DONOHOE BRIAN J Chief Technology Officer |
STOCK | 2.04K | $0 | Direct |
| Jan 22, 26 | BAKER ROBERT JAMES JR Officer |
STOCK | 1.36K | $0 | Direct |
| Jul 9, 25 | THORSON JOHN A. Officer and Treasurer |
CONVERSION | 10 | $513 | Direct |
| Jul 3, 25 | THORSON JOHN A. Officer and Treasurer |
CONVERSION | 2 | $103 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BAKER ROBERT JAMES JR |
Officer | 3.80K | Conversion of Exercise of derivative security |
BELTON CURTIS |
Officer | 777 | Conversion of Exercise of derivative security |
CAMSEY MARTIN |
Director | 149 | Purchase |
DONOHOE BRIAN J |
Chief Technology Officer | 2.32K | Conversion of Exercise of derivative security |
ENSINGER GEORGE S |
Officer | 8.65K | Stock Award(Grant) |
JONAS ANELA MARYA |
Chief Financial Officer | 2.76K | Stock Award(Grant) |
THORSON JOHN A. |
Officer and Treasurer | 4.53K | Conversion of Exercise of derivative security |
WONDEH INEZ |
Director | 1.01K | Purchase |
Fundamentals
Market cap$1.36B
Enterprise value$1.21B
Revenue (TTM)$252.20M
Gross profit$252.20M
EBITDA—
Net income$110.81M
EPS (TTM)$4.54
Free cash flow—
Total cash$302.19M
Total debt$154.01M
Book value / share$37.09
Shares outstanding23.11M
Float21.86M
Short % of float6.23%
Dividend yield3.25%
Beta (5Y)0.56
Valuation & profitability ratios
Trailing P/E12.94
Forward P/E12.56
PEG ratio4.62
Price / sales—
Price / book1.58
EV / revenue4.79
EV / EBITDA—
Gross margin0.00%
Operating margin60.29%
Profit margin43.94%
Return on equity12.49%
Return on assets1.91%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $258.06M | $293.75M | $323.64M | $264.95M | -12.2% |
| Operating revenue | $258.06M | $293.75M | $323.64M | $264.95M | -12.2% |
| Selling, general & admin | $48.69M | $50.29M | $47.87M | $46.13M | -3.2% |
| Pre-tax income | $156.69M | $189.06M | $221.58M | $165.59M | -17.1% |
| Tax provision | $40.51M | $50.42M | $59.81M | $43.56M | -19.7% |
| Net income | $116.17M | $138.64M | $161.77M | $122.03M | -16.2% |
| Net income to common | $116.17M | $138.64M | $161.77M | $122.03M | -16.2% |
| Basic EPS | 4.52 | 5.20 | 6.06 | 4.54 | -13.1% |
| Diluted EPS | 4.52 | 5.20 | 6.06 | 4.54 | -13.1% |
| Basic shares | 25.67M | 26.68M | 26.70M | 26.89M | -3.8% |
| Diluted shares | 25.67M | 26.69M | 26.71M | 26.91M | -3.8% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $567.80M | $601.49M | $190.31M | $294.24M | -5.6% |
| Accounts receivable | $37.14M | $44.61M | $54.57M | $53.56M | -16.7% |
| Property, plant & equipment | $47.93M | $44.12M | $45.83M | $44.56M | +8.6% |
| Goodwill & intangibles | $121.67M | $121.80M | $122.02M | $122.26M | -0.1% |
| Total assets | $5.96B | $6.08B | $6.36B | $6.95B | -1.9% |
| Total debt | $22.21M | $17.98M | $18.81M | $15.75M | +23.5% |
| Total liabilities | $5.03B | $5.19B | $5.59B | $6.35B | -3.1% |
| Retained earnings | $584.63M | $581.55M | $490.00M | $383.09M | +0.5% |
| Shareholder equity | $933.51M | $889.96M | $772.89M | $602.11M | +4.9% |
| Net tangible assets | $811.84M | $768.16M | $650.87M | $479.85M | +5.7% |
| Shares issued | 24.62M | 26.71M | 26.67M | 26.91M | -7.8% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $116.17M | $138.64M | $161.77M | $122.03M | -16.2% |
| Depreciation & amortisation | $7.25M | $10.40M | $11.77M | $16.57M | -30.4% |
| Stock-based compensation | $1.10M | $1.48M | $1.36M | $1.31M | -25.8% |
| Change in working capital | -$4.93M | $1.01M | -$13.94M | -$26.59M | -587.5% |
| Operating cash flow | $121.90M | $141.57M | $158.21M | $113.70M | -13.9% |
| Capital expenditure | -$2.25M | -$1.74M | -$1.16M | -$811.00K | -28.8% |
| Investing cash flow | $149.61M | $715.68M | $547.27M | -$631.29M | -79.1% |
| Share buybacks | -$103.78M | -$210.00K | -$13.75M | -$218.00K | -49,321.4% |
| Dividends paid | -$46.94M | -$46.96M | -$45.95M | -$45.18M | +0.0% |
| Financing cash flow | -$305.20M | -$446.07M | -$809.40M | -$320.26M | +31.6% |
| Free cash flow | $119.65M | $139.83M | $157.05M | $112.89M | -14.4% |
| End cash position | $567.80M | $601.49M | $190.31M | $294.24M | -5.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $62.77M | $62.08M | $63.31M | $63.74M | $64.59M | +1.1% |
| Operating revenue | $62.77M | $62.08M | $63.31M | $63.74M | $64.59M | +1.1% |
| Selling, general & admin | $12.54M | $12.32M | $11.87M | $12.39M | $12.30M | +1.8% |
| Pre-tax income | $36.73M | $36.47M | $37.84M | $37.94M | $39.06M | +0.7% |
| Tax provision | $9.35M | $9.12M | $10.04M | $9.68M | $10.00M | +2.5% |
| Net income | $27.39M | $27.36M | $27.81M | $28.26M | $29.07M | +0.1% |
| Net income to common | $27.39M | $27.36M | $27.81M | $28.26M | $29.07M | +0.1% |
| Basic EPS | 1.17 | 1.13 | 1.12 | 1.12 | 1.12 | +3.5% |
| Diluted EPS | 1.17 | 1.13 | 1.12 | 1.12 | 1.12 | +3.5% |
| Basic shares | 23.31M | 24.31M | 24.85M | 25.34M | 25.89M | -4.1% |
| Diluted shares | 23.32M | 24.31M | 24.85M | 25.34M | 25.89M | -4.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $301.93M | $397.28M | $567.80M | $659.27M | $626.44M | -24.0% |
| Accounts receivable | $35.70M | $36.76M | $37.14M | $39.38M | $40.17M | -2.9% |
| Property, plant & equipment | $47.79M | $46.99M | $47.93M | $48.30M | $46.23M | +1.7% |
| Goodwill & intangibles | $121.67M | $121.67M | $121.67M | $121.67M | $121.69M | 0.0% |
| Total assets | $5.81B | $5.86B | $5.96B | $5.91B | $5.83B | -1.0% |
| Total debt | $22.20M | $21.03M | $22.21M | $22.43M | $20.38M | +5.6% |
| Total liabilities | $4.95B | $4.98B | $5.03B | $4.98B | $4.90B | -0.6% |
| Retained earnings | $555.70M | $567.61M | $584.63M | $582.96M | $581.57M | -2.1% |
| Shareholder equity | $853.15M | $882.69M | $933.51M | $931.65M | $921.78M | -3.3% |
| Net tangible assets | $731.48M | $761.02M | $811.84M | $809.97M | $800.09M | -3.9% |
| Shares issued | 23.00M | 23.63M | 24.62M | 25.11M | 25.59M | -2.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $27.39M | $27.36M | $27.81M | $28.26M | $29.07M | +0.1% |
| Depreciation & amortisation | $736.00K | $929.00K | $1.15M | $1.88M | $2.21M | -20.8% |
| Stock-based compensation | $225.00K | $225.00K | $300.00K | $200.00K | $300.00K | 0.0% |
| Change in working capital | -$12.88M | $11.46M | -$1.77M | -$4.75M | -$8.03M | -212.4% |
| Operating cash flow | $15.54M | $39.74M | $26.57M | $29.42M | $23.52M | -60.9% |
| Capital expenditure | -$305.00K | -$1.01M | -$626.00K | -$686.00K | -$735.00K | +70.0% |
| Investing cash flow | -$39.80M | -$98.88M | -$133.72M | -$39.47M | $64.52M | +59.7% |
| Share buybacks | -$41.52M | -$51.00M | -$23.33M | -$23.88M | -$38.35M | +18.6% |
| Dividends paid | -$11.27M | -$11.27M | -$11.46M | -$11.70M | -$12.02M | +0.0% |
| Financing cash flow | -$71.09M | -$111.38M | $15.69M | $42.88M | -$188.94M | +36.2% |
| Free cash flow | $15.23M | $38.72M | $25.94M | $28.73M | $22.78M | -60.7% |
| End cash position | $301.93M | $397.28M | $567.80M | $659.27M | $626.44M | -24.0% |
Options analytics
Put / call volume
0.17
Call-heavy session
Put / call open interest
0.18
Positioning, not flow
Max pain
60.00
+2.2% from spot
ATM implied vol
3.1%
Nearest strike to spot
Skew (10% OTM)
+29.6%
Puts bid over calls
Call volume
119
Contracts, this expiry
Put volume
20
Contracts, this expiry
Heaviest call OI
70.00
113 contracts
Heaviest put OI
60.00
21 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.10 | 1.17 | +6.9% |
| Mar 2026 | 1.07 | 1.13 | +5.6% |
| Dec 2025 | 1.07 | 1.12 | +5.2% |
| Sep 2025 | 1.08 | 1.12 | +4.2% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.17 | 2 | $63.10M | -1.4% |
| Next quarter | 1.17 | 2 | $63.30M | -0.4% |
| Current year | 4.64 | 2 | $251.90M | -2.8% |
| Next year | 4.68 | 2 | $247.70M | -1.7% |
Analyst targets & ownership
Mean target$64.00
High target$64.00
Low target$64.00
Implied upside8.97%
Analyst count1
ConsensusNONE
Strong buy / Buy0 / 0
Hold2
Sell / Strong sell0 / 0
Held by insiders3.61%
Held by institutions81.56%
Institutions holding308
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
59.23
-0.85% from price
SMA 20
59.40
-1.13% from price
SMA 50
59.23
-0.85% from price
SMA 100
58.49
+0.40% from price
SMA 200
55.03
+6.73% from price
EMA 12
59.18
-0.76% from price
EMA 26
59.22
-0.82% from price
EMA 50
59.04
-0.53% from price
RSI (14)
46.5
Neutral
MACD (12,26,9)
-0.03
Hist -0.09
ATR (14)
1.21
2.05% of price
Realised vol 30D
16.0%
Annualised
Bollinger upper
60.80
20, 2σ
Bollinger lower
58.01
20, 2σ
50 / 200 cross
Golden
59.23 vs 55.03
Trend bias
Above 200
+6.73%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.30
Less volatile than market
Correlation to SPY
0.20
Largely independent
Realised vol 30D
16.0%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-7.3%
Peak to trough
Max drawdown 5Y
-41.9%
Peak to trough
ATR 14
1.21
2.05% of price
Beta (reported)
0.56
5Y monthly, from filing
Short interest
Shares short
949.49K
Prior 815.08K
Change vs prior
+16.5%
Shorts adding
% of float
6.23%
Normal
% of shares out
4.11%
Against total outstanding
Days to cover
6.8
Crowded exit
Float
21.86M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 17, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 17, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jan 20, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jul 21, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 21, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 21, 25 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jul 22, 24 | Maxim Group | DOWNGRADE | Buy | Hold |
| Jul 19, 24 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Apr 22, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 19, 24 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jan 19, 24 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jan 19, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
Dividends & splits
Forward rate$1.92 / yr
Forward yield3.25%
5-year avg yield3.34%
Payout ratio40.97%
Ex-dividend dateAug 3, 2026
Next pay dateAug 14, 2026
Last split3:1
Split dateFeb 26, 1998
SEC filings
Periodic Financial Reports
10-Q · 2026-08-05
Corporate Changes & Voting Matters
8-K · 2026-07-23
Corporate Changes & Voting Matters
8-K · 2026-07-16
Annual report of employee stock purchase
11-K · 2026-06-26
Periodic Financial Reports
10-Q · 2026-05-08
Corporate Changes & Voting Matters
8-K · 2026-04-27
Corporate Changes & Voting Matters
8-K · 2026-04-24
Corporate Changes & Voting Matters
8-K · 2026-04-23
Headlines
Westamerica Bancorp's Dividend Analysis
GuruFocus.com · 65d ago
Westamerica Bancorporation Declares Quarterly Cash Dividend
GlobeNewswire · 75d ago
Westamerica: Q2 Earnings Snapshot
Associated Press · 82d ago
Westamerica Bancorporation Reports Second Quarter 2026 Financial Results
GlobeNewswire · 82d ago
Small-cap outperformance is persisting — and these 15 quality stocks pay rich dividends
MarketWatch · 83d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.