UNM
Unum Group
NYSEUSDEQUITY
Financial Services
DELAYED
Buy
+32/100
Last price
91.83
▲ 1.90 (2.11%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
89.62
Prev close
89.93
Day high
93.03
Day low
89.53
Volume
2.04M
Market cap
$14.54B
P/E (TTM)
21.01
52W range
69.02 – 96.77
Day trading desk
Gap from prior close
-0.34%
Prior close 89.93
VWAP
92.04
-0.22% from price
Relative volume
4.00×
Unusually busy
Session range
3.99%
89.50 – 93.07
Position in range
65%
Mid range
ATR (14D)
2.46
2.68% of price
Prior day high
90.97
PDH
Prior day low
87.00
PDL
Bid / ask spread
—
Quote not published
Session volume
6.40M
Avg 1.60M
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+4.07%
+2.1%
1M
-4.19%
-5.3%
3M
+4.66%
+0.1%
6M
+21.28%
+3.1%
YTD
+18.49%
+4.2%
1Y
+15.63%
-0.8%
3Y
+86.68%
+4.4%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on UNM open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+4.31K
Net buying
Buy transactions
11
26.80K shares
Sell transactions
4
22.49K shares
Net transactions
+15
Buys less sells
Sell : buy shares
0.8 : 1
Mixed
Insider-held shares
1.59M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 10, 26 | RICE WALTER LYNN JR. Officer |
STOCK | 239 | $0 | Direct |
| Sep 10, 26 | RICE WALTER LYNN JR. Officer |
SELL | 2.19K | $206.36K | Direct |
| Sep 10, 26 | KEANEY TIMOTHY F Director |
SELL | 4.30K | $404.29K | Direct |
| Sep 9, 26 | IGLESIAS LISA G General Counsel |
SELL | 4.00K | $377.75K | Direct |
| May 26, 26 | CROSS SUSAN LEE Director |
STOCK | 2.19K | $0 | Direct |
| May 26, 26 | EGAN CYNTHIA L Director |
STOCK | 2.19K | $0 | Direct |
| May 26, 26 | DEVORE SUSAN D Director |
STOCK | 2.19K | $0 | Direct |
| May 26, 26 | KABAT KEVIN T Director |
STOCK | 3.52K | $0 | Direct |
| May 26, 26 | MATUS KRISTI ANN Director |
STOCK | 2.19K | $0 | Direct |
| May 26, 26 | O'HANLEY RONALD P. Director |
STOCK | 3.97K | $0 | Direct |
| May 26, 26 | KEANEY TIMOTHY F Director |
STOCK | 2.19K | $0 | Direct |
| May 26, 26 | ECHEVARRIA JOSEPH J Director |
STOCK | 3.73K | $0 | Direct |
| May 26, 26 | KING GALE V. Director |
STOCK | 2.19K | $0 | Direct |
| May 26, 26 | LEFEBVRE MOJGAN M Director |
STOCK | 2.19K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Fundamentals
Market cap$14.54B
Enterprise value$16.45B
Revenue (TTM)$13.35B
Gross profit$3.91B
EBITDA$1.26B
Net income$702.70M
EPS (TTM)$4.37
Free cash flow$-2.23B
Total cash$2.07B
Total debt$3.99B
Book value / share$68.28
Shares outstanding158.31M
Float143.41M
Short % of float3.55%
Dividend yield2.25%
Beta (5Y)0.24
Valuation & profitability ratios
Trailing P/E21.01
Forward P/E9.74
PEG ratio1.03
Price / sales—
Price / book1.34
EV / revenue1.23
EV / EBITDA13.04
Gross margin29.30%
Operating margin11.36%
Profit margin5.26%
Return on equity6.35%
Return on assets1.10%
Debt / equity36.88
Current ratio17.26
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $12.98B | $12.79B | $12.31B | $11.88B | +1.5% |
| Operating revenue | $12.98B | $12.79B | $12.31B | $11.88B | +1.5% |
| Selling, general & admin | $1.18B | $1.17B | $1.16B | $1.09B | +1.5% |
| Net interest income | -$208.80M | -$201.10M | -$194.80M | -$188.50M | -3.8% |
| Pre-tax income | $933.50M | $2.25B | $1.64B | $1.75B | -58.5% |
| Tax provision | $195.00M | $472.20M | $356.30M | $342.80M | -58.7% |
| Net income | $738.50M | $1.78B | $1.28B | $1.41B | -58.5% |
| Net income to common | $738.50M | $1.78B | $1.28B | $1.41B | -58.5% |
| Basic EPS | 4.28 | 9.49 | 6.53 | 6.55 | -54.9% |
| Diluted EPS | 4.27 | 9.46 | 6.50 | 6.50 | -54.9% |
| EBIT | $1.14B | $2.45B | $1.83B | $1.94B | -53.4% |
| Basic shares | 172.51M | 187.50M | 196.66M | 200.65M | -8.0% |
| Diluted shares | 172.92M | 188.07M | 197.60M | 202.11M | -8.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $158.20M | $162.80M | $146.00M | $119.20M | -2.8% |
| Cash & short-term investments | $36.23B | $38.33B | $38.59B | $36.35B | -5.5% |
| Accounts receivable | $13.00B | $9.76B | $10.65B | $11.09B | +33.3% |
| Property, plant & equipment | $503.70M | $487.60M | $485.30M | $451.70M | +3.3% |
| Goodwill & intangibles | $410.80M | $404.20M | $413.80M | $410.50M | +1.6% |
| Total assets | $63.52B | $61.96B | $63.26B | $61.15B | +2.5% |
| Current debt | $0 | $274.60M | $0 | $2.00M | -100.0% |
| Long-term debt | $3.77B | $3.47B | $3.43B | $3.43B | +8.7% |
| Total debt | $3.77B | $3.74B | $3.43B | $3.43B | +0.7% |
| Total liabilities | $52.40B | $51.00B | $53.60B | $52.41B | +2.7% |
| Retained earnings | $13.35B | $12.91B | $11.43B | $13.14B | +3.3% |
| Shareholder equity | $11.12B | $10.96B | $9.65B | $8.73B | +1.4% |
| Net tangible assets | $10.71B | $10.56B | $9.24B | $8.32B | +1.4% |
| Shares issued | 196.19M | 195.46M | 194.59M | 308.31M | +0.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $738.50M | $1.78B | $1.28B | $1.41B | -58.5% |
| Depreciation & amortisation | $123.00M | $116.10M | $108.80M | $110.50M | +5.9% |
| Change in working capital | $661.70M | -$222.20M | -$20.40M | $64.90M | +397.8% |
| Operating cash flow | $687.70M | $1.51B | $1.20B | $1.42B | -54.6% |
| Capital expenditure | -$132.30M | -$125.70M | -$134.80M | -$102.20M | -5.3% |
| Investing cash flow | $548.90M | -$344.40M | -$725.90M | -$955.90M | +259.4% |
| Share buybacks | -$1.01B | -$972.90M | -$250.10M | -$200.10M | -3.8% |
| Dividends paid | -$306.20M | -$296.50M | -$277.10M | -$254.20M | -3.3% |
| Financing cash flow | -$1.24B | -$1.15B | -$450.10M | -$418.60M | -7.7% |
| Free cash flow | $555.40M | $1.39B | $1.07B | $1.32B | -60.0% |
| End cash position | $158.20M | $162.80M | $146.00M | $119.20M | -2.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $3.35B | $3.33B | $3.21B | $3.36B | $3.35B | +0.6% |
| Operating revenue | $3.35B | $3.33B | $3.21B | $3.36B | $3.35B | +0.6% |
| Selling, general & admin | $307.00M | $325.50M | $288.80M | $292.40M | $292.00M | -5.7% |
| Net interest income | -$53.30M | -$53.10M | -$52.60M | -$52.20M | -$52.00M | -0.4% |
| Pre-tax income | $329.50M | $302.70M | $218.40M | $54.50M | $417.00M | +8.9% |
| Tax provision | $72.60M | $70.70M | $44.30M | $14.80M | $81.40M | +2.7% |
| Net income | $256.90M | $232.00M | $174.10M | $39.70M | $335.60M | +10.7% |
| Net income to common | $256.90M | $232.00M | $174.10M | $39.70M | $335.60M | +10.7% |
| Basic EPS | 1.61 | 1.41 | 1.04 | 0.23 | 1.93 | +14.2% |
| Diluted EPS | 1.61 | 1.41 | 1.04 | 0.23 | 1.92 | +14.2% |
| EBIT | $382.80M | $355.80M | $271.00M | $106.70M | $469.00M | +7.6% |
| Basic shares | 159.66M | 164.10M | 167.65M | 170.25M | 174.11M | -2.7% |
| Diluted shares | 160.02M | 164.40M | 168.04M | 170.59M | 174.43M | -2.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | $199.20M | $192.60M | $158.20M | $327.90M | $1.19B | — | +3.4% |
| Cash & short-term investments | $36.52B | $35.55B | $36.23B | $36.12B | $39.45B | — | +2.7% |
| Accounts receivable | $12.72B | $12.93B | $13.00B | $13.15B | $9.56B | — | -1.6% |
| Property, plant & equipment | $506.10M | $509.30M | $503.70M | $496.60M | $499.10M | — | -0.6% |
| Goodwill & intangibles | $353.00M | $353.00M | $410.80M | $354.00M | $353.30M | — | 0.0% |
| Total assets | $63.49B | $62.71B | $63.52B | $63.68B | $62.84B | — | +1.2% |
| Current debt | — | — | $0 | $274.90M | $274.80M | $274.60M | — |
| Long-term debt | $3.76B | $3.76B | $3.77B | $3.47B | $3.47B | — | +0.0% |
| Total debt | $3.76B | $3.76B | $3.77B | $3.75B | $3.74B | — | +0.0% |
| Total liabilities | $52.68B | $51.82B | $52.40B | $52.77B | $51.52B | — | +1.6% |
| Retained earnings | $13.68B | $13.50B | $13.35B | $13.25B | $13.29B | — | +1.4% |
| Shareholder equity | $10.81B | $10.89B | $11.12B | $10.91B | $11.32B | — | -0.8% |
| Net tangible assets | $10.46B | $10.54B | $10.71B | $10.55B | $10.97B | — | -0.8% |
| Shares issued | 158.30M | 196.64M | 196.19M | 196.16M | 196.11M | — | -19.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $256.90M | $232.00M | $174.10M | $39.70M | $335.60M | +10.7% |
| Depreciation & amortisation | $50.60M | $31.80M | $31.20M | $31.60M | $30.20M | +59.1% |
| Change in working capital | $225.70M | $55.20M | -$88.80M | $681.20M | $123.90M | +308.9% |
| Operating cash flow | $503.50M | $340.80M | $357.90M | -$371.80M | $348.00M | +47.7% |
| Capital expenditure | -$29.20M | -$39.60M | -$37.80M | -$30.80M | -$27.90M | +26.3% |
| Investing cash flow | -$499.40M | $82.70M | -$222.50M | -$189.30M | $972.80M | -703.9% |
| Share buybacks | -$209.90M | -$398.80M | -$258.50M | -$250.90M | -$300.40M | +47.4% |
| Dividends paid | -$73.60M | -$78.20M | -$77.30M | -$78.40M | -$73.40M | +5.9% |
| Financing cash flow | $2.50M | -$389.10M | -$305.10M | -$305.80M | -$363.70M | +100.6% |
| Free cash flow | $474.30M | $301.20M | $320.10M | -$402.60M | $320.10M | +57.5% |
| End cash position | $199.20M | $192.60M | $158.20M | $327.90M | $1.19B | +3.4% |
Options analytics
Put / call volume
0.45
Call-heavy session
Put / call open interest
0.24
Positioning, not flow
Max pain
92.50
+0.7% from spot
ATM implied vol
34.0%
Nearest strike to spot
Skew (10% OTM)
+35.3%
Puts bid over calls
Call volume
114
Contracts, this expiry
Put volume
51
Contracts, this expiry
Heaviest call OI
110.00
5.48K contracts
Heaviest put OI
90.00
848 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 2.15 | 2.16 | +0.3% |
| Mar 2026 | 2.05 | 2.14 | +4.2% |
| Dec 2025 | 2.11 | 1.92 | -9.1% |
| Sep 2025 | 2.15 | 2.09 | -2.7% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 2.17 | 9 | $2.95B | -9.2% |
| Next quarter | 2.19 | 9 | $2.97B | -8.9% |
| Current year | 8.67 | 13 | $12.16B | -7.7% |
| Next year | 9.43 | 13 | $12.72B | +4.6% |
Analyst targets & ownership
Mean target$101.85
High target$122.00
Low target$88.00
Implied upside10.91%
Analyst count13
ConsensusBUY
Strong buy / Buy2 / 7
Hold4
Sell / Strong sell0 / 0
Held by insiders1.00%
Held by institutions91.09%
Institutions holding950
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
90.32
+1.68% from price
SMA 20
92.41
-0.63% from price
SMA 50
91.33
+0.54% from price
SMA 100
89.44
+2.67% from price
SMA 200
82.81
+10.89% from price
EMA 12
90.78
+1.15% from price
EMA 26
91.51
+0.35% from price
EMA 50
91.03
+0.87% from price
RSI (14)
51.0
Neutral
MACD (12,26,9)
-0.72
Hist -0.42
ATR (14)
2.46
2.68% of price
Realised vol 30D
24.8%
Annualised
Bollinger upper
97.69
20, 2σ
Bollinger lower
87.13
20, 2σ
50 / 200 cross
Golden
91.33 vs 82.81
Trend bias
Above 200
+10.89%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.33
Less volatile than market
Correlation to SPY
0.18
Largely independent
Realised vol 30D
24.8%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-12.1%
Peak to trough
Max drawdown 5Y
-21.8%
Peak to trough
ATR 14
2.46
2.68% of price
Beta (reported)
0.24
5Y monthly, from filing
Short interest
Shares short
4.26M
Prior 3.39M
Change vs prior
+25.7%
Shorts adding
% of float
3.55%
Normal
% of shares out
2.69%
Against total outstanding
Days to cover
2.9
Liquid
Float
143.41M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 24, 26 | Morgan Stanley | MAINTAINED | Equal-Weight | Equal-Weight |
| Aug 3, 26 | JP Morgan | MAINTAINED | Neutral | Neutral |
| Jul 30, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Jul 21, 26 | JP Morgan | MAINTAINED | Neutral | Neutral |
| Jul 13, 26 | Evercore ISI Group | MAINTAINED | Outperform | Outperform |
| Jul 10, 26 | Jefferies | MAINTAINED | Buy | Buy |
| Jul 9, 26 | Wells Fargo | MAINTAINED | Overweight | Overweight |
| Jul 7, 26 | Evercore ISI Group | MAINTAINED | Outperform | Outperform |
| Jul 6, 26 | Wolfe Research | MAINTAINED | Outperform | Outperform |
| Jul 6, 26 | Barclays | MAINTAINED | Overweight | Overweight |
| May 21, 26 | Morgan Stanley | MAINTAINED | Equal-Weight | Equal-Weight |
| May 5, 26 | Wells Fargo | MAINTAINED | Overweight | Overweight |
Dividends & splits
Forward rate$2.02 / yr
Forward yield2.25%
5-year avg yield2.70%
Payout ratio42.99%
Ex-dividend dateJul 24, 2026
Next pay dateAug 14, 2026
Last split2:1
Split dateJun 3, 1997
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-08-26
Periodic Financial Reports
10-Q · 2026-07-29
Corporate Changes & Voting Matters
8-K · 2026-07-28
Corporate Changes & Voting Matters
8-K · 2026-07-06
Corporate Changes & Voting Matters
8-K · 2026-07-01
Corporate Changes & Voting Matters
8-K · 2026-05-22
Corporate Changes & Voting Matters
8-K · 2026-05-21
Periodic Financial Reports
10-Q · 2026-04-29
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PRIVATE STRATEGY · BY QUALIFICATION
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The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.