AIZ
Assurant, Inc.
NYSEUSDEQUITY
Financial Services
DELAYED
Buy
+29/100
Last price
270.96
▲ 4.55 (1.71%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
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Range —
Vol —
vs
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Open
266.13
Prev close
266.41
Day high
271.28
Day low
265.13
Volume
409.26K
Market cap
$13.36B
P/E (TTM)
12.75
52W range
206.03 – 303.94
Day trading desk
Gap from prior close
-0.11%
Prior close 266.41
VWAP
269.89
+0.39% from price
Relative volume
2.55×
Unusually busy
Session range
2.32%
265.13 – 271.28
Position in range
95%
Near session high
ATR (14D)
5.89
2.17% of price
Prior day high
269.22
PDH
Prior day low
265.69
PDL
Bid / ask spread
—
Quote not published
Session volume
941.33K
Avg 368.97K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+2.77%
+0.8%
1M
-5.17%
-6.3%
3M
-2.54%
-7.1%
6M
+23.84%
+5.7%
YTD
+12.50%
-1.7%
1Y
+23.16%
+6.7%
3Y
+88.72%
+6.5%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on AIZ open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-30.42K
Net selling
Buy transactions
10
9.51K shares
Sell transactions
5
39.93K shares
Net transactions
+15
Buys less sells
Sell : buy shares
4.2 : 1
Mixed
Insider-held shares
345.76K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 15, 26 | DEMMINGS KEITH Chief Executive Officer |
STOCK | 3.50K | $0 | Direct |
| Aug 6, 26 | NAIR BIJU Divisional Officer |
SELL | 3.93K | $1.19M | Direct |
| Jun 22, 26 | LONERGAN ROBERT ANTHONY Officer |
SELL | 7.00K | $1.84M | Direct |
| May 26, 26 | DIRIENZO DIMITRY Officer |
SELL | 2.00K | $511.36K | Direct |
| May 22, 26 | GRANAT SARI BETH Director |
STOCK | 668 | $0 | Direct |
| May 22, 26 | REDZIC OGNJEN Director |
STOCK | 668 | $0 | Direct |
| May 22, 26 | WARREN KEVIN M Director |
STOCK | 668 | $0 | Direct |
| May 22, 26 | CARTER J BRAXTON II Director |
STOCK | 668 | $0 | Direct |
| May 22, 26 | BLAKE LYNN S. Director |
STOCK | 668 | $0 | Direct |
| May 22, 26 | BASU RAJIV Director |
STOCK | 668 | $0 | Direct |
| May 22, 26 | REILLY PAUL J Director |
STOCK | 668 | $0 | Direct |
| May 22, 26 | ROSEN ELAINE DEBRA Director |
STOCK | 668 | $0 | Direct |
| May 22, 26 | EDELMAN HARRIET Director |
STOCK | 668 | $0 | Direct |
| May 15, 26 | MEIER KEITH Chief Financial Officer |
SELL | 25.00K | $6.36M | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
CAMPBELL MICHAEL P |
Chief Operating Officer | 27.44K | Stock Award(Grant) |
DEMMINGS KEITH |
Chief Executive Officer | 133.17K | Stock Gift |
LONERGAN ROBERT ANTHONY |
Officer | 27.37K | Sale |
LUMSDEN RYAN |
Officer | 17.86K | Stock Award(Grant) |
LUTHI-PREVITALI FRANCESCA L. |
Chief Operating Officer | 16.02K | Stock Award(Grant) |
MEIER KEITH |
Chief Financial Officer | 19.40K | Sale |
NAIR BIJU |
Divisional Officer | 24.25K | Sale |
REILLY PAUL J |
Director | 22.16K | Stock Award(Grant) |
ROSEN ELAINE DEBRA |
Director | 27.69K | Stock Award(Grant) |
ROSENBLUM JAY E. |
Officer | 12.76K | Sale |
Fundamentals
Market cap$13.36B
Enterprise value$13.54B
Revenue (TTM)$13.46B
Gross profit$1.79B
EBITDA$1.74B
Net income$1.05B
EPS (TTM)$21.25
Free cash flow$2.15B
Total cash$2.03B
Total debt$2.21B
Book value / share$123.48
Shares outstanding49.32M
Float48.96M
Short % of float3.55%
Dividend yield1.32%
Beta (5Y)0.53
Valuation & profitability ratios
Trailing P/E12.75
Forward P/E11.56
PEG ratio2.16
Price / sales—
Price / book2.19
EV / revenue1.01
EV / EBITDA7.79
Gross margin13.27%
Operating margin11.73%
Profit margin7.90%
Return on equity18.34%
Return on assets2.56%
Debt / equity36.21
Current ratio0.38
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $12.81B | $11.88B | $11.13B | $10.19B | +7.9% |
| Operating revenue | $12.81B | $11.88B | $11.13B | $10.19B | +7.9% |
| Net interest income | -$109.70M | -$107.00M | -$108.00M | -$108.30M | -2.5% |
| Pre-tax income | $1.09B | $927.30M | $806.80M | $349.90M | +17.3% |
| Tax provision | $214.70M | $167.10M | $164.30M | $73.30M | +28.5% |
| Net income | $872.70M | $760.20M | $642.50M | $276.60M | +14.8% |
| Net income to common | $865.00M | $752.50M | $635.50M | $276.60M | +15.0% |
| Basic EPS | 17.14 | 14.55 | 12.02 | 5.09 | +17.8% |
| Diluted EPS | 16.93 | 14.46 | 11.95 | 5.05 | +17.1% |
| EBIT | $1.20B | $1.03B | $914.80M | $458.20M | +15.7% |
| Basic shares | 50.47M | 52.23M | 53.46M | 54.37M | -3.4% |
| Diluted shares | 51.09M | 52.58M | 53.78M | 54.78M | -2.8% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $1.83B | $1.81B | $1.63B | $1.54B | +1.5% |
| Cash & short-term investments | $4.55B | $9.26B | $3.73B | $7.98B | -50.9% |
| Accounts receivable | $8.39B | $9.55B | $8.85B | $9.30B | -12.1% |
| Property, plant & equipment | $841.70M | $768.30M | $685.80M | $645.10M | +9.6% |
| Goodwill & intangibles | $3.17B | $3.15B | $3.26B | $3.50B | +0.5% |
| Total assets | $36.29B | $35.02B | $33.64B | $33.12B | +3.6% |
| Current debt | — | — | $0 | $224.70M | — |
| Long-term debt | $2.21B | $2.08B | $2.08B | $1.91B | +5.9% |
| Total debt | $2.21B | $2.08B | $2.08B | $2.13B | +5.9% |
| Total liabilities | $30.42B | $29.91B | $28.83B | $28.89B | +1.7% |
| Retained earnings | $4.83B | $4.38B | $4.03B | $3.70B | +10.2% |
| Shareholder equity | $5.87B | $5.11B | $4.81B | $4.23B | +15.0% |
| Net tangible assets | $2.70B | $1.96B | $1.55B | $724.00M | +38.3% |
| Shares issued | 52.09M | 53.13M | 54.25M | 55.13M | -2.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $872.70M | $760.20M | $642.50M | $276.60M | +14.8% |
| Depreciation & amortisation | $250.00M | $223.50M | $196.40M | $182.00M | +11.9% |
| Stock-based compensation | $85.70M | $81.10M | $75.10M | $62.60M | +5.7% |
| Change in working capital | $387.80M | -$1.00M | $261.00M | -$195.80M | +38,880.0% |
| Operating cash flow | $1.83B | $1.33B | $1.14B | $596.90M | +37.6% |
| Capital expenditure | -$235.50M | -$221.30M | -$202.50M | -$186.30M | -6.4% |
| Investing cash flow | -$1.46B | -$657.80M | -$637.70M | -$262.10M | -121.6% |
| Share buybacks | -$303.70M | -$307.40M | -$193.10M | -$572.80M | +1.2% |
| Dividends paid | -$168.40M | -$155.90M | -$152.30M | -$150.20M | -8.0% |
| Financing cash flow | -$364.20M | -$477.50M | -$403.90M | -$818.40M | +23.7% |
| Free cash flow | $1.60B | $1.11B | $935.60M | $410.60M | +43.8% |
| End cash position | $1.83B | $1.81B | $1.63B | $1.54B | +1.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $3.45B | $3.42B | $3.35B | $3.23B | $3.16B | +1.0% |
| Operating revenue | $3.45B | $3.42B | $3.35B | $3.23B | $3.16B | +1.0% |
| Net interest income | -$28.40M | -$28.30M | -$28.30M | -$27.90M | -$26.70M | -0.4% |
| Pre-tax income | $376.90M | $335.60M | $283.50M | $331.20M | $289.00M | +12.3% |
| Tax provision | $78.30M | $61.50M | $58.30M | $65.60M | $53.70M | +27.3% |
| Net income | $298.60M | $274.10M | $225.20M | $265.60M | $235.30M | +8.9% |
| Net income to common | $298.60M | $274.10M | $217.50M | $265.60M | $235.30M | +8.9% |
| Basic EPS | 5.98 | 5.47 | 4.46 | 5.22 | 4.60 | +9.3% |
| Diluted EPS | 5.95 | 5.41 | 4.41 | 5.17 | 4.56 | +10.0% |
| EBIT | $405.30M | $363.90M | $311.80M | $359.10M | $315.70M | +11.4% |
| Basic shares | 49.52M | 49.70M | 50.02M | 50.83M | 51.14M | -0.4% |
| Diluted shares | 49.83M | 50.20M | 50.67M | 51.32M | 51.57M | -0.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | $1.70B | $1.59B | $1.83B | $1.71B | $1.49B | — | +6.7% |
| Cash & short-term investments | $4.59B | $4.34B | $4.55B | $4.34B | $4.04B | — | +5.7% |
| Accounts receivable | $8.36B | $8.57B | $8.39B | $8.97B | $9.26B | — | -2.4% |
| Property, plant & equipment | $849.60M | $848.90M | $841.70M | $831.10M | $811.50M | — | +0.1% |
| Goodwill & intangibles | $3.14B | $3.17B | $3.17B | $3.18B | $3.17B | — | -0.7% |
| Total assets | $36.08B | $35.77B | $36.29B | $35.78B | $35.53B | — | +0.9% |
| Current debt | — | — | — | $0 | $174.60M | $174.40M | — |
| Long-term debt | $2.21B | $2.21B | $2.21B | $2.21B | $1.91B | — | +0.0% |
| Total debt | $2.21B | $2.21B | $2.21B | $2.21B | $2.08B | — | +0.0% |
| Total liabilities | $29.98B | $29.90B | $30.42B | $30.02B | $30.03B | — | +0.3% |
| Retained earnings | $5.13B | $4.95B | $4.83B | $4.73B | $4.57B | — | +3.7% |
| Shareholder equity | $6.10B | $5.87B | $5.87B | $5.76B | $5.50B | — | +3.9% |
| Net tangible assets | $2.95B | $2.70B | $2.70B | $2.58B | $2.33B | — | +9.2% |
| Shares issued | 49.38M | 51.97M | 52.09M | 52.49M | 52.83M | — | -5.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $298.60M | $274.10M | $225.20M | $265.60M | $235.30M | +8.9% |
| Depreciation & amortisation | $67.60M | $66.50M | $72.00M | $62.30M | $59.00M | +1.7% |
| Stock-based compensation | $25.80M | $17.60M | $25.00M | $23.20M | $22.40M | +46.6% |
| Change in working capital | $15.70M | -$172.70M | $269.60M | $77.40M | -$130.30M | +109.1% |
| Operating cash flow | $454.40M | $240.30M | $671.00M | $505.00M | $265.50M | +89.1% |
| Capital expenditure | -$45.20M | -$47.70M | -$59.30M | -$62.90M | -$59.90M | +5.2% |
| Investing cash flow | -$224.10M | -$282.30M | -$403.80M | -$269.50M | -$362.90M | +20.6% |
| Share buybacks | -$77.60M | -$124.20M | -$94.30M | -$81.80M | -$63.30M | +37.5% |
| Dividends paid | -$47.90M | -$44.00M | -$44.20M | -$40.60M | -$42.70M | -8.9% |
| Financing cash flow | -$123.30M | -$202.60M | -$136.20M | -$5.00M | -$104.30M | +39.1% |
| Free cash flow | $409.20M | $192.60M | $611.70M | $442.10M | $205.60M | +112.5% |
| End cash position | $1.70B | $1.59B | $1.83B | $1.71B | $1.49B | +6.7% |
Options analytics
Put / call volume
0.07
Call-heavy session
Put / call open interest
0.29
Positioning, not flow
Max pain
270.00
-0.4% from spot
ATM implied vol
32.0%
Nearest strike to spot
Skew (10% OTM)
-19.8%
Calls bid over puts
Call volume
81
Contracts, this expiry
Put volume
6
Contracts, this expiry
Heaviest call OI
290.00
204 contracts
Heaviest put OI
250.00
64 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 5.18 | 6.41 | +23.7% |
| Mar 2026 | 5.33 | 5.95 | +11.7% |
| Dec 2025 | 5.50 | 5.61 | +1.9% |
| Sep 2025 | 4.28 | 5.73 | +34.0% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 4.60 | 7 | $3.46B | +7.0% |
| Next quarter | 5.35 | 6 | $3.54B | +5.6% |
| Current year | 22.36 | 7 | $13.87B | +8.2% |
| Next year | 23.43 | 7 | $14.57B | +5.1% |
Analyst targets & ownership
Mean target$326.67
High target$355.00
Low target$300.00
Implied upside20.56%
Analyst count6
ConsensusSTRONG BUY
Strong buy / Buy3 / 4
Hold0
Sell / Strong sell0 / 0
Held by insiders0.70%
Held by institutions100.09%
Institutions holding870
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
265.54
+2.04% from price
SMA 20
273.34
-0.87% from price
SMA 50
279.92
-3.20% from price
SMA 100
272.02
-0.39% from price
SMA 200
250.77
+8.05% from price
EMA 12
269.07
+0.70% from price
EMA 26
273.22
-0.83% from price
EMA 50
274.64
-1.34% from price
RSI (14)
46.2
Neutral
MACD (12,26,9)
-4.15
Hist -0.18
ATR (14)
5.89
2.17% of price
Realised vol 30D
16.7%
Annualised
Bollinger upper
290.29
20, 2σ
Bollinger lower
256.38
20, 2σ
50 / 200 cross
Golden
279.92 vs 250.77
Trend bias
Above 200
+8.05%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.16
Less volatile than market
Correlation to SPY
0.10
Largely independent
Realised vol 30D
16.7%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-13.2%
Peak to trough
Max drawdown 5Y
-45.7%
Peak to trough
ATR 14
5.89
2.17% of price
Beta (reported)
0.53
5Y monthly, from filing
Short interest
Shares short
1.32M
Prior 1.15M
Change vs prior
+14.9%
Shorts adding
% of float
3.55%
Normal
% of shares out
2.68%
Against total outstanding
Days to cover
4.2
Liquid
Float
48.96M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 6, 26 | Morgan Stanley | MAINTAINED | Overweight | Overweight |
| Aug 28, 26 | BMO Capital | MAINTAINED | Outperform | Outperform |
| Aug 19, 26 | Morgan Stanley | MAINTAINED | Overweight | Overweight |
| Aug 13, 26 | UBS | MAINTAINED | Buy | Buy |
| Aug 7, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Aug 6, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Aug 6, 26 | Truist Securities | MAINTAINED | Buy | Buy |
| Jul 8, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Jul 6, 26 | Morgan Stanley | MAINTAINED | Overweight | Overweight |
| Jun 17, 26 | Truist Securities | MAINTAINED | Buy | Buy |
| May 26, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| May 14, 26 | Morgan Stanley | UPGRADE | Equal-Weight | Overweight |
Dividends & splits
Forward rate$3.52 / yr
Forward yield1.32%
5-year avg yield1.61%
Payout ratio16.47%
Ex-dividend dateAug 31, 2026
Next pay dateSep 28, 2026
Last split—
Split date—
SEC filings
Periodic Financial Reports
10-Q · 2026-08-06
Corporate Changes & Voting Matters
8-K · 2026-08-04
Annual report of employee stock purchase
11-K · 2026-06-24
Offering Registrations
S-8 · 2026-05-22
Periodic Financial Reports
10-Q · 2026-05-07
Corporate Changes & Voting Matters
8-K · 2026-05-05
Proxy Statements
DEFA14A · 2026-04-06
Periodic Financial Reports
10-K · 2026-02-19
Headlines
5 Stocks to Buy From the Prosperous Multiline Insurance Industry
Zacks · 11h ago
Assurant to Announce Third Quarter 2026 Financial Results
Business Wire · 1d ago
Should Assurant’s New Chile Financial Ecosystem Protection Push Matter to Assurant (AIZ) Investors?
Simply Wall St. · 2d ago
Morgan Stanley Adjusts Assurant Price Target to $300 From $320, Maintains Overweight Rating
MT Newswires · 2d ago
Are Investors Undervaluing Assurant (AIZ) Right Now?
Zacks · 5d ago
3 of Wall Street’s Favorite Stocks That Fall Short
StockStory · 5d ago
AIZ Stock Gains 20.1% in a Year: What Should Investors Know?
Zacks · 6d ago
Assurant (AIZ) Launches Chile Protection Offering, Is The Stock Below Fair Value?
Simply Wall St. · 6d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.