PFG
Principal Financial Group, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Neutral
+13/100
Last price
109.70
▼ 1.33 (1.20%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Overlay another symbol
Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
111.03
Prev close
111.03
Day high
111.86
Day low
109.44
Volume
1.63M
Market cap
$23.49B
P/E (TTM)
15.81
52W range
77.90 – 121.18
Day trading desk
Gap from prior close
+0.00%
Prior close 111.03
VWAP
110.21
-0.46% from price
Relative volume
1.97×
Unusually busy
Session range
3.24%
108.48 – 112.00
Position in range
35%
Mid range
ATR (14D)
2.42
2.21% of price
Prior day high
112.73
PDH
Prior day low
110.83
PDL
Bid / ask spread
—
Quote not published
Session volume
2.74M
Avg 1.39M
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-3.75%
-5.7%
1M
-5.98%
-7.1%
3M
-0.94%
-5.5%
6M
+20.47%
+2.3%
YTD
+24.36%
+10.1%
1Y
+30.22%
+13.8%
3Y
+52.21%
-30.0%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on PFG open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+215.66K
Net buying
Buy transactions
81
243.98K shares
Sell transactions
4
28.32K shares
Net transactions
+85
Buys less sells
Sell : buy shares
0.1 : 1
Mixed
Insider-held shares
2.40M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 25, 26 | CARTER-MILLER JOCELYN E. CPA Director |
STOCK | 648 | $0 | Direct |
| Sep 25, 26 | LITTLEFIELD CHRISTOPHER J. Officer |
STOCK | 538 | $0 | Direct |
| Sep 25, 26 | HOCHSCHILD ROGER C Director |
STOCK | 285 | $0 | Direct |
| Sep 25, 26 | PICKERELL BLAIR CHILTON Director |
STOCK | 273 | $0 | Direct |
| Sep 25, 26 | MCCULLUM KENNETH A. Officer |
STOCK | 71 | $0 | Direct |
| Sep 25, 26 | MURUZABAL CLAUDIO Director |
STOCK | 97 | $0 | Direct |
| Sep 25, 26 | AUERBACH JONATHAN Director |
STOCK | 161 | $0 | Direct |
| Sep 25, 26 | AGRAWAL VIVEK Officer |
STOCK | 226 | $0 | Direct |
| Sep 25, 26 | BHATIA KAMAL Officer |
STOCK | 415 | $0 | Direct |
| Sep 25, 26 | PITZ JOEL Chief Financial Officer |
STOCK | 228 | $0 | |
| Sep 25, 26 | KAY KATHLEEN B Chief Technology Officer |
STOCK | 383 | $0 | Direct |
| Sep 25, 26 | RIVERA ALFREDO Director |
STOCK | 113 | $0 | Direct |
| Sep 25, 26 | FRIEDRICH AMY CHRISTINE Officer |
STOCK | 577 | $0 | Direct |
| Sep 25, 26 | CHEONG WEE YEE Officer |
STOCK | 354 | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
AGRAWAL VIVEK |
Officer | 46.76K | Stock Award(Grant) |
BHATIA KAMAL |
Officer | 65.87K | Stock Award(Grant) |
CARTER-MILLER JOCELYN E. CPA |
Director | 91.98K | Stock Award(Grant) |
CHEONG WEE YEE |
Officer | 67.17K | Stock Award(Grant) |
FRIEDRICH AMY CHRISTINE |
Officer | 113.58K | Stock Award(Grant) |
HOUSTON DANIEL JOSEPH |
Officer and Director | 446.55K | Stock Award(Grant) |
LAMARQUE NATALIE |
General Counsel | 100.57K | Stock Award(Grant) |
LITTLEFIELD CHRISTOPHER J. |
Officer | 77.29K | Stock Award(Grant) |
PITZ JOEL |
Chief Financial Officer | — | Stock Award(Grant) |
STRABLE-SOETHOUT DEANNA D |
Chief Executive Officer | — | Stock Award(Grant) |
Fundamentals
Market cap$23.49B
Enterprise value$22.42B
Revenue (TTM)$15.69B
Gross profit$7.43B
EBITDA$2.15B
Net income$1.56B
EPS (TTM)$6.94
Free cash flow$1.06B
Total cash$6.37B
Total debt$4.55B
Book value / share$56.57
Shares outstanding214.10M
Float212.79M
Short % of float5.12%
Dividend yield3.03%
Beta (5Y)0.87
Valuation & profitability ratios
Trailing P/E15.81
Forward P/E10.62
PEG ratio1.06
Price / sales—
Price / book1.94
EV / revenue1.43
EV / EBITDA10.42
Gross margin47.34%
Operating margin12.34%
Profit margin9.93%
Return on equity12.95%
Return on assets0.35%
Debt / equity35.31
Current ratio1.59
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $15.63B | $16.13B | $13.67B | $17.54B | -3.1% |
| Operating revenue | $15.63B | $16.13B | $13.67B | $17.54B | -3.1% |
| Pre-tax income | $1.42B | $1.89B | $738.80M | $5.99B | -25.1% |
| Tax provision | $160.50M | $291.70M | $68.70M | $1.19B | -45.0% |
| Net income | $1.19B | $1.57B | $623.20M | $4.76B | -24.6% |
| Net income to common | $1.19B | $1.57B | $623.20M | $4.76B | -24.6% |
| Basic EPS | 5.32 | 6.77 | 2.58 | 18.94 | -21.4% |
| Diluted EPS | 5.25 | 6.68 | 2.55 | 18.63 | -21.4% |
| Basic shares | 222.80M | 226.23M | 236.44M | 251.10M | -1.5% |
| Diluted shares | 225.70M | 226.23M | 236.44M | 255.30M | -0.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $4.43B | $4.21B | $4.71B | $4.85B | +5.2% |
| Cash & short-term investments | $32.25B | $72.46B | $70.38B | $67.74B | -55.5% |
| Accounts receivable | $22.89B | $23.26B | $24.61B | $25.38B | -1.6% |
| Property, plant & equipment | $701.40M | $769.40M | $938.40M | $996.10M | -8.8% |
| Goodwill & intangibles | $2.87B | $2.94B | $3.08B | $3.13B | -2.5% |
| Total assets | $341.38B | $313.66B | $305.05B | $290.87B | +8.8% |
| Current debt | $27.70M | $152.70M | $61.10M | $380.60M | -81.9% |
| Long-term debt | $3.93B | $3.96B | $3.93B | $3.70B | -0.7% |
| Total debt | $3.95B | $4.11B | $3.99B | $4.08B | -3.7% |
| Total liabilities | $328.99B | $302.19B | $293.84B | $280.59B | +8.9% |
| Retained earnings | $18.07B | $17.58B | $16.68B | $16.70B | +2.8% |
| Shareholder equity | $11.88B | $11.09B | $10.92B | $9.98B | +7.2% |
| Net tangible assets | $9.02B | $8.15B | $7.84B | $6.85B | +10.7% |
| Shares issued | 496.88M | 494.73M | 492.28M | 489.80M | +0.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $1.26B | $1.60B | $670.10M | $4.80B | -21.4% |
| Depreciation & amortisation | $251.40M | $256.20M | $272.70M | $295.90M | -1.9% |
| Stock-based compensation | $109.90M | $108.70M | $99.40M | $91.30M | +1.1% |
| Change in working capital | $2.60B | $2.69B | $1.93B | $2.46B | -3.4% |
| Operating cash flow | $4.54B | $4.60B | $3.79B | $3.17B | -1.4% |
| Capital expenditure | -$98.00M | -$68.80M | -$102.00M | -$116.30M | -42.4% |
| Investing cash flow | -$4.14B | -$5.40B | -$1.35B | $1.06B | +23.4% |
| Share buybacks | -$902.70M | -$1.04B | -$740.40M | -$1.70B | +13.4% |
| Dividends paid | -$684.00M | -$658.40M | -$625.50M | -$642.30M | -3.9% |
| Financing cash flow | -$181.80M | $300.30M | -$2.59B | -$1.72B | -160.5% |
| Free cash flow | $4.44B | $4.53B | $3.69B | $3.06B | -2.1% |
| End cash position | $4.43B | $4.21B | $4.71B | $4.85B | +5.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $3.91B | $3.53B | $4.58B | $3.68B | $3.67B | — | +10.7% |
| Operating revenue | $3.91B | $3.53B | $4.58B | $3.68B | $3.67B | — | +10.7% |
| Pre-tax income | $496.30M | $481.80M | $635.60M | $248.40M | $503.10M | — | +3.0% |
| Tax provision | $66.00M | $68.90M | $110.40M | $14.50M | $69.60M | — | -4.2% |
| Net income | $403.40M | $424.60M | $517.00M | $213.80M | $406.20M | — | -5.0% |
| Net income to common | $403.40M | $424.60M | $517.00M | $213.80M | $406.20M | — | -5.0% |
| Basic EPS | 1.87 | 1.96 | — | 0.97 | 1.81 | 0.21 | -4.7% |
| Diluted EPS | 1.84 | 1.93 | — | 0.95 | 1.79 | 0.21 | -4.7% |
| Basic shares | 215.90M | 216.45M | — | 220.52M | 223.19M | 224.97M | -0.3% |
| Diluted shares | 218.70M | 220.30M | — | 225.20M | 223.19M | 228.80M | -0.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $5.26B | $4.05B | $4.43B | $5.14B | $3.66B | +29.7% |
| Cash & short-term investments | $33.10B | $31.66B | $32.25B | $31.99B | $30.94B | +4.5% |
| Accounts receivable | $22.39B | $22.39B | $22.89B | $23.03B | $23.13B | -0.0% |
| Property, plant & equipment | $778.70M | $714.90M | $701.40M | $716.20M | $724.70M | +8.9% |
| Goodwill & intangibles | $2.86B | $2.86B | $2.87B | $2.85B | $2.87B | -0.1% |
| Total assets | $352.75B | $332.70B | $341.38B | $334.49B | $323.10B | +6.0% |
| Current debt | $16.20M | $18.20M | $27.70M | $13.00M | $24.10M | -11.0% |
| Long-term debt | $4.32B | $3.93B | $3.93B | $3.92B | $3.92B | +10.1% |
| Total debt | $4.34B | $3.95B | $3.95B | $3.94B | $3.95B | +10.0% |
| Total liabilities | $339.86B | $320.31B | $328.99B | $322.36B | $311.25B | +6.1% |
| Retained earnings | $18.54B | $18.32B | $18.07B | $17.73B | $17.69B | +1.2% |
| Shareholder equity | $12.14B | $11.82B | $11.88B | $11.67B | $11.42B | +2.8% |
| Net tangible assets | $9.28B | $8.95B | $9.02B | $8.82B | $8.55B | +3.7% |
| Shares issued | 214.64M | 498.51M | 496.88M | 496.74M | 496.57M | -56.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Operating cash flow | $2.08B | $187.10M | $1.74B | $1.00B | $811.90M | +1,010.3% |
| Capital expenditure | -$67.60M | -$33.80M | -$34.40M | -$24.00M | -$23.20M | -100.0% |
| Investing cash flow | -$1.42B | -$959.80M | -$3.10B | $167.80M | -$249.70M | -48.1% |
| Share buybacks | -$257.70M | -$235.00M | -$275.40M | -$227.70M | -$159.30M | -9.7% |
| Dividends paid | -$176.50M | -$173.50M | -$172.40M | -$172.90M | -$169.70M | -1.7% |
| Financing cash flow | $549.30M | $395.70M | $651.40M | $306.50M | -$778.90M | +38.8% |
| Free cash flow | $2.01B | $153.30M | $1.71B | $979.80M | $788.70M | +1,211.0% |
| End cash position | $5.26B | $4.05B | $4.43B | $5.14B | $3.66B | +29.7% |
Options analytics
Put / call volume
0.93
Call-heavy session
Put / call open interest
0.33
Positioning, not flow
Max pain
105.00
-4.3% from spot
ATM implied vol
53.1%
Nearest strike to spot
Skew (10% OTM)
-2.1%
Calls bid over puts
Call volume
616
Contracts, this expiry
Put volume
574
Contracts, this expiry
Heaviest call OI
120.00
243 contracts
Heaviest put OI
110.00
85 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 2.33 | 2.50 | +7.1% |
| Mar 2026 | 2.01 | 2.07 | +2.9% |
| Dec 2025 | 2.22 | 2.19 | -1.6% |
| Sep 2025 | 2.20 | 2.10 | -4.5% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 2.49 | 9 | $4.30B | +10.4% |
| Next quarter | 2.51 | 9 | $4.57B | +2.4% |
| Current year | 9.54 | 10 | $16.34B | +1.8% |
| Next year | 10.33 | 10 | $17.72B | +8.5% |
Analyst targets & ownership
Mean target$111.58
High target$128.00
Low target$86.00
Implied upside1.72%
Analyst count12
ConsensusHOLD
Strong buy / Buy2 / 0
Hold8
Sell / Strong sell0 / 2
Held by insiders1.12%
Held by institutions81.43%
Institutions holding1.29K
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
112.83
-2.78% from price
SMA 20
114.45
-4.15% from price
SMA 50
113.74
-3.55% from price
SMA 100
110.82
-1.01% from price
SMA 200
101.82
+7.74% from price
EMA 12
112.77
-2.72% from price
EMA 26
113.46
-3.32% from price
EMA 50
112.88
-2.82% from price
RSI (14)
36.5
Neutral
MACD (12,26,9)
-0.70
Hist -0.68
ATR (14)
2.42
2.21% of price
Realised vol 30D
24.6%
Annualised
Bollinger upper
118.91
20, 2σ
Bollinger lower
110.00
20, 2σ
50 / 200 cross
Golden
113.74 vs 101.82
Trend bias
Above 200
+7.74%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.60
Less volatile than market
Correlation to SPY
0.35
Loosely linked
Realised vol 30D
24.6%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-12.7%
Peak to trough
Max drawdown 5Y
-31.1%
Peak to trough
ATR 14
2.42
2.21% of price
Beta (reported)
0.87
5Y monthly, from filing
Short interest
Shares short
9.45M
Prior 8.81M
Change vs prior
+7.4%
Shorts adding
% of float
5.12%
Normal
% of shares out
4.42%
Against total outstanding
Days to cover
7.9
Crowded exit
Float
212.79M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Sep 28, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Sep 10, 26 | UBS | MAINTAINED | Neutral | Neutral |
| Aug 3, 26 | JP Morgan | MAINTAINED | Neutral | Neutral |
| Jul 28, 26 | B of A Securities | MAINTAINED | Underperform | Underperform |
| Jul 28, 26 | Evercore ISI Group | MAINTAINED | In-Line | In-Line |
| Jul 22, 26 | Wells Fargo | MAINTAINED | Equal-Weight | Equal-Weight |
| Jul 21, 26 | JP Morgan | MAINTAINED | Neutral | Neutral |
| Jul 13, 26 | Evercore ISI Group | MAINTAINED | In-Line | In-Line |
| Jul 13, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jul 10, 26 | Jefferies | MAINTAINED | Hold | Hold |
| Jul 9, 26 | Wells Fargo | MAINTAINED | Equal-Weight | Equal-Weight |
| Jul 7, 26 | Barclays | MAINTAINED | Underweight | Underweight |
Dividends & splits
Forward rate$3.36 / yr
Forward yield3.03%
5-year avg yield3.36%
Payout ratio45.44%
Ex-dividend dateSep 3, 2026
Next pay dateSep 25, 2026
Last split—
Split date—
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-10
Periodic Financial Reports
10-Q · 2026-07-29
Corporate Changes & Voting Matters
8-K · 2026-07-27
Corporate Changes & Voting Matters
8-K · 2026-07-20
Annual report of employee stock purchase
11-K · 2026-06-24
Corporate Changes & Voting Matters
8-K · 2026-06-01
Corporate Changes & Voting Matters
8-K · 2026-05-20
Periodic Financial Reports
10-Q · 2026-04-29
Headlines
5 Stocks to Buy From the Prosperous Multiline Insurance Industry
Zacks · 10h ago
Barclays Adjusts Principal Financial Group PT to $86 From $92, Maintains Underweight Rating
MT Newswires · 15h ago
3 U.S. Life Insurance Stocks That Could Benefit From Higher Long Term Yields
Simply Wall St. · 2d ago
Principal® to Announce Third Quarter 2026 Financial Results
Business Wire · 6d ago
Why Principal Financial (PFG) is a Top Dividend Stock for Your Portfolio
Zacks · 7d ago
PFG vs. ALIZY: Which Stock Is the Better Value Option?
Zacks · 8d ago
3 Principal Financial Group Mutual Funds to Keep on Your Radar
Zacks · 8d ago
Is the Options Market Predicting a Spike in Principal Financial Stock?
Zacks · 9d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.