ZION
Zions Bancorporation, National Association
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Neutral
-8/100
Last price
62.85
▼ 0.43 (0.68%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
63.57
Prev close
63.28
Day high
63.85
Day low
62.60
Volume
1.52M
Market cap
$9.17B
P/E (TTM)
8.06
52W range
46.19 – 73.34
Day trading desk
Gap from prior close
+0.46%
Prior close 63.28
VWAP
62.90
-0.08% from price
Relative volume
1.12×
Normal
Session range
2.00%
62.60 – 63.85
Position in range
20%
Near session low
ATR (14D)
1.21
1.92% of price
Prior day high
63.83
PDH
Prior day low
62.70
PDL
Bid / ask spread
—
Quote not published
Session volume
1.71M
Avg 1.53M
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+0.38%
-1.6%
1M
-9.40%
-10.6%
3M
-8.44%
-13.0%
6M
+6.36%
-11.8%
YTD
+7.36%
-6.9%
1Y
+10.40%
-6.0%
3Y
+80.14%
-2.1%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on ZION open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+310.33K
Net buying
Buy transactions
11
403.88K shares
Sell transactions
5
93.55K shares
Net transactions
+16
Buys less sells
Sell : buy shares
0.2 : 1
Mixed
Insider-held shares
1.85M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 11, 26 | SIMMONS HARRIS H Chief Executive Officer |
STOCK | 30.24K | $0 | Direct |
| Aug 4, 26 | LAW SCOTT A. Officer |
SELL | 4.61K | $333.73K | Direct |
| Aug 4, 26 | LAW SCOTT A. Officer |
CONVERSION | 4.61K | $210.35K | Direct |
| Aug 4, 26 | MCLEAN SCOTT J President |
SELL | 83.28K | $5.89M | |
| Aug 4, 26 | MCLEAN SCOTT J President |
CONVERSION | 37.23K | $1.88M | Direct |
| Aug 3, 26 | SIMMONS HARRIS H Chief Executive Officer |
STOCK | 314.11K | $0 | Direct |
| Jul 28, 26 | STEWARD DEREK Officer |
SELL | 894 | $62.27K | Direct |
| Jul 28, 26 | STEWARD DEREK Officer |
CONVERSION | 894 | $40.81K | Direct |
| Jul 28, 26 | MCLEAN SCOTT J President |
STOCK | 6.65K | $0 | Direct |
| May 8, 26 | SMITH JENNIFER ANNE Officer |
SELL | 4.21K | $263.07K | Indirect |
| May 6, 26 | RICHARDS ROBERT RYAN Officer |
CONVERSION | 2.00K | $106.01K | Direct |
| May 4, 26 | SMITH JENNIFER ANNE Officer |
SELL | 550 | $34.63K | Direct |
| May 1, 26 | MURPHY EDWARD F Director |
STOCK | 2.06K | $130.00K | Direct |
| May 1, 26 | CONTRERAS-SWEET MARIA Director |
STOCK | 2.06K | $130.00K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BURDISS PAUL E |
Chief Financial Officer | 89.53K | Stock Gift |
ELLINGSEN ERIC |
Officer | 44.47K | Stock Award(Grant) |
KYRIAKAKIS CHRISTOPHER |
Officer | 39.12K | Stock Award(Grant) |
LAW SCOTT A. |
Officer | 32.89K | Sale |
MCLEAN SCOTT J |
President | — | Sale |
MURPHY EDWARD F |
Director | 43.25K | Stock Award(Grant) |
RICHARDS ROBERT RYAN |
Officer | 36.90K | Conversion of Exercise of derivative security |
SIMMONS HARRIS H |
Chief Executive Officer | 1.33M | Stock Gift |
STEPHENS STEVEN DAN |
Officer | 48.28K | Stock Award(Grant) |
YASTINE BARBARA A |
Director | 25.06K | Stock Award(Grant) |
Fundamentals
Market cap$9.17B
Enterprise value$9.20B
Revenue (TTM)$3.69B
Gross profit$3.69B
EBITDA—
Net income$1.15B
EPS (TTM)$7.80
Free cash flow—
Total cash$3.73B
Total debt$3.70B
Book value / share$52.18
Shares outstanding145.95M
Float143.51M
Short % of float4.79%
Dividend yield3.03%
Beta (5Y)0.83
Valuation & profitability ratios
Trailing P/E8.06
Forward P/E9.22
PEG ratio3.44
Price / sales—
Price / book1.20
EV / revenue2.50
EV / EBITDA—
Gross margin0.00%
Operating margin52.12%
Profit margin31.76%
Return on equity16.40%
Return on assets1.32%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $3.38B | $3.13B | $3.12B | $3.15B | +8.1% |
| Operating revenue | $3.38B | $3.13B | $3.12B | $3.15B | +8.1% |
| Selling, general & admin | $1.49B | $1.41B | $1.40B | $1.32B | +5.5% |
| Pre-tax income | $1.18B | $1.01B | $886.00M | $1.15B | +16.1% |
| Tax provision | $276.00M | $228.00M | $206.00M | $245.00M | +21.1% |
| Net income | $899.00M | $784.00M | $680.00M | $907.00M | +14.7% |
| Net income to common | $884.00M | $729.00M | $642.00M | $870.00M | +21.3% |
| Basic EPS | 6.01 | 4.95 | 4.39 | 5.80 | +21.4% |
| Diluted EPS | 6.01 | 4.95 | 4.35 | 5.79 | +21.4% |
| Basic shares | 147.12M | 147.21M | 147.75M | 150.06M | -0.1% |
| Diluted shares | 147.16M | 147.22M | 147.76M | 150.27M | -0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $2.88B | $3.50B | $2.20B | $2.00B | -17.6% |
| Property, plant & equipment | $1.36B | $1.37B | $1.40B | $1.41B | -0.2% |
| Goodwill & intangibles | $1.09B | $1.05B | $1.06B | $1.06B | +3.7% |
| Total assets | $88.99B | $88.78B | $87.20B | $89.55B | +0.2% |
| Current debt | $2.00B | $2.52B | $1.52B | $7.10B | -20.8% |
| Long-term debt | $1.47B | $946.00M | $538.00M | $647.00M | +55.2% |
| Total debt | $3.47B | $3.48B | $2.07B | $7.75B | -0.1% |
| Total liabilities | $81.81B | $82.65B | $81.51B | $84.65B | -1.0% |
| Retained earnings | $7.33B | $6.70B | $6.21B | $5.81B | +9.4% |
| Shareholder equity | $7.18B | $6.12B | $5.69B | $4.89B | +17.2% |
| Net tangible assets | $6.09B | $5.07B | $4.63B | $3.83B | +20.1% |
| Shares issued | 147.65M | 147.87M | 148.15M | 148.66M | -0.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $899.00M | $784.00M | $680.00M | $907.00M | +14.7% |
| Depreciation & amortisation | $116.00M | $124.00M | $140.00M | $110.00M | -6.5% |
| Stock-based compensation | $35.00M | $33.00M | $33.00M | $30.00M | +6.1% |
| Change in working capital | -$26.00M | $177.00M | -$148.00M | $390.00M | -114.7% |
| Operating cash flow | $1.07B | $1.15B | $885.00M | $1.47B | -6.5% |
| Capital expenditure | -$121.00M | -$97.00M | -$113.00M | -$190.00M | -24.7% |
| Investing cash flow | $738.00M | -$1.64B | $2.37B | $1.41B | +145.0% |
| Share buybacks | -$41.00M | -$410.00M | -$51.00M | -$202.00M | +90.0% |
| Dividends paid | -$267.00M | -$289.00M | -$282.00M | -$269.00M | +7.6% |
| Financing cash flow | -$1.78B | $427.00M | -$3.20B | -$2.81B | -516.6% |
| Free cash flow | $952.00M | $1.05B | $772.00M | $1.28B | -9.4% |
| End cash position | $683.00M | $651.00M | $716.00M | $657.00M | +4.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $1.14B | $849.00M | $891.00M | $861.00M | $838.00M | +33.9% |
| Operating revenue | $1.14B | $849.00M | $891.00M | $861.00M | $838.00M | +33.9% |
| Selling, general & admin | $370.00M | $390.00M | $391.00M | $360.00M | $366.00M | -5.1% |
| Pre-tax income | $583.00M | $294.00M | $339.00M | $285.00M | $312.00M | +98.3% |
| Tax provision | $130.00M | $61.00M | $76.00M | $63.00M | $68.00M | +113.1% |
| Net income | $453.00M | $233.00M | $263.00M | $222.00M | $244.00M | +94.4% |
| Net income to common | $446.00M | $229.00M | $259.00M | $218.00M | $240.00M | +94.8% |
| Basic EPS | 3.05 | 1.56 | 1.76 | 1.48 | 1.63 | +95.5% |
| Diluted EPS | 3.05 | 1.56 | 1.76 | 1.48 | 1.63 | +95.5% |
| Basic shares | 146.12M | 146.95M | 147.05M | 147.04M | 147.04M | -0.6% |
| Diluted shares | 146.21M | 147.04M | 147.12M | 147.13M | 147.05M | -0.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $2.21B | $2.40B | $2.88B | $3.17B | $2.56B | -8.0% |
| Property, plant & equipment | $1.36B | $1.36B | $1.36B | $1.36B | $1.36B | 0.0% |
| Goodwill & intangibles | $1.09B | $1.09B | $1.09B | $1.09B | $1.10B | -0.3% |
| Total assets | $89.04B | $87.96B | $88.99B | $88.53B | $88.89B | +1.2% |
| Current debt | — | — | $2.00B | — | — | — |
| Long-term debt | $1.95B | $1.96B | $1.47B | $1.47B | $966.00M | -0.4% |
| Total debt | $1.96B | $1.96B | $3.47B | $1.47B | $970.00M | -0.4% |
| Total liabilities | $81.36B | $80.66B | $81.81B | $81.67B | $82.30B | +0.9% |
| Retained earnings | $7.88B | $7.50B | $7.33B | $7.13B | $6.98B | +5.1% |
| Shareholder equity | $7.68B | $7.30B | $7.18B | $6.87B | $6.60B | +5.3% |
| Net tangible assets | $6.59B | $6.21B | $6.09B | $5.77B | $5.50B | +6.3% |
| Shares issued | 145.94M | 147.08M | 147.65M | 147.64M | 147.60M | -0.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $453.00M | $233.00M | $263.00M | $222.00M | $244.00M | +94.4% |
| Depreciation & amortisation | $27.00M | $30.00M | $29.00M | $30.00M | $29.00M | -10.0% |
| Stock-based compensation | $6.00M | $18.00M | $6.00M | $6.00M | $6.00M | -66.7% |
| Change in working capital | $223.00M | $138.00M | $220.00M | $146.00M | -$322.00M | +61.6% |
| Operating cash flow | $422.00M | $423.00M | $518.00M | $438.00M | -$62.00M | -0.2% |
| Capital expenditure | -$33.00M | -$25.00M | -$38.00M | -$25.00M | -$31.00M | -32.0% |
| Investing cash flow | -$688.00M | $428.00M | -$651.00M | $359.00M | -$631.00M | -260.7% |
| Share buybacks | -$75.00M | -$77.00M | $0 | $0 | $0 | +2.6% |
| Dividends paid | -$68.00M | -$68.00M | -$68.00M | -$68.00M | -$65.00M | 0.0% |
| Financing cash flow | $398.00M | -$873.00M | $45.00M | -$806.00M | $640.00M | +145.6% |
| Free cash flow | $389.00M | $398.00M | $480.00M | $413.00M | -$93.00M | -2.3% |
| End cash position | $793.00M | $661.00M | $683.00M | $771.00M | $780.00M | +20.0% |
Options analytics
Put / call volume
5.67
Put-heavy session
Put / call open interest
2.11
Positioning, not flow
Max pain
47.50
-24.4% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
0.0%
Calls bid over puts
Call volume
120
Contracts, this expiry
Put volume
680
Contracts, this expiry
Heaviest call OI
57.50
31 contracts
Heaviest put OI
42.50
56 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.57 | 1.64 | +4.3% |
| Mar 2026 | 1.43 | 1.54 | +8.0% |
| Dec 2025 | 1.57 | 1.64 | +4.5% |
| Sep 2025 | 1.39 | 1.54 | +10.5% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.65 | 14 | $893.16M | +2.4% |
| Next quarter | 1.69 | 14 | $906.89M | +0.5% |
| Current year | 6.58 | 14 | $3.62B | +5.5% |
| Next year | 6.82 | 15 | $3.71B | +2.6% |
Analyst targets & ownership
Mean target$73.27
High target$80.00
Low target$64.00
Implied upside16.58%
Analyst count22
ConsensusHOLD
Strong buy / Buy0 / 7
Hold12
Sell / Strong sell2 / 2
Held by insiders1.27%
Held by institutions84.83%
Institutions holding762
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
62.97
-0.19% from price
SMA 20
64.85
-3.09% from price
SMA 50
67.63
-7.07% from price
SMA 100
67.08
-6.30% from price
SMA 200
63.43
-0.91% from price
EMA 12
63.62
-1.21% from price
EMA 26
65.08
-3.43% from price
EMA 50
66.28
-5.18% from price
RSI (14)
34.5
Neutral
MACD (12,26,9)
-1.46
Hist -0.02
ATR (14)
1.21
1.92% of price
Realised vol 30D
19.7%
Annualised
Bollinger upper
69.45
20, 2σ
Bollinger lower
60.25
20, 2σ
50 / 200 cross
Golden
67.63 vs 63.43
Trend bias
Below 200
-0.91%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.93
Less volatile than market
Correlation to SPY
0.40
Loosely linked
Realised vol 30D
19.7%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-18.7%
Peak to trough
Max drawdown 5Y
-73.2%
Peak to trough
ATR 14
1.21
1.92% of price
Beta (reported)
0.83
5Y monthly, from filing
Short interest
Shares short
5.96M
Prior 5.49M
Change vs prior
+8.6%
Shorts adding
% of float
4.79%
Normal
% of shares out
4.08%
Against total outstanding
Days to cover
4.5
Liquid
Float
143.51M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 5, 26 | TD Cowen | MAINTAINED | Hold | Hold |
| Oct 1, 26 | JP Morgan | MAINTAINED | Underweight | Underweight |
| Oct 1, 26 | Evercore ISI Group | MAINTAINED | Underperform | Underperform |
| Oct 1, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Sep 28, 26 | Morgan Stanley | MAINTAINED | Underweight | Underweight |
| Sep 8, 26 | Morgan Stanley | DOWNGRADE | Overweight | Underweight |
| Jul 23, 26 | Evercore ISI Group | DOWNGRADE | In-Line | Underperform |
| Jul 21, 26 | Wells Fargo | MAINTAINED | Equal-Weight | Equal-Weight |
| Jul 21, 26 | DA Davidson | MAINTAINED | Buy | Buy |
| Jul 21, 26 | RBC Capital | MAINTAINED | Sector Perform | Sector Perform |
| Jul 21, 26 | Stephens & Co. | MAINTAINED | Overweight | Overweight |
| Jul 21, 26 | JP Morgan | DOWNGRADE | Neutral | Underweight |
Dividends & splits
Forward rate$1.92 / yr
Forward yield3.03%
5-year avg yield3.18%
Payout ratio22.93%
Ex-dividend dateAug 13, 2026
Next pay dateAug 20, 2026
Last split4:1
Split dateMay 15, 1997
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-09
Annual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX
N-PX · 2026-08-17
Periodic Financial Reports
10-Q · 2026-08-06
Corporate Changes & Voting Matters
8-K · 2026-07-20
Annual report of employee stock purchase
11-K · 2026-06-25
Corporate Changes & Voting Matters
8-K · 2026-06-02
Periodic Financial Reports
10-Q · 2026-05-07
Corporate Changes & Voting Matters
8-K · 2026-05-04
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.