NRIM
Northrim BanCorp, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Last price
25.80
▲ 0.06 (0.23%)
MARKET · —
Price
Open
25.74
Prev close
25.74
Day high
26.00
Day low
25.35
Volume
175.60K
Market cap
$573.91M
P/E (TTM)
8.49
52W range
19.60 – 30.82
Trailing performance
Returnvs SPY
1W
-5.32%
-4.0%
1M
-4.97%
-8.7%
3M
+5.35%
+2.3%
6M
+1.26%
-9.8%
YTD
-3.04%
-15.3%
1Y
+17.85%
-2.1%
3Y
+130.51%
+56.3%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$573.91M
Enterprise value$491.78M
Revenue (TTM)$215.73M
Gross profit$215.73M
EBITDA—
Net income$68.52M
EPS (TTM)$3.04
Free cash flow—
Total cash$184.00M
Total debt$101.86M
Book value / share$15.63
Shares outstanding22.24M
Float21.81M
Short % of float2.97%
Dividend yield2.48%
Beta (5Y)0.90
Valuation & profitability ratios
Trailing P/E8.49
Forward P/E9.40
PEG ratio—
Price / sales—
Price / book1.65
EV / revenue2.28
EV / EBITDA—
Gross margin0.00%
Operating margin39.73%
Profit margin31.76%
Return on equity21.49%
Return on assets2.06%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $212.81M | $156.75M | $0 | $0 |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $64.61M | $36.97M | $25.39M | $30.74M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $64.61M | $36.97M | $25.39M | $30.74M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.61 | 0.68 | +11.5% |
| Mar 2026 | 0.53 | 0.61 | +15.1% |
| Dec 2025 | 0.66 | 0.54 | -18.2% |
| Sep 2025 | 0.59 | 0.71 | +21.1% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.70 | 2 | $55.60M | -16.5% |
| Next quarter | 0.64 | 2 | $55.10M | +6.7% |
| Current year | 2.62 | 2 | $214.90M | +1.0% |
| Next year | 2.75 | 2 | $276.00M | +28.4% |
Analyst targets & ownership
Mean target$30.50
High target$31.00
Low target$30.00
Implied upside18.22%
Analyst count2
ConsensusBUY
Strong buy / Buy0 / 1
Hold1
Sell / Strong sell0 / 0
Held by insiders3.03%
Held by institutions76.62%
Institutions holding224
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
+14.68K
Net buying
Buy transactions
2
32.17K shares
Sell transactions
2
17.49K shares
Net transactions
+4
Buys less sells
Sell : buy shares
0.5 : 1
Mixed
Insider-held shares
672.90K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 3, 26 | EDWARDS MARK DOUGLAS Officer |
SELL | 4.00K | $106.66K | Direct |
| Jul 31, 26 | CRIQUI JASON Officer |
SELL | 13.49K | $356.66K | Direct |
| Mar 23, 26 | HUSTON MICHAEL G Chief Executive Officer |
— | 17.14K | — | Direct |
| Mar 23, 26 | BALLARD JED W Chief Financial Officer |
— | 15.03K | — | Direct |
| Jan 30, 26 | BALLARD JED W Chief Financial Officer |
BUY | 1.29K | $29.98K | |
| Jan 29, 26 | HUSTON MICHAEL G Chief Executive Officer |
BUY | 1.50K | $34.20K | Direct |
| Dec 10, 25 | THOMAS LINDA C Director |
BUY | 800 | $19.96K | Direct |
| Dec 9, 25 | HEGNA SHAUNA Director |
BUY | 1.19K | $29.94K | Direct |
| Dec 9, 25 | MCCAMBRIDGE DAVID J Director |
BUY | 1.15K | $28.60K | Indirect |
| Dec 9, 25 | SCHIERHORN JOSEPH M Chairman of the Board |
CONVERSION | 41.69K | $347.09K | Direct |
| Mar 27, 25 | HUSTON MICHAEL G Chief Executive Officer |
STOCK | 2.39K | $179.03K | Direct |
| Mar 27, 25 | BALLARD JED W Chief Financial Officer |
STOCK | 1.41K | $106.01K | Direct |
| Mar 24, 25 | ROMANO MARILYN F Director |
BUY | 200 | $15.13K | Direct |
| Feb 25, 25 | SCHIERHORN JOSEPH M Chairman of the Board |
STOCK | 294 | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BALLARD JED W |
Chief Financial Officer | 30.33K | Conversion of Exercise of derivative security |
CRIQUI JASON |
Officer | 15.10K | Sale |
EDWARDS MARK DOUGLAS |
Officer | 23.42K | Sale |
HEGNA SHAUNA |
Director | 1.64K | Purchase |
HUSTON MICHAEL G |
Chief Executive Officer | 96.13K | Conversion of Exercise of derivative security |
MCCAMBRIDGE DAVID J |
Director | — | Purchase |
ROMANO MARILYN F |
Director | 1.21K | Purchase |
SCHIERHORN JOSEPH M |
Chairman of the Board | 202.38K | Conversion of Exercise of derivative security |
SWALLING JOHN C |
Director | — | Stock Gift |
THOMAS LINDA C |
Director | 5.49K | Purchase |
Moving averages & technicals
SMA 10
26.53
-2.76% from price
SMA 20
26.64
-3.15% from price
SMA 50
26.79
-3.70% from price
SMA 100
25.60
+0.80% from price
SMA 200
25.29
+2.03% from price
EMA 12
26.44
-2.42% from price
EMA 26
26.64
-3.15% from price
EMA 50
26.46
-2.50% from price
RSI (14)
38.6
Neutral
MACD (12,26,9)
-0.20
Hist -0.14
ATR (14)
0.60
2.34% of price
Realised vol 30D
22.6%
Annualised
Bollinger upper
27.54
20, 2σ
Bollinger lower
25.74
20, 2σ
50 / 200 cross
Golden
26.79 vs 25.29
Trend bias
Above 200
+2.03%
Risk profile
Beta vs SPY
0.69
Less volatile than market
Correlation to SPY
0.26
Largely independent
Realised vol 30D
22.6%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-25.4%
Peak to trough
Max drawdown 5Y
-38.5%
Peak to trough
ATR 14
0.60
2.34% of price
Beta (reported)
0.90
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
0.00
Call-heavy session
Put / call open interest
0.03
Positioning, not flow
Max pain
20.00
-22.5% from spot
ATM implied vol
50.4%
Nearest strike to spot
Skew (10% OTM)
-44.6%
Calls bid over puts
Call volume
32
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
22.50
26 contracts
Heaviest put OI
25.00
1 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
Should Value Investors Buy Northrim BanCorp (NRIM) Stock?
Zacks · 5d ago
Northrim Bancorp Insider Sold Shares Worth $356,657, According to a Recent SEC Filing
MT Newswires · 19d ago
KBRA Comments on Northrim BanCorp, Inc.'s Proposed Acquisition of PBCO Financial Corporation
Business Wire · 26d ago
Alaska bank to buy Oregon lender for $167.3M
Banking Dive · 30d ago
Northrim BanCorp (NRIM) Surpasses Q2 Earnings and Revenue Estimates
Zacks · 31d ago
Northrim: Q2 Earnings Snapshot
Associated Press · 31d ago
Northrim BanCorp, Inc. Signs Definitive Agreement to Acquire PBCO Financial Corporation
GlobeNewswire · 31d ago
Northrim BanCorp Earns $15.3 Million, or $0.68 Per Diluted Share, in Second Quarter 2026
GlobeNewswire · 31d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.