BSRR
Sierra Bancorp
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Neutral
+18/100
Last price
39.48
▲ 0.09 (0.23%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
39.57
Prev close
39.39
Day high
39.88
Day low
39.44
Volume
31.18K
Market cap
$511.79M
P/E (TTM)
11.61
52W range
26.49 – 43.13
Day trading desk
Gap from prior close
+0.46%
Prior close 39.39
VWAP
39.67
-0.49% from price
Relative volume
0.43×
Quiet session
Session range
1.10%
39.44 – 39.88
Position in range
9%
Near session low
ATR (14D)
0.72
1.82% of price
Prior day high
39.98
PDH
Prior day low
39.00
PDL
Bid / ask spread
—
Quote not published
Session volume
24.32K
Avg 56.27K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+0.79%
-1.2%
1M
-3.89%
-5.1%
3M
-1.52%
-6.0%
6M
+14.07%
-4.1%
YTD
+20.81%
+6.6%
1Y
+36.94%
+20.5%
3Y
+108.23%
+26.0%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on BSRR open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-11.00K
Net selling
Buy transactions
3
15.00K shares
Sell transactions
5
26.00K shares
Net transactions
+8
Buys less sells
Sell : buy shares
1.7 : 1
Mixed
Insider-held shares
1.40M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jul 31, 26 | CASTLE JULIE G Director |
SELL | 1.00K | $40.70K | Direct |
| May 29, 26 | BOYLE HUGH F. Officer |
SELL | 10.00K | $382.09K | Direct |
| May 22, 26 | TREECE CHRISTOPHER G Chief Financial Officer |
SELL | 10.00K | $381.77K | Direct |
| May 22, 26 | TREECE CHRISTOPHER G Chief Financial Officer |
CONVERSION | 10.00K | $271.10K | Direct |
| May 18, 26 | CHRISTENSON VONN R. Director |
SELL | 1.05K | $40.03K | Direct |
| May 18, 26 | CHRISTENSON VONN R. Director |
CONVERSION | 1.05K | $29.70K | Direct |
| May 8, 26 | CHRISTENSON VONN R. Director |
SELL | 3.95K | $150.20K | Direct |
| May 8, 26 | CHRISTENSON VONN R. Director |
CONVERSION | 3.95K | $111.34K | Direct |
| Feb 17, 26 | BERRA ALBERT L Director |
CONVERSION | 5.00K | $86.25K | Direct |
| Feb 13, 26 | CASTLE JULIE G Director |
SELL | 250 | $9.38K | Direct |
| Feb 12, 26 | TREECE CHRISTOPHER G Chief Financial Officer |
STOCK | 6.95K | $0 | Direct |
| Feb 12, 26 | MCPHAILL KEVIN J Chief Executive Officer |
STOCK | 13.20K | $0 | Direct |
| Feb 12, 26 | OLAGUE MICHAEL W Officer |
STOCK | 6.95K | $0 | Direct |
| Feb 12, 26 | BOYLE HUGH F. Officer |
STOCK | 5.37K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BERRA ALBERT L |
Director | 280.81K | Conversion of Exercise of derivative security |
BOYLE HUGH F. |
Officer | 21.78K | Sale |
COEN NATALIA M |
Officer | 27.49K | Stock Award(Grant) |
DUTTO LAURENCE S |
Director | 16.51K | Stock Award(Grant) |
HOLLY JAMES C |
Director | 344.11K | Sale |
MCPHAILL KEVIN J |
Chief Executive Officer | 89.86K | Stock Award(Grant) |
OLAGUE MICHAEL W |
Officer | 36.27K | Stock Award(Grant) |
SCEARCY LYNDA |
Director | 41.27K | Sale |
THARP MORRIS A |
Director | 430.90K | Stock Award(Grant) |
TREECE CHRISTOPHER G |
Chief Financial Officer | 39.09K | Sale |
Fundamentals
Market cap$511.79M
Enterprise value$725.25M
Revenue (TTM)$151.83M
Gross profit$151.83M
EBITDA—
Net income$45.03M
EPS (TTM)$3.40
Free cash flow—
Total cash$142.70M
Total debt$363.00M
Book value / share$28.69
Shares outstanding12.96M
Float11.39M
Short % of float3.76%
Dividend yield2.74%
Beta (5Y)0.75
Valuation & profitability ratios
Trailing P/E11.61
Forward P/E10.42
PEG ratio1.43
Price / sales—
Price / book1.38
EV / revenue4.78
EV / EBITDA—
Gross margin0.00%
Operating margin36.10%
Profit margin29.66%
Return on equity12.46%
Return on assets1.20%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $146.49M | $138.82M | $118.16M | $130.29M | +5.5% |
| Operating revenue | $146.49M | $138.82M | $118.16M | $130.29M | +5.5% |
| Selling, general & admin | $52.58M | $51.76M | $53.19M | $48.78M | +1.6% |
| Pre-tax income | $56.34M | $53.87M | $46.46M | $44.91M | +4.6% |
| Tax provision | $14.02M | $13.31M | $11.62M | $11.26M | +5.3% |
| Net income | $42.33M | $40.56M | $34.84M | $33.66M | +4.4% |
| Net income to common | $42.33M | $40.56M | $34.84M | $33.66M | +4.4% |
| Basic EPS | 3.14 | 2.84 | 2.37 | 2.25 | +10.6% |
| Diluted EPS | 3.11 | 2.82 | 2.36 | 2.25 | +10.3% |
| Basic shares | 13.50M | 14.28M | 14.71M | 14.96M | -5.5% |
| Diluted shares | 13.59M | 14.40M | 14.74M | 14.99M | -5.6% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $135.63M | $100.66M | $78.60M | $77.13M | +34.7% |
| Accounts receivable | $14.17M | $16.00M | $20.35M | $18.35M | -11.4% |
| Property, plant & equipment | $14.97M | $15.43M | $16.91M | $22.48M | -3.0% |
| Goodwill & intangibles | $27.41M | $27.98M | $28.76M | $29.63M | -2.0% |
| Total assets | $3.83B | $3.61B | $3.73B | $3.61B | +5.9% |
| Current debt | $222.70M | $0 | $150.50M | $219.00M | — |
| Long-term debt | $165.50M | $165.23M | $164.96M | $84.69M | +0.2% |
| Total debt | $388.20M | $165.23M | $315.46M | $303.69M | +134.9% |
| Total liabilities | $3.46B | $3.26B | $3.39B | $3.31B | +6.4% |
| Retained earnings | $280.00M | $275.08M | $259.05M | $243.08M | +1.8% |
| Shareholder equity | $364.86M | $357.30M | $338.10M | $303.58M | +2.1% |
| Net tangible assets | $337.45M | $329.33M | $309.34M | $273.95M | +2.5% |
| Shares issued | 13.27M | 14.22M | 14.79M | 15.17M | -6.7% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $42.33M | $40.56M | $34.84M | $33.66M | +4.4% |
| Depreciation & amortisation | $2.65M | $2.88M | $3.23M | $3.54M | -8.0% |
| Stock-based compensation | $2.21M | $1.96M | $1.75M | $1.28M | +13.0% |
| Change in working capital | -$21.31M | $1.53M | $9.70M | -$18.47M | -1,495.5% |
| Operating cash flow | $33.70M | $57.15M | $53.24M | $33.57M | -41.0% |
| Capital expenditure | -$1.53M | -$1.16M | -$1.42M | -$1.27M | -32.5% |
| Investing cash flow | -$183.49M | $141.23M | -$83.69M | -$481.00M | -229.9% |
| Share buybacks | -$31.83M | -$15.84M | -$8.88M | -$5.19M | -100.9% |
| Dividends paid | -$13.73M | -$13.63M | -$13.71M | -$13.92M | -0.7% |
| Financing cash flow | $184.75M | -$176.32M | $31.92M | $267.03M | +204.8% |
| Free cash flow | $32.17M | $56.00M | $51.83M | $32.30M | -42.5% |
| End cash position | $135.63M | $100.66M | $78.60M | $77.13M | +34.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $36.88M | $36.52M | $37.17M | $37.72M | $36.98M | +1.0% |
| Operating revenue | $36.88M | $36.52M | $37.17M | $37.72M | $36.98M | +1.0% |
| Selling, general & admin | $14.26M | $12.82M | $11.16M | $14.00M | $14.21M | +11.3% |
| Pre-tax income | $13.28M | $16.73M | $17.14M | $12.70M | $14.24M | -20.6% |
| Tax provision | $3.36M | $4.21M | $4.24M | $3.00M | $3.61M | -20.1% |
| Net income | $9.92M | $12.52M | $12.89M | $9.70M | $10.63M | -20.8% |
| Net income to common | $9.92M | $12.52M | $12.89M | $9.70M | $10.63M | -20.8% |
| Basic EPS | 0.77 | 0.96 | 0.97 | 0.73 | 0.78 | -19.8% |
| Diluted EPS | 0.77 | 0.96 | 0.97 | 0.72 | 0.78 | -19.8% |
| Basic shares | 12.85M | 12.99M | 13.25M | 13.36M | 13.56M | -1.1% |
| Diluted shares | 12.96M | 13.10M | 13.35M | 14.33M | 13.64M | -1.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $142.69M | $156.37M | $135.63M | $95.50M | $130.01M | -8.7% |
| Accounts receivable | — | — | $14.17M | — | — | — |
| Property, plant & equipment | $14.05M | $14.45M | $14.97M | $41.85M | $41.91M | -2.7% |
| Goodwill & intangibles | $27.36M | $27.37M | $27.41M | $27.49M | $27.65M | -0.0% |
| Total assets | $3.72B | $3.75B | $3.83B | $3.71B | $3.77B | -0.9% |
| Current debt | $120.00M | $130.00M | $222.70M | $55.00M | $74.40M | -7.7% |
| Long-term debt | $120.63M | $140.57M | $165.50M | $165.43M | $165.37M | -14.2% |
| Total debt | $240.63M | $270.57M | $388.20M | $243.54M | $262.56M | -11.1% |
| Total liabilities | $3.35B | $3.39B | $3.46B | $3.35B | $3.41B | -1.1% |
| Retained earnings | $283.91M | $281.44M | $280.00M | $276.15M | $274.35M | +0.9% |
| Shareholder equity | $366.90M | $363.71M | $364.86M | $360.08M | $355.71M | +0.9% |
| Net tangible assets | $339.54M | $336.34M | $337.45M | $332.59M | $328.06M | +1.0% |
| Shares issued | 12.96M | 13.09M | 13.27M | 13.48M | 13.68M | -1.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $9.92M | $12.52M | $12.89M | $9.70M | $10.63M | -20.8% |
| Depreciation & amortisation | $498.00K | $535.00K | $597.00K | $679.00K | $691.00K | -6.9% |
| Stock-based compensation | $491.00K | $494.00K | $734.00K | $436.00K | $539.00K | -0.6% |
| Change in working capital | -$9.19M | -$2.38M | $355.00K | -$338.00K | -$49.29M | -285.5% |
| Operating cash flow | $5.48M | $11.06M | $14.00M | $14.94M | -$35.86M | -50.5% |
| Capital expenditure | -$46.00K | -$83.00K | -$452.00K | -$244.00K | -$451.00K | +44.6% |
| Investing cash flow | $19.02M | $93.39M | -$79.57M | $21.62M | -$193.17M | -79.6% |
| Share buybacks | -$4.99M | -$9.92M | -$7.52M | -$6.04M | -$3.98M | +49.8% |
| Dividends paid | -$3.40M | -$3.43M | -$3.39M | -$3.38M | -$3.45M | +1.0% |
| Financing cash flow | -$38.18M | -$83.71M | $105.70M | -$71.07M | $199.34M | +54.4% |
| Free cash flow | $5.44M | $10.98M | $13.55M | $14.70M | -$36.31M | -50.5% |
| End cash position | $142.69M | $156.37M | $135.63M | $95.50M | $130.01M | -8.7% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
35.00
-11.3% from spot
ATM implied vol
0.8%
Nearest strike to spot
Skew (10% OTM)
+5.5%
Puts bid over calls
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
40.00
0 contracts
Heaviest put OI
35.00
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.89 | 0.77 | -13.7% |
| Mar 2026 | 0.82 | 0.96 | +17.1% |
| Dec 2025 | 0.87 | 0.97 | +12.1% |
| Sep 2025 | 0.78 | 0.72 | -8.2% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.91 | 5 | $39.23M | -2.0% |
| Next quarter | 0.92 | 5 | $39.45M | +0.4% |
| Current year | 3.55 | 5 | $156.63M | +0.9% |
| Next year | 3.79 | 5 | $161.78M | +3.3% |
Analyst targets & ownership
Mean target$43.00
High target$47.00
Low target$39.00
Implied upside8.92%
Analyst count4
ConsensusHOLD
Strong buy / Buy0 / 1
Hold4
Sell / Strong sell0 / 0
Held by insiders10.93%
Held by institutions62.48%
Institutions holding182
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
39.48
+0.01% from price
SMA 20
39.99
-1.28% from price
SMA 50
40.21
-1.81% from price
SMA 100
40.07
-1.48% from price
SMA 200
37.62
+4.94% from price
EMA 12
39.62
-0.36% from price
EMA 26
39.89
-1.03% from price
EMA 50
40.02
-1.34% from price
RSI (14)
44.4
Neutral
MACD (12,26,9)
-0.27
Hist -0.05
ATR (14)
0.72
1.82% of price
Realised vol 30D
14.0%
Annualised
Bollinger upper
41.20
20, 2σ
Bollinger lower
38.78
20, 2σ
50 / 200 cross
Golden
40.21 vs 37.62
Trend bias
Above 200
+4.94%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.41
Less volatile than market
Correlation to SPY
0.21
Largely independent
Realised vol 30D
14.0%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-15.3%
Peak to trough
Max drawdown 5Y
-46.3%
Peak to trough
ATR 14
0.72
1.82% of price
Beta (reported)
0.75
5Y monthly, from filing
Short interest
Shares short
434.82K
Prior 396.87K
Change vs prior
+9.6%
Shorts adding
% of float
3.76%
Normal
% of shares out
3.35%
Against total outstanding
Days to cover
8.4
Crowded exit
Float
11.39M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 3, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Apr 28, 26 | DA Davidson | MAINTAINED | Buy | Buy |
| Apr 2, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Feb 3, 26 | DA Davidson | MAINTAINED | Buy | Buy |
| Oct 29, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Oct 28, 25 | DA Davidson | MAINTAINED | Buy | Buy |
| Apr 30, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 29, 25 | DA Davidson | MAINTAINED | Buy | Buy |
| Dec 4, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jul 23, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| May 15, 24 | Janney Montgomery Scott | DOWNGRADE | Buy | Neutral |
| Apr 23, 24 | Janney Montgomery Scott | UPGRADE | Neutral | Buy |
Dividends & splits
Forward rate$1.08 / yr
Forward yield2.74%
5-year avg yield3.62%
Payout ratio30.00%
Ex-dividend dateAug 3, 2026
Next pay dateAug 10, 2026
Last split2:1
Split dateNov 17, 1997
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-08
Periodic Financial Reports
10-Q · 2026-07-31
Corporate Changes & Voting Matters
8-K · 2026-07-27
Corporate Changes & Voting Matters
8-K · 2026-07-24
Corporate Changes & Voting Matters
8-K · 2026-05-21
Corporate Changes & Voting Matters
8-K · 2026-05-04
Periodic Financial Reports
10-Q · 2026-05-01
Corporate Changes & Voting Matters
8-K · 2026-04-27
Headlines
Are Options Traders Betting on a Big Move in Sierra Bancorp Stock?
Zacks · 19d ago
Is the Options Market Predicting a Spike in Sierra Bancorp Stock?
Zacks · 57d ago
Sierra Bancorp's Dividend Analysis
GuruFocus.com · 65d ago
Sierra Bancorp Reports 20% First-Half EPS Growth as Deposit Costs Decline
InvestorsHub · 72d ago
Compared to Estimates, Sierra Bancorp (BSRR) Q2 Earnings: A Look at Key Metrics
Zacks · 72d ago
Sierra Bancorp (BSRR) Lags Q2 Earnings and Revenue Estimates
Zacks · 72d ago
Sierra Bancorp: Q2 Earnings Snapshot
Associated Press · 72d ago
Sierra Bancorp Reports Financial Results for Second Quarter and First Six Months of 2026
Business Wire · 72d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.