FRBA
First Bank
NasdaqGMUSDEQUITY
Financial Services
DELAYED
Buy
+25/100
Last price
17.65
▼ 0.04 (0.23%)
MARKET · —
Price
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Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
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Range —
Vol —
vs
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Open
—
Prev close
17.69
Day high
17.88
Day low
17.65
Volume
63.10K
Market cap
$436.91M
P/E (TTM)
10.32
52W range
14.41 – 19.33
Trailing performance
Returnvs SPY
1W
+1.09%
-0.9%
1M
-3.81%
-5.0%
3M
+2.56%
-2.0%
6M
+7.43%
-10.8%
YTD
+7.23%
-7.0%
1Y
+10.80%
-5.6%
3Y
+63.73%
-18.5%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
11 more panels on FRBA open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
1.59M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| May 4, 26 | CAHILL PETER M Officer |
STOCK | 1.00K | $15.00K | Direct |
| Apr 29, 26 | GOODMAN LESLIE E Director |
STOCK | 4.99K | $75.00K | Direct |
| Apr 29, 26 | JOSEPHS GLENN M Director |
STOCK | 3.16K | $0 | Direct |
| Apr 29, 26 | BORDEN DOUGLAS C Director |
STOCK | 3.16K | $0 | Direct |
| Apr 29, 26 | SALZ MICHAEL E Director |
STOCK | 3.16K | $0 | Direct |
| Apr 29, 26 | HANSON DEBORAH PAIGE Director |
STOCK | 3.16K | $0 | Direct |
| Apr 29, 26 | FISH ANDREW F Director |
STOCK | 3.16K | $0 | Direct |
| Apr 29, 26 | NEHA SHAH Director |
STOCK | 3.16K | $0 | Direct |
| Apr 29, 26 | ZAID ALSIKAFI M Director |
STOCK | 3.16K | $0 | Direct |
| Feb 17, 26 | RYAN PATRICK L Chief Executive Officer |
STOCK | 36.92K | $642.44K | Direct |
| Feb 17, 26 | RYAN PATRICK L Chief Executive Officer |
STOCK | 23.69K | $0 | Direct |
| Feb 17, 26 | CAHILL PETER M Officer |
STOCK | 8.79K | $152.91K | Direct |
| Feb 17, 26 | HIBSHMAN ANDREW Chief Financial Officer |
STOCK | 8.79K | $152.91K | Direct |
| Feb 17, 26 | RYAN PATRICK L Chief Executive Officer |
CONVERSION | 36.92K | $642.44K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BORDEN DOUGLAS C |
Director | 67.24K | Stock Award(Grant) |
CAHILL PETER M |
Officer | 116.38K | Stock Award(Grant) |
FISH ANDREW F |
Director | 25.47K | Stock Award(Grant) |
GOODMAN LESLIE E |
Director | 97.14K | Stock Award(Grant) |
HIBSHMAN ANDREW |
Chief Financial Officer | 39.53K | Stock Award(Grant) |
JOSEPHS GLENN M |
Director | 89.86K | Stock Award(Grant) |
RYAN PATRICK L |
Chief Executive Officer | 377.25K | Stock Award(Grant) |
RYAN PATRICK MICHAEL |
Director | 323.68K | Conversion of Exercise of derivative security |
SALZ MICHAEL E |
Director | 64.72K | Stock Award(Grant) |
YOUNGWORTH JACQUELINE M |
Director | — | Sale |
Fundamentals
Market cap$436.91M
Enterprise value$382.08M
Revenue (TTM)$134.20M
Gross profit$134.20M
EBITDA—
Net income$42.54M
EPS (TTM)$1.71
Free cash flow—
Total cash$352.37M
Total debt$297.54M
Book value / share$18.31
Shares outstanding24.75M
Float21.23M
Short % of float1.77%
Dividend yield1.87%
Beta (5Y)0.56
Valuation & profitability ratios
Trailing P/E10.32
Forward P/E9.78
PEG ratio—
Price / sales—
Price / book0.96
EV / revenue2.85
EV / EBITDA—
Gross margin0.00%
Operating margin43.61%
Profit margin31.70%
Return on equity9.72%
Return on assets1.05%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $147.20M | $129.85M | $103.80M | $97.49M | +13.4% |
| Operating revenue | $147.20M | $129.85M | $103.80M | $97.49M | +13.4% |
| Selling, general & admin | $48.89M | $44.11M | $37.26M | $29.54M | +10.8% |
| Pre-tax income | $57.30M | $55.15M | $27.16M | $47.89M | +3.9% |
| Tax provision | $13.64M | $12.90M | $6.26M | $11.60M | +5.8% |
| Net income | $43.66M | $42.24M | $20.90M | $36.29M | +3.3% |
| Net income to common | $43.66M | $42.24M | $20.90M | $36.29M | +3.3% |
| Basic EPS | 1.75 | 1.68 | 0.95 | 1.86 | +4.2% |
| Diluted EPS | 1.74 | 1.67 | 0.95 | 1.84 | +4.2% |
| Basic shares | 24.95M | 25.13M | 21.94M | 19.50M | -0.7% |
| Diluted shares | 25.10M | 25.28M | 22.07M | 19.72M | -0.7% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $302.19M | $258.39M | $215.18M | $113.63M | +17.0% |
| Accounts receivable | $14.38M | $14.27M | $14.76M | $8.16M | +0.8% |
| Property, plant & equipment | $18.37M | $21.35M | $21.63M | $10.55M | -14.0% |
| Goodwill & intangibles | $51.29M | $52.99M | $54.98M | $19.41M | -3.2% |
| Total assets | $3.96B | $3.78B | $3.61B | $2.73B | +4.7% |
| Long-term debt | $271.06M | $276.89M | $234.40M | $120.66M | -2.1% |
| Total debt | $271.06M | $276.89M | $234.40M | $120.66M | -2.1% |
| Total liabilities | $3.51B | $3.37B | $3.24B | $2.44B | +4.3% |
| Retained earnings | $214.46M | $176.78M | $140.56M | $127.53M | +21.3% |
| Shareholder equity | $443.50M | $409.16M | $370.90M | $289.56M | +8.4% |
| Net tangible assets | $392.21M | $356.16M | $315.92M | $270.16M | +10.1% |
| Shares issued | 27.64M | 27.38M | 27.15M | 21.08M | +1.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $43.66M | $42.24M | $20.90M | $36.29M | +3.3% |
| Depreciation & amortisation | $4.21M | $4.32M | $2.85M | $1.56M | -2.5% |
| Stock-based compensation | $2.06M | $2.05M | $1.62M | $1.22M | +0.4% |
| Change in working capital | $15.11M | -$11.96M | -$7.29M | $869.00K | +226.3% |
| Operating cash flow | $65.56M | $27.63M | $143.84M | $36.88M | +137.3% |
| Capital expenditure | -$2.90M | -$2.91M | -$3.12M | -$1.91M | +0.2% |
| Investing cash flow | -$155.11M | -$107.20M | $20.33M | -$233.07M | -44.7% |
| Share buybacks | -$8.49M | -$1.34M | -$5.54M | -$3.52M | -533.8% |
| Dividends paid | -$5.98M | -$6.03M | -$5.32M | -$4.68M | +0.8% |
| Financing cash flow | $126.85M | $123.53M | -$62.13M | $167.60M | +2.7% |
| Free cash flow | $62.66M | $24.72M | $140.72M | $34.97M | +153.5% |
| End cash position | $309.22M | $271.91M | $227.95M | $125.92M | +13.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | — | $36.39M | $38.46M | $37.97M | $36.71M | $34.06M | — |
| Operating revenue | — | $36.39M | $38.46M | $37.97M | $36.71M | $34.06M | — |
| Selling, general & admin | — | $13.19M | $11.69M | $12.23M | $12.96M | $12.01M | — |
| Pre-tax income | — | $9.90M | $16.59M | $15.30M | $13.29M | $12.13M | — |
| Tax provision | — | $2.25M | $4.26M | $3.58M | $3.05M | $2.75M | — |
| Net income | — | $7.65M | $12.32M | $11.71M | $10.24M | $9.38M | — |
| Net income to common | — | $7.65M | $12.32M | $11.71M | $10.24M | $9.38M | — |
| Basic EPS | 0.44 | 0.31 | — | 0.47 | 0.41 | 0.37 | +41.9% |
| Diluted EPS | 0.43 | 0.30 | — | 0.47 | 0.41 | 0.37 | +43.3% |
| Basic shares | 24.92M | 24.95M | — | 24.84M | 25.03M | 25.12M | -0.1% |
| Diluted shares | 25.07M | 25.20M | — | 25.11M | 25.23M | 25.27M | -0.5% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $309.64M | $302.19M | $311.48M | $335.74M | $276.92M | +2.5% |
| Accounts receivable | $14.89M | $14.38M | $14.94M | $14.51M | $14.89M | +3.5% |
| Property, plant & equipment | $18.04M | $18.37M | $18.41M | $17.99M | $21.27M | -1.8% |
| Goodwill & intangibles | $50.91M | $51.29M | $51.63M | $52.03M | $52.51M | -0.8% |
| Total assets | $3.97B | $3.96B | $4.03B | $4.02B | $3.88B | +0.3% |
| Long-term debt | $256.02M | $271.06M | $336.09M | $391.14M | $311.85M | -5.5% |
| Total debt | $256.02M | $271.06M | $336.09M | $391.14M | $311.85M | -5.5% |
| Total liabilities | $3.52B | $3.51B | $3.60B | $3.60B | $3.47B | +0.2% |
| Retained earnings | $219.87M | $214.46M | $203.62M | $193.40M | $184.66M | +2.5% |
| Shareholder equity | $449.38M | $443.50M | $431.88M | $422.38M | $414.92M | +1.3% |
| Net tangible assets | $398.47M | $392.21M | $380.24M | $370.35M | $362.41M | +1.6% |
| Shares issued | 27.94M | 27.64M | 27.64M | 27.63M | 27.58M | +1.1% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Net income | $7.65M | $12.32M | $11.71M | $10.24M | $9.38M | -38.0% |
| Depreciation & amortisation | $1.07M | $1.04M | $979.00K | $1.07M | $1.12M | +2.2% |
| Stock-based compensation | $546.00K | $469.00K | $519.00K | $515.00K | $554.00K | +16.4% |
| Change in working capital | -$1.32M | -$926.00K | $2.54M | $2.43M | $11.06M | -42.3% |
| Operating cash flow | $10.98M | $16.84M | $17.24M | $11.32M | $20.16M | -34.8% |
| Capital expenditure | -$271.00K | -$547.00K | -$931.00K | -$881.00K | -$545.00K | +50.5% |
| Investing cash flow | -$10.27M | $61.27M | -$40.34M | -$78.46M | -$97.59M | -116.8% |
| Share buybacks | -$521.00K | $0 | -$1.78M | -$2.84M | -$3.86M | — |
| Dividends paid | -$2.24M | -$1.48M | -$1.49M | -$1.50M | -$1.50M | -50.9% |
| Financing cash flow | $8.26M | -$87.78M | -$2.91M | $123.94M | $93.60M | +109.4% |
| Free cash flow | $10.71M | $16.29M | $16.31M | $10.44M | $19.61M | -34.3% |
| End cash position | $318.18M | $309.22M | $318.88M | $344.89M | $288.08M | +2.9% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
2.50
-85.8% from spot
ATM implied vol
670.3%
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
2.50
0 contracts
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.40 | 0.43 | +7.5% |
| Mar 2026 | 0.46 | 0.30 | -35.3% |
| Dec 2025 | 0.49 | 0.49 | 0.0% |
| Sep 2025 | 0.46 | 0.47 | +3.3% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.44 | 2 | $37.75M | -0.6% |
| Next quarter | 0.45 | 2 | $38.06M | -1.0% |
| Current year | 1.61 | 3 | $149.13M | +1.3% |
| Next year | 1.81 | 2 | $155.25M | +4.1% |
Analyst targets & ownership
Mean target$20.00
High target$21.00
Low target$19.00
Implied upside13.31%
Analyst count3
ConsensusBUY
Strong buy / Buy1 / 1
Hold1
Sell / Strong sell0 / 0
Held by insiders6.42%
Held by institutions59.03%
Institutions holding182
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
17.59
+0.33% from price
SMA 20
17.72
-0.38% from price
SMA 50
18.13
-2.67% from price
SMA 100
17.40
+1.43% from price
SMA 200
16.86
+4.67% from price
EMA 12
17.65
-0.02% from price
EMA 26
17.77
-0.68% from price
EMA 50
17.79
-0.78% from price
RSI (14)
46.7
Neutral
MACD (12,26,9)
-0.12
Hist 0.01
ATR (14)
0.34
1.93% of price
Realised vol 30D
14.6%
Annualised
Bollinger upper
18.08
20, 2σ
Bollinger lower
17.35
20, 2σ
50 / 200 cross
Golden
18.13 vs 16.86
Trend bias
Above 200
+4.67%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.33
Less volatile than market
Correlation to SPY
0.18
Largely independent
Realised vol 30D
14.6%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-19.3%
Peak to trough
Max drawdown 5Y
-48.4%
Peak to trough
ATR 14
0.34
1.93% of price
Beta (reported)
0.56
5Y monthly, from filing
Short interest
Shares short
402.98K
Prior 328.47K
Change vs prior
+22.7%
Shorts adding
% of float
1.77%
Normal
% of shares out
1.63%
Against total outstanding
Days to cover
4.3
Liquid
Float
21.23M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 27, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jul 27, 26 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Jun 26, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| May 1, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Apr 29, 26 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Apr 28, 26 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Feb 25, 26 | DA Davidson | INITIATED | — | Neutral |
| Jul 24, 25 | DA Davidson | MAINTAINED | Buy | Buy |
| Oct 30, 24 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jul 30, 24 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Apr 24, 24 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| May 6, 20 | DA Davidson | INITIATED | — | Buy |
Dividends & splits
Forward rate$0.33 / yr
Forward yield1.87%
5-year avg yield1.60%
Payout ratio16.07%
Ex-dividend dateAug 7, 2026
Next pay dateAug 21, 2026
Last split—
Split date—
Headlines
First Bank Announces Third Quarter 2026 Earnings Conference Call
GlobeNewswire · 7d ago
7 Dividend Stocks You Must Buy Immediately to Get Paid in August
24/7 Wall St. · 63d ago
First Bank (FRBA) Q2 2026 Earnings Call Highlights: Strong Loan and Deposit Growth Amidst ...
GuruFocus.com · 75d ago
First Bank Q2 Earnings Call Highlights
MarketBeat · 75d ago
First Bank (FRBA) Q2 Earnings Beat Estimates
Zacks · 75d ago
First Bank Announces Second Quarter 2026 Net Income of $10.9 Million
GlobeNewswire · 76d ago
First Bank (FRBA) Q2 2026 Earnings Report Preview: What To Look For
GuruFocus.com · 76d ago
BOK Financial (BOKF) Q2 Earnings and Revenues Top Estimates
Zacks · 78d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.