FGBI
First Guaranty Bancshares, Inc.
NasdaqGMUSDEQUITY
Financial Services
DELAYED
Neutral
-3/100
Last price
8.50
▼ 0.20 (2.30%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Overlay another symbol
Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
—
Prev close
8.70
Day high
8.74
Day low
8.36
Volume
15.76K
Market cap
$140.58M
P/E (TTM)
—
52W range
4.31 – 11.02
Trailing performance
Returnvs SPY
1W
+1.19%
-0.8%
1M
-0.47%
-1.6%
3M
-12.91%
-17.4%
6M
-10.53%
-28.7%
YTD
+58.29%
+44.0%
1Y
-3.63%
-20.0%
3Y
-22.73%
-105.0%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on FGBI open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
9.18M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 10, 26 | WALKER ROBERT W Director |
BUY | 6.00K | $47.28K | Direct |
| Aug 28, 26 | DOSCH ERIC J Chief Financial Officer |
BUY | 300 | $2.55K | Indirect |
| Aug 13, 26 | WALKER ROBERT W Director |
BUY | 5.50K | $46.20K | Direct |
| Jun 30, 26 | SMITH EDGAR R. III Director and Beneficial Owner of more than 10% of a Class of Security |
BUY | 74.85K | $794.12K | Indirect |
| Apr 30, 26 | SMITH EDGAR R. III Director and Beneficial Owner of more than 10% of a Class of Security |
BUY | 109.05K | $1000.00K | Indirect |
| Apr 30, 26 | MCANALLY BRUCE Director |
BUY | 109.05K | $1000.00K | Indirect |
| Apr 30, 26 | REYNOLDS MARSHALL T Director and Beneficial Owner of more than 10% of a Class of Security |
BUY | 109.05K | $1000.00K | Indirect |
| Mar 31, 26 | SMITH EDGAR R. III Director and Beneficial Owner of more than 10% of a Class of Security |
BUY | 138.08K | $1.07M | Indirect |
| Mar 31, 26 | MCANALLY BRUCE Director |
BUY | 32.18K | $250.01K | Indirect |
| Mar 31, 26 | REYNOLDS MARSHALL T Director and Beneficial Owner of more than 10% of a Class of Security |
BUY | 32.18K | $250.01K | Direct |
| Dec 31, 25 | SMITH EDGAR R. III Director |
BUY | 209.00K | $1.13M | Indirect |
| Dec 31, 25 | MCANALLY BRUCE Director |
BUY | 92.60K | $500.04K | Indirect |
| Dec 31, 25 | REYNOLDS MARSHALL T Director |
BUY | 46.30K | $250.00K | Direct |
| Dec 11, 25 | WALKER ROBERT W Director |
BUY | 5.75K | $26.02K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
DOSCH ERIC J |
Chief Financial Officer | — | Purchase |
HOOD WILLIAM K JR |
Director | — | Purchase |
MCANALLY BRUCE |
Director | — | Purchase |
REYNOLDS MARSHALL T |
Director and Beneficial Owner of more than 10% of a Class of Security | — | Purchase |
SMITH EDGAR R. III |
Director and Beneficial Owner of more than 10% of a Class of Security | — | Purchase |
WALKER ROBERT W |
Director | 62.62K | Purchase |
Fundamentals
Market cap$140.58M
Enterprise value$-421.81M
Revenue (TTM)$37.70M
Gross profit$37.70M
EBITDA—
Net income$-38.71M
EPS (TTM)$-2.42
Free cash flow—
Total cash$781.83M
Total debt$186.38M
Book value / share$11.75
Shares outstanding16.54M
Float5.57M
Short % of float7.42%
Dividend yield0.47%
Beta (5Y)0.48
Valuation & profitability ratios
Trailing P/E—
Forward P/E13.08
PEG ratio—
Price / sales—
Price / book0.72
EV / revenue-11.19
EV / EBITDA—
Gross margin0.00%
Operating margin20.16%
Profit margin-96.50%
Return on equity-14.84%
Return on assets-0.92%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $93.74M | $111.51M | $93.48M | $109.30M | -15.9% |
| Operating revenue | $93.74M | $111.51M | $93.48M | $109.30M | -15.9% |
| Selling, general & admin | $31.20M | $39.54M | $42.35M | $38.45M | -21.1% |
| Pre-tax income | -$68.56M | $16.01M | $11.90M | $36.39M | -528.3% |
| Tax provision | -$12.54M | $3.56M | $2.68M | $7.51M | -452.4% |
| Net income | -$56.02M | $12.45M | $9.22M | $28.88M | -550.0% |
| Net income to common | -$58.35M | $10.12M | $6.89M | $26.56M | -676.6% |
| Basic EPS | -4.17 | 0.81 | 0.62 | 2.48 | -614.8% |
| Diluted EPS | -4.17 | 0.81 | 0.62 | 2.48 | -614.8% |
| Basic shares | 13.99M | 12.50M | 11.17M | 10.72M | +11.9% |
| Diluted shares | 13.99M | 12.50M | 11.17M | 10.72M | +11.9% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $845.40M | $564.03M | $286.11M | $82.80M | — | +49.9% |
| Accounts receivable | $12.46M | $14.85M | $15.71M | $13.00M | — | -16.1% |
| Property, plant & equipment | $59.59M | $67.79M | $69.79M | $58.21M | — | -12.1% |
| Goodwill & intangibles | $2.64M | $16.37M | $17.20M | $17.88M | — | -83.9% |
| Total assets | $4.08B | $3.97B | $3.55B | $3.15B | — | +2.7% |
| Current debt | — | $0 | $60.00M | $140.00M | $0 | — |
| Long-term debt | $179.01M | $194.91M | $209.10M | $36.93M | — | -8.2% |
| Total debt | $179.01M | $194.91M | $269.10M | $176.93M | — | -8.2% |
| Total liabilities | $3.85B | $3.72B | $3.30B | $2.92B | — | +3.6% |
| Retained earnings | $14.05M | $72.97M | $67.97M | $76.35M | — | -80.7% |
| Shareholder equity | $226.22M | $255.05M | $249.63M | $234.99M | — | -11.3% |
| Net tangible assets | $223.58M | $238.68M | $232.43M | $217.11M | — | -6.3% |
| Shares issued | 15.79M | 12.50M | 12.48M | 10.72M | — | +26.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | -$56.02M | $12.45M | $9.22M | $28.88M | -550.0% |
| Depreciation & amortisation | $4.29M | $4.43M | $4.03M | $4.11M | -3.2% |
| Change in working capital | -$51.59M | $14.01M | $4.01M | $179.00K | -468.3% |
| Operating cash flow | -$8.28M | $33.73M | $21.71M | $36.87M | -124.5% |
| Capital expenditure | -$1.70M | -$3.04M | -$14.96M | -$2.64M | +44.3% |
| Investing cash flow | $129.90M | -$142.07M | -$206.09M | -$467.91M | +191.4% |
| Dividends paid | -$2.89M | -$7.46M | -$9.70M | -$9.19M | +61.2% |
| Financing cash flow | $159.88M | $386.09M | $387.61M | $252.33M | -58.6% |
| Free cash flow | -$9.98M | $30.68M | $6.76M | $34.22M | -132.5% |
| End cash position | $845.70M | $564.21M | $286.45M | $83.22M | +49.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $23.83M | $22.54M | $21.91M | $23.71M | $23.89M | +5.7% |
| Operating revenue | $23.83M | $22.54M | $21.91M | $23.71M | $23.89M | +5.7% |
| Selling, general & admin | $7.22M | $7.57M | $1.97M | $9.39M | $8.01M | -4.7% |
| Pre-tax income | $4.34M | $3.54M | $2.92M | -$54.01M | -$9.48M | +22.6% |
| Tax provision | $913.00K | $800.00K | $469.00K | -$9.01M | -$2.18M | +14.1% |
| Net income | $3.43M | $2.74M | $2.45M | -$45.00M | -$7.30M | +25.1% |
| Net income to common | $2.85M | $2.16M | $1.87M | -$45.59M | -$7.88M | +31.8% |
| Basic EPS | 0.17 | 0.14 | 0.12 | -3.01 | -0.50 | +21.4% |
| Diluted EPS | 0.17 | 0.14 | 0.12 | -3.01 | -0.50 | +21.4% |
| Basic shares | 16.33M | 15.80M | 15.36M | 15.12M | 12.91M | +3.4% |
| Diluted shares | 16.33M | 15.80M | 15.36M | 15.12M | 12.91M | +3.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | $781.28M | $733.47M | $845.40M | $753.88M | $714.56M | — | +6.5% |
| Accounts receivable | $11.88M | $13.92M | $12.46M | $14.78M | $13.30M | — | -14.7% |
| Property, plant & equipment | $72.66M | $58.75M | $59.59M | $59.98M | $66.03M | — | +23.7% |
| Goodwill & intangibles | $2.22M | $2.43M | $2.64M | $2.85M | $15.96M | — | -8.7% |
| Total assets | $3.90B | $3.96B | $4.08B | $3.80B | $3.97B | — | -1.6% |
| Current debt | — | — | — | — | — | $0 | — |
| Long-term debt | $179.05M | $179.03M | $179.01M | $178.99M | $178.96M | — | +0.0% |
| Total debt | $179.05M | $179.03M | $179.01M | $178.99M | $178.96M | — | +0.0% |
| Total liabilities | $3.67B | $3.73B | $3.85B | $3.58B | $3.71B | — | -1.8% |
| Retained earnings | $18.74M | $16.06M | $14.05M | $12.34M | $58.08M | — | +16.7% |
| Shareholder equity | $227.35M | $223.99M | $226.22M | $221.07M | $263.09M | — | +1.5% |
| Net tangible assets | $225.13M | $221.56M | $223.58M | $218.23M | $247.13M | — | +1.6% |
| Shares issued | 16.54M | 16.03M | 15.79M | 15.35M | 15.12M | — | +3.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $3.43M | $2.74M | $2.45M | -$45.00M | -$7.30M | +25.1% |
| Depreciation & amortisation | $791.00K | $1.21M | $1.03M | $1.07M | $970.00K | -34.4% |
| Change in working capital | -$18.35M | $44.42M | -$32.01M | $11.85M | -$28.77M | -141.3% |
| Operating cash flow | -$709.00K | $50.59M | -$24.78M | $29.43M | -$18.32M | -101.4% |
| Capital expenditure | -$14.65M | -$167.00K | -$527.00K | -$688.00K | -$273.00K | -8,673.7% |
| Investing cash flow | $95.65M | -$37.45M | -$162.45M | $136.07M | -$29.39M | +355.4% |
| Dividends paid | -$747.00K | -$740.00K | -$738.00K | -$733.00K | -$711.00K | -0.9% |
| Financing cash flow | -$47.13M | -$125.07M | $278.74M | -$126.19M | $144.14M | +62.3% |
| Free cash flow | -$15.36M | $50.43M | -$25.30M | $28.74M | -$18.59M | -130.5% |
| End cash position | $781.58M | $733.77M | $845.70M | $754.18M | $714.87M | +6.5% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.09 | 0.17 | +88.9% |
| Mar 2026 | 0.07 | 0.13 | +92.3% |
| Dec 2025 | -0.29 | 0.13 | +145.0% |
| Sep 2025 | -0.32 | -2.30 | -619.9% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.12 | 1 | $0 | — |
| Next quarter | 0.12 | 1 | $0 | — |
| Current year | 0.40 | 1 | $0 | — |
| Next year | 0.65 | 1 | $0 | — |
Analyst targets & ownership
Mean target$9.00
High target$9.00
Low target$9.00
Implied upside5.88%
Analyst count1
ConsensusNONE
Strong buy / Buy0 / 0
Hold1
Sell / Strong sell0 / 0
Held by insiders55.51%
Held by institutions8.68%
Institutions holding67
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
8.19
+3.84% from price
SMA 20
8.27
+2.82% from price
SMA 50
8.60
-1.11% from price
SMA 100
9.20
-7.64% from price
SMA 200
8.81
-3.49% from price
EMA 12
8.33
+2.09% from price
EMA 26
8.38
+1.48% from price
EMA 50
8.60
-1.15% from price
RSI (14)
52.0
Neutral
MACD (12,26,9)
-0.05
Hist 0.07
ATR (14)
0.42
4.92% of price
Realised vol 30D
57.0%
Annualised
Bollinger upper
8.84
20, 2σ
Bollinger lower
7.69
20, 2σ
50 / 200 cross
Death
8.60 vs 8.81
Trend bias
Below 200
-3.49%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.70
Less volatile than market
Correlation to SPY
0.15
Largely independent
Realised vol 30D
57.0%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-52.7%
Peak to trough
Max drawdown 5Y
-85.1%
Peak to trough
ATR 14
0.42
4.92% of price
Beta (reported)
0.48
5Y monthly, from filing
Short interest
Shares short
347.80K
Prior 350.49K
Change vs prior
-0.8%
Shorts covering
% of float
7.42%
Normal
% of shares out
2.10%
Against total outstanding
Days to cover
18.3
Crowded exit
Float
5.57M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Nov 8, 23 | Piper Sandler | DOWNGRADE | Neutral | Underweight |
| Jul 12, 23 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Feb 8, 23 | Piper Sandler | MAINTAINED | — | Neutral |
| Jun 3, 22 | Janney Montgomery Scott | DOWNGRADE | Buy | Neutral |
| Apr 13, 21 | DA Davidson | INITIATED | — | Neutral |
| Dec 21, 20 | Janney Montgomery Scott | INITIATED | — | Buy |
Dividends & splits
Forward rate$0.04 / yr
Forward yield0.47%
5-year avg yield1.50%
Payout ratio200.00%
Ex-dividend dateSep 25, 2026
Next pay dateSep 30, 2026
Last split11:10
Split dateDec 14, 2021
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-10
Periodic Financial Reports
10-Q · 2026-08-14
Corporate Changes & Voting Matters
8-K · 2026-08-07
Corporate Changes & Voting Matters
8-K · 2026-08-06
Corporate Changes & Voting Matters
8-K · 2026-08-05
Corporate Changes & Voting Matters
8-K · 2026-07-31
Corporate Changes & Voting Matters
8-K · 2026-07-27
Additional Forms
D · 2026-07-13
Headlines
First Guaranty Bancshares, Inc. Reports Second Quarter 2026 Net Income of $3.4 Million, and Earnings Per Share of $0.17
GlobeNewswire · 71d ago
First Guaranty Bancshares (FGBI) Surpasses Q2 Earnings and Revenue Estimates
Zacks · 71d ago
First Guaranty Bancshares: Q2 Earnings Snapshot
Associated Press · 71d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.