FIBK
First Interstate BancSystem, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Last price
37.49
▼ 0.32 (0.85%)
MARKET · —
Price
Open
37.76
Prev close
37.81
Day high
38.33
Day low
37.45
Volume
985.44K
Market cap
$3.57B
P/E (TTM)
11.61
52W range
29.10 – 40.60
Trailing performance
Returnvs SPY
1W
-4.29%
-2.9%
1M
-1.60%
-5.3%
3M
+6.51%
+3.4%
6M
+0.13%
-10.9%
YTD
+8.35%
-3.9%
1Y
+24.06%
+4.1%
3Y
+39.84%
-34.3%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$3.57B
Enterprise value$3.21B
Revenue (TTM)$1.06B
Gross profit$1.06B
EBITDA—
Net income$324.30M
EPS (TTM)$3.23
Free cash flow—
Total cash$1.20B
Total debt$833.10M
Book value / share$34.77
Shares outstanding95.30M
Float79.14M
Short % of float14.64%
Dividend yield5.01%
Beta (5Y)0.73
Valuation & profitability ratios
Trailing P/E11.61
Forward P/E13.16
PEG ratio1.16
Price / sales—
Price / book1.08
EV / revenue3.03
EV / EBITDA—
Gross margin0.00%
Operating margin43.24%
Profit margin30.64%
Return on equity9.62%
Return on assets1.21%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $1.06B | $999.70M | $1.03B | $1.11B |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $302.10M | $226.00M | $257.50M | $202.20M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $302.10M | $226.00M | $257.50M | $202.20M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.64 | 0.87 | +35.6% |
| Mar 2026 | 0.59 | 0.61 | +3.1% |
| Dec 2025 | 0.63 | 1.08 | +71.3% |
| Sep 2025 | 0.61 | 0.69 | +13.3% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.69 | 7 | $247.99M | -1.0% |
| Next quarter | 0.70 | 7 | $249.45M | -20.3% |
| Current year | 2.71 | 7 | $991.56M | -6.4% |
| Next year | 2.85 | 7 | $1.01B | +2.1% |
Analyst targets & ownership
Mean target$37.50
High target$41.00
Low target$33.00
Implied upside0.03%
Analyst count8
ConsensusHOLD
Strong buy / Buy1 / 0
Hold4
Sell / Strong sell2 / 1
Held by insiders8.41%
Held by institutions98.88%
Institutions holding404
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
+20.90K
Net buying
Buy transactions
25
102.41K shares
Sell transactions
4
81.50K shares
Net transactions
+29
Buys less sells
Sell : buy shares
0.8 : 1
Mixed
Insider-held shares
8.02M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jul 22, 26 | TURNER BRIAN KEVIN Director |
STOCK | 1.81K | $70.38K | Direct |
| Jul 22, 26 | RITTER MATTHEW JOHN Director |
STOCK | 1.81K | $70.38K | Direct |
| Jul 16, 26 | SCOTT JONATHAN R Beneficial Owner of more than 10% of a Class of Security |
SELL | 10.00K | $403.00K | Indirect |
| Jun 18, 26 | SCOTT JULIE A Beneficial Owner of more than 10% of a Class of Security |
SELL | 15.00K | $539.50K | Indirect |
| Jun 1, 26 | MEYER LORI Chief Technology Officer |
STOCK | 2.25K | $0 | Direct |
| Jun 1, 26 | HEYNEMAN JOHN M JR Director and Beneficial Owner of more than 10% of a Class of Security |
STOCK | 2.25K | $0 | Direct |
| Jun 1, 26 | SCUDDER MICHAEL L Director |
STOCK | 2.25K | $0 | Direct |
| Jun 1, 26 | RYKHUS DANIEL A Director |
STOCK | 2.25K | $0 | Direct |
| Jun 1, 26 | JENSEN KIRK D General Counsel |
STOCK | 2.25K | $0 | Direct |
| Jun 1, 26 | SCOTT JEREMY Director and Beneficial Owner of more than 10% of a Class of Security |
STOCK | 2.25K | $0 | Direct |
| Jun 1, 26 | CHO ALICE S Director |
STOCK | 2.25K | $0 | Direct |
| Jun 1, 26 | AGRAWAL RENU Director |
STOCK | 2.25K | $0 | Direct |
| Jun 1, 26 | BOWMAN BIFF Director |
STOCK | 4.35K | $0 | Direct |
| Jun 1, 26 | DELLA CAMERA DAVID Chief Financial Officer |
STOCK | 3.37K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
HEYNEMAN JOHN M JR |
Director and Beneficial Owner of more than 10% of a Class of Security | 1.50M | Stock Award(Grant) |
REUTER JAMES A |
Chief Executive Officer | 92.03K | Stock Award(Grant) |
SCOTT JAMES R |
Beneficial Owner of more than 10% of a Class of Security | — | Stock Gift |
SCOTT JAMES ROBERT JR. |
Director and Beneficial Owner of more than 10% of a Class of Security | 2.03M | Stock Award(Grant) |
SCOTT JEREMY |
Director and Beneficial Owner of more than 10% of a Class of Security | 3.52M | Stock Award(Grant) |
SCOTT JONATHAN R |
Beneficial Owner of more than 10% of a Class of Security | — | Sale |
SCOTT JULIE A |
Beneficial Owner of more than 10% of a Class of Security | — | Sale |
SCOTT RISA KAE |
Beneficial Owner of more than 10% of a Class of Security | — | Stock Gift |
SCOTT ROSE JULIE A |
Beneficial Owner of more than 10% of a Class of Security | — | Sale |
SUSAN SCOTT HEYNEMAN TRUST |
Trustee | — | Sale |
Moving averages & technicals
SMA 10
38.24
-1.97% from price
SMA 20
38.12
-1.67% from price
SMA 50
38.18
-1.80% from price
SMA 100
36.52
+2.64% from price
SMA 200
35.70
+5.02% from price
EMA 12
38.14
-1.69% from price
EMA 26
38.16
-1.77% from price
EMA 50
37.82
-0.87% from price
RSI (14)
43.2
Neutral
MACD (12,26,9)
-0.03
Hist -0.08
ATR (14)
0.67
1.78% of price
Realised vol 30D
19.1%
Annualised
Bollinger upper
39.14
20, 2σ
Bollinger lower
37.11
20, 2σ
50 / 200 cross
Golden
38.18 vs 35.70
Trend bias
Above 200
+5.02%
Risk profile
Beta vs SPY
0.93
Less volatile than market
Correlation to SPY
0.43
Loosely linked
Realised vol 30D
19.1%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-17.9%
Peak to trough
Max drawdown 5Y
-52.8%
Peak to trough
ATR 14
0.67
1.78% of price
Beta (reported)
0.73
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
0.39
Call-heavy session
Put / call open interest
0.24
Positioning, not flow
Max pain
30.00
-20.0% from spot
ATM implied vol
56.0%
Nearest strike to spot
Skew (10% OTM)
+9.8%
Puts bid over calls
Call volume
66
Contracts, this expiry
Put volume
26
Contracts, this expiry
Heaviest call OI
40.00
76 contracts
Heaviest put OI
30.00
33 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
2 Bank Stocks to Target This Week and 1 Facing Headwinds
StockStory · 7d ago
FIBK Q2 Deep Dive: Loan Portfolio Restructuring and Deposit Mix Drive Results
StockStory · 18d ago
Barclays Downgrades First Interstate BancSystem to Underweight From Equalweight, Trims Price Target to $37 From $38
MT Newswires · 19d ago
The Top 5 Analyst Questions From First Interstate BancSystem’s Q2 Earnings Call
StockStory · 21d ago
Is First Interstate BancSystem (FIBK) Undervalued On Its Latest Earnings?
Simply Wall St. · 28d ago
First Interstate BancSystem Inc (FIBK) Q2 2026 Earnings Call Highlights: Navigating Challenges ...
GuruFocus.com · 29d ago
First Interstate BancSystem Q2 Earnings Call Highlights
MarketBeat · 29d ago
First Interstate BancSystem, Inc. Q2 2026 Earnings Call Summary
Moby · 29d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.