FFBC
First Financial Bancorp.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Buy
+20/100
Last price
31.37
▼ 0.14 (0.44%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
31.69
Prev close
31.51
Day high
31.76
Day low
31.29
Volume
793.17K
Market cap
$3.30B
P/E (TTM)
11.16
52W range
23.06 – 36.25
Day trading desk
Gap from prior close
+0.57%
Prior close 31.51
VWAP
31.47
-0.31% from price
Relative volume
0.60×
Normal
Session range
1.49%
31.29 – 31.75
Position in range
17%
Near session low
ATR (14D)
0.61
1.95% of price
Prior day high
31.85
PDH
Prior day low
31.35
PDL
Bid / ask spread
—
Quote not published
Session volume
561.07K
Avg 928.16K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-0.25%
-2.2%
1M
-4.88%
-6.0%
3M
-5.97%
-10.5%
6M
+10.30%
-7.9%
YTD
+25.38%
+11.1%
1Y
+20.33%
+3.9%
3Y
+60.05%
-22.2%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
11 more panels on FFBC open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+359.25K
Net buying
Buy transactions
30
428.16K shares
Sell transactions
8
68.91K shares
Net transactions
+38
Buys less sells
Sell : buy shares
0.2 : 1
Mixed
Insider-held shares
1.25M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 30, 26 | ARVIA ANNE L Director |
STOCK | 518 | $16.22K | Direct |
| Sep 18, 26 | MYERS MALCOLM A Chief Technology Officer |
STOCK | 261 | $0 | Direct |
| Sep 14, 26 | BROWN ARCHIE M JR Chief Executive Officer |
STOCK | 91.63K | $3.00M | Direct |
| Sep 14, 26 | BROWN ARCHIE M JR Chief Executive Officer |
STOCK | 91.63K | $0 | Direct |
| Sep 14, 26 | ANDERSON JAMES M Chief Financial Officer |
STOCK | 45.82K | $1.50M | Direct |
| Sep 14, 26 | ANDERSON JAMES M Chief Financial Officer |
STOCK | 45.82K | $0 | Direct |
| Sep 14, 26 | WOODS KAREN BALL General Counsel |
STOCK | 15.27K | $500.00K | Direct |
| Sep 14, 26 | WOODS KAREN BALL General Counsel |
STOCK | 15.27K | $0 | Direct |
| Sep 14, 26 | NEELEY AMANDA N Officer |
STOCK | 3.54K | $116.03K | Direct |
| Sep 14, 26 | NEELEY AMANDA N Officer |
STOCK | 30.54K | $0 | Direct |
| Sep 14, 26 | MYERS MALCOLM A Officer |
STOCK | 7.64K | $250.00K | Direct |
| Sep 14, 26 | MYERS MALCOLM A Officer |
STOCK | 7.64K | $0 | Direct |
| Sep 14, 26 | RECKMAN MATTHEW DAVID Officer |
STOCK | 15.27K | $500.00K | Direct |
| Sep 14, 26 | RECKMAN MATTHEW DAVID Officer |
STOCK | 7.64K | $250.00K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
ANDERSON JAMES M |
Chief Financial Officer | 177.78K | Stock Award(Grant) |
BROWN ARCHIE M JR |
Chief Executive Officer | 380.98K | Stock Award(Grant) |
DENNEN RICHARD S |
Officer | 78.35K | Stock Award(Grant) |
HARRIS GREGORY A |
Officer | 52.54K | Stock Award(Grant) |
HARROD WILLIAM R |
Officer | 68.53K | Stock Award(Grant) |
KRAMER WILLIAM J |
Director | 52.48K | Stock Award(Grant) |
MYERS MALCOLM A |
Chief Technology Officer | 60.59K | Stock Gift |
NEELEY AMANDA N |
Officer | 69.75K | Stock Award(Grant) |
RAHE MARIBETH S |
Director | 71.88K | Stock Award(Grant) |
WOODS KAREN BALL |
General Counsel | 90.33K | Stock Award(Grant) |
Fundamentals
Market cap$3.30B
Enterprise value$3.51B
Revenue (TTM)$952.89M
Gross profit$952.89M
EBITDA—
Net income$285.22M
EPS (TTM)$2.81
Free cash flow—
Total cash$1.34B
Total debt$1.56B
Book value / share$28.46
Shares outstanding105.17M
Float103.47M
Short % of float6.78%
Dividend yield3.22%
Beta (5Y)0.95
Valuation & profitability ratios
Trailing P/E11.16
Forward P/E8.89
PEG ratio1.12
Price / sales—
Price / book1.10
EV / revenue3.69
EV / EBITDA—
Gross margin0.00%
Operating margin39.80%
Profit margin29.93%
Return on equity10.29%
Return on assets1.39%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $899.48M | $835.58M | $840.19M | $708.78M | +7.6% |
| Operating revenue | $899.48M | $835.58M | $840.19M | $708.78M | +7.6% |
| Selling, general & admin | $390.96M | $368.94M | $346.83M | $305.67M | +6.0% |
| Pre-tax income | $321.27M | $268.32M | $318.60M | $241.72M | +19.7% |
| Tax provision | $65.67M | $39.49M | $62.73M | $24.11M | +66.3% |
| Net income | $255.60M | $228.83M | $255.86M | $217.61M | +11.7% |
| Net income to common | $255.60M | $228.83M | $255.86M | $217.61M | +11.7% |
| Basic EPS | 2.68 | 2.42 | 2.72 | 2.33 | +10.7% |
| Diluted EPS | 2.66 | 2.40 | 2.69 | 2.30 | +10.8% |
| Basic shares | 95.28M | 94.40M | 93.94M | 93.53M | +0.9% |
| Diluted shares | 96.16M | 95.41M | 95.10M | 94.59M | +0.8% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $775.89M | $904.49M | $1.01B | $595.68M | — | -14.2% |
| Accounts receivable | — | — | — | $1.22B | $940.31M | — |
| Property, plant & equipment | $418.76M | $407.08M | $347.95M | $280.82M | — | +2.9% |
| Goodwill & intangibles | $1.22B | $1.09B | $1.09B | $1.10B | — | +12.1% |
| Total assets | $21.13B | $18.57B | $17.53B | $17.00B | — | +13.8% |
| Current debt | $675.33M | $755.45M | $937.81M | $1.29B | — | -10.6% |
| Long-term debt | $512.90M | $345.99M | $342.50M | $344.97M | — | +48.2% |
| Total debt | $1.19B | $1.10B | $1.28B | $1.63B | — | +7.8% |
| Total liabilities | $18.36B | $16.13B | $15.26B | $14.96B | — | +13.8% |
| Retained earnings | $1.44B | $1.28B | $1.14B | $968.24M | — | +12.6% |
| Shareholder equity | $2.77B | $2.44B | $2.27B | $2.04B | — | +13.6% |
| Net tangible assets | $1.55B | $1.35B | $1.18B | $945.95M | — | +14.8% |
| Shares issued | 104.27M | 104.28M | 104.28M | 104.28M | — | -0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Net income | $255.60M | $228.83M | $255.86M | $217.61M | — | +11.7% |
| Depreciation & amortisation | $39.82M | $38.42M | $37.80M | $38.81M | — | +3.7% |
| Stock-based compensation | $15.59M | $15.69M | $14.90M | $13.38M | — | -0.7% |
| Change in working capital | -$39.58M | -$104.74M | $127.68M | -$74.58M | — | +62.2% |
| Operating cash flow | $337.86M | $262.16M | $486.97M | $200.85M | — | +28.9% |
| Capital expenditure | -$20.76M | -$21.07M | -$24.14M | -$13.78M | — | +1.5% |
| Investing cash flow | -$546.72M | -$1.00B | -$701.26M | -$883.11M | — | +45.3% |
| Share buybacks | — | — | $0 | $0 | -$108.08M | — |
| Dividends paid | -$94.65M | -$89.54M | -$87.16M | -$86.61M | — | -5.7% |
| Financing cash flow | $213.16M | $699.08M | $219.85M | $669.73M | — | -69.5% |
| Free cash flow | $317.10M | $241.08M | $462.83M | $187.07M | — | +31.5% |
| End cash position | $178.55M | $174.26M | $213.06M | $207.50M | — | +2.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $260.98M | $262.62M | $238.76M | $234.01M | $226.33M | -0.6% |
| Operating revenue | $260.98M | $262.62M | $238.76M | $234.01M | $226.33M | -0.6% |
| Selling, general & admin | $108.04M | $120.28M | $104.94M | $99.49M | $93.42M | -10.2% |
| Pre-tax income | $94.44M | $93.57M | $79.13M | $90.68M | $87.86M | +0.9% |
| Tax provision | $17.98M | $19.12M | $16.74M | $18.75M | $17.86M | -6.0% |
| Net income | $76.46M | $74.44M | $62.39M | $71.92M | $70.00M | +2.7% |
| Net income to common | $76.46M | $74.44M | $62.39M | $71.92M | $70.00M | +2.7% |
| Basic EPS | 0.74 | 0.72 | 0.65 | 0.76 | 0.74 | +2.8% |
| Diluted EPS | 0.73 | 0.71 | 0.64 | 0.75 | 0.73 | +2.8% |
| Basic shares | 103.94M | 103.71M | 96.72M | 94.89M | 94.86M | +0.2% |
| Diluted shares | 104.94M | 104.62M | 97.59M | 95.75M | 95.74M | +0.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $785.55M | $1.20B | $775.89M | $739.74M | $780.36M | -34.7% |
| Property, plant & equipment | $471.50M | $448.44M | $418.76M | $412.92M | $414.84M | +5.1% |
| Goodwill & intangibles | $1.24B | $1.25B | $1.22B | $1.08B | $1.08B | -0.4% |
| Total assets | $22.44B | $22.78B | $21.13B | $18.55B | $18.63B | -1.5% |
| Current debt | $609.53M | $620.46M | $675.33M | $595.17M | $684.70M | -1.8% |
| Long-term debt | $381.45M | $379.05M | $512.90M | $220.65M | $343.76M | +0.6% |
| Total debt | $992.08M | $1.00B | $1.19B | $816.99M | $1.03B | -0.9% |
| Total liabilities | $19.45B | $19.84B | $18.36B | $15.92B | $16.08B | -2.0% |
| Retained earnings | $1.54B | $1.49B | $1.44B | $1.40B | $1.35B | +3.4% |
| Shareholder equity | $2.99B | $2.94B | $2.77B | $2.63B | $2.56B | +1.6% |
| Net tangible assets | $1.75B | $1.70B | $1.55B | $1.55B | $1.48B | +3.0% |
| Shares issued | 104.96M | 110.26M | 104.27M | 104.28M | 103.26M | -4.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $76.46M | $74.44M | $62.39M | $71.92M | $70.00M | +2.7% |
| Depreciation & amortisation | $12.26M | $13.39M | $17.74M | $7.40M | $7.35M | -8.4% |
| Stock-based compensation | $4.09M | $3.71M | $3.10M | $4.02M | $2.82M | +10.2% |
| Change in working capital | -$66.38M | $34.47M | $43.54M | -$20.05M | -$7.28M | -292.6% |
| Operating cash flow | $31.37M | $548.95M | $122.15M | $89.81M | $69.79M | -94.3% |
| Capital expenditure | -$10.30M | -$13.49M | -$8.03M | -$4.03M | -$4.95M | +23.6% |
| Investing cash flow | $375.53M | -$600.56M | -$583.60M | $47.73M | -$83.48M | +162.5% |
| Dividends paid | -$26.91M | -$25.96M | -$24.40M | -$23.68M | -$23.57M | -3.6% |
| Financing cash flow | -$371.18M | $43.70M | $465.34M | -$173.06M | $33.27M | -949.5% |
| Free cash flow | $21.07M | $535.46M | $114.12M | $85.78M | $64.84M | -96.1% |
| End cash position | $206.36M | $170.64M | $178.55M | $174.66M | $210.19M | +20.9% |
Options analytics
Put / call volume
0.00
Call-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
30.00
-4.4% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
101
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
30.00
0 contracts
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.80 | 0.80 | +0.4% |
| Mar 2026 | 0.69 | 0.77 | +12.1% |
| Dec 2025 | 0.79 | 0.80 | +1.9% |
| Sep 2025 | 0.75 | 0.76 | +1.3% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.83 | 7 | $271.13M | +15.9% |
| Next quarter | 0.83 | 7 | $276.55M | +15.8% |
| Current year | 3.22 | 7 | $1.08B | +20.2% |
| Next year | 3.53 | 6 | $1.21B | +12.3% |
Analyst targets & ownership
Mean target$37.86
High target$40.00
Low target$36.00
Implied upside20.68%
Analyst count7
ConsensusBUY
Strong buy / Buy1 / 3
Hold3
Sell / Strong sell0 / 0
Held by insiders1.19%
Held by institutions86.50%
Institutions holding435
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
31.61
-0.77% from price
SMA 20
31.91
-1.70% from price
SMA 50
32.82
-4.41% from price
SMA 100
32.66
-3.95% from price
SMA 200
30.44
+3.05% from price
EMA 12
31.70
-1.03% from price
EMA 26
32.07
-2.17% from price
EMA 50
32.41
-3.20% from price
RSI (14)
40.6
Neutral
MACD (12,26,9)
-0.37
Hist 0.01
ATR (14)
0.61
1.95% of price
Realised vol 30D
16.9%
Annualised
Bollinger upper
32.87
20, 2σ
Bollinger lower
30.95
20, 2σ
50 / 200 cross
Golden
32.82 vs 30.44
Trend bias
Above 200
+3.05%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.63
Less volatile than market
Correlation to SPY
0.33
Loosely linked
Realised vol 30D
16.9%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-15.0%
Peak to trough
Max drawdown 5Y
-35.0%
Peak to trough
ATR 14
0.61
1.95% of price
Beta (reported)
0.95
5Y monthly, from filing
Short interest
Shares short
6.11M
Prior 5.32M
Change vs prior
+14.9%
Shorts adding
% of float
6.78%
Normal
% of shares out
5.82%
Against total outstanding
Days to cover
9.1
Crowded exit
Float
103.47M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Sep 25, 26 | Truist Securities | UPGRADE | Hold | Buy |
| Jul 10, 26 | Truist Securities | MAINTAINED | Hold | Hold |
| Jul 1, 26 | Raymond James | MAINTAINED | Outperform | Outperform |
| Apr 27, 26 | RBC Capital | MAINTAINED | Sector Perform | Sector Perform |
| Apr 27, 26 | Truist Securities | MAINTAINED | Hold | Hold |
| Feb 2, 26 | Truist Securities | MAINTAINED | Hold | Hold |
| Jan 30, 26 | RBC Capital | MAINTAINED | Sector Perform | Sector Perform |
| Jan 30, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Oct 27, 25 | Raymond James | MAINTAINED | Outperform | Outperform |
| Oct 3, 25 | Truist Securities | MAINTAINED | Hold | Hold |
| Aug 19, 25 | Hovde Group | INITIATED | — | Outperform |
| Jul 28, 25 | RBC Capital | MAINTAINED | Sector Perform | Sector Perform |
Dividends & splits
Forward rate$1.01 / yr
Forward yield3.22%
5-year avg yield3.83%
Payout ratio35.34%
Ex-dividend dateSep 1, 2026
Next pay dateSep 15, 2026
Last split105:100
Split dateMar 7, 2001
SEC filings
Offering Registrations
S-4/A · 2026-09-23
Corporate Changes & Voting Matters
8-K · 2026-09-15
Offering Registrations
S-4 · 2026-09-04
Periodic Financial Reports
10-Q · 2026-08-06
Corporate Changes & Voting Matters
8-K · 2026-07-27
Corporate Changes & Voting Matters
8-K · 2026-07-21
Annual report of employee stock purchase
11-K · 2026-06-25
Corporate Changes & Voting Matters
8-K · 2026-05-29
Headlines
First Financial Bancorp to Announce Third Quarter 2026 Financial Results on Tuesday, October 27, 2026
PR Newswire · 5d ago
Why First Financial Bancorp (FFBC) is a Great Dividend Stock Right Now
Zacks · 8d ago
Does First Financial Bancorp’s New Dual President–CFO Structure Reframe Its Efficiency Story for Investors (FFBC)?
Simply Wall St. · 9d ago
First Financial Bancorp (FFBC) Could Be 14% Undervalued As Efficiency Narrative Builds
Simply Wall St. · 10d ago
Why First Financial Bancorp (FFBC) Stock Is Up Today
StockStory · 11d ago
Twilio downgraded, Synopsys upgraded: Wall Street's top analyst calls
The Fly · 12d ago
First Financial Bank Announces Leadership Promotions Designed to Strengthen its Future
PR Newswire · 21d ago
Q2 Earnings Highs And Lows: First Financial Bancorp (NASDAQ:FFBC) Vs The Rest Of The Regional Banks Stocks
StockStory · 26d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.