CPF
Central Pacific Financial Corp.
NYSEUSDEQUITY
Financial Services
DELAYED
Neutral
+17/100
Last price
36.28
▼ 0.06 (0.17%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
36.51
Prev close
36.34
Day high
36.72
Day low
36.14
Volume
129.38K
Market cap
$934.12M
P/E (TTM)
11.67
52W range
27.38 – 40.99
Day trading desk
Gap from prior close
+0.47%
Prior close 36.34
VWAP
36.31
-0.09% from price
Relative volume
1.25×
Normal
Session range
1.60%
36.14 – 36.72
Position in range
24%
Near session low
ATR (14D)
0.78
2.14% of price
Prior day high
36.75
PDH
Prior day low
36.09
PDL
Bid / ask spread
—
Quote not published
Session volume
201.23K
Avg 161.57K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+0.92%
-1.0%
1M
-5.00%
-6.2%
3M
-3.46%
-8.0%
6M
+11.19%
-7.0%
YTD
+16.43%
+2.2%
1Y
+19.78%
+3.4%
3Y
+117.51%
+35.3%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on CPF open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
487.40K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 7, 26 | MARTINES ARNOLD D. Chief Executive Officer |
STOCK | 2.75K | $0 | Direct |
| May 15, 26 | KINDRED JONATHAN B. Director |
STOCK | 2.23K | $74.97K | Direct |
| May 15, 26 | FUJIMOTO JASON Director |
STOCK | 1.86K | $62.49K | Direct |
| May 15, 26 | NOBRIGA ROBERT K. W. H. Director |
STOCK | 2.30K | $77.50K | Direct |
| May 15, 26 | PALOMA DIANE S.L. Director |
STOCK | 2.08K | $69.99K | Direct |
| May 15, 26 | LUTES CHRISTOPHER T Director |
STOCK | 2.08K | $69.99K | Direct |
| May 15, 26 | KOSASA PAUL J Director |
STOCK | 1.86K | $62.49K | Direct |
| Feb 17, 26 | MARTINES ARNOLD D. Chief Executive Officer |
STOCK | 11.63K | $0 | Direct |
| Feb 17, 26 | MARTINES ARNOLD D. Chief Executive Officer |
STOCK | 13.38K | $0 | Direct |
| Feb 17, 26 | MORIMOTO DAVID S Chief Operating Officer |
STOCK | 5.90K | $0 | Direct |
| Feb 17, 26 | MORIMOTO DAVID S Chief Operating Officer |
STOCK | 7.75K | $0 | Direct |
| Feb 17, 26 | MESICK RALPH M Officer |
STOCK | 4.53K | $0 | Direct |
| Feb 17, 26 | MATSUMOTO DAYNA N Chief Financial Officer |
STOCK | 2.97K | $0 | Direct |
| Feb 17, 26 | MATSUMOTO DAYNA N Chief Financial Officer |
STOCK | 1.05K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
HU ANNA |
Officer | 23.99K | Stock Award(Grant) |
JO KISAN |
Officer | 15.81K | Stock Award(Grant) |
KINDRED JONATHAN B. |
Director | 16.18K | Stock Award(Grant) |
KOSASA PAUL J |
Director | 74.57K | Stock Award(Grant) |
LUTES CHRISTOPHER T |
Director | 23.68K | Stock Award(Grant) |
MARTINES ARNOLD D. |
Chief Executive Officer | 95.40K | Stock Gift |
MATSUMOTO DAYNA N |
Chief Financial Officer | 12.21K | Stock Award(Grant) |
MORIMOTO DAVID S |
Chief Operating Officer | 56.94K | Stock Award(Grant) |
NGO AGNES CATHERINE |
Director | — | Sale |
YONAMINE PAUL K |
Director | 101.81K | Sale |
Fundamentals
Market cap$934.12M
Enterprise value$646.22M
Revenue (TTM)$288.19M
Gross profit$288.19M
EBITDA—
Net income$83.00M
EPS (TTM)$3.11
Free cash flow—
Total cash$391.39M
Total debt$103.49M
Book value / share$23.11
Shares outstanding25.75M
Float22.89M
Short % of float3.27%
Dividend yield3.31%
Beta (5Y)0.86
Valuation & profitability ratios
Trailing P/E11.67
Forward P/E10.13
PEG ratio1.97
Price / sales—
Price / book1.57
EV / revenue2.24
EV / EBITDA—
Gross margin0.00%
Operating margin36.80%
Profit margin28.80%
Return on equity14.25%
Return on assets1.12%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $288.56M | $246.11M | $246.97M | $259.95M | +17.2% |
| Operating revenue | $288.56M | $246.11M | $246.97M | $259.95M | +17.2% |
| Selling, general & admin | $105.38M | $98.16M | $94.11M | $102.37M | +7.4% |
| Pre-tax income | $98.28M | $68.04M | $76.82M | $98.77M | +44.4% |
| Tax provision | $20.80M | $14.63M | $18.15M | $24.84M | +42.2% |
| Net income | $77.48M | $53.41M | $58.67M | $73.93M | +45.1% |
| Net income to common | $77.48M | $53.41M | $58.67M | $73.93M | +45.1% |
| Basic EPS | 2.88 | 1.97 | 2.17 | 2.70 | +46.2% |
| Diluted EPS | 2.86 | 1.97 | 2.17 | 2.68 | +45.2% |
| Basic shares | 26.93M | 27.06M | 27.03M | 27.40M | -0.5% |
| Diluted shares | 27.05M | 27.16M | 27.08M | 27.57M | -0.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $378.65M | $380.94M | $522.44M | $112.04M | — | -0.6% |
| Accounts receivable | $23.56M | $23.38M | $21.51M | $20.34M | — | +0.8% |
| Property, plant & equipment | $125.44M | $135.17M | $125.90M | $126.62M | — | -7.2% |
| Goodwill & intangibles | $8.67M | $8.47M | $8.70M | $9.07M | — | +2.3% |
| Total assets | $7.41B | $7.47B | $7.64B | $7.43B | — | -0.8% |
| Current debt | — | — | $0 | $5.00M | $0 | — |
| Long-term debt | $76.55M | $156.34M | $156.10M | $105.86M | — | -51.0% |
| Total debt | $102.10M | $188.37M | $186.74M | $146.75M | — | -45.8% |
| Total liabilities | $6.82B | $6.93B | $7.14B | $6.98B | — | -1.7% |
| Retained earnings | $191.38M | $143.26M | $117.99M | $87.44M | — | +33.6% |
| Shareholder equity | $592.58M | $538.38M | $503.81M | $452.87M | — | +10.1% |
| Net tangible assets | $583.91M | $529.91M | $495.12M | $443.80M | — | +10.2% |
| Shares issued | 26.37M | 27.07M | 27.05M | 27.03M | — | -2.6% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $77.48M | $53.41M | $58.67M | $73.93M | +45.1% |
| Depreciation & amortisation | $7.95M | $9.12M | $7.69M | $8.16M | -12.8% |
| Stock-based compensation | $2.25M | $2.07M | $1.64M | $3.27M | +8.8% |
| Change in working capital | $8.18M | $4.29M | $15.68M | $11.71M | +90.8% |
| Operating cash flow | $97.47M | $90.52M | $105.11M | $114.12M | +7.7% |
| Capital expenditure | -$5.16M | -$15.09M | -$12.65M | -$18.44M | +65.8% |
| Investing cash flow | $67.19M | $654.00K | $179.66M | -$384.48M | +10,173.1% |
| Share buybacks | -$23.34M | -$945.00K | -$2.63M | -$20.74M | -2,369.4% |
| Dividends paid | -$29.36M | -$28.14M | -$28.12M | -$28.50M | -4.3% |
| Financing cash flow | -$166.94M | -$232.67M | $125.62M | $53.50M | +28.3% |
| Free cash flow | $92.30M | $75.43M | $92.46M | $95.68M | +22.4% |
| End cash position | $378.65M | $380.94M | $522.44M | $112.04M | -0.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $76.30M | $71.81M | $75.89M | $73.53M | $71.53M | +6.3% |
| Operating revenue | $76.30M | $71.81M | $75.89M | $73.53M | $71.53M | +6.3% |
| Selling, general & admin | $28.83M | $26.09M | $27.88M | $27.65M | $25.84M | +10.5% |
| Pre-tax income | $26.89M | $26.91M | $28.21M | $23.64M | $23.88M | -0.1% |
| Tax provision | $6.07M | $6.19M | $5.34M | $5.07M | $5.61M | -1.9% |
| Net income | $20.82M | $20.73M | $22.88M | $18.57M | $18.27M | +0.5% |
| Net income to common | $20.82M | $20.73M | $22.88M | $18.57M | $18.27M | +0.5% |
| Basic EPS | 0.80 | 0.79 | 0.86 | 0.69 | 0.68 | +1.3% |
| Diluted EPS | 0.80 | 0.78 | 0.85 | 0.69 | 0.67 | +2.6% |
| Basic shares | 26.00M | 26.28M | 26.69M | 26.97M | 26.99M | -1.1% |
| Diluted shares | 26.11M | 26.41M | 26.83M | 27.08M | 27.07M | -1.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $383.27M | $406.60M | $378.65M | $309.89M | $316.97M | -5.7% |
| Accounts receivable | $23.42M | $24.32M | $23.56M | $25.23M | $23.52M | -3.7% |
| Property, plant & equipment | $123.54M | $124.26M | $125.44M | $126.56M | $134.35M | -0.6% |
| Goodwill & intangibles | $8.36M | $8.52M | $8.67M | $8.46M | $8.44M | -1.8% |
| Total assets | $7.50B | $7.50B | $7.41B | $7.42B | $7.37B | +0.1% |
| Long-term debt | $76.55M | $76.55M | $76.55M | $131.53M | $131.47M | 0.0% |
| Total debt | $100.61M | $101.62M | $102.10M | $157.81M | $163.45M | -1.0% |
| Total liabilities | $6.90B | $6.90B | $6.82B | $6.83B | $6.80B | +0.0% |
| Retained earnings | $217.79M | $204.49M | $191.38M | $175.97M | $164.68M | +6.5% |
| Shareholder equity | $596.33M | $593.88M | $592.58M | $588.07M | $568.87M | +0.4% |
| Net tangible assets | $587.97M | $585.36M | $583.91M | $579.61M | $560.44M | +0.4% |
| Shares issued | 25.81M | 26.12M | 26.37M | 26.90M | 26.98M | -1.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $20.82M | $20.73M | $22.88M | $18.57M | $18.27M | +0.5% |
| Depreciation & amortisation | $1.93M | $1.99M | $1.98M | $2.00M | $2.03M | -3.0% |
| Stock-based compensation | $2.43M | -$807.00K | $633.00K | -$156.00K | $1.98M | +401.0% |
| Change in working capital | $12.62M | $149.00K | $8.24M | -$5.11M | $14.96M | +8,372.5% |
| Operating cash flow | $42.90M | $18.33M | $20.52M | $21.44M | $35.07M | +134.0% |
| Capital expenditure | -$1.92M | -$1.07M | -$1.40M | -$873.00K | -$2.00M | -80.4% |
| Investing cash flow | -$42.43M | -$61.84M | $94.94M | -$52.38M | $66.72M | +31.4% |
| Share buybacks | -$12.66M | -$10.53M | -$16.32M | -$1.55M | -$3.38M | -20.3% |
| Dividends paid | -$7.53M | -$7.61M | -$7.46M | -$7.28M | -$7.29M | +1.1% |
| Financing cash flow | -$23.79M | $71.45M | -$46.70M | $23.87M | -$61.72M | -133.3% |
| Free cash flow | $40.98M | $17.26M | $19.12M | $20.56M | $33.07M | +137.4% |
| End cash position | $383.27M | $406.60M | $378.65M | $309.89M | $316.97M | -5.7% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
35.00
-3.5% from spot
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
4
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
35.00
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.78 | 0.80 | +2.2% |
| Mar 2026 | 0.74 | 0.78 | +5.9% |
| Dec 2025 | 0.73 | 0.85 | +16.4% |
| Sep 2025 | 0.74 | 0.73 | -1.4% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.85 | 5 | $77.27M | +3.0% |
| Next quarter | 0.84 | 5 | $77.79M | +1.7% |
| Current year | 3.27 | 5 | $305.67M | +4.2% |
| Next year | 3.58 | 5 | $316.26M | +3.5% |
Analyst targets & ownership
Mean target$41.75
High target$44.00
Low target$38.00
Implied upside15.08%
Analyst count4
ConsensusBUY
Strong buy / Buy1 / 1
Hold3
Sell / Strong sell0 / 0
Held by insiders1.89%
Held by institutions97.36%
Institutions holding312
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
36.33
-0.14% from price
SMA 20
36.90
-1.68% from price
SMA 50
37.80
-4.01% from price
SMA 100
37.22
-2.52% from price
SMA 200
34.97
+3.73% from price
EMA 12
36.50
-0.61% from price
EMA 26
36.94
-1.79% from price
EMA 50
37.23
-2.56% from price
RSI (14)
40.1
Neutral
MACD (12,26,9)
-0.44
Hist -0.03
ATR (14)
0.78
2.14% of price
Realised vol 30D
14.4%
Annualised
Bollinger upper
38.20
20, 2σ
Bollinger lower
35.59
20, 2σ
50 / 200 cross
Golden
37.80 vs 34.97
Trend bias
Above 200
+3.73%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.45
Less volatile than market
Correlation to SPY
0.24
Largely independent
Realised vol 30D
14.4%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-11.8%
Peak to trough
Max drawdown 5Y
-56.2%
Peak to trough
ATR 14
0.78
2.14% of price
Beta (reported)
0.86
5Y monthly, from filing
Short interest
Shares short
700.58K
Prior 603.24K
Change vs prior
+16.1%
Shorts adding
% of float
3.27%
Normal
% of shares out
2.72%
Against total outstanding
Days to cover
4.8
Liquid
Float
22.89M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 2, 26 | Hovde Group | INITIATED | — | Market Perform |
| Jul 9, 26 | Benchmark | INITIATED | — | Buy |
| Apr 9, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 2, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Feb 2, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Oct 8, 25 | Keefe, Bruyette & Woods | INITIATED | — | Market Perform |
| Aug 1, 24 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Feb 1, 24 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Oct 6, 22 | Raymond James | DOWNGRADE | Outperform | Market Perform |
| Jul 7, 22 | Raymond James | MAINTAINED | — | Outperform |
| Jan 27, 22 | Raymond James | MAINTAINED | — | Outperform |
| Mar 11, 21 | Raymond James | UPGRADE | Market Perform | Outperform |
Dividends & splits
Forward rate$1.20 / yr
Forward yield3.31%
5-year avg yield4.11%
Payout ratio36.22%
Ex-dividend dateAug 31, 2026
Next pay dateSep 15, 2026
Last split1:20
Split dateFeb 3, 2011
SEC filings
Periodic Financial Reports
10-Q · 2026-08-06
Corporate Changes & Voting Matters
8-K · 2026-07-24
Corporate Changes & Voting Matters
8-K · 2026-07-02
Annual report of employee stock purchase
11-K · 2026-06-25
Corporate Changes & Voting Matters
8-K · 2026-05-04
Corporate Changes & Voting Matters
8-K · 2026-04-29
Proxy Statements
DEF 14A · 2026-03-06
Periodic Financial Reports
10-K · 2026-02-27
Headlines
How Investors Are Reacting To Central Pacific Financial (CPF) Dividend Hike And Buyback Completion
Simply Wall St. · 68d ago
Central Pacific Financial (CPF) is a Top Dividend Stock Right Now: Should You Buy?
Zacks · 70d ago
Is Central Pacific Financial (CPF) Cheap Following Results, A Dividend Rise And Buybacks?
Simply Wall St. · 70d ago
Bank of Hawaii Second-Quarter Earnings Top Views, Revenue Falls Short
MT Newswires · 72d ago
Central Pacific Financial Corp (CPF) Q2 2026 Earnings Call Highlights: Strong Net Income Growth ...
GuruFocus.com · 74d ago
Central Pacific Financial Corp. Q2 2026 Earnings Call Summary
Moby · 74d ago
CPB Q2 Earnings Call Highlights
MarketBeat · 74d ago
Central Pacific Financial (CPF) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
Zacks · 75d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.