WAFD
WaFd, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Sell
-34/100
Last price
29.92
▼ 0.25 (0.83%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
30.12
Prev close
30.17
Day high
30.47
Day low
29.83
Volume
939.91K
Market cap
$2.21B
P/E (TTM)
9.44
52W range
26.31 – 39.49
Day trading desk
Gap from prior close
-0.17%
Prior close 30.17
VWAP
30.01
-0.29% from price
Relative volume
1.84×
Unusually busy
Session range
2.16%
29.83 – 30.47
Position in range
15%
Near session low
ATR (14D)
0.75
2.50% of price
Prior day high
30.92
PDH
Prior day low
30.04
PDL
Bid / ask spread
—
Quote not published
Session volume
1.61M
Avg 875.65K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-1.22%
-3.2%
1M
-17.58%
-18.7%
3M
-18.92%
-23.4%
6M
-6.15%
-24.3%
YTD
-6.59%
-20.8%
1Y
-0.17%
-16.6%
3Y
+16.78%
-65.5%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on WAFD open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
1.29M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Feb 6, 26 | COOPER CATHERINE E Officer |
SELL | 5.30K | $178.98K | Direct |
| Jan 20, 26 | SANDEN BLAYNE Officer |
STOCK | 750 | $23.58K | Direct |
| Jan 2, 26 | GRANT DAVID K Director |
STOCK | 3.31K | $106.02K | Direct |
| Jan 2, 26 | SHUSTER BRADLEY MIZE Director |
STOCK | 3.31K | $106.02K | Direct |
| Jan 2, 26 | TALBOT RANDALL H Director |
STOCK | 3.31K | $106.02K | Direct |
| Jan 2, 26 | YZAGUIRRE MARIO MAX Director |
STOCK | 3.31K | $106.02K | Direct |
| Jan 2, 26 | SINGH SUDHIR STEVEN Director |
STOCK | 3.31K | $106.02K | Direct |
| Jan 2, 26 | BROWER LINDA S Director |
STOCK | 3.31K | $106.02K | Direct |
| Jan 2, 26 | GRAHAM STEPHEN M. Director |
STOCK | 3.31K | $106.02K | Direct |
| Jan 2, 26 | BICE RICHARD SHAWN Director |
STOCK | 3.31K | $106.02K | Direct |
| Jan 2, 26 | HAMPEL SYLVIA Director |
STOCK | 3.31K | $106.02K | Direct |
| Jan 2, 26 | SINGLETON SEAN Director |
STOCK | 3.31K | $106.02K | Direct |
| Dec 29, 25 | BEARDALL BRENT JOSEPH Chief Executive Officer |
STOCK | 2.27K | $0 | Direct |
| Nov 11, 25 | HOLZ KELLI J Chief Financial Officer |
STOCK | 21.61K | $660.37K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BEARDALL BRENT JOSEPH |
Chief Executive Officer | 366.89K | Stock Gift |
BROWER LINDA S |
Director | 77.16K | Stock Award(Grant) |
COOPER CATHERINE E |
Officer | 105.33K | Sale |
ENDRIZZI JAMES A |
Officer | 133.13K | Stock Gift |
GRANT DAVID K |
Director | 67.26K | Stock Award(Grant) |
HOLZ KELLI J |
Chief Financial Officer | 114.03K | Stock Award(Grant) |
MAUER RYAN M |
Officer | 126.74K | Stock Award(Grant) |
ROBISON KIM E |
Chief Operating Officer | 137.13K | Stock Award(Grant) |
SHUSTER BRADLEY MIZE |
Director | 26.61K | Stock Award(Grant) |
TALBOT RANDALL H |
Director | 66.51K | Stock Award(Grant) |
Fundamentals
Market cap$2.21B
Enterprise value$5.19B
Revenue (TTM)$761.06M
Gross profit$761.06M
EBITDA—
Net income$241.84M
EPS (TTM)$3.17
Free cash flow—
Total cash$685.20M
Total debt$3.36B
Book value / share$36.81
Shares outstanding74.01M
Float73.10M
Short % of float8.82%
Dividend yield3.61%
Beta (5Y)0.88
Valuation & profitability ratios
Trailing P/E9.44
Forward P/E8.52
PEG ratio1.85
Price / sales—
Price / book0.81
EV / revenue6.82
EV / EBITDA—
Gross margin0.00%
Operating margin46.13%
Profit margin33.70%
Return on equity8.50%
Return on assets0.94%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $724.86M | $721.83M | $742.61M | $661.61M | +0.4% |
| Operating revenue | $724.86M | $721.83M | $742.61M | $661.61M | +0.4% |
| Selling, general & admin | $242.35M | $263.02M | $216.56M | $203.45M | -7.9% |
| Pre-tax income | $289.64M | $256.06M | $325.08M | $300.04M | +13.1% |
| Tax provision | $63.57M | $56.02M | $67.65M | $63.71M | +13.5% |
| Net income | $226.07M | $200.04M | $257.43M | $236.33M | +13.0% |
| Net income to common | $211.44M | $185.42M | $242.80M | $221.71M | +14.0% |
| Basic EPS | 2.64 | 2.50 | 3.72 | 3.40 | +5.6% |
| Diluted EPS | 2.63 | 2.50 | 3.72 | 3.39 | +5.2% |
| Basic shares | 80.18M | 74.24M | 65.19M | 65.29M | +8.0% |
| Diluted shares | 80.26M | 74.29M | 65.26M | 65.40M | +8.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $657.31M | $2.38B | $980.65M | $683.97M | -72.4% |
| Accounts receivable | $98.59M | $102.83M | $87.00M | $63.87M | -4.1% |
| Property, plant & equipment | $261.27M | $247.90M | $237.01M | $243.06M | +5.4% |
| Goodwill & intangibles | $442.09M | $448.43M | $310.62M | $309.01M | -1.4% |
| Total assets | $26.70B | $28.06B | $22.47B | $20.77B | -4.8% |
| Current debt | $1.75B | — | — | — | — |
| Long-term debt | $70.21M | $3.32B | $3.65B | $2.13B | -97.9% |
| Total debt | $1.82B | $3.32B | $3.65B | $2.13B | -45.2% |
| Total liabilities | $23.66B | $25.06B | $20.05B | $18.50B | -5.6% |
| Retained earnings | $2.11B | $1.98B | $1.87B | $1.69B | +6.4% |
| Shareholder equity | $3.04B | $3.00B | $2.43B | $2.27B | +1.3% |
| Net tangible assets | $2.60B | $2.55B | $2.12B | $1.97B | +1.8% |
| Shares issued | 154.41M | 154.01M | 136.47M | 136.27M | +0.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $226.07M | $200.04M | $257.43M | $236.33M | +13.0% |
| Depreciation & amortisation | $9.72M | $134.10M | $22.97M | $64.05M | -92.8% |
| Stock-based compensation | $8.52M | $9.18M | $7.91M | $6.81M | -7.2% |
| Change in working capital | -$15.66M | $81.31M | -$113.85M | -$40.89M | -119.3% |
| Operating cash flow | $236.95M | $439.23M | $213.96M | $268.46M | -46.1% |
| Capital expenditure | -$28.71M | -$24.68M | -$15.06M | -$11.79M | -16.3% |
| Investing cash flow | -$318.41M | $3.29B | -$1.38B | -$2.49B | -109.7% |
| Share buybacks | -$101.93M | -$27.07M | -$30.46M | -$3.26M | -276.6% |
| Dividends paid | -$99.26M | -$88.89M | -$78.42M | -$76.20M | -11.7% |
| Financing cash flow | -$1.64B | -$2.33B | $1.46B | $817.86M | +29.4% |
| Free cash flow | $208.25M | $414.55M | $198.89M | $256.68M | -49.8% |
| End cash position | $657.31M | $2.38B | $980.65M | $683.97M | -72.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $205.68M | $197.66M | $191.52M | $187.62M | $186.09M | +4.1% |
| Operating revenue | $205.68M | $197.66M | $191.52M | $187.62M | $186.09M | +4.1% |
| Selling, general & admin | $62.94M | $62.17M | $59.59M | $60.43M | $58.63M | +1.2% |
| Pre-tax income | $84.35M | $83.81M | $82.30M | $77.62M | $79.76M | +0.6% |
| Tax provision | $18.22M | $18.26M | $18.11M | $17.03M | $17.81M | -0.2% |
| Net income | $66.13M | $65.55M | $64.20M | $60.60M | $61.95M | +0.9% |
| Net income to common | $62.47M | $61.89M | $60.54M | $56.94M | $58.30M | +0.9% |
| Basic EPS | 0.85 | 0.82 | 0.79 | 0.73 | 0.73 | +3.7% |
| Diluted EPS | 0.84 | 0.82 | 0.79 | 0.72 | 0.73 | +2.4% |
| Basic shares | 73.90M | 75.49M | 76.97M | 78.51M | 79.89M | -2.1% |
| Diluted shares | 74.05M | 75.57M | 77.02M | 78.57M | 79.91M | -2.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $676.47M | $669.80M | $734.91M | $657.31M | $809.25M | +1.0% |
| Accounts receivable | $99.12M | $98.86M | $97.65M | $98.59M | $99.22M | +0.3% |
| Property, plant & equipment | $291.61M | $294.03M | $270.55M | $261.27M | $254.40M | -0.8% |
| Goodwill & intangibles | $443.67M | $445.51M | $443.08M | $442.09M | $444.29M | -0.4% |
| Total assets | $27.60B | $27.57B | $27.29B | $26.70B | $26.73B | +0.1% |
| Current debt | — | — | — | $1.75B | — | — |
| Long-term debt | $3.32B | $3.11B | $2.49B | $70.21M | $1.99B | +6.5% |
| Total debt | $3.32B | $3.11B | $2.49B | $1.82B | $1.99B | +6.5% |
| Total liabilities | $24.57B | $24.59B | $24.26B | $23.66B | $23.72B | -0.1% |
| Retained earnings | $2.23B | $2.19B | $2.15B | $2.11B | $2.07B | +2.0% |
| Shareholder equity | $3.02B | $2.98B | $3.03B | $3.04B | $3.01B | +1.4% |
| Net tangible assets | $2.58B | $2.54B | $2.59B | $2.60B | $2.57B | +1.7% |
| Shares issued | 73.95M | 154.76M | 154.62M | 154.41M | 154.39M | -52.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $66.13M | $65.55M | $64.20M | $60.60M | $61.95M | +0.9% |
| Depreciation & amortisation | $6.04M | $8.58M | -$1.56M | -$1.25M | -$13.52M | -29.6% |
| Stock-based compensation | $2.38M | $3.44M | $2.04M | $2.03M | $2.06M | -31.0% |
| Change in working capital | -$11.50M | -$2.15M | -$3.88M | -$8.14M | $5.51M | -433.6% |
| Operating cash flow | $70.28M | $79.38M | $60.48M | $57.38M | $58.01M | -11.5% |
| Capital expenditure | -$6.91M | -$11.41M | -$10.44M | -$11.78M | -$4.93M | +39.4% |
| Investing cash flow | -$42.05M | -$391.05M | -$511.69M | -$58.76M | $468.89M | +89.2% |
| Share buybacks | -$319.00K | -$87.21M | -$58.02M | -$28.84M | -$48.34M | +99.6% |
| Dividends paid | -$23.32M | -$23.81M | -$24.02M | -$24.51M | -$24.90M | +2.1% |
| Financing cash flow | -$21.56M | $246.56M | $528.81M | -$150.56M | -$949.11M | -108.7% |
| Free cash flow | $63.36M | $67.97M | $50.04M | $45.60M | $53.08M | -6.8% |
| End cash position | $676.47M | $669.80M | $734.91M | $657.31M | $809.25M | +1.0% |
Options analytics
Put / call volume
0.15
Call-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
30.00
+0.3% from spot
ATM implied vol
0.8%
Nearest strike to spot
Skew (10% OTM)
-25.0%
Calls bid over puts
Call volume
13
Contracts, this expiry
Put volume
2
Contracts, this expiry
Heaviest call OI
30.00
0 contracts
Heaviest put OI
30.00
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.82 | 0.81 | -0.6% |
| Mar 2026 | 0.75 | 0.83 | +10.7% |
| Dec 2025 | 0.76 | 0.75 | -0.7% |
| Sep 2025 | 0.77 | 0.72 | -5.9% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.84 | 4 | $203.66M | +8.2% |
| Next quarter | 0.84 | 4 | $204.21M | +6.7% |
| Current year | 3.23 | 4 | $793.23M | +9.3% |
| Next year | 3.51 | 2 | $1.85B | +133.4% |
Analyst targets & ownership
Mean target$34.50
High target$40.00
Low target$32.00
Implied upside15.31%
Analyst count4
ConsensusHOLD
Strong buy / Buy0 / 0
Hold4
Sell / Strong sell0 / 0
Held by insiders1.74%
Held by institutions88.17%
Institutions holding388
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
30.49
-1.87% from price
SMA 20
31.74
-5.74% from price
SMA 50
34.75
-13.90% from price
SMA 100
35.72
-16.24% from price
SMA 200
34.29
-12.75% from price
EMA 12
30.90
-3.16% from price
EMA 26
32.31
-7.39% from price
EMA 50
33.75
-11.35% from price
RSI (14)
26.9
Oversold
MACD (12,26,9)
-1.41
Hist -0.02
ATR (14)
0.75
2.50% of price
Realised vol 30D
24.0%
Annualised
Bollinger upper
34.57
20, 2σ
Bollinger lower
28.91
20, 2σ
50 / 200 cross
Golden
34.75 vs 34.29
Trend bias
Below 200
-12.75%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.52
Less volatile than market
Correlation to SPY
0.28
Largely independent
Realised vol 30D
24.0%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-23.9%
Peak to trough
Max drawdown 5Y
-38.1%
Peak to trough
ATR 14
0.75
2.50% of price
Beta (reported)
0.88
5Y monthly, from filing
Short interest
Shares short
4.67M
Prior 4.01M
Change vs prior
+16.4%
Shorts adding
% of float
8.82%
Normal
% of shares out
6.30%
Against total outstanding
Days to cover
5.8
Crowded exit
Float
73.10M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 1, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Sep 9, 26 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Jul 20, 26 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Apr 20, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 20, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Apr 9, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jan 20, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jan 20, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Oct 20, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jul 21, 25 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Jul 21, 25 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jul 21, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
Dividends & splits
Forward rate$1.08 / yr
Forward yield3.61%
5-year avg yield3.17%
Payout ratio34.07%
Ex-dividend dateAug 21, 2026
Next pay dateSep 4, 2026
Last split11:10
Split dateFeb 2, 2005
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-10-05
Proxy Statements
DEFA14A · 2026-09-28
Proxy Statements
DEFA14A · 2026-09-18
Proxy Statements
DEFA14A · 2026-09-11
Proxy Statements
DEFA14A · 2026-09-10
Corporate Changes & Voting Matters
8-K · 2026-09-08
Corporate Changes & Voting Matters
8-K · 2026-08-11
Periodic Financial Reports
10-Q · 2026-08-04
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.