WAFD
WaFd, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Last price
36.38
■ 0.00 (0.00%)
MARKET · —
Price
Open
36.26
Prev close
36.38
Day high
36.71
Day low
36.14
Volume
396.38K
Market cap
$2.69B
P/E (TTM)
11.48
52W range
26.31 – 39.49
Trailing performance
Returnvs SPY
1W
-4.11%
-2.7%
1M
-0.93%
-4.7%
3M
+2.62%
-0.5%
6M
+9.58%
-1.5%
YTD
+13.58%
+1.3%
1Y
+18.62%
-1.4%
3Y
+28.37%
-45.8%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$2.69B
Enterprise value$5.67B
Revenue (TTM)$761.06M
Gross profit$761.06M
EBITDA—
Net income$241.84M
EPS (TTM)$3.17
Free cash flow—
Total cash$685.20M
Total debt$3.36B
Book value / share$36.81
Shares outstanding74.00M
Float73.10M
Short % of float7.05%
Dividend yield2.97%
Beta (5Y)0.83
Valuation & profitability ratios
Trailing P/E11.48
Forward P/E10.82
PEG ratio1.85
Price / sales—
Price / book0.99
EV / revenue7.45
EV / EBITDA—
Gross margin0.00%
Operating margin46.13%
Profit margin33.70%
Return on equity8.50%
Return on assets0.94%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $725.48M | $721.52M | $742.43M | $660.96M |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $211.44M | $185.42M | $242.80M | $221.71M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $211.44M | $185.42M | $242.80M | $221.71M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.82 | 0.81 | -0.6% |
| Mar 2026 | 0.75 | 0.83 | +10.7% |
| Dec 2025 | 0.76 | 0.75 | -0.7% |
| Sep 2025 | 0.77 | 0.72 | -5.9% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.84 | 4 | $203.15M | +7.9% |
| Next quarter | 0.84 | 4 | $204.32M | +6.8% |
| Current year | 3.23 | 4 | $791.10M | +9.1% |
| Next year | 3.36 | 4 | $822.34M | +4.0% |
Analyst targets & ownership
Mean target$39.00
High target$40.00
Low target$36.00
Implied upside7.20%
Analyst count4
ConsensusHOLD
Strong buy / Buy0 / 0
Hold4
Sell / Strong sell0 / 0
Held by insiders1.73%
Held by institutions87.39%
Institutions holding388
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
1.28M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Feb 6, 26 | COOPER CATHERINE E Officer |
SELL | 5.30K | $178.98K | Direct |
| Jan 20, 26 | SANDEN BLAYNE Officer |
STOCK | 750 | $23.58K | Direct |
| Jan 2, 26 | GRANT DAVID K Director |
STOCK | 3.31K | $106.02K | Direct |
| Jan 2, 26 | SHUSTER BRADLEY MIZE Director |
STOCK | 3.31K | $106.02K | Direct |
| Jan 2, 26 | GRAHAM STEPHEN M. Director |
STOCK | 3.31K | $106.02K | Direct |
| Jan 2, 26 | BICE RICHARD SHAWN Director |
STOCK | 3.31K | $106.02K | Direct |
| Jan 2, 26 | HAMPEL SYLVIA Director |
STOCK | 3.31K | $106.02K | Direct |
| Jan 2, 26 | TALBOT RANDALL H Director |
STOCK | 3.31K | $106.02K | Direct |
| Jan 2, 26 | YZAGUIRRE MARIO MAX Director |
STOCK | 3.31K | $106.02K | Direct |
| Jan 2, 26 | SINGH SUDHIR STEVEN Director |
STOCK | 3.31K | $106.02K | Direct |
| Jan 2, 26 | BROWER LINDA S Director |
STOCK | 3.31K | $106.02K | Direct |
| Jan 2, 26 | SINGLETON SEAN Director |
STOCK | 3.31K | $106.02K | Direct |
| Dec 29, 25 | BEARDALL BRENT JOSEPH Chief Executive Officer |
STOCK | 2.27K | $0 | Direct |
| Nov 11, 25 | COOPER CATHERINE E Officer |
STOCK | 21.61K | $660.37K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BEARDALL BRENT JOSEPH |
Chief Executive Officer | 366.89K | Stock Gift |
BROWER LINDA S |
Director | 77.16K | Stock Award(Grant) |
COOPER CATHERINE E |
Officer | 105.33K | Sale |
ENDRIZZI JAMES A |
Officer | 133.13K | Stock Gift |
GRANT DAVID K |
Director | 67.26K | Stock Award(Grant) |
HOLZ KELLI J |
Chief Financial Officer | 114.03K | Stock Award(Grant) |
MAUER RYAN M |
Officer | 126.74K | Stock Award(Grant) |
ROBISON KIM E |
Chief Operating Officer | 137.13K | Stock Award(Grant) |
SHUSTER BRADLEY MIZE |
Director | 26.61K | Stock Award(Grant) |
TALBOT RANDALL H |
Director | 66.51K | Stock Award(Grant) |
Moving averages & technicals
SMA 10
37.40
-2.73% from price
SMA 20
37.22
-2.25% from price
SMA 50
37.41
-2.75% from price
SMA 100
36.01
+1.02% from price
SMA 200
34.04
+6.88% from price
EMA 12
37.18
-2.15% from price
EMA 26
37.26
-2.36% from price
EMA 50
37.00
-1.66% from price
RSI (14)
39.4
Neutral
MACD (12,26,9)
-0.08
Hist -0.13
ATR (14)
0.57
1.56% of price
Realised vol 30D
19.6%
Annualised
Bollinger upper
38.34
20, 2σ
Bollinger lower
36.10
20, 2σ
50 / 200 cross
Golden
37.41 vs 34.04
Trend bias
Above 200
+6.88%
Risk profile
Beta vs SPY
0.53
Less volatile than market
Correlation to SPY
0.29
Largely independent
Realised vol 30D
19.6%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-12.9%
Peak to trough
Max drawdown 5Y
-38.1%
Peak to trough
ATR 14
0.57
1.56% of price
Beta (reported)
0.83
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
0.00
Call-heavy session
Put / call open interest
0.10
Positioning, not flow
Max pain
35.00
-3.8% from spot
ATM implied vol
93.3%
Nearest strike to spot
Skew (10% OTM)
+20.6%
Puts bid over calls
Call volume
2
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
35.00
5 contracts
Heaviest put OI
35.00
1 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
WaFd, Inc. Announces Cash Dividend of 27 cents per share
Business Wire · 11d ago
1 Small-Cap Stock to Keep an Eye On and 2 Facing Headwinds
StockStory · 12d ago
WaFd Bank Donates $100,000 to American Red Cross to Support Spokane and Eastern Washington Wildfire Relief
Business Wire · 17d ago
3 Bank Stocks We’re Skeptical Of
StockStory · 19d ago
WaFd Inc (WAFD) Q3 2026 Earnings Call Highlights: Strong Loan Growth and Shareholder Returns ...
GuruFocus.com · 32d ago
Does WaFd’s Buyback-Fueled EPS Growth Shift the Bull Case for WAFD?
Simply Wall St. · 34d ago
WaFd (WAFD) Could Be 2% Overvalued As Revenue Beat Meets Credit Cost Concerns
Simply Wall St. · 34d ago
Why WaFd Bank (WAFD) Shares Are Trading Lower Today
StockStory · 36d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.