VABK
Virginia National Bankshares Corporation
NasdaqCMUSDEQUITY
Financial Services
DELAYED
Last price
46.68
▲ 0.20 (0.43%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
46.01
Prev close
46.48
Day high
47.00
Day low
46.54
Volume
6.92K
Market cap
$253.25M
P/E (TTM)
10.24
52W range
37.31 – 50.00
Day trading desk
Gap from prior close
-1.01%
Prior close 46.48
VWAP
46.74
-0.14% from price
Relative volume
0.92×
Normal
Session range
4.31%
45.06 – 47.00
Position in range
84%
Near session high
ATR (14D)
1.12
2.40% of price
Prior day high
46.97
PDH
Prior day low
46.48
PDL
Bid / ask spread
—
Quote not published
Session volume
6.92K
Avg 7.53K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-0.24%
+1.1%
1M
+5.73%
+2.0%
3M
+8.89%
+5.8%
6M
+15.17%
+4.1%
YTD
+17.14%
+4.9%
1Y
+19.54%
-0.5%
3Y
+28.07%
-46.1%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on VABK open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
688.03K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Feb 25, 26 | BURROWS ROBERT LEE JR. Director |
STOCK | 1.10K | $0 | Direct |
| Jan 30, 26 | FROSTICK RANDOLPH D Director |
STOCK | 1.10K | $0 | Direct |
| Jan 30, 26 | KEYSER JAY B Director |
STOCK | 1.10K | $0 | Direct |
| Jan 30, 26 | DITTMAR WILLIAM D JR Director |
STOCK | 1.84K | $0 | Direct |
| Jan 30, 26 | CARTER KEVIN T. Director |
STOCK | 1.10K | $0 | Direct |
| Jan 30, 26 | HOUSTON LINDA M Director |
STOCK | 1.10K | $0 | Direct |
| Jan 30, 26 | WELLS GREGORY L Director |
STOCK | 1.10K | $0 | Direct |
| Jan 30, 26 | ADAMS JOHN BUCHANAN JR. Director |
STOCK | 1.10K | $0 | Direct |
| Jan 30, 26 | RUST GLENN W Chief Executive Officer |
STOCK | 9.16K | $0 | Direct |
| Jan 30, 26 | CRAIG HUNTER E Director |
STOCK | 1.10K | $0 | Direct |
| Jan 30, 26 | STRANGE STERLING T III Director |
STOCK | 1.10K | $0 | Direct |
| Feb 26, 25 | FROSTICK RANDOLPH D Director |
STOCK | 1.25K | $0 | Direct |
| Feb 26, 25 | KEYSER JAY B Director |
STOCK | 1.25K | $0 | Direct |
| Feb 26, 25 | DITTMAR WILLIAM D JR Director |
STOCK | 2.08K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
ADAMS JOHN BUCHANAN JR. |
Director | 26.30K | Stock Award(Grant) |
CARTER KEVIN T. |
Director | 14.58K | Stock Award(Grant) |
CRAIG HUNTER E |
Director | 237.55K | Stock Award(Grant) |
DITTMAR WILLIAM D JR |
Director | 222.16K | Stock Award(Grant) |
FROSTICK RANDOLPH D |
Director | 15.02K | Stock Award(Grant) |
HOUSTON LINDA M |
Director | 14.13K | Stock Award(Grant) |
KEYSER JAY B |
Director | 17.28K | Stock Award(Grant) |
RUST GLENN W |
Chief Executive Officer | 78.52K | Stock Award(Grant) |
STRANGE STERLING T III |
Director | 13.47K | Stock Award(Grant) |
WELLS GREGORY L |
Director | 17.97K | Stock Award(Grant) |
Fundamentals
Market cap$253.25M
Enterprise value$204.96M
Revenue (TTM)$63.43M
Gross profit$63.43M
EBITDA—
Net income$24.80M
EPS (TTM)$4.56
Free cash flow—
Total cash$77.35M
Total debt$29.05M
Book value / share$35.89
Shares outstanding5.43M
Float4.33M
Short % of float1.10%
Dividend yield3.08%
Beta (5Y)0.46
Valuation & profitability ratios
Trailing P/E10.24
Forward P/E—
PEG ratio—
Price / sales—
Price / book1.30
EV / revenue3.23
EV / EBITDA—
Gross margin0.00%
Operating margin59.87%
Profit margin39.10%
Return on equity13.57%
Return on assets1.51%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $57.60M | $53.06M | $58.07M | $66.80M | +8.6% |
| Operating revenue | $57.60M | $53.06M | $58.07M | $66.80M | +8.6% |
| Selling, general & admin | $17.24M | $17.36M | $17.71M | $19.00M | -0.7% |
| Pre-tax income | $24.08M | $20.90M | $23.27M | $28.55M | +15.2% |
| Tax provision | $4.82M | $3.93M | $4.01M | $5.11M | +22.6% |
| Net income | $19.26M | $16.97M | $19.26M | $23.44M | +13.5% |
| Net income to common | $19.26M | $16.97M | $19.26M | $23.44M | +13.5% |
| Basic EPS | 3.57 | 3.16 | 3.60 | 4.40 | +13.0% |
| Diluted EPS | 3.55 | 3.15 | 3.58 | 4.38 | +12.7% |
| Basic shares | 5.39M | 5.37M | 5.36M | 5.32M | +0.3% |
| Diluted shares | 5.42M | 5.39M | 5.39M | 5.35M | +0.5% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $16.35M | $17.10M | $28.39M | $40.09M | — | -4.4% |
| Accounts receivable | — | — | $14.29M | $13.51M | $13.30M | — |
| Property, plant & equipment | $17.98M | $20.93M | $22.94M | $24.34M | — | -14.1% |
| Goodwill & intangibles | $10.45M | $11.56M | $12.86M | $14.35M | — | -9.6% |
| Total assets | $1.65B | $1.62B | $1.65B | $1.62B | — | +2.0% |
| Long-term debt | $23.55M | $23.51M | $69.96M | $3.41M | — | +0.2% |
| Total debt | $29.75M | $28.89M | $76.46M | $9.59M | — | +2.9% |
| Total liabilities | $1.47B | $1.46B | $1.49B | $1.49B | — | +0.6% |
| Retained earnings | $94.17M | $82.51M | $73.78M | $63.48M | — | +14.1% |
| Shareholder equity | $184.16M | $160.30M | $153.04M | $133.42M | — | +14.9% |
| Net tangible assets | $173.71M | $148.74M | $140.18M | $119.06M | — | +16.8% |
| Shares issued | 5.39M | 5.37M | 5.37M | 5.34M | — | +0.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $19.26M | $16.97M | $19.26M | $23.44M | +13.5% |
| Depreciation & amortisation | $3.99M | $4.26M | $4.77M | $5.08M | -6.3% |
| Stock-based compensation | $972.00K | $969.00K | $727.00K | $687.00K | +0.3% |
| Change in working capital | -$678.00K | -$2.18M | -$811.00K | -$2.16M | +68.9% |
| Operating cash flow | $21.33M | $15.29M | $13.90M | $22.68M | +39.5% |
| Capital expenditure | -$582.00K | -$733.00K | -$1.17M | -$546.00K | +20.6% |
| Investing cash flow | $31.80M | $15.75M | -$19.77M | -$167.20M | +101.8% |
| Share buybacks | $0 | -$559.00K | $0 | — | +100.0% |
| Dividends paid | -$7.60M | -$7.09M | -$7.07M | -$6.39M | -7.3% |
| Financing cash flow | $381.00K | -$42.33M | -$5.88M | -$324.19M | +100.9% |
| Free cash flow | $20.75M | $14.56M | $12.73M | $22.14M | +42.6% |
| End cash position | $70.61M | $17.10M | $28.39M | $40.14M | +312.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | — | $14.39M | $15.02M | $14.42M | $14.11M | $14.05M | — |
| Operating revenue | — | $14.39M | $15.02M | $14.42M | $14.11M | $14.05M | — |
| Selling, general & admin | — | $4.44M | $4.38M | $4.33M | $4.19M | $4.33M | — |
| Pre-tax income | — | $6.53M | $7.58M | $5.69M | $5.42M | $5.39M | — |
| Tax provision | — | $1.27M | $1.62M | $1.11M | $1.19M | $901.00K | — |
| Net income | — | $5.26M | $5.96M | $4.58M | $4.24M | $4.49M | — |
| Net income to common | — | $5.26M | $5.96M | $4.58M | $4.24M | $4.49M | — |
| Basic EPS | 1.66 | 0.97 | 1.10 | 0.85 | 0.79 | — | +71.1% |
| Diluted EPS | 1.65 | 0.97 | 1.10 | 0.84 | 0.78 | — | +70.1% |
| Basic shares | 5.42M | 5.41M | 5.39M | 5.39M | 5.39M | — | +0.3% |
| Diluted shares | 5.46M | 5.44M | 5.42M | 5.42M | 5.42M | — | +0.2% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $19.11M | $16.35M | $15.13M | $15.84M | $26.23M | +16.9% |
| Property, plant & equipment | $17.59M | $17.98M | $18.44M | $19.24M | $17.66M | -2.2% |
| Goodwill & intangibles | $10.20M | $10.45M | $10.71M | $10.98M | $11.27M | -2.4% |
| Total assets | $1.65B | $1.65B | $1.61B | $1.63B | $1.63B | -0.1% |
| Long-term debt | $23.57M | $23.55M | $33.54M | $64.53M | $23.52M | +0.1% |
| Total debt | $29.40M | $29.75M | $40.08M | $71.42M | $28.54M | -1.2% |
| Total liabilities | $1.46B | $1.47B | $1.43B | $1.46B | $1.47B | -0.3% |
| Retained earnings | $97.47M | $94.17M | $90.15M | $87.51M | $85.22M | +3.5% |
| Shareholder equity | $186.50M | $184.16M | $177.36M | $170.77M | $166.78M | +1.3% |
| Net tangible assets | $176.29M | $173.71M | $166.65M | $159.79M | $155.52M | +1.5% |
| Shares issued | 5.42M | 5.39M | 5.39M | 5.39M | 5.39M | +0.5% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | $5.26M | $5.96M | $4.58M | $4.24M | $4.49M | — | -11.7% |
| Depreciation & amortisation | $794.00K | $2.04M | -$187.00K | $1.07M | $1.06M | — | -61.1% |
| Stock-based compensation | $302.00K | $235.00K | $242.00K | $247.00K | $248.00K | — | +28.5% |
| Change in working capital | $1.76M | -$1.43M | $1.60M | $1.79M | -$2.64M | — | +223.0% |
| Operating cash flow | $7.24M | $6.53M | $5.98M | $6.74M | $2.09M | — | +11.0% |
| Capital expenditure | -$207.00K | -$364.00K | — | -$26.00K | -$259.00K | -$183.00K | +43.1% |
| Investing cash flow | $5.96M | $6.06M | $15.71M | $8.30M | $1.73M | — | -1.6% |
| Share buybacks | — | $0 | $0 | $0 | $0 | $0 | — |
| Dividends paid | -$1.95M | -$1.94M | -$1.94M | -$1.94M | -$1.78M | — | -0.4% |
| Financing cash flow | -$6.95M | $34.94M | -$37.12M | -$6.09M | $8.65M | — | -119.9% |
| Free cash flow | $7.04M | $6.16M | $6.04M | $6.71M | $1.83M | — | +14.2% |
| End cash position | $76.87M | $70.61M | $23.09M | $38.52M | $29.57M | — | +8.9% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders12.68%
Held by institutions51.35%
Institutions holding126
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
46.82
-0.29% from price
SMA 20
46.71
-0.06% from price
SMA 50
45.60
+2.37% from price
SMA 100
43.72
+6.78% from price
SMA 200
41.92
+11.35% from price
EMA 12
46.71
-0.07% from price
EMA 26
46.34
+0.73% from price
EMA 50
45.54
+2.51% from price
RSI (14)
52.8
Neutral
MACD (12,26,9)
0.37
Hist -0.13
ATR (14)
1.12
2.40% of price
Realised vol 30D
23.6%
Annualised
Bollinger upper
47.94
20, 2σ
Bollinger lower
45.48
20, 2σ
50 / 200 cross
Golden
45.60 vs 41.92
Trend bias
Above 200
+11.35%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.32
Less volatile than market
Correlation to SPY
0.14
Largely independent
Realised vol 30D
23.6%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-13.6%
Peak to trough
Max drawdown 5Y
-41.6%
Peak to trough
ATR 14
1.12
2.40% of price
Beta (reported)
0.46
5Y monthly, from filing
Short interest
Shares short
52.21K
Prior 42.95K
Change vs prior
+21.6%
Shorts adding
% of float
1.10%
Normal
% of shares out
0.96%
Against total outstanding
Days to cover
8.0
Crowded exit
Float
4.33M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Dividends & splits
Forward rate$1.44 / yr
Forward yield3.08%
5-year avg yield3.61%
Payout ratio31.58%
Ex-dividend dateAug 14, 2026
Next pay dateAug 28, 2026
Last split105:100
Split dateApr 2, 2018
SEC filings
Periodic Financial Reports
10-Q · 2026-08-13
Corporate Changes & Voting Matters
8-K · 2026-07-23
Corporate Changes & Voting Matters
8-K · 2026-06-29
Corporate Changes & Voting Matters
8-K · 2026-05-15
Periodic Financial Reports
10-Q · 2026-05-12
Corporate Changes & Voting Matters
8-K · 2026-05-04
Proxy Statements
DEF 14A · 2026-04-30
Corporate Changes & Voting Matters
8-K · 2026-04-23
Headlines
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