MNSB
MainStreet Bancshares, Inc.
NasdaqCMUSDEQUITY
Financial Services
DELAYED
Last price
24.81
▼ 0.45 (1.78%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
25.26
Prev close
25.26
Day high
25.32
Day low
24.78
Volume
27.72K
Market cap
$176.67M
P/E (TTM)
12.22
52W range
17.86 – 25.71
Day trading desk
Gap from prior close
0.00%
Prior close 25.26
VWAP
24.97
-0.63% from price
Relative volume
0.61×
Normal
Session range
2.20%
24.77 – 25.32
Position in range
6%
Near session low
ATR (14D)
0.63
2.53% of price
Prior day high
25.33
PDH
Prior day low
24.36
PDL
Bid / ask spread
—
Quote not published
Session volume
25.65K
Avg 42.15K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-0.20%
+1.2%
1M
+7.50%
+3.8%
3M
+7.08%
+4.0%
6M
+8.77%
-2.3%
YTD
+21.86%
+9.6%
1Y
+13.96%
-6.0%
3Y
+8.39%
-65.8%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on MNSB open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+40.93K
Net buying
Buy transactions
12
45.43K shares
Sell transactions
1
4.50K shares
Net transactions
+13
Buys less sells
Sell : buy shares
0.1 : 1
Mixed
Insider-held shares
1.12M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Oct 9, 20 | SAEGER TERRY M Director |
STOCK | 1.08K | $15.00K | Direct |
| Oct 9, 20 | GREEN DARRELL R Director |
STOCK | 1.08K | $15.00K | Direct |
| Oct 9, 20 | BENNETT ELIZABETH S Director |
STOCK | 542 | $7.50K | Direct |
| Oct 9, 20 | RUST PATSY Director |
STOCK | 542 | $7.50K | Direct |
| Aug 19, 20 | HERSIBURANE ABDULHAMID President |
STOCK | 10.00K | $140.20K | Direct |
| Jul 1, 20 | SAEGER TERRY M Director |
STOCK | 1.13K | $15.00K | Direct |
| Jul 1, 20 | GREEN DARRELL R Director |
STOCK | 1.13K | $15.00K | Direct |
| Jul 1, 20 | BENNETT ELIZABETH S Director |
STOCK | 566 | $7.50K | Direct |
| Jul 1, 20 | RUST PATSY Director |
STOCK | 566 | $7.50K | Direct |
| Apr 15, 20 | HADDOCK PAUL THOMAS Director |
STOCK | 530 | $7.50K | Direct |
| Apr 15, 20 | SAEGER TERRY M Director |
STOCK | 1.06K | $15.01K | Direct |
| Apr 15, 20 | GREEN DARRELL R Director |
STOCK | 1.06K | $15.01K | Direct |
| Apr 15, 20 | BENNETT ELIZABETH S Director |
STOCK | 530 | $7.50K | Direct |
| Apr 15, 20 | RUST PATSY Director |
STOCK | 530 | $7.50K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BENNETT ELIZABETH S |
Director | 9.81K | Stock Award(Grant) |
BROCKETT CHARLES C |
President | 98.09K | Stock Award(Grant) |
CHMELIK THOMAS J |
Chief Financial Officer | 111.49K | Stock Award(Grant) |
DICK JEFF W |
Chief Executive Officer | 160.57K | Stock Award(Grant) |
GREEN DARRELL R |
Director | 19.02K | Stock Award(Grant) |
HADDOCK PAUL THOMAS |
Director | 9.57K | Stock Award(Grant) |
HERSIBURANE ABDULHAMID |
President | 16.81K | Stock Award(Grant) |
RUST PATSY |
Director | 20.05K | Stock Award(Grant) |
SAEGER TERRY M |
Director | 31.90K | Stock Award(Grant) |
VARI RICHARD ALEXANDER |
Officer | 9.64K | Stock Award(Grant) |
Fundamentals
Market cap$176.67M
Enterprise value$158.31M
Revenue (TTM)$72.22M
Gross profit$72.22M
EBITDA—
Net income$15.18M
EPS (TTM)$2.03
Free cash flow—
Total cash$118.68M
Total debt$79.50M
Book value / share$27.31
Shares outstanding7.12M
Float5.16M
Short % of float2.94%
Dividend yield1.61%
Beta (5Y)0.53
Valuation & profitability ratios
Trailing P/E12.22
Forward P/E10.25
PEG ratio—
Price / sales—
Price / book0.91
EV / revenue2.19
EV / EBITDA—
Gross margin0.00%
Operating margin35.21%
Profit margin24.01%
Return on equity8.10%
Return on assets0.80%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $73.30M | $65.83M | $80.08M | $75.31M | +11.4% |
| Operating revenue | $73.30M | $65.83M | $80.08M | $75.31M | +11.4% |
| Selling, general & admin | $36.77M | $34.95M | $32.66M | $27.61M | +5.2% |
| Pre-tax income | $19.09M | -$13.90M | $32.82M | $33.39M | +237.3% |
| Tax provision | $3.48M | -$3.92M | $6.24M | $6.71M | +188.6% |
| Net income | $15.61M | -$9.98M | $26.59M | $26.67M | +256.4% |
| Net income to common | $13.46M | -$12.14M | $24.43M | $24.52M | +210.9% |
| Basic EPS | 1.76 | -1.60 | 3.25 | 3.26 | +210.0% |
| Diluted EPS | 1.76 | -1.60 | 3.25 | 3.26 | +210.0% |
| Basic shares | 7.65M | 7.61M | 7.52M | 7.53M | +0.6% |
| Diluted shares | 7.65M | 7.61M | 7.52M | 7.53M | +0.6% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $26.45M | $23.06M | $53.58M | $48.93M | — | +14.7% |
| Accounts receivable | $14.52M | $11.31M | $12.39M | $9.58M | — | +28.4% |
| Property, plant & equipment | $13.53M | $13.29M | $13.94M | $14.71M | — | +1.8% |
| Goodwill & intangibles | — | $0 | $14.66M | $9.15M | $2.49M | — |
| Total assets | $2.21B | $2.23B | $2.04B | $1.93B | — | -0.7% |
| Long-term debt | $69.94M | $73.04M | $72.64M | $172.25M | — | -4.2% |
| Total debt | $69.94M | $73.04M | $72.64M | $172.25M | — | -4.2% |
| Total liabilities | $1.99B | $2.02B | $1.81B | $1.73B | — | -1.3% |
| Retained earnings | $101.56M | $91.15M | $106.55M | $86.83M | — | +11.4% |
| Shareholder equity | $218.59M | $207.99M | $221.52M | $198.28M | — | +5.1% |
| Net tangible assets | $218.59M | $207.99M | $206.86M | $189.13M | — | +5.1% |
| Shares issued | 7.50M | 7.60M | 7.53M | 7.44M | — | -1.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $15.61M | -$9.98M | $26.59M | $26.67M | +256.4% |
| Depreciation & amortisation | $4.94M | $4.63M | $2.75M | $2.58M | +6.6% |
| Stock-based compensation | $2.59M | $2.84M | $2.49M | $2.52M | -8.9% |
| Change in working capital | -$6.44M | -$3.87M | -$1.09M | $710.00K | -66.7% |
| Operating cash flow | $14.81M | $14.74M | $31.63M | $33.54M | +0.5% |
| Capital expenditure | -$4.17M | -$5.79M | -$6.00M | -$7.78M | +27.9% |
| Investing cash flow | -$38.38M | -$122.28M | -$130.75M | -$228.74M | +68.6% |
| Share buybacks | -$4.34M | -$732.00K | -$43.00K | -$6.92M | -492.3% |
| Dividends paid | -$5.21M | -$5.20M | -$5.17M | -$4.04M | -0.1% |
| Financing cash flow | -$21.38M | $200.73M | $83.03M | $232.59M | -110.7% |
| Free cash flow | $10.64M | $8.95M | $25.63M | $25.76M | +18.8% |
| End cash position | $162.76M | $207.71M | $114.51M | $130.60M | -21.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $19.13M | $17.90M | $18.04M | $18.08M | $19.86M | +6.8% |
| Operating revenue | $19.13M | $17.90M | $18.04M | $18.08M | $19.86M | +6.8% |
| Selling, general & admin | $8.57M | $8.48M | $8.63M | $8.76M | $9.93M | +1.1% |
| Pre-tax income | $6.03M | $5.36M | $4.89M | $5.41M | $5.65M | +12.4% |
| Tax provision | $1.36M | $1.26M | $837.00K | $896.00K | $1.06M | +7.9% |
| Net income | $4.67M | $4.10M | $4.05M | $4.52M | $4.59M | +13.9% |
| Net income to common | $4.13M | $3.56M | $3.51M | $3.98M | $4.05M | +16.0% |
| Basic EPS | 0.58 | 0.48 | 0.46 | 0.52 | 0.53 | +20.8% |
| Diluted EPS | 0.58 | 0.48 | 0.46 | 0.52 | 0.53 | +20.8% |
| Basic shares | 7.18M | 7.48M | 7.56M | 7.70M | 7.70M | -4.1% |
| Diluted shares | 7.18M | 7.48M | 7.56M | 7.70M | 7.70M | -4.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2024-12-31 | YoY |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | $30.88M | $33.83M | $26.45M | $25.25M | $106.68M | — | -8.7% |
| Accounts receivable | $14.57M | $13.45M | $14.52M | $13.62M | $15.02M | — | +8.3% |
| Property, plant & equipment | $13.19M | $13.43M | $13.53M | $13.21M | $13.34M | — | -1.8% |
| Goodwill & intangibles | — | — | — | — | — | $0 | — |
| Total assets | $2.24B | $2.22B | $2.21B | $2.12B | $2.11B | — | +0.9% |
| Long-term debt | $70.10M | $70.03M | $69.94M | $69.84M | $71.24M | — | +0.1% |
| Total debt | $70.10M | $70.03M | $69.94M | $69.84M | $71.24M | — | +0.1% |
| Total liabilities | $2.03B | $2.01B | $1.99B | $1.91B | $1.90B | — | +1.0% |
| Retained earnings | $107.78M | $104.36M | $101.56M | $98.79M | $95.58M | — | +3.3% |
| Shareholder equity | $214.44M | $214.98M | $218.59M | $218.36M | $213.47M | — | -0.3% |
| Net tangible assets | $214.44M | $214.98M | $218.59M | $218.36M | $213.47M | — | -0.3% |
| Shares issued | 7.12M | 7.32M | 7.50M | 7.70M | 7.70M | — | -2.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $4.67M | $4.10M | $4.05M | $4.52M | $4.59M | +13.9% |
| Depreciation & amortisation | $1.37M | $1.09M | $1.26M | $1.20M | $1.26M | +26.3% |
| Stock-based compensation | $614.00K | $599.00K | $701.00K | $642.00K | $664.00K | +2.5% |
| Change in working capital | -$2.07M | $322.00K | $1.31M | -$925.00K | -$4.50M | -741.9% |
| Operating cash flow | $4.95M | $6.60M | $6.58M | $5.59M | $1.19M | -25.1% |
| Capital expenditure | -$96.00K | -$101.00K | -$159.00K | -$138.00K | -$3.82M | +5.0% |
| Investing cash flow | -$77.12M | -$8.64M | -$54.28M | -$21.20M | $41.47M | -792.4% |
| Share buybacks | -$4.99M | -$6.85M | -$3.89M | $0 | $0 | +27.1% |
| Dividends paid | -$1.25M | -$1.30M | -$1.29M | -$1.31M | -$1.31M | +3.5% |
| Financing cash flow | $13.34M | $7.40M | $83.17M | $9.62M | -$112.02M | +80.3% |
| Free cash flow | $4.85M | $6.50M | $6.42M | $5.45M | -$2.63M | -25.4% |
| End cash position | $109.28M | $168.12M | $162.76M | $127.29M | $133.28M | -35.0% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.53 | 0.58 | +9.4% |
| Mar 2026 | 0.45 | 0.55 | +21.8% |
| Dec 2025 | 0.49 | 0.46 | -6.1% |
| Sep 2025 | 0.51 | 0.50 | -1.7% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.58 | 1 | $0 | — |
| Next quarter | 0.60 | 1 | $0 | — |
| Current year | 2.26 | 1 | $0 | — |
| Next year | 2.42 | 1 | $0 | — |
Analyst targets & ownership
Mean target$27.50
High target$27.50
Low target$27.50
Implied upside10.84%
Analyst count1
ConsensusNONE
Strong buy / Buy0 / 1
Hold0
Sell / Strong sell0 / 0
Held by insiders16.32%
Held by institutions58.00%
Institutions holding134
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
24.85
-0.15% from price
SMA 20
24.17
+2.65% from price
SMA 50
24.21
+2.50% from price
SMA 100
23.73
+4.53% from price
SMA 200
22.29
+11.33% from price
EMA 12
24.69
+0.48% from price
EMA 26
24.36
+1.84% from price
EMA 50
24.10
+2.95% from price
RSI (14)
55.6
Neutral
MACD (12,26,9)
0.33
Hist 0.11
ATR (14)
0.63
2.53% of price
Realised vol 30D
26.2%
Annualised
Bollinger upper
25.70
20, 2σ
Bollinger lower
22.63
20, 2σ
50 / 200 cross
Golden
24.21 vs 22.29
Trend bias
Above 200
+11.33%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.34
Less volatile than market
Correlation to SPY
0.17
Largely independent
Realised vol 30D
26.2%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-21.0%
Peak to trough
Max drawdown 5Y
-48.6%
Peak to trough
ATR 14
0.63
2.53% of price
Beta (reported)
0.53
5Y monthly, from filing
Short interest
Shares short
179.06K
Prior 171.76K
Change vs prior
+4.2%
Shorts adding
% of float
2.94%
Normal
% of shares out
2.51%
Against total outstanding
Days to cover
5.7
Crowded exit
Float
5.16M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 25, 23 | Stephens & Co. | DOWNGRADE | Overweight | Equal-Weight |
| Jul 22, 21 | Stephens & Co. | MAINTAINED | — | Overweight |
| Jun 22, 21 | Stephens & Co. | INITIATED | — | Overweight |
Dividends & splits
Forward rate$0.40 / yr
Forward yield1.61%
5-year avg yield—
Payout ratio19.70%
Ex-dividend dateAug 4, 2026
Next pay dateAug 11, 2026
Last split105:100
Split dateApr 6, 2018
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-08-21
Periodic Financial Reports
10-Q · 2026-08-07
Corporate Changes & Voting Matters
8-K · 2026-07-21
Corporate Changes & Voting Matters
8-K · 2026-07-20
Corporate Changes & Voting Matters
8-K · 2026-07-06
Annual report of employee stock purchase
11-K · 2026-06-18
Offering Registrations
S-3/A · 2026-06-03
Corporate Changes & Voting Matters
8-K · 2026-05-26
Headlines
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.