TYFG
Tri-County Financial Group, Inc.
OTC Markets OTCQXUSDEQUITY
Financial Services
DELAYED
Last price
79.50
▼ 0.50 (0.63%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
79.11
Prev close
80.00
Day high
79.50
Day low
79.11
Volume
1.11K
Market cap
$190.01M
P/E (TTM)
11.90
52W range
46.00 – 84.97
Day trading desk
Gap from prior close
-1.11%
Prior close 80.00
VWAP
79.31
+0.23% from price
Relative volume
0.33×
Quiet session
Session range
0.49%
79.11 – 79.50
Position in range
100%
Near session high
ATR (14D)
2.44
3.07% of price
Prior day high
80.20
PDH
Prior day low
79.99
PDL
Bid / ask spread
—
Quote not published
Session volume
607
Avg 1.86K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-3.64%
-3.4%
1M
+16.91%
+13.3%
3M
+32.28%
+30.2%
6M
+54.97%
+43.5%
YTD
+62.11%
+49.8%
1Y
+69.15%
+50.5%
3Y
+72.59%
-2.9%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on TYFG open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
260.30K
Total on file
Fundamentals
Market cap$190.01M
Enterprise value$207.00M
Revenue (TTM)$70.51M
Gross profit$70.51M
EBITDA—
Net income$16.19M
EPS (TTM)$6.68
Free cash flow—
Total cash$61.40M
Total debt$77.19M
Book value / share$69.08
Shares outstanding2.39M
Float1.57M
Short % of float—
Dividend yield1.33%
Beta (5Y)0.14
Valuation & profitability ratios
Trailing P/E11.90
Forward P/E—
PEG ratio—
Price / sales—
Price / book1.15
EV / revenue2.94
EV / EBITDA—
Gross margin0.00%
Operating margin32.27%
Profit margin22.96%
Return on equity10.31%
Return on assets1.04%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $67.33M | $58.54M | $58.27M | $59.58M | +15.0% |
| Operating revenue | $67.33M | $58.54M | $58.27M | $59.58M | +15.0% |
| Selling, general & admin | $32.22M | $31.06M | $31.42M | $31.61M | +3.7% |
| Pre-tax income | $18.47M | $13.86M | $13.38M | $16.45M | +33.3% |
| Tax provision | $4.81M | $3.43M | $3.33M | $4.21M | +40.3% |
| Net income | $13.66M | $10.43M | $10.04M | $12.24M | +31.0% |
| Net income to common | $13.66M | $10.43M | $10.04M | $12.24M | +31.0% |
| Basic EPS | 5.73 | 4.32 | 4.09 | 4.93 | +32.6% |
| Diluted EPS | 5.67 | 4.28 | 4.05 | 4.83 | +32.5% |
| Basic shares | 2.38M | 2.45M | 2.45M | 2.48M | -2.9% |
| Diluted shares | 2.41M | 2.48M | 2.48M | 2.53M | -2.9% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $46.19M | $42.42M | $26.91M | $35.01M | +8.9% |
| Accounts receivable | $8.22M | $7.47M | $7.57M | $5.95M | +10.0% |
| Property, plant & equipment | $24.33M | $25.34M | $25.79M | $27.44M | -4.0% |
| Goodwill & intangibles | $8.68M | $8.70M | $8.72M | $8.76M | -0.3% |
| Total assets | $1.60B | $1.54B | $1.55B | $1.54B | +3.7% |
| Long-term debt | $87.78M | $77.75M | $125.81M | $229.78M | +12.9% |
| Total debt | $87.78M | $77.75M | $125.81M | $229.78M | +12.9% |
| Total liabilities | $1.44B | $1.40B | $1.42B | $1.41B | +3.0% |
| Retained earnings | $141.07M | $129.79M | $121.41M | $116.66M | +8.7% |
| Shareholder equity | $157.77M | $143.19M | $136.14M | $133.08M | +10.2% |
| Net tangible assets | $149.09M | $134.49M | $127.42M | $124.33M | +10.9% |
| Shares issued | 2.38M | 2.39M | 2.42M | 2.49M | -0.8% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $13.66M | $10.43M | $10.04M | $12.24M | +31.0% |
| Depreciation & amortisation | $1.72M | $2.00M | $1.68M | $1.71M | -14.4% |
| Stock-based compensation | $160.00K | $161.00K | $247.00K | $87.00K | -0.6% |
| Change in working capital | -$1.74M | $1.22M | $2.41M | $813.00K | -243.0% |
| Operating cash flow | $10.63M | $13.50M | $8.78M | $25.07M | -21.2% |
| Capital expenditure | -$475.00K | -$1.21M | -$377.00K | -$2.29M | +60.8% |
| Investing cash flow | -$43.67M | $28.40M | -$15.11M | -$314.83M | -253.8% |
| Share buybacks | -$1.15M | -$1.92M | -$3.60M | -$1.45M | +39.9% |
| Dividends paid | -$2.39M | -$2.18M | -$2.22M | -$2.23M | -9.7% |
| Financing cash flow | $37.70M | -$24.94M | -$2.46M | $140.66M | +251.2% |
| Free cash flow | $10.16M | $12.29M | $8.40M | $22.79M | -17.3% |
| End cash position | $49.64M | $44.98M | $28.02M | $36.81M | +10.4% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $17.80M | $17.78M | $17.42M | $16.90M | $15.23M | +0.1% |
| Operating revenue | $17.80M | $17.78M | $17.42M | $16.90M | $15.23M | +0.1% |
| Selling, general & admin | $8.00M | $8.75M | $8.00M | -$7.21M | $7.55M | -8.6% |
| Pre-tax income | $6.10M | $5.20M | $5.04M | $4.79M | $3.43M | +17.3% |
| Tax provision | $1.63M | $1.31M | $1.33M | $1.29M | $879.00K | +24.2% |
| Net income | $4.47M | $3.89M | $3.71M | $3.51M | $2.55M | +15.0% |
| Net income to common | $4.47M | $3.89M | $3.71M | $3.51M | $2.55M | +15.0% |
| Basic EPS | 1.88 | — | 1.56 | — | 1.07 | — |
| Diluted EPS | 1.86 | — | 1.53 | — | 1.06 | — |
| Basic shares | 2.38M | — | 2.38M | — | 2.39M | — |
| Diluted shares | 2.41M | — | 2.43M | — | 2.41M | — |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2024-12-31 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $48.54M | $46.19M | $50.83M | $42.42M | +5.1% |
| Accounts receivable | $8.98M | $8.22M | $9.76M | $7.47M | +9.2% |
| Property, plant & equipment | $23.82M | $24.33M | $24.59M | $25.34M | -2.1% |
| Goodwill & intangibles | $8.67M | $8.68M | $8.68M | $8.70M | -0.1% |
| Total assets | $1.58B | $1.60B | $1.59B | $1.54B | -0.9% |
| Long-term debt | $65.78M | $87.78M | $131.77M | $77.75M | -25.1% |
| Total debt | $65.78M | $87.78M | $131.77M | $77.75M | -25.1% |
| Total liabilities | $1.42B | $1.44B | $1.43B | $1.40B | -1.3% |
| Retained earnings | $144.88M | $141.07M | $137.78M | $129.79M | +2.7% |
| Shareholder equity | $161.64M | $157.77M | $153.98M | $143.19M | +2.5% |
| Net tangible assets | $152.97M | $149.09M | $145.30M | $134.49M | +2.6% |
| Shares issued | 2.38M | 2.38M | 2.38M | 2.39M | +0.1% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-03-31 | 2024-12-31 | YoY |
|---|---|---|---|---|---|
| Net income | $4.47M | $3.89M | $2.55M | $2.39M | +15.0% |
| Depreciation & amortisation | $372.00K | $378.00K | $466.00K | $467.00K | -1.6% |
| Change in working capital | -$924.00K | $1.32M | -$1.49M | $3.09M | -169.8% |
| Operating cash flow | -$1.61M | $7.05M | -$4.73M | $13.13M | -122.8% |
| Capital expenditure | -$93.00K | -$70.00K | -$189.00K | -$382.00K | -32.9% |
| Investing cash flow | $20.61M | -$13.94M | $11.92M | -$18.89M | +247.8% |
| Share buybacks | $0 | -$241.00K | -$263.00K | -$475.00K | +100.0% |
| Dividends paid | -$594.00K | -$594.00K | -$599.00K | -$480.00K | 0.0% |
| Financing cash flow | -$18.62M | $3.74M | -$6.63M | $3.12M | -597.2% |
| Free cash flow | -$1.70M | $6.98M | -$4.92M | $12.75M | -124.4% |
| End cash position | $50.02M | $49.64M | $45.53M | $44.98M | +0.8% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders10.89%
Held by institutions35.18%
Institutions holding3
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
80.48
-1.21% from price
SMA 20
75.95
+4.67% from price
SMA 50
69.26
+14.79% from price
SMA 100
62.89
+26.42% from price
SMA 200
56.44
+40.86% from price
EMA 12
78.62
+1.12% from price
EMA 26
75.05
+5.93% from price
EMA 50
70.64
+12.54% from price
RSI (14)
66.4
Neutral
MACD (12,26,9)
3.57
Hist -0.15
ATR (14)
2.44
3.07% of price
Realised vol 30D
41.3%
Annualised
Bollinger upper
87.08
20, 2σ
Bollinger lower
64.82
20, 2σ
50 / 200 cross
Golden
69.26 vs 56.44
Trend bias
Above 200
+40.86%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.08
Less volatile than market
Correlation to SPY
0.05
Largely independent
Realised vol 30D
41.3%
Annualised
Market vol 1Y
12.8%
SPY, annualised
Max drawdown 1Y
-6.0%
Peak to trough
Max drawdown 5Y
-22.8%
Peak to trough
ATR 14
2.44
3.07% of price
Beta (reported)
0.14
5Y monthly, from filing
Dividends & splits
Forward rate$1.06 / yr
Forward yield1.33%
5-year avg yield1.77%
Payout ratio15.87%
Ex-dividend dateJun 30, 2026
Next pay dateJul 9, 2026
Last split—
Split date—
SEC filings
Periodic Financial Reports
10-Q · 2026-08-13
Corporate Changes & Voting Matters
8-K · 2026-08-10
Corporate Changes & Voting Matters
8-K · 2026-06-12
Periodic Financial Reports
10-Q · 2026-05-13
Corporate Changes & Voting Matters
8-K · 2026-01-05
Corporate Changes & Voting Matters
8-K · 2025-10-31
Corporate Changes & Voting Matters
8-K · 2025-10-29
A correspondence can be sent as a document with another submission type or can be sent as a separate submission
CORRESP · 2025-07-25
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