TYCB
Calvin B. Taylor Bankshares, Inc.
OTC Markets OTCQXUSDEQUITY
Financial Services
DELAYED
Last price
58.05
■ 0.00 (0.00%)
MARKET · —
Price
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Open
58.05
Prev close
58.05
Day high
59.85
Day low
59.85
Volume
34
Market cap
$153.20M
P/E (TTM)
10.15
52W range
50.01 – 67.18
Trailing performance
Returnvs SPY
1W
0.00%
+1.4%
1M
+0.05%
-3.7%
3M
+8.50%
+5.4%
6M
+9.10%
-2.0%
YTD
+6.51%
-5.8%
1Y
+4.56%
-15.4%
3Y
+38.21%
-36.0%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on TYCB open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
0
Total on file
Fundamentals
Market cap$153.20M
Enterprise value$74.91M
Revenue (TTM)$39.98M
Gross profit$39.98M
EBITDA—
Net income$15.35M
EPS (TTM)$5.72
Free cash flow—
Total cash$78.29M
Total debt$0
Book value / share$48.93
Shares outstanding2.64M
Float—
Short % of float—
Dividend yield2.83%
Beta (5Y)-0.13
Valuation & profitability ratios
Trailing P/E10.15
Forward P/E—
PEG ratio-0.41
Price / sales—
Price / book1.19
EV / revenue1.87
EV / EBITDA—
Gross margin0.00%
Operating margin48.03%
Profit margin38.39%
Return on equity12.07%
Return on assets1.54%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $38.09M | $34.16M | $32.55M | $28.72M | +11.5% |
| Operating revenue | $38.09M | $34.16M | $32.55M | $28.72M | +11.5% |
| Selling, general & admin | $12.18M | $11.53M | $10.34M | $9.01M | +5.6% |
| Pre-tax income | $19.85M | $16.74M | $17.32M | $15.47M | +18.6% |
| Tax provision | $4.45M | $3.68M | $3.84M | $3.70M | +20.9% |
| Net income | $15.39M | $13.06M | $13.49M | $11.77M | +17.9% |
| Net income to common | $15.39M | $13.06M | $13.49M | $11.77M | +17.9% |
| Basic EPS | 5.66 | 4.77 | 4.89 | 4.26 | +18.7% |
| Diluted EPS | 5.66 | 4.77 | 4.89 | 4.26 | +18.7% |
| Basic shares | 2.72M | 2.74M | 2.76M | 2.76M | -0.7% |
| Diluted shares | 2.72M | 2.74M | 2.76M | 2.76M | -0.7% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $5.74M | $5.78M | $8.65M | $10.29M | -0.7% |
| Accounts receivable | $3.18M | $2.72M | $2.46M | $2.04M | +16.9% |
| Property, plant & equipment | $16.49M | $12.90M | $12.42M | $12.75M | +27.8% |
| Goodwill & intangibles | $144.00K | $142.31K | $156.56K | $238.01K | +1.2% |
| Total assets | $987.28M | $936.93M | $852.98M | $905.94M | +5.4% |
| Total liabilities | $859.00M | $822.42M | $747.40M | $811.72M | +4.4% |
| Retained earnings | $127.95M | $121.17M | $111.95M | $102.96M | +5.6% |
| Shareholder equity | $128.28M | $114.51M | $105.58M | $94.22M | +12.0% |
| Net tangible assets | $128.13M | $114.37M | $105.42M | $93.99M | +12.0% |
| Shares issued | 2.66M | 2.73M | 2.75M | 2.76M | -2.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $15.39M | $13.06M | $13.49M | $11.77M | +17.9% |
| Depreciation & amortisation | $1.03M | $949.45K | $945.11K | $943.88K | +8.4% |
| Change in working capital | $1.30M | -$1.32M | $166.83K | -$94.24K | +198.3% |
| Operating cash flow | $16.85M | $12.62M | $14.26M | $13.29M | +33.6% |
| Capital expenditure | -$4.65M | -$1.41M | -$922.54K | -$706.92K | -230.0% |
| Investing cash flow | -$58.28M | -$43.52M | -$46.19M | -$163.51M | -33.9% |
| Share buybacks | -$3.30M | -$1.26M | -$206.05K | -$62.80K | -163.2% |
| Dividends paid | -$4.00M | -$3.84M | -$3.69M | -$3.37M | -4.2% |
| Financing cash flow | $28.33M | $70.09M | -$69.69M | $2.33M | -59.6% |
| Free cash flow | $12.20M | $11.21M | $13.34M | $12.58M | +8.9% |
| End cash position | $66.86M | $79.95M | $40.76M | $142.38M | -16.4% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $9.73M | $9.88M | $10.44M | $9.68M | $8.11M | -1.5% |
| Operating revenue | $9.73M | $9.88M | $10.44M | $9.68M | $8.11M | -1.5% |
| Selling, general & admin | $3.17M | $3.51M | $3.05M | $2.76M | $2.86M | -9.8% |
| Pre-tax income | $4.98M | $4.65M | $5.36M | $4.92M | $4.91M | +7.0% |
| Tax provision | $1.14M | $1.01M | $1.19M | $1.06M | $1.19M | +12.3% |
| Net income | $3.84M | $3.64M | $4.17M | $3.86M | $3.72M | +5.5% |
| Net income to common | $3.84M | $3.64M | $4.17M | $3.86M | $3.72M | +5.5% |
| Basic EPS | 1.44 | — | 1.53 | 1.42 | 1.36 | — |
| Diluted EPS | 1.44 | — | 1.53 | 1.42 | 1.36 | — |
| Basic shares | 2.67M | — | 2.72M | 2.72M | 2.74M | — |
| Diluted shares | 2.67M | — | 2.72M | 2.72M | 2.74M | — |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $5.45M | $5.74M | $5.81M | $7.25M | $5.85M | -5.0% |
| Accounts receivable | $2.69M | $3.18M | $2.50M | $3.01M | $2.60M | -15.7% |
| Property, plant & equipment | $16.32M | $16.49M | $16.28M | $16.26M | $12.82M | -1.0% |
| Goodwill & intangibles | $134.03K | $144.00K | $97.70K | $102.17K | $124.39K | -6.9% |
| Total assets | $994.49M | $987.28M | $1.01B | $968.45M | $948.83M | +0.7% |
| Total liabilities | $865.45M | $859.00M | $886.83M | $845.51M | $829.22M | +0.8% |
| Retained earnings | $130.77M | $127.95M | $129.93M | $126.77M | $123.92M | +2.2% |
| Shareholder equity | $129.03M | $128.28M | $127.73M | $122.94M | $119.61M | +0.6% |
| Net tangible assets | $128.90M | $128.13M | $127.63M | $122.84M | $119.49M | +0.6% |
| Shares issued | 2.64M | 2.66M | 2.71M | 2.72M | 2.72M | -1.0% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Net income | $3.84M | $3.64M | $4.17M | $3.86M | $3.72M | +5.5% |
| Depreciation & amortisation | $267.39K | $273.86K | $265.56K | $257.74K | $231.74K | -2.4% |
| Change in working capital | $2.36M | -$147.22K | $593.04K | $1.77M | -$918.71K | +1,702.8% |
| Operating cash flow | $6.29M | $3.25M | $5.05M | $5.98M | $2.57M | +93.4% |
| Capital expenditure | -$91.75K | -$522.42K | -$285.83K | -$3.69M | -$153.42K | +82.4% |
| Investing cash flow | -$10.50M | -$10.62M | -$7.29M | -$22.50M | -$17.87M | +1.1% |
| Share buybacks | -$1.36M | -$2.59M | -$523.79K | -$6.03K | -$185.14K | +47.4% |
| Dividends paid | -$1.01M | -$1.00M | -$1.01M | -$1.01M | -$981.55K | -0.8% |
| Financing cash flow | $2.20M | -$31.79M | $39.04M | $15.90M | $5.18M | +106.9% |
| Free cash flow | $6.20M | $2.73M | $4.76M | $2.29M | $2.42M | +127.1% |
| End cash position | $64.85M | $66.86M | $106.01M | $69.21M | $69.84M | -3.0% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders0.00%
Held by institutions0.00%
Institutions holding0
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
58.05
+0.00% from price
SMA 20
58.05
0.00% from price
SMA 50
59.15
-1.86% from price
SMA 100
56.09
+3.49% from price
SMA 200
55.07
+5.41% from price
EMA 12
58.17
-0.21% from price
EMA 26
58.57
-0.89% from price
EMA 50
58.25
-0.35% from price
RSI (14)
41.5
Neutral
MACD (12,26,9)
-0.40
Hist 0.00
ATR (14)
0.00
—
Realised vol 30D
42.9%
Annualised
Bollinger upper
58.05
20, 2σ
Bollinger lower
58.05
20, 2σ
50 / 200 cross
Golden
59.15 vs 55.07
Trend bias
Above 200
+5.41%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
-0.03
Less volatile than market
Correlation to SPY
-0.01
Largely independent
Realised vol 30D
42.9%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-14.2%
Peak to trough
Max drawdown 5Y
-21.7%
Peak to trough
ATR 14
0.00
Average true range
Beta (reported)
-0.13
5Y monthly, from filing
Dividends & splits
Forward rate$1.64 / yr
Forward yield2.83%
5-year avg yield2.99%
Payout ratio26.22%
Ex-dividend dateJul 27, 2026
Next pay dateMay 7, 2026
Last split—
Split date—
Headlines
Calvin B. Taylor Bankshares, Inc. Reports Second Quarter and First Half 2026 Financial Results
ACCESS Newswire · 11d ago
Taylor Bank Establishes Loan Production Office in Rehoboth Beach
ACCESS Newswire · 26d ago
Calvin B. Taylor Bankshares, Inc. Announces Increase in Quarterly Cash Dividend to $0.41 per Share
ACCESS Newswire · 36d ago
Taylor Bank Promotes Lee Chisholm and Welcomes Trent Pusey to Strengthen Commercial Lending Team
ACCESS Newswire · 67d ago
Calvin B. Taylor Bankshares, Inc. Reports First Quarter 2026 Financial Results
ACCESS Newswire · 80d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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