TCBX
Third Coast Bancshares, Inc.
NYSEUSDEQUITY
Financial Services
DELAYED
Neutral
+3/100
Last price
41.27
▼ 1.75 (4.07%)
MARKET · —
Price
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Interval
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Tool
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Open
—
Prev close
43.02
Day high
41.96
Day low
40.83
Volume
146.80K
Market cap
$687.35M
P/E (TTM)
10.27
52W range
35.73 – 46.36
Trailing performance
Returnvs SPY
1W
-2.64%
-4.6%
1M
-9.24%
-10.7%
3M
+3.82%
+0.4%
6M
+1.90%
-13.1%
YTD
+8.58%
-5.4%
1Y
+7.33%
-8.4%
3Y
+150.27%
+68.4%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
10 more panels on TCBX open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+16.68K
Net buying
Buy transactions
11
19.18K shares
Sell transactions
1
2.50K shares
Net transactions
+12
Buys less sells
Sell : buy shares
0.1 : 1
Mixed
Insider-held shares
1.37M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jun 15, 26 | GLANDER TROY ANDREW Director |
SELL | 2.50K | $100.73K | Direct |
| May 21, 26 | EISENHART LYNN Director |
STOCK | 1.32K | $0 | Direct |
| May 21, 26 | BASALDUA MARTIN Director |
STOCK | 1.32K | $0 | Direct |
| May 21, 26 | STUNJA JOSEPH L Director |
STOCK | 1.32K | $0 | Direct |
| May 21, 26 | GLANDER TROY ANDREW Director |
STOCK | 1.32K | $0 | Direct |
| May 21, 26 | SWINBANK REAGAN Director |
STOCK | 1.32K | $0 | Direct |
| May 21, 26 | BAILEY CAROLYN Director |
STOCK | 1.32K | $0 | Direct |
| May 21, 26 | BONNEN DENNIS Director |
STOCK | 1.32K | $0 | Direct |
| May 21, 26 | PHELPS DAVID R Director |
STOCK | 1.32K | $0 | Direct |
| May 21, 26 | STICH MARY Director |
STOCK | 1.32K | $0 | Direct |
| May 21, 26 | GREENLEAF CLINT TUXBERRY Director |
STOCK | 1.32K | $0 | Direct |
| May 7, 26 | MCDONALD SHELTON Director |
CONVERSION | 6.00K | $98.58K | Direct |
| Mar 13, 26 | MCWHORTER RICHARD JOHN Chief Financial Officer |
STOCK | 3.18K | $0 | Direct |
| Mar 13, 26 | CARAWAY BART O Chief Executive Officer |
STOCK | 32.14K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BASALDUA MARTIN |
Director | 76.76K | Stock Award(Grant) |
BOBBORA WILLIAM |
Officer | 65.73K | Stock Award(Grant) |
BONNEN DENNIS |
Director | 163.60K | Stock Award(Grant) |
BONNEN GREG |
Director | 149.02K | Stock Award(Grant) |
BRUNSON W DONALD |
Director | 49.77K | Sale |
CARAWAY BART O |
Chief Executive Officer | 171.44K | Stock Award(Grant) |
MCWHORTER RICHARD JOHN |
Chief Financial Officer | 283.54K | Stock Award(Grant) |
STUNJA JOSEPH L |
Director | 146.57K | Stock Award(Grant) |
SWINBANK REAGAN |
Director | 64.71K | Stock Award(Grant) |
WILKINSON JEFFREY A |
Director | 88.59K | Conversion of Exercise of derivative security |
Fundamentals
Market cap$687.35M
Enterprise value$437.40M
Revenue (TTM)$228.96M
Gross profit$228.96M
EBITDA—
Net income$69.56M
EPS (TTM)$4.02
Free cash flow—
Total cash$413.76M
Total debt$163.74M
Book value / share$40.31
Shares outstanding16.65M
Float15.22M
Short % of float3.40%
Dividend yield0.00%
Beta (5Y)0.65
Valuation & profitability ratios
Trailing P/E10.27
Forward P/E9.57
PEG ratio—
Price / sales—
Price / book1.02
EV / revenue1.91
EV / EBITDA—
Gross margin0.00%
Operating margin42.71%
Profit margin32.46%
Return on equity12.74%
Return on assets1.27%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $207.74M | $170.47M | $147.06M | $122.69M | +21.9% |
| Operating revenue | $207.74M | $170.47M | $147.06M | $122.69M | +21.9% |
| Selling, general & admin | $79.33M | $66.82M | $64.84M | $58.42M | +18.7% |
| Pre-tax income | $82.75M | $61.35M | $41.61M | $23.17M | +34.9% |
| Tax provision | $16.45M | $13.68M | $8.21M | $4.51M | +20.3% |
| Net income | $66.29M | $47.67M | $33.40M | $18.66M | +39.1% |
| Net income to common | $61.54M | $42.92M | $28.66M | $17.24M | +43.4% |
| Basic EPS | 4.45 | 3.14 | 2.11 | 1.28 | +41.7% |
| Diluted EPS | 3.79 | 2.78 | 1.98 | 1.25 | +36.3% |
| Basic shares | 13.84M | 13.66M | 13.58M | 13.47M | +1.4% |
| Diluted shares | 17.48M | 17.13M | 16.88M | 13.75M | +2.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $175.47M | $371.51M | $296.93M | $329.86M | -52.8% |
| Accounts receivable | $29.24M | $25.82M | $23.12M | $18.34M | +13.2% |
| Property, plant & equipment | $41.85M | $46.09M | $49.99M | $46.53M | -9.2% |
| Goodwill & intangibles | $18.68M | $18.84M | $19.00M | $19.16M | -0.9% |
| Total assets | $5.34B | $4.94B | $4.40B | $3.77B | +8.1% |
| Current debt | $37.88M | $30.88M | $38.88M | $30.88M | +22.7% |
| Long-term debt | $80.97M | $80.76M | $80.55M | $80.35M | +0.3% |
| Total debt | $136.97M | $132.53M | $141.71M | $129.43M | +3.3% |
| Total liabilities | $4.81B | $4.48B | $3.98B | $3.39B | +7.3% |
| Retained earnings | $183.24M | $121.70M | $78.78M | $53.27M | +50.6% |
| Shareholder equity | $531.03M | $460.72M | $411.97M | $381.78M | +15.3% |
| Net tangible assets | $512.35M | $441.88M | $392.97M | $362.62M | +15.9% |
| Shares issued | 13.97M | 13.85M | 13.68M | 13.61M | +0.9% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Net income | $66.29M | $47.67M | $33.40M | $18.66M | — | +39.1% |
| Depreciation & amortisation | $4.75M | $4.62M | $3.95M | $2.56M | — | +2.7% |
| Stock-based compensation | $1.61M | $1.70M | $1.63M | $1.27M | — | -5.4% |
| Change in working capital | -$8.30M | -$7.14M | $5.19M | -$5.15M | — | -16.2% |
| Operating cash flow | $50.84M | $35.14M | $39.08M | $21.79M | — | +44.7% |
| Capital expenditure | -$2.68M | -$1.77M | -$3.44M | -$12.19M | — | -51.8% |
| Investing cash flow | -$610.20M | -$520.93M | -$529.53M | -$1.24B | — | -17.1% |
| Share buybacks | — | — | $0 | $0 | -$121.00K | — |
| Dividends paid | -$4.75M | -$4.75M | -$4.74M | -$221.00K | — | -0.0% |
| Financing cash flow | $319.39M | $495.15M | $570.29M | $1.22B | — | -35.5% |
| Free cash flow | $48.16M | $33.37M | $35.64M | $9.60M | — | +44.3% |
| End cash position | $181.23M | $421.20M | $411.85M | $332.01M | — | -57.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $67.34M | $57.14M | $56.06M | $54.45M | $51.59M | +17.8% |
| Operating revenue | $67.34M | $57.14M | $56.06M | $54.45M | $51.59M | +17.8% |
| Selling, general & admin | $25.54M | $25.45M | $21.84M | $20.06M | $18.68M | +0.4% |
| Pre-tax income | $27.50M | $19.00M | $21.52M | $22.83M | $21.05M | +44.8% |
| Tax provision | $5.51M | $2.63M | $3.62M | $4.77M | $4.30M | +109.9% |
| Net income | $21.99M | $16.37M | $17.90M | $18.06M | $16.75M | +34.3% |
| Net income to common | $20.80M | $15.20M | $16.70M | $16.86M | $15.56M | +36.9% |
| Basic EPS | 1.25 | 1.03 | 1.21 | 1.22 | 1.12 | +21.4% |
| Diluted EPS | 1.08 | 0.88 | 1.02 | 1.03 | 0.96 | +22.7% |
| Basic shares | 16.59M | 14.81M | 13.89M | 13.86M | 13.84M | +12.0% |
| Diluted shares | 20.33M | 18.56M | 17.55M | 17.52M | 17.39M | +9.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $404.44M | $425.44M | $175.47M | $116.65M | $113.40M | -4.9% |
| Accounts receivable | $30.31M | $31.39M | $29.24M | $29.54M | $27.74M | -3.4% |
| Property, plant & equipment | $57.13M | $58.17M | $41.85M | $42.40M | $43.68M | -1.8% |
| Goodwill & intangibles | $54.16M | $54.88M | $18.68M | $18.72M | $18.76M | -1.3% |
| Total assets | $6.74B | $6.58B | $5.34B | $5.06B | $4.94B | +2.3% |
| Current debt | $60.38M | $57.88M | $37.88M | $32.88M | $30.88M | +4.3% |
| Long-term debt | $81.07M | $81.02M | $80.97M | $80.91M | $80.86M | +0.1% |
| Total debt | $159.45M | $157.57M | $136.97M | $132.52M | $131.57M | +1.2% |
| Total liabilities | $6.06B | $5.93B | $4.81B | $4.55B | $4.45B | +2.2% |
| Retained earnings | $219.24M | $198.44M | $183.24M | $166.54M | $149.68M | +10.5% |
| Shareholder equity | $670.77M | $650.53M | $531.03M | $513.83M | $496.12M | +3.1% |
| Net tangible assets | $616.61M | $595.65M | $512.35M | $495.11M | $477.35M | +3.5% |
| Shares issued | 16.64M | 16.64M | 13.97M | 13.96M | 13.93M | -0.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $21.99M | $16.37M | $17.90M | $18.06M | $16.75M | +34.3% |
| Depreciation & amortisation | $1.71M | $1.58M | $1.19M | $1.19M | $1.17M | +8.4% |
| Stock-based compensation | $724.00K | $425.00K | $450.00K | $420.00K | $406.00K | +70.4% |
| Change in working capital | $44.52M | -$51.87M | -$6.93M | $1.94M | -$1.08M | +185.8% |
| Operating cash flow | $44.96M | -$38.70M | $5.74M | $20.75M | $13.88M | +216.2% |
| Capital expenditure | -$906.00K | -$14.13M | -$1.10M | -$832.00K | -$258.00K | +93.6% |
| Investing cash flow | -$167.95M | $25.74M | -$205.47M | -$109.50M | -$255.58M | -752.6% |
| Dividends paid | -$1.17M | -$1.20M | -$1.20M | -$1.19M | -$1.17M | +2.2% |
| Financing cash flow | $102.58M | $263.04M | $257.95M | $92.81M | $31.29M | -61.0% |
| Free cash flow | $44.06M | -$52.83M | $4.64M | $19.91M | $13.62M | +183.4% |
| End cash position | $410.90M | $431.31M | $181.23M | $123.01M | $118.96M | -4.7% |
Options analytics
Put / call volume
—
—
Put / call open interest
0.00
Positioning, not flow
Max pain
47.50
+15.1% from spot
ATM implied vol
25.0%
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
47.50
1 contracts
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.92 | 0.95 | +3.0% |
| Mar 2026 | 0.92 | 0.88 | -4.7% |
| Dec 2025 | 0.91 | 1.02 | +11.8% |
| Sep 2025 | 0.84 | 1.03 | +22.8% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.00 | 6 | $66.83M | +22.7% |
| Next quarter | 1.00 | 6 | $67.69M | +19.9% |
| Current year | 3.95 | 6 | $257.97M | +23.5% |
| Next year | 4.31 | 5 | $281.25M | +9.0% |
Analyst targets & ownership
Mean target$48.14
High target$54.00
Low target$40.00
Implied upside16.65%
Analyst count7
ConsensusBUY
Strong buy / Buy2 / 2
Hold3
Sell / Strong sell0 / 0
Held by insiders8.21%
Held by institutions61.12%
Institutions holding207
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
42.76
-3.49% from price
SMA 20
43.60
-5.34% from price
SMA 50
44.38
-7.00% from price
SMA 100
42.01
-1.76% from price
SMA 200
40.69
+1.43% from price
EMA 12
42.94
-3.88% from price
EMA 26
43.51
-5.14% from price
EMA 50
43.44
-5.00% from price
RSI (14)
32.1
Neutral
MACD (12,26,9)
-0.57
Hist -0.17
ATR (14)
1.16
2.81% of price
Realised vol 30D
22.1%
Annualised
Bollinger upper
45.73
20, 2σ
Bollinger lower
41.47
20, 2σ
50 / 200 cross
Golden
44.38 vs 40.69
Trend bias
Above 200
+1.43%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.50
Less volatile than market
Correlation to SPY
0.23
Largely independent
Realised vol 30D
22.1%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-16.1%
Peak to trough
Max drawdown 5Y
-54.5%
Peak to trough
ATR 14
1.16
2.81% of price
Beta (reported)
0.65
5Y monthly, from filing
Short interest
Shares short
519.83K
Prior 541.36K
Change vs prior
-4.0%
Shorts covering
% of float
3.40%
Normal
% of shares out
3.12%
Against total outstanding
Days to cover
5.1
Crowded exit
Float
15.22M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 8, 26 | StoneX | MAINTAINED | Buy | Buy |
| Sep 25, 26 | StoneX | INITIATED | — | Buy |
| Aug 27, 26 | Piper Sandler | INITIATED | — | Overweight |
| Aug 3, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 24, 26 | Stephens & Co. | MAINTAINED | Overweight | Overweight |
| Apr 7, 26 | Raymond James | UPGRADE | Market Perform | Outperform |
| Jan 26, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Oct 30, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Oct 28, 25 | Stephens & Co. | MAINTAINED | Overweight | Overweight |
| Jul 28, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 25, 25 | Stephens & Co. | MAINTAINED | Overweight | Overweight |
| Apr 25, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
Dividends & splits
Forward rate—
Forward yield0.00%
5-year avg yield—
Payout ratio0.00%
Ex-dividend date—
Next pay date—
Last split—
Split date—
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-10-07
Corporate Changes & Voting Matters
8-K · 2026-09-18
Corporate Changes & Voting Matters
8-K · 2026-09-17
Periodic Financial Reports
10-Q · 2026-08-04
Corporate Changes & Voting Matters
8-K · 2026-07-22
Corporate Changes & Voting Matters
8-K · 2026-07-13
Corporate Changes & Voting Matters
8-K · 2026-07-02
Offering Registrations
S-8 · 2026-06-23
Headlines
Third Coast to buy Oklahoma bank for $240M
Banking Dive · 21h ago
Sector Update: Financial Stocks Decline Pre-Bell Wednesday
MT Newswires · 24h ago
Third Coast Bancshares to Acquire Great Plains Bancshares in $239.6 Million All-Stock Deal
MT Newswires · 1d ago
Third Coast Bancshares, Inc. and Great Plains Bancshares, Inc. Announce Definitive Merger Agreement
PR Newswire · 1d ago
Third Coast Bancshares, Inc. Announces 2026 Third Quarter Earnings Release and Conference Call Schedule
PR Newswire · 8d ago
Third Coast Bancshares, Inc. Declares Quarterly Cash Dividend on its 6.75% Series A Convertible Non-Cumulative Preferred Stock
PR Newswire · 21d ago
Third Coast Bank Expands Corporate Banking Leadership
PR Newswire · 24d ago
Third Coast Bancshares, Inc. to Ring the New York Stock Exchange Closing Bell
PR Newswire · 72d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.