FSBC
Five Star Bancorp
NasdaqGSUSDEQUITY
DELAYED
Last price
45.15
▲ 0.11 (0.24%)
MARKET · —
Price
Too many bars for candle bodies at this width — showing high/low range per bar. Zoom in or pick a shorter range.
Open
45.72
Prev close
45.04
Day high
45.65
Day low
44.49
Volume
190.17K
Market cap
—
P/E (TTM)
—
52W range
30.68 – 50.26
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Trailing performance
Returnvs SPY
1W
-3.42%
-2.1%
1M
-4.65%
-8.4%
3M
+7.50%
+4.4%
6M
+10.77%
-0.3%
YTD
+26.19%
+13.9%
1Y
+43.70%
+23.7%
3Y
+102.83%
+28.7%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap—
Enterprise value—
Revenue (TTM)—
Gross profit—
EBITDA—
Net income—
EPS (TTM)—
Free cash flow—
Total cash—
Total debt—
Book value / share—
Shares outstanding—
Float—
Short % of float—
Dividend yield—
Beta (5Y)—
Valuation & profitability ratios
Trailing P/E—
Forward P/E—
PEG ratio—
Price / sales—
Price / book—
EV / revenue—
EV / EBITDA—
Gross margin—
Operating margin—
Profit margin—
Return on equity—
Return on assets—
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $157.02M | $124.96M | $117.20M | $108.94M | +25.7% |
| Operating revenue | $157.02M | $124.96M | $117.20M | $108.94M | +25.7% |
| Selling, general & admin | $43.01M | $35.76M | $31.06M | $25.33M | +20.3% |
| Pre-tax income | $83.73M | $64.72M | $66.62M | $62.86M | +29.4% |
| Tax provision | $22.13M | $19.05M | $18.88M | $18.06M | +16.1% |
| Net income | $61.61M | $45.67M | $47.73M | $44.80M | +34.9% |
| Net income to common | $61.61M | $45.67M | $47.73M | $44.80M | +34.9% |
| Basic EPS | 2.90 | 2.26 | 2.78 | 2.61 | +28.3% |
| Diluted EPS | 2.90 | 2.26 | 2.78 | 2.61 | +28.3% |
| Basic shares | 21.22M | 20.15M | 17.17M | 17.13M | +5.3% |
| Diluted shares | 21.27M | 20.21M | 17.19M | 17.17M | +5.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $506.95M | $356.46M | $327.43M | $269.84M | +42.2% |
| Accounts receivable | $11.90M | $10.29M | $8.97M | $7.45M | +15.7% |
| Property, plant & equipment | $12.91M | $7.83M | $6.91M | $5.59M | +64.9% |
| Total assets | $4.75B | $4.05B | $3.59B | $3.23B | +17.3% |
| Long-term debt | $74.04M | $73.89M | $243.75M | $173.61M | +0.2% |
| Total debt | $85.91M | $80.75M | $249.35M | $177.85M | +6.4% |
| Total liabilities | $4.31B | $3.66B | $3.31B | $2.97B | +17.8% |
| Retained earnings | $150.99M | $106.46M | $77.04M | $46.74M | +41.8% |
| Shareholder equity | $445.83M | $396.62M | $285.77M | $252.82M | +12.4% |
| Net tangible assets | $445.83M | $396.62M | $285.77M | $252.82M | +12.4% |
| Shares issued | 21.37M | 21.32M | 17.26M | 17.24M | +0.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $61.61M | $45.67M | $47.73M | $44.80M | +34.9% |
| Depreciation & amortisation | $2.25M | $1.88M | $1.61M | $1.64M | +19.7% |
| Stock-based compensation | $1.46M | $1.16M | $962.00K | $1.10M | +26.2% |
| Change in working capital | $1.61M | -$992.00K | -$2.71M | $1.29M | +262.0% |
| Operating cash flow | $72.61M | $51.79M | $38.91M | $45.98M | +40.2% |
| Capital expenditure | -$1.20M | -$628.00K | -$653.00K | -$481.00K | -90.6% |
| Investing cash flow | -$544.11M | -$446.74M | -$279.28M | -$836.92M | -21.8% |
| Dividends paid | -$17.09M | -$16.24M | -$12.94M | -$15.30M | -5.2% |
| Financing cash flow | $626.00M | $425.73M | $301.95M | $625.61M | +47.0% |
| Free cash flow | $71.42M | $51.16M | $38.26M | $45.49M | +39.6% |
| End cash position | $506.85M | $352.34M | $321.58M | $259.99M | +43.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $47.65M | $44.85M | $43.10M | $41.00M | $37.90M | +6.2% |
| Operating revenue | $47.65M | $44.85M | $43.10M | $41.00M | $37.90M | +6.2% |
| Selling, general & admin | $12.96M | $12.72M | $11.64M | $11.02M | $10.24M | +1.9% |
| Pre-tax income | $26.09M | $25.03M | $23.01M | $22.23M | $20.10M | +4.2% |
| Tax provision | $6.69M | $6.41M | $5.37M | $5.89M | $5.59M | +4.4% |
| Net income | $19.40M | $18.62M | $17.64M | $16.34M | $14.51M | +4.2% |
| Net income to common | $19.40M | $18.62M | $17.64M | $16.34M | $14.51M | +4.2% |
| Basic EPS | 0.91 | 0.87 | 0.83 | 0.77 | 0.68 | +4.6% |
| Diluted EPS | 0.91 | 0.87 | 0.83 | 0.77 | 0.68 | +4.6% |
| Basic shares | 21.27M | 21.25M | 21.23M | 21.23M | 21.23M | +0.1% |
| Diluted shares | 21.34M | 21.31M | 21.29M | 21.28M | 21.27M | +0.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2024-12-31 | YoY |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | $685.07M | $644.46M | $506.95M | $580.55M | $484.66M | — | +6.3% |
| Accounts receivable | — | — | $11.90M | — | — | $10.29M | — |
| Property, plant & equipment | $12.47M | $12.52M | $12.91M | $11.41M | $8.70M | — | -0.4% |
| Total assets | $5.38B | $5.03B | $4.75B | $4.64B | $4.41B | — | +6.9% |
| Long-term debt | $74.11M | $74.08M | $74.04M | $74.00M | $73.97M | — | +0.0% |
| Total debt | $85.38M | $85.62M | $85.91M | $84.44M | $81.71M | — | -0.3% |
| Total liabilities | $4.90B | $4.57B | $4.31B | $4.21B | $4.00B | — | +7.2% |
| Retained earnings | $178.32M | $164.26M | $150.99M | $137.62M | $125.55M | — | +8.6% |
| Shareholder equity | $473.77M | $458.52M | $445.83M | $431.31M | $416.74M | — | +3.3% |
| Net tangible assets | $473.77M | $458.52M | $445.83M | $431.31M | $416.74M | — | +3.3% |
| Shares issued | 21.40M | 21.38M | 21.37M | 21.37M | 21.36M | — | +0.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $19.40M | $18.62M | $17.64M | $16.34M | $14.51M | +4.2% |
| Depreciation & amortisation | $575.00K | $561.00K | $2.30M | -$956.00K | $445.00K | +2.5% |
| Stock-based compensation | $496.00K | $382.00K | $419.00K | $416.00K | $367.00K | +29.8% |
| Change in working capital | $954.00K | -$2.40M | $6.61M | -$1.37M | -$5.54M | +139.7% |
| Operating cash flow | $23.68M | $18.93M | $20.56M | $18.79M | $17.79M | +25.1% |
| Capital expenditure | -$441.00K | -$168.00K | -$638.00K | -$215.00K | -$244.00K | -162.5% |
| Investing cash flow | -$307.65M | -$144.35M | -$187.53M | -$126.70M | -$140.55M | -113.1% |
| Dividends paid | -$5.34M | -$5.34M | -$4.27M | -$4.27M | -$4.27M | +0.0% |
| Financing cash flow | $324.69M | $262.93M | $93.37M | $204.54M | $154.00M | +23.5% |
| Free cash flow | $23.24M | $18.76M | $19.92M | $18.58M | $17.55M | +23.9% |
| End cash position | $685.07M | $644.36M | $506.85M | $580.45M | $483.81M | +6.3% |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
Consensus—
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders—
Held by institutions—
Institutions holding—
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
46.28
-2.44% from price
SMA 20
46.66
-3.24% from price
SMA 50
47.10
-4.15% from price
SMA 100
44.08
+2.43% from price
SMA 200
40.65
+11.06% from price
EMA 12
46.18
-2.24% from price
EMA 26
46.61
-3.14% from price
EMA 50
46.19
-2.26% from price
RSI (14)
36.2
Neutral
MACD (12,26,9)
-0.43
Hist -0.23
ATR (14)
1.00
2.21% of price
Realised vol 30D
18.7%
Annualised
Bollinger upper
48.21
20, 2σ
Bollinger lower
45.12
20, 2σ
50 / 200 cross
Golden
47.10 vs 40.65
Trend bias
Above 200
+11.06%
Risk profile
Beta vs SPY
0.59
Less volatile than market
Correlation to SPY
0.31
Loosely linked
Realised vol 30D
18.7%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-13.1%
Peak to trough
Max drawdown 5Y
-43.0%
Peak to trough
ATR 14
1.00
2.21% of price
Beta (reported)
—
5Y monthly, from filing
Headlines
Five Star Bancorp's Dividend Analysis
GuruFocus.com · 20d ago
Five Star Bancorp (FSBC) Stock May Look Reasonable On Fresh Offering News
Simply Wall St. · 22d ago
Stronger Q2 Results And Equity Raise Could Be A Game Changer For Five Star Bancorp (FSBC)
Simply Wall St. · 23d ago
Five Star Bancorp (FSBC) Could Be 2% Undervalued As Earnings Put Fair Value In Focus
Simply Wall St. · 24d ago
Regional Bank Director Purchases 31,363 Shares for $1.4 Million, According to Recent SEC Filing
Motley Fool · 25d ago
Five Star Bancorp Director Larry Allbaugh Buys $4.3 Million in Shares. What Does This Mean for Investors?
Motley Fool · 26d ago
Five Star Bancorp Announces the Full Exercise and Closing of Underwriters’ Option to Purchase Additional Shares in the Company’s Underwritten Public Offering
GlobeNewswire · 26d ago
Five Star Bancorp Insider Bought Shares Worth $1,379,972, According to a Recent SEC Filing
MT Newswires · 29d ago
PRIVATE STRATEGY · BY QUALIFICATION
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