TBBK
The Bancorp, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Sell
-25/100
Last price
47.63
▼ 0.81 (1.67%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Overlay another symbol
Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
47.95
Prev close
48.44
Day high
48.12
Day low
47.38
Volume
124.74K
Market cap
$1.94B
P/E (TTM)
8.95
52W range
47.01 – 81.65
Day trading desk
Gap from prior close
-1.01%
Prior close 48.44
VWAP
47.64
-0.02% from price
Relative volume
0.23×
Quiet session
Session range
1.56%
47.38 – 48.12
Position in range
34%
Mid range
ATR (14D)
1.28
2.69% of price
Prior day high
49.41
PDH
Prior day low
48.44
PDL
Bid / ask spread
—
Quote not published
Session volume
111.61K
Avg 490.06K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-1.10%
-2.7%
1M
-26.05%
-27.2%
3M
-28.42%
-31.5%
6M
-17.21%
-31.8%
YTD
-29.46%
-43.0%
1Y
-39.29%
-54.6%
3Y
+39.47%
-41.8%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on TBBK open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+13.57K
Net buying
Buy transactions
10
29.50K shares
Sell transactions
3
15.93K shares
Net transactions
+13
Buys less sells
Sell : buy shares
0.5 : 1
Mixed
Insider-held shares
2.54M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 6, 26 | EGAN MARTIN F Officer |
SELL | 3.06K | $220.19K | Direct |
| May 27, 26 | ALLEN DWAYNE Director |
STOCK | 2.25K | $0 | Direct |
| May 27, 26 | CREUZOT CHERYL Director |
STOCK | 2.25K | $0 | Direct |
| May 27, 26 | BROCKMAN TODD J. Director |
STOCK | 3.60K | $0 | Direct |
| May 27, 26 | KOZLOV HERSH Director |
STOCK | 3.60K | $0 | Direct |
| May 27, 26 | MCENTEE JAMES J III Director |
STOCK | 3.60K | $0 | Direct |
| May 27, 26 | LAMB WILLIAM H Director |
STOCK | 2.25K | $0 | Direct |
| May 27, 26 | MUDICK STEPHANIE B Director |
STOCK | 3.60K | $0 | Direct |
| May 27, 26 | TRYNISKI MARK E Director |
STOCK | 3.60K | $0 | Direct |
| May 27, 26 | COHN MATTHEW Director |
STOCK | 2.25K | $0 | Direct |
| May 4, 26 | COHN MATTHEW Director |
BUY | 2.50K | $148.80K | |
| Apr 29, 26 | CAESAR ERIKA R General Counsel |
SELL | 4.47K | $269.45K | Direct |
| Apr 28, 26 | WAINWRIGHT MARIA Officer |
SELL | 8.40K | $506.02K | Direct |
| Mar 13, 26 | HARRIS RYAN Officer |
SELL | 4.50K | $239.33K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
COHN MATTHEW |
Director | 236.72K | Stock Award(Grant) |
CONNOLLY MARK LEO |
Officer | 260.05K | Stock Award(Grant) |
FRENKIEL PAUL |
Chief Financial Officer | 189.37K | Stock Award(Grant) |
GARRY GREGOR J |
Chief Operating Officer | 131.79K | Stock Award(Grant) |
HARRIS RYAN |
Officer | 153.03K | Sale |
KOZLOV HERSH |
Director | 123.83K | Stock Award(Grant) |
KOZLOWSKI DAMIAN |
Chief Executive Officer | 731.59K | Stock Award(Grant) |
LAMB WILLIAM H |
Director | 240.99K | Stock Award(Grant) |
LETO JOHN |
Officer | 117.65K | Sale |
MCENTEE JAMES J III |
Director | 146.57K | Stock Award(Grant) |
Fundamentals
Market cap$1.94B
Enterprise value$2.85B
Revenue (TTM)$531.90M
Gross profit$531.90M
EBITDA—
Net income$231.94M
EPS (TTM)$5.32
Free cash flow—
Total cash$80.08M
Total debt$958.26M
Book value / share$17.19
Shares outstanding40.79M
Float38.27M
Short % of float11.05%
Dividend yield0.00%
Beta (5Y)1.25
Valuation & profitability ratios
Trailing P/E8.95
Forward P/E5.95
PEG ratio1.07
Price / sales—
Price / book2.77
EV / revenue5.37
EV / EBITDA—
Gross margin0.00%
Operating margin59.71%
Profit margin43.61%
Return on equity29.63%
Return on assets2.57%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $703.84M | $534.75M | $456.15M | $354.52M | +31.6% |
| Operating revenue | $703.84M | $534.75M | $456.15M | $354.52M | +31.6% |
| Selling, general & admin | $158.34M | $147.12M | $135.13M | $118.86M | +7.6% |
| Pre-tax income | $303.04M | $292.16M | $256.77M | $177.91M | +3.7% |
| Tax provision | $74.82M | $74.62M | $64.48M | $47.70M | +0.3% |
| Net income | $228.21M | $217.54M | $192.30M | $130.21M | +4.9% |
| Net income to common | $228.21M | $217.54M | $192.30M | $130.21M | +4.9% |
| Basic EPS | 4.99 | 4.35 | 3.52 | 2.30 | +14.7% |
| Diluted EPS | 4.92 | 4.29 | 3.49 | 2.27 | +14.7% |
| Basic shares | 45.77M | 50.06M | 54.51M | 56.56M | -8.6% |
| Diluted shares | 46.42M | 50.71M | 55.05M | 57.27M | -8.5% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $112.65M | $570.12M | $1.04B | $888.19M | -80.2% |
| Accounts receivable | $43.09M | $41.71M | $37.53M | $32.01M | +3.3% |
| Property, plant & equipment | $29.83M | $27.57M | $27.47M | $18.40M | +8.2% |
| Goodwill & intangibles | $856.00K | $1.25M | $1.65M | $2.05M | -31.7% |
| Total assets | $9.35B | $8.73B | $7.71B | $7.90B | +7.2% |
| Long-term debt | $223.37M | $123.70M | $147.82M | $122.48M | +80.6% |
| Total debt | $223.37M | $123.70M | $147.82M | $122.48M | +80.6% |
| Total liabilities | $8.66B | $7.94B | $6.90B | $7.21B | +9.1% |
| Retained earnings | $1.01B | $779.15M | $561.62M | $369.32M | +29.3% |
| Shareholder equity | $689.80M | $789.78M | $807.28M | $694.03M | -12.7% |
| Net tangible assets | $688.94M | $788.53M | $805.63M | $691.98M | -12.6% |
| Shares issued | 48.40M | 47.71M | 53.20M | 55.69M | +1.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $228.21M | $217.54M | $192.30M | $130.21M | +4.9% |
| Depreciation & amortisation | $4.65M | $4.16M | $3.07M | $2.90M | +11.9% |
| Stock-based compensation | $19.60M | $14.98M | $11.39M | $7.59M | +30.8% |
| Change in working capital | $23.65M | -$31.42M | -$30.99M | -$22.25M | +175.3% |
| Operating cash flow | $265.01M | $209.91M | $186.85M | $119.61M | +26.2% |
| Capital expenditure | -$9.23M | -$6.67M | -$12.69M | -$5.13M | -38.4% |
| Investing cash flow | -$1.06B | -$1.49B | $415.42M | -$826.73M | +28.6% |
| Share buybacks | -$378.34M | -$252.35M | -$100.00M | -$60.00M | -49.9% |
| Financing cash flow | $341.70M | $812.74M | -$452.37M | $993.52M | -58.0% |
| Free cash flow | $255.78M | $203.24M | $174.16M | $114.48M | +25.8% |
| End cash position | $112.65M | $570.12M | $1.04B | $888.19M | -80.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $163.51M | $161.34M | $172.61M | $174.61M | $181.24M | +1.3% |
| Operating revenue | $163.51M | $161.34M | $172.61M | $174.61M | $181.24M | +1.3% |
| Selling, general & admin | $41.27M | $41.60M | $38.56M | $41.04M | $41.20M | -0.8% |
| Pre-tax income | $80.94M | $78.71M | $75.00M | $73.16M | $79.65M | +2.8% |
| Tax provision | $20.29M | $18.64M | $18.70M | $18.23M | $19.83M | +8.8% |
| Net income | $60.66M | $60.07M | $56.29M | $54.93M | $59.82M | +1.0% |
| Net income to common | $60.66M | $60.07M | $56.29M | $54.93M | $59.82M | +1.0% |
| Basic EPS | 1.46 | 1.43 | 1.30 | 1.20 | 1.28 | +2.1% |
| Diluted EPS | 1.45 | 1.41 | 1.28 | 1.18 | 1.27 | +2.8% |
| Basic shares | 41.46M | 42.13M | 43.44M | 45.87M | 46.60M | -1.6% |
| Diluted shares | 41.79M | 42.59M | 44.08M | 46.52M | 47.18M | -1.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | $80.08M | $67.18M | $112.65M | $84.68M | $340.26M | — | +19.2% |
| Accounts receivable | $43.34M | $41.31M | $43.09M | $43.83M | $40.61M | — | +4.9% |
| Property, plant & equipment | $28.28M | $29.05M | $29.83M | $25.95M | $26.50M | — | -2.6% |
| Goodwill & intangibles | — | — | $856.00K | $955.00K | $1.05M | $1.15M | — |
| Total assets | $9.22B | $9.90B | $9.35B | $8.60B | $8.84B | — | -6.9% |
| Long-term debt | $214.26M | $223.35M | $223.37M | $223.26M | $123.69M | — | -4.1% |
| Total debt | $214.26M | $223.35M | $223.37M | $223.26M | $123.69M | — | -4.1% |
| Total liabilities | $8.51B | $9.20B | $8.66B | $7.82B | $7.98B | — | -7.5% |
| Retained earnings | $1.13B | $1.07B | $1.01B | $951.08M | $896.15M | — | +5.7% |
| Shareholder equity | $705.38M | $696.95M | $689.80M | $778.16M | $860.27M | — | +1.2% |
| Net tangible assets | $705.38M | $696.95M | $688.94M | $777.21M | $859.21M | — | +1.2% |
| Shares issued | 41.04M | 48.75M | 48.40M | 48.40M | 48.10M | — | -15.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $60.66M | $60.07M | $56.29M | $54.93M | $59.82M | +1.0% |
| Depreciation & amortisation | $1.23M | $1.25M | $1.27M | $1.15M | $1.13M | -1.2% |
| Stock-based compensation | $5.30M | $4.75M | $4.81M | $5.03M | $5.17M | +11.4% |
| Change in working capital | -$31.18M | $21.50M | $47.21M | -$39.38M | -$15.72M | -245.1% |
| Operating cash flow | $34.87M | $85.24M | -$31.62M | $151.57M | $50.52M | -59.1% |
| Capital expenditure | -$680.00K | -$794.00K | -$5.45M | -$758.00K | -$881.00K | +14.4% |
| Investing cash flow | $708.33M | -$615.95M | -$622.62M | -$122.28M | -$95.01M | +215.0% |
| Share buybacks | -$50.47M | -$50.29M | -$151.49M | -$151.33M | -$37.87M | -0.4% |
| Financing cash flow | -$730.29M | $485.24M | $682.21M | -$284.87M | -$636.51M | -250.5% |
| Free cash flow | $34.19M | $84.45M | -$37.07M | $150.81M | $49.64M | -59.5% |
| End cash position | $80.08M | $67.18M | $112.65M | $84.68M | $340.26M | +19.2% |
Options analytics
Put / call volume
0.04
Call-heavy session
Put / call open interest
0.28
Positioning, not flow
Max pain
45.00
-5.5% from spot
ATM implied vol
74.6%
Nearest strike to spot
Skew (10% OTM)
+5.4%
Puts bid over calls
Call volume
138
Contracts, this expiry
Put volume
6
Contracts, this expiry
Heaviest call OI
45.00
121 contracts
Heaviest put OI
40.00
39 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.36 | 1.45 | +6.4% |
| Mar 2026 | 1.34 | 1.41 | +5.5% |
| Dec 2025 | 1.46 | 1.28 | -12.3% |
| Sep 2025 | 1.33 | 1.18 | -11.3% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.47 | 3 | $90.56M | -3.9% |
| Next quarter | 1.69 | 3 | $90.62M | -1.6% |
| Current year | 5.99 | 3 | $360.58M | -4.0% |
| Next year | 8.00 | 3 | $362.35M | +0.5% |
Analyst targets & ownership
Mean target$80.67
High target$88.00
Low target$75.00
Implied upside69.36%
Analyst count3
ConsensusNONE
Strong buy / Buy2 / 1
Hold0
Sell / Strong sell0 / 0
Held by insiders6.22%
Held by institutions101.20%
Institutions holding394
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
48.86
-2.52% from price
SMA 20
49.59
-3.95% from price
SMA 50
60.18
-20.85% from price
SMA 100
60.17
-20.84% from price
SMA 200
60.16
-20.82% from price
EMA 12
49.36
-3.51% from price
EMA 26
52.71
-9.64% from price
EMA 50
56.48
-15.68% from price
RSI (14)
25.5
Oversold
MACD (12,26,9)
-3.35
Hist 0.37
ATR (14)
1.28
2.69% of price
Realised vol 30D
74.6%
Annualised
Bollinger upper
51.53
20, 2σ
Bollinger lower
47.66
20, 2σ
50 / 200 cross
Golden
60.18 vs 60.16
Trend bias
Below 200
-20.82%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
1.19
More volatile than market
Correlation to SPY
0.33
Loosely linked
Realised vol 30D
74.6%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-40.7%
Peak to trough
Max drawdown 5Y
-48.9%
Peak to trough
ATR 14
1.28
2.69% of price
Beta (reported)
1.25
5Y monthly, from filing
Short interest
Shares short
2.84M
Prior 3.09M
Change vs prior
-7.9%
Shorts covering
% of float
11.05%
Elevated
% of shares out
6.97%
Against total outstanding
Days to cover
5.9
Crowded exit
Float
38.27M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Sep 17, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Aug 3, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Aug 3, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jul 9, 26 | Keefe, Bruyette & Woods | UPGRADE | Market Perform | Outperform |
| Aug 11, 25 | Raymond James | UPGRADE | Outperform | Strong Buy |
| Jul 11, 25 | Keefe, Bruyette & Woods | MAINTAINED | — | Market Perform |
| Jun 12, 25 | Keefe, Bruyette & Woods | DOWNGRADE | Outperform | Market Perform |
| Apr 28, 25 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Feb 3, 25 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Feb 3, 25 | Raymond James | MAINTAINED | Outperform | Outperform |
| Dec 23, 24 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jul 29, 24 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
Dividends & splits
Forward rate—
Forward yield0.00%
5-year avg yield—
Payout ratio0.00%
Ex-dividend date—
Next pay date—
Last split—
Split date—
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-04
Corporate Changes & Voting Matters
8-K · 2026-08-03
Corporate Changes & Voting Matters
8-K · 2026-07-30
Annual report of employee stock purchase
11-K · 2026-06-29
Corporate Changes & Voting Matters
8-K · 2026-06-01
Periodic Financial Reports
10-Q · 2026-05-06
Corporate Changes & Voting Matters
8-K · 2026-04-23
Annual Report to Shareholders
ARS · 2026-04-13
Headlines
The Bancorp Launches Finetics®, Its Bank-Led Embedded Finance Solution
Business Wire · 3h ago
Parkway Bank Begins New Era of Growth with Completion of Capital Raise and Tender Offer
Business Wire · 6d ago
Bank of Hope Completes Acquisition of the Commercial Banking Unit of SMBC MANUBANK
Business Wire · 6d ago
Byline Bancorp, Inc. to Announce Third Quarter 2026 Financial Results on Thursday, October 22
Business Wire · 6d ago
Amerant Bancorp Inc. to Announce Third Quarter 2026 Financial Results and Host Conference Call
Business Wire · 7d ago
CBB Bancorp, Inc. Announces Appointment of Jeffrey D. Green to Board of Directors and Audit Committee Chair Role
Business Wire · 13d ago
1 Small-Cap Stock Worth Investigating and 2 We Turn Down
StockStory · 22d ago
3 Market-Beating Stocks with Promising Prospects
StockStory · 26d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.