UVSP
Univest Financial Corporation
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Buy
+21/100
Last price
41.37
▼ 0.28 (0.67%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
41.86
Prev close
41.65
Day high
42.05
Day low
41.33
Volume
127.76K
Market cap
$1.14B
P/E (TTM)
12.03
52W range
28.04 – 45.46
Day trading desk
Gap from prior close
+0.50%
Prior close 41.65
VWAP
41.43
-0.15% from price
Relative volume
0.89×
Normal
Session range
1.74%
41.33 – 42.05
Position in range
6%
Near session low
ATR (14D)
0.69
1.68% of price
Prior day high
41.79
PDH
Prior day low
41.39
PDL
Bid / ask spread
—
Quote not published
Session volume
209.07K
Avg 236.09K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+0.34%
-1.6%
1M
-2.31%
-3.5%
3M
-4.21%
-8.7%
6M
+15.59%
-2.6%
YTD
+26.36%
+12.1%
1Y
+38.59%
+22.2%
3Y
+138.03%
+55.8%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
11 more panels on UVSP open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-26.00K
Net selling
Buy transactions
4
26.05K shares
Sell transactions
7
52.05K shares
Net transactions
+11
Buys less sells
Sell : buy shares
2.0 : 1
Mixed
Insider-held shares
438.81K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 24, 26 | PETRO THOMAS M Director |
SELL | 5.00K | $208.45K | Direct |
| Aug 13, 26 | TURNER MICHAEL L Director |
SELL | 8.00K | $344.28K | Direct |
| Jun 8, 26 | SCHWEITZER JEFFREY M Chief Executive Officer |
SELL | 13.93K | $570.01K | Direct |
| Jun 8, 26 | SCHWEITZER JEFFREY M Chief Executive Officer |
CONVERSION | 13.93K | $397.09K | Direct |
| Jun 8, 26 | SANTANA MEGAN D General Counsel |
SELL | 2.79K | $113.80K | Direct |
| Jun 8, 26 | SANTANA MEGAN D General Counsel |
CONVERSION | 2.79K | $79.43K | Direct |
| Jun 8, 26 | RICHARDSON BRIAN JASON Chief Financial Officer |
SELL | 2.09K | $85.49K | Direct |
| Jun 8, 26 | RICHARDSON BRIAN JASON Chief Financial Officer |
CONVERSION | 2.09K | $59.56K | Direct |
| May 5, 26 | KEIM MICHAEL S Chief Operating Officer |
SELL | 7.25K | $280.43K | Direct |
| May 5, 26 | KEIM MICHAEL S Chief Operating Officer |
CONVERSION | 7.25K | $206.48K | Direct |
| Apr 27, 26 | PAQUIN NATALYE Director |
SELL | 13.00K | $491.40K | Direct |
| Mar 13, 26 | MONIOS ELENI S Officer |
— | 1.31K | — | Direct |
| Mar 13, 26 | SCHWEITZER JEFFREY M Chief Executive Officer |
— | 21.43K | — | Direct |
| Mar 13, 26 | KEIM MICHAEL S Chief Operating Officer |
— | 11.76K | — | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
KEENAN SUZANNE |
Director | 19.07K | Conversion of Exercise of derivative security |
KEIM MICHAEL S |
Chief Operating Officer | 66.98K | Sale |
PAQUIN NATALYE |
Director | 17.00K | Sale |
PETRO THOMAS M |
Director | 47.28K | Sale |
RICHARDSON BRIAN JASON |
Chief Financial Officer | 24.23K | Sale |
SANTANA MEGAN D |
General Counsel | 35.98K | Sale |
SCHWEITZER JEFFREY M |
Chief Executive Officer | 110.61K | Sale |
TURNER MICHAEL L |
Director | 24.68K | Sale |
WONDERLING ROBERT C |
Director | 19.37K | Conversion of Exercise of derivative security |
ZIMMERMAN CHARLES H |
Director | 17.42K | Conversion of Exercise of derivative security |
Fundamentals
Market cap$1.14B
Enterprise value$1.22B
Revenue (TTM)$329.89M
Gross profit$329.89M
EBITDA—
Net income$98.43M
EPS (TTM)$3.44
Free cash flow—
Total cash$195.66M
Total debt$269.76M
Book value / share$34.59
Shares outstanding27.58M
Float26.93M
Short % of float3.30%
Dividend yield2.22%
Beta (5Y)0.66
Valuation & profitability ratios
Trailing P/E12.03
Forward P/E10.53
PEG ratio1.30
Price / sales—
Price / book1.20
EV / revenue3.68
EV / EBITDA—
Gross margin0.00%
Operating margin36.33%
Profit margin29.84%
Return on equity10.52%
Return on assets1.22%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $328.06M | $299.23M | $296.82M | $296.18M | +9.6% |
| Operating revenue | $328.06M | $299.23M | $296.82M | $296.18M | +9.6% |
| Selling, general & admin | $133.20M | $130.35M | $127.19M | $121.34M | +2.2% |
| Pre-tax income | $113.35M | $95.30M | $88.69M | $97.21M | +18.9% |
| Tax provision | $22.59M | $19.37M | $17.59M | $19.09M | +16.6% |
| Net income | $90.76M | $75.93M | $71.10M | $78.12M | +19.5% |
| Net income to common | $90.76M | $75.93M | $71.10M | $78.12M | +19.5% |
| Basic EPS | 3.16 | 2.60 | 2.42 | 2.66 | +21.5% |
| Diluted EPS | 3.13 | 2.58 | 2.41 | 2.64 | +21.3% |
| Basic shares | 28.73M | 29.22M | 29.43M | 29.39M | -1.6% |
| Diluted shares | 29.00M | 29.43M | 29.50M | 29.59M | -1.5% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $553.71M | $328.84M | $249.80M | $152.80M | — | +68.4% |
| Accounts receivable | $29.65M | $28.65M | $27.87M | $22.46M | — | +3.5% |
| Property, plant & equipment | $71.35M | $75.20M | $83.24M | $81.00M | — | -5.1% |
| Goodwill & intangibles | $182.84M | $183.82M | $186.46M | $186.89M | — | -0.5% |
| Total assets | $8.44B | $8.13B | $7.78B | $7.22B | — | +3.8% |
| Current debt | — | $0 | $0 | $125.00M | $0 | — |
| Long-term debt | $298.87M | $374.26M | $458.76M | $243.26M | — | -20.1% |
| Total debt | $327.40M | $405.75M | $493.61M | $401.41M | — | -19.3% |
| Total liabilities | $7.49B | $7.24B | $6.94B | $6.45B | — | +3.5% |
| Retained earnings | $591.20M | $525.78M | $474.69M | $428.64M | — | +12.4% |
| Shareholder equity | $943.32M | $887.30M | $839.21M | $776.50M | — | +6.3% |
| Net tangible assets | $760.48M | $703.48M | $652.75M | $589.61M | — | +8.1% |
| Shares issued | 31.56M | 31.56M | 31.56M | 31.56M | — | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $90.76M | $75.93M | $71.10M | $78.12M | +19.5% |
| Depreciation & amortisation | $6.02M | $7.47M | $4.65M | $3.77M | -19.4% |
| Stock-based compensation | $4.69M | $4.62M | $4.19M | $4.12M | +1.6% |
| Change in working capital | -$3.89M | -$8.21M | $8.27M | $134.00K | +52.7% |
| Operating cash flow | $101.51M | $75.11M | $89.74M | $109.45M | +35.2% |
| Capital expenditure | -$4.58M | -$3.10M | -$6.72M | -$5.22M | -47.7% |
| Investing cash flow | -$83.68M | -$259.74M | -$454.44M | -$897.61M | +67.8% |
| Share buybacks | -$36.24M | -$19.75M | -$1.69M | -$12.28M | -83.4% |
| Dividends paid | -$25.33M | -$24.84M | -$25.05M | -$24.61M | -2.0% |
| Financing cash flow | $207.04M | $263.68M | $461.69M | $50.81M | -21.5% |
| Free cash flow | $96.93M | $72.00M | $83.02M | $104.23M | +34.6% |
| End cash position | $553.71M | $328.84M | $249.80M | $152.80M | +68.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $84.35M | $87.45M | $84.57M | $83.25M | $81.04M | -3.5% |
| Operating revenue | $84.35M | $87.45M | $84.57M | $83.25M | $81.04M | -3.5% |
| Selling, general & admin | $35.31M | $35.26M | $34.59M | $33.17M | $33.11M | +0.1% |
| Pre-tax income | $28.56M | $33.48M | $28.72M | $32.06M | $25.02M | -14.7% |
| Tax provision | $5.61M | $6.39M | $5.97M | $6.42M | $5.04M | -12.3% |
| Net income | $22.95M | $27.09M | $22.75M | $25.64M | $19.98M | -15.3% |
| Net income to common | $22.95M | $27.09M | $22.75M | $25.64M | $19.98M | -15.3% |
| Basic EPS | 0.83 | 0.97 | 0.80 | 0.89 | 0.69 | -14.4% |
| Diluted EPS | 0.82 | 0.96 | 0.79 | 0.89 | 0.69 | -14.6% |
| Basic shares | 27.74M | 28.03M | 28.38M | 28.72M | 28.86M | -1.0% |
| Diluted shares | 27.99M | 28.22M | 28.79M | 28.72M | 28.86M | -0.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $195.32M | $222.36M | $553.71M | $816.74M | $160.37M | -12.2% |
| Accounts receivable | — | — | $29.65M | — | — | — |
| Property, plant & equipment | $68.64M | $69.81M | $71.35M | $72.78M | $74.42M | -1.7% |
| Goodwill & intangibles | $183.36M | $183.09M | $182.84M | $183.05M | $183.48M | +0.1% |
| Total assets | $8.20B | $8.14B | $8.44B | $8.57B | $7.94B | +0.8% |
| Long-term debt | $223.99M | $273.91M | $298.87M | $329.60M | $349.51M | -18.2% |
| Total debt | $250.86M | $301.61M | $327.40M | $358.91M | $379.62M | -16.8% |
| Total liabilities | $7.25B | $7.19B | $7.49B | $7.64B | $7.02B | +0.8% |
| Retained earnings | $628.33M | $611.77M | $591.20M | $574.72M | $555.40M | +2.7% |
| Shareholder equity | $954.25M | $951.95M | $943.32M | $933.22M | $916.73M | +0.2% |
| Net tangible assets | $770.89M | $768.86M | $760.48M | $750.17M | $733.26M | +0.3% |
| Shares issued | 27.59M | 31.56M | 31.56M | 31.56M | 31.56M | -12.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $22.95M | $27.09M | $22.75M | $25.64M | $19.98M | -15.3% |
| Depreciation & amortisation | $1.11M | $1.01M | $1.49M | $1.72M | $1.34M | +9.7% |
| Stock-based compensation | $1.35M | $1.24M | $1.29M | $1.15M | $1.19M | +8.8% |
| Change in working capital | -$3.24M | -$11.95M | $13.34M | -$5.53M | $1.46M | +72.9% |
| Operating cash flow | $23.96M | $22.13M | $30.67M | $31.98M | $23.25M | +8.3% |
| Capital expenditure | -$1.07M | -$578.00K | -$670.00K | -$622.00K | -$1.34M | -84.4% |
| Investing cash flow | -$91.80M | -$37.13M | -$124.54M | $16.75M | $27.21M | -147.2% |
| Share buybacks | -$16.64M | -$13.77M | -$15.43M | -$7.78M | -$4.90M | -20.9% |
| Dividends paid | -$6.40M | -$6.52M | -$6.26M | -$6.33M | -$6.35M | +1.9% |
| Financing cash flow | $40.80M | -$316.36M | -$169.15M | $607.64M | -$59.23M | +112.9% |
| Free cash flow | $22.90M | $21.56M | $30.00M | $31.36M | $21.91M | +6.2% |
| End cash position | $195.32M | $222.36M | $553.71M | $816.74M | $160.37M | -12.2% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
40.00
-3.3% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
40.00
0 contracts
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.87 | 0.95 | +9.7% |
| Mar 2026 | 0.83 | 0.98 | +18.1% |
| Dec 2025 | 0.77 | 0.79 | +3.0% |
| Sep 2025 | 0.77 | 0.86 | +12.4% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.98 | 3 | $90.55M | +8.8% |
| Next quarter | 0.96 | 3 | $90.75M | +6.7% |
| Current year | 3.81 | 3 | $354.86M | +8.3% |
| Next year | 3.93 | 3 | $370.28M | +4.3% |
Analyst targets & ownership
Mean target$45.50
High target$47.00
Low target$43.50
Implied upside9.98%
Analyst count3
ConsensusHOLD
Strong buy / Buy0 / 0
Hold3
Sell / Strong sell0 / 0
Held by insiders1.59%
Held by institutions84.45%
Institutions holding315
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
41.52
-0.37% from price
SMA 20
42.00
-1.50% from price
SMA 50
42.45
-2.54% from price
SMA 100
42.23
-2.03% from price
SMA 200
38.54
+7.33% from price
EMA 12
41.65
-0.66% from price
EMA 26
41.92
-1.30% from price
EMA 50
42.09
-1.72% from price
RSI (14)
42.9
Neutral
MACD (12,26,9)
-0.27
Hist -0.03
ATR (14)
0.69
1.68% of price
Realised vol 30D
11.7%
Annualised
Bollinger upper
43.15
20, 2σ
Bollinger lower
40.85
20, 2σ
50 / 200 cross
Golden
42.45 vs 38.54
Trend bias
Above 200
+7.33%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.55
Less volatile than market
Correlation to SPY
0.30
Loosely linked
Realised vol 30D
11.7%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-9.4%
Peak to trough
Max drawdown 5Y
-48.4%
Peak to trough
ATR 14
0.69
1.68% of price
Beta (reported)
0.66
5Y monthly, from filing
Short interest
Shares short
894.34K
Prior 709.68K
Change vs prior
+26.0%
Shorts adding
% of float
3.30%
Normal
% of shares out
3.24%
Against total outstanding
Days to cover
4.5
Liquid
Float
26.93M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 24, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 24, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Feb 3, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Oct 24, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jan 23, 25 | Stephens & Co. | MAINTAINED | Equal-Weight | Equal-Weight |
| Oct 25, 24 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jul 26, 24 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jul 26, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 26, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Feb 1, 24 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Oct 27, 23 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Oct 6, 23 | Keefe, Bruyette & Woods | DOWNGRADE | Outperform | Market Perform |
Dividends & splits
Forward rate$0.92 / yr
Forward yield2.22%
5-year avg yield3.03%
Payout ratio25.72%
Ex-dividend dateAug 5, 2026
Next pay dateAug 19, 2026
Last split3:2
Split dateMay 2, 2005
SEC filings
Annual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX
N-PX · 2026-08-03
Periodic Financial Reports
10-Q · 2026-07-28
Corporate Changes & Voting Matters
8-K · 2026-07-27
Corporate Changes & Voting Matters
8-K · 2026-07-23
Periodic Financial Reports
10-Q · 2026-04-28
Corporate Changes & Voting Matters
8-K · 2026-04-24
Corporate Changes & Voting Matters
8-K · 2026-04-23
Corporate Changes & Voting Matters
8-K · 2026-04-02
Headlines
Why Univest (UVSP) is a Great Dividend Stock Right Now
Zacks · 14h ago
Why Univest Financial (UVSP) Is Getting Attention Today
Simply Wall St. · 14d ago
Univest (UVSP) Could Be a Great Choice
Zacks · 19d ago
Univest (UVSP) Could Be a Great Choice
Zacks · 35d ago
Univest (UVSP) Could Be a Great Choice
Zacks · 51d ago
Univest Financial Insider Sold Shares Worth $344,280, According to a Recent SEC Filing
MT Newswires · 54d ago
Here's Why Univest (UVSP) is a Great Momentum Stock to Buy
Zacks · 65d ago
Are You Looking for a High-Growth Dividend Stock?
Zacks · 68d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.