UVSP
Univest Financial Corporation
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Last price
41.62
▼ 0.14 (0.34%)
MARKET · —
Price
Open
42.08
Prev close
41.76
Day high
42.05
Day low
41.34
Volume
191.69K
Market cap
$1.15B
P/E (TTM)
12.03
52W range
28.04 – 45.46
Trailing performance
Returnvs SPY
1W
-3.57%
-2.2%
1M
-5.79%
-9.5%
3M
+5.88%
+2.8%
6M
+17.97%
+6.9%
YTD
+27.12%
+14.8%
1Y
+38.32%
+18.3%
3Y
+125.58%
+51.4%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$1.15B
Enterprise value$1.22B
Revenue (TTM)$329.89M
Gross profit$329.89M
EBITDA—
Net income$98.43M
EPS (TTM)$3.46
Free cash flow—
Total cash$195.66M
Total debt$269.76M
Book value / share$34.06
Shares outstanding27.58M
Float26.92M
Short % of float2.56%
Dividend yield2.21%
Beta (5Y)0.66
Valuation & profitability ratios
Trailing P/E12.03
Forward P/E10.60
PEG ratio1.30
Price / sales—
Price / book1.22
EV / revenue3.70
EV / EBITDA—
Gross margin0.00%
Operating margin36.33%
Profit margin29.84%
Return on equity10.52%
Return on assets1.22%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $327.75M | $299.23M | $296.82M | $296.18M |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $90.76M | $75.93M | $71.10M | $78.12M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $90.76M | $75.93M | $71.10M | $78.12M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.87 | 0.95 | +9.7% |
| Mar 2026 | 0.83 | 0.98 | +18.1% |
| Dec 2025 | 0.77 | 0.79 | +3.0% |
| Sep 2025 | 0.77 | 0.86 | +12.4% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.97 | 3 | $90.55M | +8.8% |
| Next quarter | 0.96 | 3 | $90.98M | +7.0% |
| Current year | 3.81 | 3 | $355.06M | +8.3% |
| Next year | 3.93 | 3 | $370.28M | +4.3% |
Analyst targets & ownership
Mean target$45.50
High target$47.00
Low target$43.50
Implied upside9.32%
Analyst count3
ConsensusHOLD
Strong buy / Buy0 / 0
Hold3
Sell / Strong sell0 / 0
Held by insiders1.61%
Held by institutions84.40%
Institutions holding315
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
+33.36K
Net buying
Buy transactions
10
80.42K shares
Sell transactions
6
47.05K shares
Net transactions
+16
Buys less sells
Sell : buy shares
0.6 : 1
Mixed
Insider-held shares
443.77K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 13, 26 | TURNER MICHAEL L Director |
SELL | 8.00K | $344.28K | Direct |
| Jun 8, 26 | SCHWEITZER JEFFREY M Chief Executive Officer |
SELL | 13.93K | $570.01K | Direct |
| Jun 8, 26 | SANTANA MEGAN D General Counsel |
SELL | 2.79K | $113.80K | Direct |
| Jun 8, 26 | RICHARDSON BRIAN JASON Chief Financial Officer |
SELL | 2.09K | $85.49K | Direct |
| Jun 8, 26 | SCHWEITZER JEFFREY M Chief Executive Officer |
CONVERSION | 13.93K | $397.09K | Direct |
| Jun 8, 26 | SANTANA MEGAN D General Counsel |
CONVERSION | 2.79K | $79.43K | Direct |
| Jun 8, 26 | RICHARDSON BRIAN JASON Chief Financial Officer |
CONVERSION | 2.09K | $59.56K | Direct |
| May 5, 26 | KEIM MICHAEL S Chief Operating Officer |
SELL | 7.25K | $280.43K | Direct |
| May 5, 26 | KEIM MICHAEL S Chief Operating Officer |
CONVERSION | 7.25K | $206.48K | Direct |
| Apr 27, 26 | PAQUIN NATALYE Director |
SELL | 13.00K | $491.40K | Direct |
| Mar 13, 26 | SCHWEITZER JEFFREY M Chief Executive Officer |
— | 21.43K | — | Direct |
| Mar 13, 26 | KEIM MICHAEL S Chief Operating Officer |
— | 11.76K | — | Direct |
| Mar 13, 26 | SANTANA MEGAN D General Counsel |
— | 6.76K | — | Direct |
| Mar 13, 26 | RICHARDSON BRIAN JASON Chief Financial Officer |
— | 7.96K | — | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
KEENAN SUZANNE |
Director | 19.07K | Conversion of Exercise of derivative security |
KEIM MICHAEL S |
Chief Operating Officer | 66.98K | Sale |
PAQUIN NATALYE |
Director | 17.00K | Sale |
PETRO THOMAS M |
Director | 52.07K | Conversion of Exercise of derivative security |
RICHARDSON BRIAN JASON |
Chief Financial Officer | 24.23K | Sale |
SANTANA MEGAN D |
General Counsel | 35.98K | Sale |
SCHWEITZER JEFFREY M |
Chief Executive Officer | 110.61K | Sale |
TURNER MICHAEL L |
Director | 24.68K | Sale |
WONDERLING ROBERT C |
Director | 19.37K | Conversion of Exercise of derivative security |
ZIMMERMAN CHARLES H |
Director | 17.42K | Conversion of Exercise of derivative security |
Moving averages & technicals
SMA 10
42.50
-2.08% from price
SMA 20
43.38
-4.07% from price
SMA 50
43.45
-4.22% from price
SMA 100
40.79
+2.03% from price
SMA 200
37.01
+12.47% from price
EMA 12
42.65
-2.41% from price
EMA 26
43.08
-3.38% from price
EMA 50
42.67
-2.46% from price
RSI (14)
35.8
Neutral
MACD (12,26,9)
-0.43
Hist -0.26
ATR (14)
0.72
1.74% of price
Realised vol 30D
18.7%
Annualised
Bollinger upper
45.50
20, 2σ
Bollinger lower
41.27
20, 2σ
50 / 200 cross
Golden
43.45 vs 37.01
Trend bias
Above 200
+12.47%
Risk profile
Beta vs SPY
0.62
Less volatile than market
Correlation to SPY
0.32
Loosely linked
Realised vol 30D
18.7%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-11.3%
Peak to trough
Max drawdown 5Y
-48.4%
Peak to trough
ATR 14
0.72
1.74% of price
Beta (reported)
0.66
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
0.04
Call-heavy session
Put / call open interest
0.00
Positioning, not flow
Max pain
17.50
-58.0% from spot
ATM implied vol
92.0%
Nearest strike to spot
Skew (10% OTM)
-88.9%
Calls bid over puts
Call volume
156
Contracts, this expiry
Put volume
7
Contracts, this expiry
Heaviest call OI
25.00
1 contracts
Heaviest put OI
30.00
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
Univest (UVSP) Could Be a Great Choice
Zacks · 5d ago
Univest Financial Insider Sold Shares Worth $344,280, According to a Recent SEC Filing
MT Newswires · 8d ago
Here's Why Univest (UVSP) is a Great Momentum Stock to Buy
Zacks · 19d ago
Are You Looking for a High-Growth Dividend Stock?
Zacks · 22d ago
Univest Financial Corp (UVSP) Q2 2026 Earnings Call Highlights: Strong Loan and Deposit Growth ...
GuruFocus.com · 29d ago
Univest Corporation of Pennsylvania Q2 Earnings Call Highlights
MarketBeat · 30d ago
Univest Financial Corporation Q2 2026 Earnings Call Summary
Moby · 30d ago
Univest (UVSP) Q2 Earnings and Revenues Lag Estimates
Zacks · 31d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.