SBCF
Seacoast Banking Corporation of Florida
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Neutral
-2/100
Last price
32.42
▼ 0.07 (0.22%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
32.68
Prev close
32.49
Day high
32.74
Day low
32.30
Volume
794.14K
Market cap
$3.14B
P/E (TTM)
20.92
52W range
28.58 – 36.27
Day trading desk
Gap from prior close
+0.58%
Prior close 32.49
VWAP
32.44
-0.07% from price
Relative volume
1.45×
Normal
Session range
1.36%
32.30 – 32.74
Position in range
27%
Near session low
ATR (14D)
0.64
1.97% of price
Prior day high
32.67
PDH
Prior day low
32.22
PDL
Bid / ask spread
—
Quote not published
Session volume
1.32M
Avg 908.42K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+0.15%
-1.8%
1M
-6.30%
-7.5%
3M
+1.79%
-2.7%
6M
+4.38%
-13.8%
YTD
+3.18%
-11.1%
1Y
+4.85%
-11.6%
3Y
+47.63%
-34.6%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on SBCF open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+68.50K
Net buying
Buy transactions
25
125.25K shares
Sell transactions
6
56.75K shares
Net transactions
+31
Buys less sells
Sell : buy shares
0.5 : 1
Mixed
Insider-held shares
1.26M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 16, 26 | HUDSON DENNIS S III Director |
SELL | 12.00K | $409.80K | Indirect |
| Aug 27, 26 | KLEFFEL JULIETTE Chief Operating Officer |
CONVERSION | 14.83K | $425.50K | Direct |
| Aug 27, 26 | KLEFFEL JULIETTE Chief Operating Officer |
SELL | 14.83K | $508.85K | Direct |
| Aug 4, 26 | SHAFFER CHARLES M Chief Executive Officer |
CONVERSION | 28.54K | $818.93K | Direct |
| Jul 31, 26 | DEXTER TRACEY Chief Financial Officer |
CONVERSION | 1.65K | $51.40K | Direct |
| Jul 31, 26 | FOGAL CHRISTOPHER E Director |
STOCK | 2.02K | $70.00K | Direct |
| Jul 31, 26 | SHEAROUSE JOSEPH B III Director |
STOCK | 2.02K | $70.00K | Direct |
| Jul 31, 26 | ARRIOLA EDUARDO J. Director |
STOCK | 2.02K | $70.00K | Direct |
| Jul 31, 26 | GRIFFIN MICHAEL E. Director |
STOCK | 2.02K | $70.00K | Direct |
| Jul 31, 26 | MOORE RANDOLPH A. III Director |
STOCK | 2.02K | $70.00K | Direct |
| Jul 31, 26 | BRADLEY JACQUELINE LYNETTE Director |
STOCK | 2.02K | $70.00K | Direct |
| Jul 31, 26 | LIPSTEIN ROBERT J. Director |
STOCK | 2.02K | $70.00K | Direct |
| Jul 31, 26 | KAY KATHLEEN B Director |
STOCK | 2.02K | $70.00K | Direct |
| Jul 31, 26 | MONSERRAT ALVARO J Director |
STOCK | 2.02K | $70.00K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
ARCZYNSKI DENNIS J |
Director | 66.24K | Stock Award(Grant) |
CARROLL AUSTEN |
Officer | 73.55K | Stock Award(Grant) |
CULBRETH HUGH GILBERT JR. |
Officer of Subsidiary Company | 109.86K | Stock Award(Grant) |
DEXTER TRACEY |
Chief Financial Officer | 61.39K | Conversion of Exercise of derivative security |
FOGAL CHRISTOPHER E |
Director | 61.10K | Stock Award(Grant) |
FORLENZA JOSEPH M |
Officer | 59.31K | Stock Award(Grant) |
HUDSON DALE M |
Officer of Subsidiary Company | 405.94K | Stock Award(Grant) |
HUDSON DENNIS S III |
Director | — | Sale |
KLEFFEL JULIETTE |
Chief Operating Officer | 99.97K | Conversion of Exercise of derivative security |
SHAFFER CHARLES M |
Chief Executive Officer | 231.41K | Conversion of Exercise of derivative security |
Fundamentals
Market cap$3.14B
Enterprise value$4.31B
Revenue (TTM)$682.18M
Gross profit$682.18M
EBITDA—
Net income$148.04M
EPS (TTM)$1.55
Free cash flow—
Total cash$456.85M
Total debt$1.32B
Book value / share$28.51
Shares outstanding96.82M
Float94.40M
Short % of float6.31%
Dividend yield2.34%
Beta (5Y)0.91
Valuation & profitability ratios
Trailing P/E20.92
Forward P/E11.70
PEG ratio1.58
Price / sales—
Price / book1.14
EV / revenue6.32
EV / EBITDA—
Gross margin0.00%
Operating margin48.81%
Profit margin23.77%
Return on equity6.07%
Return on assets0.87%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $652.63M | $515.40M | $567.39M | $432.25M | +26.6% |
| Operating revenue | $652.63M | $515.40M | $567.39M | $432.25M | +26.6% |
| Selling, general & admin | $240.74M | $209.79M | $219.53M | $158.55M | +14.8% |
| Pre-tax income | $186.51M | $155.84M | $134.25M | $138.14M | +19.7% |
| Tax provision | $41.63M | $34.85M | $30.22M | $31.63M | +19.4% |
| Net income | $144.88M | $120.99M | $104.03M | $106.51M | +19.7% |
| Net income to common | $142.74M | $120.99M | $104.03M | $106.51M | +18.0% |
| Basic EPS | 1.59 | 1.43 | 1.24 | 1.67 | +11.2% |
| Diluted EPS | 1.57 | 1.42 | 1.23 | 1.66 | +10.6% |
| Basic shares | 88.28M | 84.37M | 83.80M | 63.71M | +4.6% |
| Diluted shares | 89.11M | 85.04M | 84.33M | 64.26M | +4.8% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $402.97M | $479.82M | $453.04M | $205.18M | -16.0% |
| Property, plant & equipment | $160.14M | $107.56M | $113.30M | $116.89M | +48.9% |
| Goodwill & intangibles | $1.23B | $804.19M | $828.06M | $551.60M | +53.0% |
| Total assets | $20.84B | $15.18B | $14.58B | $12.15B | +37.3% |
| Long-term debt | $947.76M | $351.97M | $156.30M | $234.53M | +169.3% |
| Total debt | $947.76M | $351.97M | $156.30M | $234.53M | +169.3% |
| Total liabilities | $17.79B | $12.99B | $12.47B | $10.54B | +36.9% |
| Retained earnings | $603.79M | $526.64M | $467.31M | $423.86M | +14.6% |
| Shareholder equity | $3.06B | $2.18B | $2.11B | $1.61B | +40.0% |
| Net tangible assets | $1.83B | $1.38B | $1.28B | $1.06B | +32.4% |
| Shares issued | 98.73M | 86.28M | 85.48M | 72.10M | +14.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $144.88M | $120.99M | $104.03M | $106.51M | +19.7% |
| Depreciation & amortisation | $39.75M | $19.21M | $423.00K | $10.63M | +106.9% |
| Stock-based compensation | $15.74M | $13.74M | $13.44M | $11.15M | +14.5% |
| Change in working capital | -$69.37M | -$3.95M | -$17.72M | $22.55M | -1,654.5% |
| Operating cash flow | $188.06M | $179.90M | $150.61M | $195.86M | +4.5% |
| Capital expenditure | -$9.17M | -$4.03M | -$10.29M | -$12.64M | -127.4% |
| Investing cash flow | -$706.76M | -$606.88M | $527.45M | -$364.88M | -16.5% |
| Share buybacks | $0 | -$880.00K | -$10.87M | $0 | +100.0% |
| Dividends paid | -$67.73M | -$61.65M | -$60.59M | -$41.24M | -9.9% |
| Financing cash flow | $430.64M | $456.41M | -$432.82M | -$366.77M | -5.6% |
| Free cash flow | $178.89M | $175.87M | $140.32M | $183.21M | +1.7% |
| End cash position | $388.55M | $476.61M | $447.18M | $201.94M | -18.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $208.17M | $163.86M | $203.26M | $157.29M | $151.38M | +27.0% |
| Operating revenue | $208.17M | $163.86M | $203.26M | $157.29M | $151.38M | +27.0% |
| Selling, general & admin | $69.40M | $69.31M | $68.46M | $58.62M | $57.61M | +0.1% |
| Pre-tax income | $76.07M | $40.92M | $43.45M | $46.93M | $55.28M | +85.9% |
| Tax provision | $16.53M | $9.03M | $9.19M | $10.46M | $12.59M | +83.1% |
| Net income | $59.53M | $31.89M | $34.26M | $36.47M | $42.69M | +86.7% |
| Net income to common | $57.40M | $31.89M | $32.12M | $36.47M | $42.69M | +80.0% |
| Basic EPS | 0.55 | 0.30 | 0.32 | 0.42 | 0.50 | +83.3% |
| Diluted EPS | 0.55 | 0.29 | 0.31 | 0.42 | 0.50 | +89.7% |
| Basic shares | 96.44M | 96.84M | 96.82M | 86.62M | 84.90M | -0.4% |
| Diluted shares | 97.25M | 97.84M | 97.76M | 87.42M | 85.48M | -0.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $430.69M | $810.87M | $402.97M | $336.85M | $333.92M | -46.9% |
| Property, plant & equipment | $161.01M | $159.37M | $160.14M | $115.39M | $107.26M | +1.0% |
| Goodwill & intangibles | $1.21B | $1.22B | $1.23B | $830.94M | $793.75M | -0.9% |
| Total assets | $21.36B | $21.15B | $20.84B | $16.68B | $15.94B | +1.0% |
| Long-term debt | $947.91M | $887.84M | $947.76M | $797.46M | $822.30M | +6.8% |
| Total debt | $947.91M | $887.84M | $947.76M | $797.46M | $822.30M | +6.8% |
| Total liabilities | $18.29B | $18.08B | $17.79B | $14.30B | $13.67B | +1.1% |
| Retained earnings | $653.62M | $614.85M | $603.79M | $590.38M | $569.83M | +6.3% |
| Shareholder equity | $3.07B | $3.06B | $3.06B | $2.38B | $2.27B | +0.4% |
| Net tangible assets | $1.86B | $1.84B | $1.83B | $1.55B | $1.48B | +1.3% |
| Shares issued | 96.82M | 98.78M | 98.73M | 88.64M | 86.73M | -2.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $59.53M | $31.89M | $34.26M | $36.47M | $42.69M | +86.7% |
| Depreciation & amortisation | $11.59M | $8.73M | $24.02M | $5.54M | $3.77M | +32.8% |
| Stock-based compensation | $5.52M | $4.48M | $4.30M | $4.45M | $3.96M | +23.2% |
| Change in working capital | -$18.70M | -$11.49M | -$32.88M | -$25.60M | $9.17M | -62.7% |
| Operating cash flow | $61.73M | $71.78M | $54.51M | $30.21M | $72.33M | -14.0% |
| Capital expenditure | -$4.47M | -$2.30M | -$2.02M | -$2.51M | -$1.42M | -94.3% |
| Investing cash flow | -$603.57M | $67.98M | $141.11M | $46.45M | -$381.00M | -987.8% |
| Share buybacks | -$23.33M | -$10.00M | $0 | $0 | $0 | -133.3% |
| Dividends paid | -$20.77M | -$20.84M | -$20.85M | -$15.92M | -$15.52M | +0.3% |
| Financing cash flow | $163.40M | $280.07M | -$113.07M | -$103.10M | $140.53M | -41.7% |
| Free cash flow | $57.27M | $69.49M | $52.49M | $27.70M | $70.90M | -17.6% |
| End cash position | $429.94M | $808.38M | $388.55M | $305.99M | $332.43M | -46.8% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
35.00
+8.0% from spot
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
1
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
35.00
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.60 | 0.61 | +1.4% |
| Mar 2026 | 0.58 | 0.62 | +7.2% |
| Dec 2025 | 0.50 | 0.44 | -11.7% |
| Sep 2025 | 0.46 | 0.52 | +13.5% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.65 | 5 | $216.62M | +36.6% |
| Next quarter | 0.67 | 5 | $219.55M | +7.2% |
| Current year | 2.53 | 6 | $851.19M | +29.8% |
| Next year | 2.77 | 5 | $904.66M | +6.3% |
Analyst targets & ownership
Mean target$37.04
High target$38.75
Low target$35.50
Implied upside14.26%
Analyst count6
ConsensusHOLD
Strong buy / Buy2 / 0
Hold4
Sell / Strong sell0 / 0
Held by insiders1.32%
Held by institutions93.85%
Institutions holding408
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
32.48
-0.18% from price
SMA 20
33.12
-2.12% from price
SMA 50
34.07
-4.85% from price
SMA 100
32.91
-1.49% from price
SMA 200
32.46
-0.12% from price
EMA 12
32.69
-0.81% from price
EMA 26
33.17
-2.27% from price
EMA 50
33.40
-2.93% from price
RSI (14)
40.6
Neutral
MACD (12,26,9)
-0.49
Hist -0.04
ATR (14)
0.64
1.97% of price
Realised vol 30D
19.6%
Annualised
Bollinger upper
34.61
20, 2σ
Bollinger lower
31.63
20, 2σ
50 / 200 cross
Golden
34.07 vs 32.46
Trend bias
Below 200
-0.12%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.81
Less volatile than market
Correlation to SPY
0.41
Loosely linked
Realised vol 30D
19.6%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-16.8%
Peak to trough
Max drawdown 5Y
-51.9%
Peak to trough
ATR 14
0.64
1.97% of price
Beta (reported)
0.91
5Y monthly, from filing
Short interest
Shares short
5.19M
Prior 4.90M
Change vs prior
+5.9%
Shorts adding
% of float
6.31%
Normal
% of shares out
5.36%
Against total outstanding
Days to cover
6.7
Crowded exit
Float
94.40M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 30, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jun 22, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Apr 30, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Feb 2, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Oct 29, 25 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Jul 29, 25 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Jun 2, 25 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Apr 30, 25 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Apr 28, 25 | Stephens & Co. | MAINTAINED | Equal-Weight | Equal-Weight |
| Mar 3, 25 | Stephens & Co. | MAINTAINED | Equal-Weight | Equal-Weight |
| Jan 29, 25 | Raymond James | MAINTAINED | Outperform | Outperform |
| Oct 28, 24 | Stephens & Co. | MAINTAINED | Equal-Weight | Equal-Weight |
Dividends & splits
Forward rate$0.76 / yr
Forward yield2.34%
5-year avg yield2.08%
Payout ratio48.39%
Ex-dividend dateSep 15, 2026
Next pay dateSep 30, 2026
Last split1:5
Split dateDec 13, 2013
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-09
Periodic Financial Reports
10-Q · 2026-08-04
Corporate Changes & Voting Matters
8-K · 2026-07-28
Annual report of employee stock purchase
11-K · 2026-06-29
Corporate Changes & Voting Matters
8-K · 2026-05-29
Corporate Changes & Voting Matters
8-K · 2026-05-20
Corporate Changes & Voting Matters
8-K · 2026-05-13
Periodic Financial Reports
10-Q · 2026-05-06
Headlines
Seacoast Banking Corporation of Florida to Announce Third Quarter Earnings Results October 27, 2026
Business Wire · 1d ago
3 U.S. Regional Bank Stocks Investors Are Watching After The Fed Pause Hint
Simply Wall St. · 5d ago
Seacoast Banking (SBCF): Buy, Sell, or Hold Post Q2 Earnings?
StockStory · 6d ago
3 US Financial Stocks That Could Gain From Higher Long Term Rates
Simply Wall St. · 16d ago
Seacoast Banking Corp of Florida Insider Sold Shares Worth $409,800, According to a Recent SEC Filing
MT Newswires · 19d ago
3 Russell 2000 Stocks We Find Risky
StockStory · 26d ago
1 Stock Under $50 with Solid Fundamentals and 2 We Brush Off
StockStory · 41d ago
Seacoast Banking (SBCF) Upgraded to Buy: Here's Why
Zacks · 50d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.