SBCF
Seacoast Banking Corporation of Florida
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Last price
34.62
▼ 0.12 (0.35%)
MARKET · —
Price
Open
34.74
Prev close
34.74
Day high
35.07
Day low
34.45
Volume
719.96K
Market cap
$3.35B
P/E (TTM)
22.48
52W range
28.58 – 36.27
Trailing performance
Returnvs SPY
1W
-4.18%
-2.8%
1M
+4.75%
+1.0%
3M
+13.51%
+10.4%
6M
+2.58%
-8.5%
YTD
+10.18%
-2.1%
1Y
+17.44%
-2.6%
3Y
+51.98%
-22.2%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$3.35B
Enterprise value$4.52B
Revenue (TTM)$682.18M
Gross profit$682.18M
EBITDA—
Net income$148.04M
EPS (TTM)$1.54
Free cash flow—
Total cash$456.85M
Total debt$1.32B
Book value / share$28.51
Shares outstanding96.82M
Float94.39M
Short % of float6.40%
Dividend yield2.20%
Beta (5Y)0.86
Valuation & profitability ratios
Trailing P/E22.48
Forward P/E12.49
PEG ratio1.58
Price / sales—
Price / book1.21
EV / revenue6.63
EV / EBITDA—
Gross margin0.00%
Operating margin48.81%
Profit margin23.77%
Return on equity6.07%
Return on assets0.87%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $655.98M | $524.49M | $568.97M | $433.85M |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $144.88M | $120.99M | $104.03M | $106.51M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $144.88M | $120.99M | $104.03M | $106.51M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.60 | 0.61 | +1.4% |
| Mar 2026 | 0.58 | 0.62 | +7.2% |
| Dec 2025 | 0.50 | 0.44 | -11.7% |
| Sep 2025 | 0.46 | 0.52 | +13.5% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.65 | 5 | $216.47M | +36.5% |
| Next quarter | 0.66 | 5 | $219.36M | +7.1% |
| Current year | 2.53 | 6 | $850.84M | +29.7% |
| Next year | 2.77 | 5 | $905.21M | +6.4% |
Analyst targets & ownership
Mean target$37.04
High target$38.75
Low target$35.50
Implied upside7.00%
Analyst count6
ConsensusHOLD
Strong buy / Buy2 / 0
Hold4
Sell / Strong sell0 / 0
Held by insiders1.32%
Held by institutions93.98%
Institutions holding406
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
+73.19K
Net buying
Buy transactions
26
123.75K shares
Sell transactions
6
50.55K shares
Net transactions
+32
Buys less sells
Sell : buy shares
0.4 : 1
Mixed
Insider-held shares
1.26M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 4, 26 | SHAFFER CHARLES M Chief Executive Officer |
CONVERSION | 28.54K | $818.93K | Direct |
| Jul 31, 26 | FOGAL CHRISTOPHER E Director |
STOCK | 2.02K | $70.00K | Direct |
| Jul 31, 26 | SHEAROUSE JOSEPH B III Director |
STOCK | 2.02K | $70.00K | Direct |
| Jul 31, 26 | ARRIOLA EDUARDO J. Director |
STOCK | 2.02K | $70.00K | Direct |
| Jul 31, 26 | GRIFFIN MICHAEL E. Director |
STOCK | 2.02K | $70.00K | Direct |
| Jul 31, 26 | MOORE RANDOLPH A. III Director |
STOCK | 2.02K | $70.00K | Direct |
| Jul 31, 26 | BRADLEY JACQUELINE LYNETTE Director |
STOCK | 2.02K | $70.00K | Direct |
| Jul 31, 26 | LIPSTEIN ROBERT J. Director |
STOCK | 2.02K | $70.00K | Direct |
| Jul 31, 26 | KAY KATHLEEN B Director |
STOCK | 2.02K | $70.00K | Direct |
| Jul 31, 26 | MONSERRAT ALVARO J Director |
STOCK | 2.02K | $70.00K | Direct |
| Jul 31, 26 | GOEBEL MARYANN Director |
STOCK | 2.02K | $70.00K | Direct |
| Jul 31, 26 | CULBRETH HUGH GILBERT JR. Officer of Subsidiary Company |
STOCK | 2.02K | $70.00K | Direct |
| Jul 31, 26 | ARCZYNSKI DENNIS J Director |
STOCK | 2.02K | $70.00K | Direct |
| Jul 31, 26 | HUDSON DALE M Officer of Subsidiary Company |
STOCK | 2.02K | $70.00K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
ARCZYNSKI DENNIS J |
Director | 66.24K | Stock Award(Grant) |
CARROLL AUSTEN |
Officer | 73.55K | Stock Award(Grant) |
CULBRETH HUGH GILBERT JR. |
Officer of Subsidiary Company | 109.86K | Stock Award(Grant) |
DEXTER TRACEY |
Chief Financial Officer | 61.39K | Conversion of Exercise of derivative security |
FOGAL CHRISTOPHER E |
Director | 61.10K | Stock Award(Grant) |
FORLENZA JOSEPH M |
Officer | 59.31K | Stock Award(Grant) |
HUDSON DALE M |
Officer of Subsidiary Company | 405.94K | Stock Award(Grant) |
HUDSON DENNIS S III |
Director | — | Sale |
KLEFFEL JULIETTE |
Chief Operating Officer | 99.97K | Stock Award(Grant) |
SHAFFER CHARLES M |
Chief Executive Officer | 231.41K | Conversion of Exercise of derivative security |
Moving averages & technicals
SMA 10
35.36
-2.10% from price
SMA 20
34.92
-0.85% from price
SMA 50
33.56
+3.17% from price
SMA 100
32.28
+7.24% from price
SMA 200
32.12
+7.78% from price
EMA 12
35.08
-1.31% from price
EMA 26
34.59
+0.09% from price
EMA 50
33.77
+2.51% from price
RSI (14)
50.8
Neutral
MACD (12,26,9)
0.49
Hist -0.14
ATR (14)
0.59
1.72% of price
Realised vol 30D
17.5%
Annualised
Bollinger upper
36.34
20, 2σ
Bollinger lower
33.49
20, 2σ
50 / 200 cross
Golden
33.56 vs 32.12
Trend bias
Above 200
+7.78%
Risk profile
Beta vs SPY
0.86
Less volatile than market
Correlation to SPY
0.42
Loosely linked
Realised vol 30D
17.5%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-16.8%
Peak to trough
Max drawdown 5Y
-51.9%
Peak to trough
ATR 14
0.59
1.72% of price
Beta (reported)
0.86
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
0.67
Call-heavy session
Put / call open interest
0.54
Positioning, not flow
Max pain
35.00
+1.1% from spot
ATM implied vol
69.3%
Nearest strike to spot
Skew (10% OTM)
+9.8%
Puts bid over calls
Call volume
6
Contracts, this expiry
Put volume
4
Contracts, this expiry
Heaviest call OI
45.00
22 contracts
Heaviest put OI
35.00
10 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
Seacoast Banking (SBCF) Upgraded to Buy: Here's Why
Zacks · 4d ago
3 Unpopular Stocks with Questionable Fundamentals
StockStory · 4d ago
Regional Banks Stocks Q2 Recap: Benchmarking Seacoast Banking (NASDAQ:SBCF)
StockStory · 19d ago
Seacoast Banking (SBCF) is a Great Momentum Stock: Should You Buy?
Zacks · 19d ago
SBCF Q2 Deep Dive: Organic Growth and Integration Milestones Shape Outlook
StockStory · 23d ago
Seacoast Banking Corp of Florida (SBCF) Q2 2026 Earnings Call Highlights: Robust Growth and ...
GuruFocus.com · 24d ago
Seacoast Banking Corporation of Florida Q2 Earnings Call Highlights
MarketBeat · 24d ago
Seacoast Banking Corporation of Florida Q2 2026 Earnings Call Summary
Moby · 24d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.