SAFT
Safety Insurance Group, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Last price
103.59
▲ 0.05 (0.05%)
MARKET · —
Price
Open
103.54
Prev close
103.54
Day high
103.74
Day low
103.56
Volume
130.22K
Market cap
$1.52B
P/E (TTM)
22.28
52W range
67.04 – 103.75
Trailing performance
Returnvs SPY
1W
+0.23%
+1.6%
1M
+42.02%
+38.3%
3M
+41.46%
+38.4%
6M
+32.10%
+21.0%
YTD
+32.96%
+20.7%
1Y
+40.25%
+20.3%
3Y
+47.52%
-26.6%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$1.52B
Enterprise value$1.51B
Revenue (TTM)$1.29B
Gross profit$98.34M
EBITDA$95.54M
Net income$69.20M
EPS (TTM)$4.65
Free cash flow$160.49M
Total cash$67.92M
Total debt$59.77M
Book value / share$59.71
Shares outstanding14.68M
Float14.35M
Short % of float3.97%
Dividend yield3.55%
Beta (5Y)0.18
Valuation & profitability ratios
Trailing P/E22.28
Forward P/E16.57
PEG ratio0.95
Price / sales—
Price / book1.74
EV / revenue1.18
EV / EBITDA15.83
Gross margin7.65%
Operating margin13.69%
Profit margin5.33%
Return on equity7.84%
Return on assets2.31%
Debt / equity6.82
Current ratio0.39
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|
| Total revenue | $774.42M | $755.76M | $797.95M | $778.80M |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $62.39M | $64.58M | -$13.85M | $59.35M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|
| Net income | $62.39M | $64.58M | -$13.85M | $59.35M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Dec 2017 | 0.80 | 0.72 | -10.0% |
| Sep 2017 | 1.09 | 1.18 | +8.3% |
| Jun 2017 | 1.37 | 1.39 | +1.5% |
| Mar 2017 | 0.78 | 0.79 | +1.3% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders2.12%
Held by institutions79.88%
Institutions holding301
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
-1.32M
Net selling
Buy transactions
14
52.16K shares
Sell transactions
10
1.37M shares
Net transactions
+24
Buys less sells
Sell : buy shares
26.2 : 1
Heavily one-sided
Insider-held shares
311.67K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jul 27, 26 | SRB CORP Beneficial Owner of more than 10% of a Class of Security |
SELL | 1.24M | $127.84M | Indirect |
| Jul 24, 26 | SRB CORP Beneficial Owner of more than 10% of a Class of Security |
SELL | 38.84K | $4.00M | Indirect |
| Jul 17, 26 | SRB CORP Beneficial Owner of more than 10% of a Class of Security |
SELL | 5.16K | $392.25K | Indirect |
| Jul 13, 26 | SRB CORP Beneficial Owner of more than 10% of a Class of Security |
SELL | 34.27K | $2.61M | Indirect |
| Jul 9, 26 | SRB CORP Beneficial Owner of more than 10% of a Class of Security |
SELL | 2.65K | $202.75K | Indirect |
| Mar 20, 26 | SRB CORP Beneficial Owner of more than 10% of a Class of Security |
SELL | 14.15K | $1.01M | Indirect |
| Mar 17, 26 | SRB CORP Beneficial Owner of more than 10% of a Class of Security |
SELL | 1.20K | $87.60K | Indirect |
| Mar 2, 26 | SRB CORP Beneficial Owner of more than 10% of a Class of Security |
SELL | 11.51K | $880.33K | Indirect |
| Feb 26, 26 | SRB CORP Beneficial Owner of more than 10% of a Class of Security |
SELL | 13.63K | $1.07M | Indirect |
| Feb 25, 26 | MEEHAN THALIA M Director |
STOCK | 1.08K | $0 | Direct |
| Feb 25, 26 | MURPHY GEORGE M Chief Executive Officer |
STOCK | 13.58K | $0 | Direct |
| Feb 25, 26 | MORAN MARY COFFEY Director |
STOCK | 1.08K | $0 | Direct |
| Feb 25, 26 | NARCISO PAUL J Officer |
STOCK | 4.63K | $0 | Direct |
| Feb 25, 26 | VARGA STEPHEN ALBERT Officer |
STOCK | 5.55K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BROPHY CHARLES JOSEPH III |
Director | 12.08K | Stock Award(Grant) |
DRAGO JOHN PATRICK |
Officer | 32.16K | Stock Award(Grant) |
HILTPOLD GLENN R. |
Officer | 14.96K | Stock Award(Grant) |
MCCONNELL MARY FRANCES |
Officer | 9.47K | Stock Award(Grant) |
MEEHAN THALIA M |
Director | 10.08K | Stock Award(Grant) |
MURPHY GEORGE M |
Chief Executive Officer | 117.41K | Stock Award(Grant) |
NARCISO PAUL J |
Officer | 40.35K | Stock Award(Grant) |
SRB CORP |
Beneficial Owner of more than 10% of a Class of Security | — | Sale |
VARGA STEPHEN ALBERT |
Officer | 31.50K | Stock Award(Grant) |
WHITFORD CHRISTOPHER THOMAS |
Chief Financial Officer | 23.16K | Stock Award(Grant) |
Moving averages & technicals
SMA 10
103.45
+0.13% from price
SMA 20
103.36
+0.22% from price
SMA 50
86.31
+20.02% from price
SMA 100
79.69
+29.99% from price
SMA 200
78.01
+32.79% from price
EMA 12
102.57
+0.99% from price
EMA 26
97.56
+6.18% from price
EMA 50
90.55
+14.40% from price
RSI (14)
83.5
Overbought
MACD (12,26,9)
5.01
Hist -0.98
ATR (14)
0.28
0.27% of price
Realised vol 30D
99.8%
Annualised
Bollinger upper
103.72
20, 2σ
Bollinger lower
103.00
20, 2σ
50 / 200 cross
Golden
86.31 vs 78.01
Trend bias
Above 200
+32.79%
Risk profile
Beta vs SPY
-0.11
Less volatile than market
Correlation to SPY
-0.03
Largely independent
Realised vol 30D
99.8%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-15.2%
Peak to trough
Max drawdown 5Y
-33.8%
Peak to trough
ATR 14
0.28
0.27% of price
Beta (reported)
0.18
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
0.90
Call-heavy session
Put / call open interest
3.36
Positioning, not flow
Max pain
100.00
-3.5% from spot
ATM implied vol
6.5%
Nearest strike to spot
Skew (10% OTM)
-0.8%
Calls bid over puts
Call volume
10
Contracts, this expiry
Put volume
9
Contracts, this expiry
Heaviest call OI
105.00
17 contracts
Heaviest put OI
90.00
32 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
Safety Insurance: Q2 Earnings Snapshot
Associated Press · 17d ago
Safety Insurance Group, Inc. Announces Second Quarter 2026 Results and Declares Third Quarter 2026 Dividend
Business Wire · 17d ago
AM Best Comments on Credit Ratings of MAPFRE S.A.’s Rated Operating Subsidiaries Following Announced Acquisition of Safety Insurance Group, Inc.
Business Wire · 26d ago
AM Best Places Credit Ratings of Safety Insurance Group, Inc. and Its Key Subsidiaries Under Review With Developing Implications
Business Wire · 26d ago
47-year-old insurance stock shocks market with jaw-dropping move
TheStreet · 26d ago
Sector Update: Financial Stocks Advance Late Afternoon
MT Newswires · 29d ago
Update: Safety Insurance Agrees to $1.54 Billion Acquisition by Mapfre; Shares Surge
MT Newswires · 29d ago
Top Midday Gainers
MT Newswires · 29d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.