AMSF
AMERISAFE, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Sell
-46/100
Last price
23.60
▲ 0.32 (1.37%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
23.95
Prev close
23.28
Day high
23.69
Day low
23.23
Volume
378.23K
Market cap
$437.45M
P/E (TTM)
9.52
52W range
23.20 – 42.64
Day trading desk
Gap from prior close
+2.88%
Prior close 23.28
VWAP
23.56
+0.15% from price
Relative volume
0.68×
Normal
Session range
3.10%
23.23 – 23.95
Position in range
51%
Mid range
ATR (14D)
0.56
2.38% of price
Prior day high
23.75
PDH
Prior day low
23.22
PDL
Bid / ask spread
—
Quote not published
Session volume
291.36K
Avg 429.10K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-1.13%
-3.1%
1M
-9.20%
-10.4%
3M
-33.24%
-37.8%
6M
-30.18%
-48.4%
YTD
-38.56%
-52.8%
1Y
-45.28%
-61.7%
3Y
-52.87%
-135.1%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on AMSF open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
381.59K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jul 31, 26 | WISE RAYMOND F JR Officer |
— | 4.26K | — | Direct |
| Jun 10, 26 | GARCIA PHILIP A Director |
STOCK | 2.34K | $0 | Direct |
| Jun 10, 26 | TRAYNOR SEAN Director |
STOCK | 2.34K | $0 | Direct |
| Jun 10, 26 | MORRIS JARED A Director |
STOCK | 2.34K | $0 | Direct |
| Jun 10, 26 | ROACH RANDALL E Director |
STOCK | 2.34K | $0 | Direct |
| Jun 10, 26 | BROWN MICHAEL J Director |
STOCK | 2.34K | $0 | Direct |
| Jun 10, 26 | FONTENOT TERI G Director |
STOCK | 2.34K | $0 | Direct |
| Jun 10, 26 | GREER BILLY B. CPA Director |
STOCK | 2.34K | $0 | Direct |
| Mar 12, 26 | FROST GERRY JANELLE Chief Executive Officer |
STOCK | 24.81K | $0 | Direct |
| Mar 12, 26 | GAGLIANO VINCENT J Officer |
STOCK | 6.39K | $0 | Direct |
| Mar 12, 26 | SHIRLEY KATHRYN HOUSH Officer |
STOCK | 5.91K | $0 | Direct |
| Mar 12, 26 | WISE RAYMOND F JR Officer |
STOCK | 5.69K | $0 | Direct |
| Feb 27, 26 | FROST GERRY JANELLE Chief Executive Officer |
— | 4.40K | — | Direct |
| Feb 27, 26 | GAGLIANO VINCENT J Officer |
— | 1.13K | — | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BROWN MICHAEL J |
Director | 15.76K | Stock Award(Grant) |
FONTENOT TERI G |
Director | 14.01K | Stock Award(Grant) |
FROST GERRY JANELLE |
Chief Executive Officer | 129.53K | Stock Award(Grant) |
GAGLIANO VINCENT J |
Officer | 31.52K | Stock Award(Grant) |
GARCIA PHILIP A |
Director | 27.24K | Stock Award(Grant) |
MORRIS JARED A |
Director | 86.43K | Stock Award(Grant) |
ROACH RANDALL E |
Director | 18.86K | Stock Award(Grant) |
SHIRLEY KATHRYN HOUSH |
Officer | 24.75K | Stock Award(Grant) |
TRAYNOR SEAN |
Director | 18.33K | Stock Award(Grant) |
WISE RAYMOND F JR |
Officer | 8.97K | Conversion of Exercise of derivative security |
Fundamentals
Market cap$437.45M
Enterprise value$348.41M
Revenue (TTM)$335.66M
Gross profit$92.91M
EBITDA$59.29M
Net income$46.98M
EPS (TTM)$2.48
Free cash flow$36.25M
Total cash$88.75M
Total debt$0
Book value / share$13.50
Shares outstanding18.54M
Float17.18M
Short % of float7.34%
Dividend yield6.95%
Beta (5Y)0.27
Valuation & profitability ratios
Trailing P/E9.52
Forward P/E11.70
PEG ratio1.81
Price / sales—
Price / book1.75
EV / revenue1.04
EV / EBITDA5.88
Gross margin27.68%
Operating margin19.86%
Profit margin14.00%
Return on equity18.23%
Return on assets3.21%
Debt / equity—
Current ratio2.04
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $317.30M | $309.11M | $306.91M | $294.69M | +2.6% |
| Operating revenue | $317.30M | $309.11M | $306.91M | $294.69M | +2.6% |
| Selling, general & admin | $33.26M | $31.50M | $27.36M | $26.51M | +5.6% |
| Pre-tax income | $58.85M | $69.06M | $77.38M | $67.65M | -14.8% |
| Tax provision | $11.71M | $13.62M | $15.27M | $12.04M | -14.1% |
| Net income | $47.15M | $55.44M | $62.11M | $55.60M | -15.0% |
| Net income to common | $47.15M | $55.44M | $62.11M | $55.60M | -15.0% |
| Basic EPS | 2.48 | 2.91 | 3.24 | 2.89 | -14.8% |
| Diluted EPS | 2.47 | 2.89 | 3.23 | 2.88 | -14.5% |
| Basic shares | 18.98M | 19.07M | 19.15M | 19.23M | -0.5% |
| Diluted shares | 19.08M | 19.16M | 19.23M | 19.32M | -0.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $61.93M | $44.05M | $38.68M | $61.47M | +40.6% |
| Cash & short-term investments | $149.36M | $130.55M | $133.43M | $396.71M | +14.4% |
| Accounts receivable | $269.04M | $259.68M | $262.82M | $247.39M | +3.6% |
| Property, plant & equipment | $7.29M | $5.89M | $6.35M | $7.22M | +23.9% |
| Total assets | $1.13B | $1.16B | $1.23B | $1.27B | -2.4% |
| Total liabilities | $878.95M | $900.45M | $936.71M | $951.85M | -2.4% |
| Retained earnings | $82.85M | $84.11M | $114.29M | $145.51M | -1.5% |
| Shareholder equity | $251.60M | $257.34M | $292.45M | $317.43M | -2.2% |
| Net tangible assets | $251.60M | $257.34M | $292.45M | $317.43M | -2.2% |
| Shares issued | 20.77M | 20.73M | 20.70M | 20.68M | +0.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $47.15M | $55.44M | $62.11M | $55.60M | -15.0% |
| Depreciation & amortisation | $742.00K | $1.09M | $1.43M | $1.31M | -32.1% |
| Stock-based compensation | $2.91M | $2.94M | $1.56M | $2.48M | -1.1% |
| Change in working capital | -$33.86M | -$29.34M | -$31.04M | -$41.50M | -15.4% |
| Operating cash flow | $11.07M | $24.19M | $29.84M | $28.19M | -54.2% |
| Capital expenditure | -$2.15M | -$840.00K | -$553.00K | -$2.09M | -155.7% |
| Investing cash flow | $68.42M | $72.37M | $43.88M | $75.43M | -5.5% |
| Share buybacks | -$12.10M | -$5.12M | -$2.17M | -$12.39M | -136.2% |
| Dividends paid | -$48.61M | -$85.44M | -$93.31M | -$100.43M | +43.1% |
| Financing cash flow | -$61.61M | -$91.20M | -$96.51M | -$112.87M | +32.4% |
| Free cash flow | $8.92M | $23.35M | $29.29M | $26.11M | -61.8% |
| End cash position | $61.93M | $44.05M | $38.68M | $61.47M | +40.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $91.98M | $80.10M | $81.60M | $81.98M | $81.10M | +14.8% |
| Operating revenue | $91.98M | $80.10M | $81.60M | $81.98M | $81.10M | +14.8% |
| Selling, general & admin | $8.50M | $7.99M | $9.19M | $8.33M | $7.46M | +6.4% |
| Pre-tax income | $18.27M | $10.16M | $12.69M | $17.48M | $17.45M | +79.8% |
| Tax provision | $3.67M | $2.02M | $2.27M | $3.66M | $3.50M | +82.1% |
| Net income | $14.60M | $8.14M | $10.42M | $13.82M | $13.96M | +79.2% |
| Net income to common | $14.60M | $8.14M | $10.42M | $13.82M | $13.96M | +79.2% |
| Basic EPS | 0.79 | 0.43 | 0.55 | 0.73 | 0.73 | +83.7% |
| Diluted EPS | 0.78 | 0.43 | 0.55 | 0.72 | 0.73 | +81.4% |
| Basic shares | 18.58M | 18.76M | 18.86M | 18.98M | 19.04M | -1.0% |
| Diluted shares | 18.70M | 18.86M | 18.97M | 19.07M | 19.12M | -0.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $65.48M | $34.23M | $61.93M | $54.75M | $48.47M | +91.3% |
| Cash & short-term investments | $125.39M | $123.79M | $149.36M | $144.24M | $140.46M | +1.3% |
| Accounts receivable | $288.79M | $280.01M | $269.04M | $281.80M | $282.12M | +3.1% |
| Property, plant & equipment | $6.95M | $7.14M | $7.29M | $7.27M | $6.56M | -2.7% |
| Total assets | $1.13B | $1.12B | $1.13B | $1.16B | $1.16B | +0.4% |
| Total liabilities | $877.30M | $876.36M | $878.95M | $890.17M | $889.54M | +0.1% |
| Retained earnings | $90.25M | $83.30M | $82.85M | $98.49M | $92.10M | +8.3% |
| Shareholder equity | $249.99M | $246.60M | $251.60M | $274.77M | $265.57M | +1.4% |
| Net tangible assets | $249.99M | $246.60M | $251.60M | $274.77M | $265.57M | +1.4% |
| Shares issued | 18.54M | 20.80M | 20.77M | 20.77M | 20.76M | -10.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $14.60M | $8.14M | $10.42M | $13.82M | $13.96M | +79.2% |
| Depreciation & amortisation | $178.00K | $175.00K | $150.00K | $183.00K | $195.00K | +1.7% |
| Stock-based compensation | $765.00K | $586.00K | $286.00K | $805.00K | $743.00K | +30.5% |
| Change in working capital | -$6.32M | -$13.16M | -$620.00K | -$230.00K | -$17.68M | +52.0% |
| Operating cash flow | $1.79M | -$2.70M | $10.62M | $10.68M | -$8.44M | +166.5% |
| Capital expenditure | -$3.00K | -$26.00K | -$173.00K | -$891.00K | -$1.08M | +88.5% |
| Investing cash flow | $42.73M | -$12.47M | $30.74M | $4.61M | $23.13M | +442.5% |
| Share buybacks | -$5.62M | -$4.03M | -$7.96M | -$1.35M | -$2.80M | -39.5% |
| Dividends paid | -$7.63M | -$7.77M | -$26.19M | -$7.50M | -$7.49M | +1.8% |
| Financing cash flow | -$13.27M | -$12.53M | -$34.18M | -$9.01M | -$10.98M | -5.9% |
| Free cash flow | $1.79M | -$2.72M | $10.45M | $9.79M | -$9.53M | +165.7% |
| End cash position | $65.48M | $34.23M | $61.93M | $54.75M | $48.47M | +91.3% |
Options analytics
Put / call volume
0.20
Call-heavy session
Put / call open interest
0.13
Positioning, not flow
Max pain
22.50
-4.7% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
+153.1%
Puts bid over calls
Call volume
5
Contracts, this expiry
Put volume
1
Contracts, this expiry
Heaviest call OI
30.00
4 contracts
Heaviest put OI
22.50
1 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.52 | 0.44 | -15.9% |
| Mar 2026 | 0.54 | 0.50 | -7.4% |
| Dec 2025 | 0.60 | 0.51 | -14.3% |
| Sep 2025 | 0.56 | 0.55 | -1.8% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.49 | 3 | $84.20M | +2.7% |
| Next quarter | 0.52 | 3 | $85.47M | +4.8% |
| Current year | 1.95 | 3 | $341.70M | +7.7% |
| Next year | 2.02 | 3 | $349.43M | +2.3% |
Analyst targets & ownership
Mean target$35.67
High target$42.00
Low target$32.00
Implied upside51.13%
Analyst count3
ConsensusNONE
Strong buy / Buy1 / 0
Hold2
Sell / Strong sell0 / 0
Held by insiders2.06%
Held by institutions101.39%
Institutions holding298
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
23.71
-0.47% from price
SMA 20
24.22
-2.55% from price
SMA 50
26.17
-9.81% from price
SMA 100
29.19
-19.14% from price
SMA 200
32.11
-26.50% from price
EMA 12
23.88
-1.17% from price
EMA 26
24.69
-4.40% from price
EMA 50
26.15
-9.76% from price
RSI (14)
31.8
Neutral
MACD (12,26,9)
-0.81
Hist 0.07
ATR (14)
0.56
2.38% of price
Realised vol 30D
17.6%
Annualised
Bollinger upper
25.32
20, 2σ
Bollinger lower
23.11
20, 2σ
50 / 200 cross
Death
26.17 vs 32.11
Trend bias
Below 200
-26.50%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
-0.18
Less volatile than market
Correlation to SPY
-0.08
Largely independent
Realised vol 30D
17.6%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-44.8%
Peak to trough
Max drawdown 5Y
-63.5%
Peak to trough
ATR 14
0.56
2.38% of price
Beta (reported)
0.27
5Y monthly, from filing
Short interest
Shares short
1.12M
Prior 685.50K
Change vs prior
+63.4%
Shorts adding
% of float
7.34%
Normal
% of shares out
6.04%
Against total outstanding
Days to cover
2.8
Liquid
Float
17.18M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 23, 26 | Truist Securities | MAINTAINED | Hold | Hold |
| Apr 23, 26 | Truist Securities | MAINTAINED | Hold | Hold |
| Apr 13, 26 | Citizens | MAINTAINED | Market Outperform | Market Outperform |
| Feb 27, 26 | Truist Securities | MAINTAINED | Hold | Hold |
| Jan 16, 26 | Citizens | MAINTAINED | Market Outperform | Market Outperform |
| Oct 14, 25 | JMP Securities | MAINTAINED | Market Outperform | Market Outperform |
| Jul 28, 25 | Truist Securities | MAINTAINED | Hold | Hold |
| Apr 30, 25 | JMP Securities | MAINTAINED | Market Outperform | Market Outperform |
| Oct 25, 24 | Truist Securities | MAINTAINED | Hold | Hold |
| Oct 15, 24 | JMP Securities | MAINTAINED | Market Outperform | Market Outperform |
| Jul 30, 24 | JMP Securities | MAINTAINED | Market Outperform | Market Outperform |
| Apr 15, 24 | JMP Securities | MAINTAINED | Market Outperform | Market Outperform |
Dividends & splits
Forward rate$1.64 / yr
Forward yield6.95%
5-year avg yield2.87%
Payout ratio64.52%
Ex-dividend dateSep 11, 2026
Next pay dateSep 25, 2026
Last split—
Split date—
SEC filings
Periodic Financial Reports
10-Q · 2026-07-23
Corporate Changes & Voting Matters
8-K · 2026-07-21
Corporate Changes & Voting Matters
8-K · 2026-06-12
Proxy Statements
DEF 14A · 2026-04-24
Periodic Financial Reports
10-Q · 2026-04-23
Corporate Changes & Voting Matters
8-K · 2026-04-22
Corporate Changes & Voting Matters
8-K · 2026-04-16
Proxy Statements
PRE 14A · 2026-04-14
Headlines
AMERISAFE Announces 2026 Third Quarter Earnings Release and Conference Call Schedule
Business Wire · 5d ago
Here's Why Investors Should Stay Neutral on AMSF Stock for Now
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Healthcare Dive · 37d ago
Why Is Amerisafe (AMSF) Down 16% Since Last Earnings Report?
Zacks · 48d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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