PCB
PCB Bancorp
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Last price
27.76
▲ 0.17 (0.62%)
MARKET · —
Price
Open
27.59
Prev close
27.59
Day high
28.56
Day low
27.43
Volume
118.06K
Market cap
$389.88M
P/E (TTM)
9.57
52W range
19.70 – 30.84
Trailing performance
Returnvs SPY
1W
-2.36%
-1.0%
1M
-3.94%
-7.7%
3M
+13.08%
+10.0%
6M
+20.33%
+9.3%
YTD
+28.22%
+15.9%
1Y
+27.99%
+8.0%
3Y
+80.26%
+6.1%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$389.88M
Enterprise value$299.14M
Revenue (TTM)$118.41M
Gross profit$118.41M
EBITDA—
Net income$41.17M
EPS (TTM)$2.90
Free cash flow—
Total cash$265.20M
Total debt$107.70M
Book value / share$23.64
Shares outstanding14.04M
Float10.30M
Short % of float2.14%
Dividend yield3.17%
Beta (5Y)0.48
Valuation & profitability ratios
Trailing P/E9.57
Forward P/E9.24
PEG ratio—
Price / sales—
Price / book1.17
EV / revenue2.53
EV / EBITDA—
Gross margin0.00%
Operating margin49.24%
Profit margin35.31%
Return on equity10.76%
Return on assets1.23%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $115.71M | $99.71M | $99.19M | $104.13M |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $37.15M | $24.98M | $30.70M | $34.99M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $37.15M | $24.98M | $30.70M | $34.99M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.70 | 0.73 | +4.3% |
| Mar 2026 | 0.66 | 0.74 | +12.7% |
| Dec 2025 | 0.60 | 0.64 | +6.7% |
| Sep 2025 | 0.60 | 0.79 | +30.9% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.73 | 3 | $31.93M | +5.1% |
| Next quarter | 0.74 | 3 | $32.30M | +10.7% |
| Current year | 2.95 | 3 | $125.13M | +8.1% |
| Next year | 3.00 | 3 | $133.63M | +6.8% |
Analyst targets & ownership
Mean target$30.25
High target$31.00
Low target$29.50
Implied upside8.97%
Analyst count2
ConsensusNONE
Strong buy / Buy0 / 0
Hold3
Sell / Strong sell0 / 0
Held by insiders26.41%
Held by institutions43.80%
Institutions holding162
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
3.69M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 19, 26 | KIM HENRY Chief Executive Officer |
CONVERSION | 3.00K | $44.25K | Direct |
| Aug 17, 26 | KIM HENRY Chief Executive Officer |
CONVERSION | 3.00K | $44.25K | Direct |
| Mar 6, 26 | LEE SANG YOUNG Director and Beneficial Owner of more than 10% of a Class of Security |
BUY | 8.59K | $190.58K | Indirect |
| Mar 4, 26 | LEE SANG YOUNG Director and Beneficial Owner of more than 10% of a Class of Security |
BUY | 2.09K | $47.52K | Indirect |
| Feb 27, 26 | LEE SANG YOUNG Director and Beneficial Owner of more than 10% of a Class of Security |
BUY | 3.03K | $67.89K | Indirect |
| Feb 23, 26 | LEE SANG YOUNG Director and Beneficial Owner of more than 10% of a Class of Security |
BUY | 5.00K | $112.40K | Indirect |
| Oct 16, 25 | CHANG TIMOTHY TAE AN Chief Financial Officer |
CONVERSION | 4.70K | $48.55K | Direct |
| Oct 16, 25 | BANG BRIAN Officer |
CONVERSION | 15.13K | $156.25K | Direct |
| Aug 21, 25 | LEE SANG YOUNG Director and Beneficial Owner of more than 10% of a Class of Security |
BUY | 13.63K | $293.78K | Indirect |
| Aug 1, 25 | RHEE DON Director |
BUY | 10.00K | $201.32K | Indirect |
| Jul 29, 25 | LEE SANG YOUNG Director and Beneficial Owner of more than 10% of a Class of Security |
BUY | 18.20K | $390.35K | Indirect |
| Jul 24, 25 | CHANG TIMOTHY TAE AN Chief Financial Officer |
CONVERSION | 13.00K | $134.29K | Direct |
| Jun 4, 25 | KIM HENRY Chief Executive Officer |
CONVERSION | 8.00K | $82.64K | Direct |
| Jun 3, 25 | CHO HAEYOUNG Director |
CONVERSION | 7.92K | $119.12K | Indirect |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BANG BRIAN |
Officer | 34.86K | Conversion of Exercise of derivative security |
CHANG TIMOTHY TAE AN |
Chief Financial Officer | 74.72K | Conversion of Exercise of derivative security |
CHO DANIEL SUNHWAN |
Director | 98.00K | Sale |
CHO HAEYOUNG |
Director | — | Conversion of Exercise of derivative security |
CHUNG ANDREW |
Officer | 6.00K | Stock Award(Grant) |
KIM DAVID W |
Officer | 5.00K | Stock Award(Grant) |
KIM HENRY |
Chief Executive Officer | 234.20K | Conversion of Exercise of derivative security |
LEE SANG YOUNG |
Director and Beneficial Owner of more than 10% of a Class of Security | — | Purchase |
RHEE DON |
Director | — | Purchase |
Moving averages & technicals
SMA 10
28.04
-1.01% from price
SMA 20
28.02
-0.94% from price
SMA 50
28.15
-1.38% from price
SMA 100
26.19
+5.99% from price
SMA 200
24.22
+14.62% from price
EMA 12
28.03
-0.96% from price
EMA 26
28.10
-1.21% from price
EMA 50
27.68
+0.30% from price
RSI (14)
46.0
Neutral
MACD (12,26,9)
-0.07
Hist -0.07
ATR (14)
0.74
2.68% of price
Realised vol 30D
24.0%
Annualised
Bollinger upper
28.60
20, 2σ
Bollinger lower
27.45
20, 2σ
50 / 200 cross
Golden
28.15 vs 24.22
Trend bias
Above 200
+14.62%
Risk profile
Beta vs SPY
0.47
Less volatile than market
Correlation to SPY
0.24
Largely independent
Realised vol 30D
24.0%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-11.4%
Peak to trough
Max drawdown 5Y
-48.4%
Peak to trough
ATR 14
0.74
2.68% of price
Beta (reported)
0.48
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
7.00
Put-heavy session
Put / call open interest
2.33
Positioning, not flow
Max pain
22.50
-18.9% from spot
ATM implied vol
67.6%
Nearest strike to spot
Skew (10% OTM)
+27.5%
Puts bid over calls
Call volume
1
Contracts, this expiry
Put volume
7
Contracts, this expiry
Heaviest call OI
30.00
2 contracts
Heaviest put OI
22.50
5 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
PCB Bank Launches 2026 Brand Campaign, "To a World of Possibilities - That's PCBility"
PR Newswire · 5d ago
PCB Bancorp (PCB) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
Zacks · 30d ago
PCB Bancorp (PCB) Q2 Earnings Meet Estimates
Zacks · 30d ago
PCB Bancorp: Q2 Earnings Snapshot
Associated Press · 30d ago
PCB Bancorp Declares Quarterly Cash Dividend of $0.22 Per Common Share
Business Wire · 30d ago
PCB Bancorp Reports Earnings for Q2 2026
Business Wire · 30d ago
This is Why PCB Bancorp (PCB) is a Great Dividend Stock
Zacks · 33d ago
PCB Bancorp (PCB) Could Be a Great Choice
Zacks · 50d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.