BCML
BayCom Corp
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Neutral
+18/100
Last price
30.97
▼ 0.04 (0.13%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Overlay another symbol
Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
31.13
Prev close
31.01
Day high
31.28
Day low
30.81
Volume
49.16K
Market cap
$338.20M
P/E (TTM)
25.81
52W range
26.78 – 34.98
Day trading desk
Gap from prior close
+0.39%
Prior close 31.01
VWAP
31.03
-0.21% from price
Relative volume
0.73×
Normal
Session range
1.53%
30.81 – 31.28
Position in range
34%
Mid range
ATR (14D)
0.71
2.30% of price
Prior day high
31.59
PDH
Prior day low
30.99
PDL
Bid / ask spread
—
Quote not published
Session volume
39.11K
Avg 53.85K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+0.62%
-1.3%
1M
+0.55%
-0.6%
3M
-6.24%
-10.8%
6M
+2.45%
-15.7%
YTD
+5.34%
-8.9%
1Y
+10.21%
-6.2%
3Y
+61.22%
-21.0%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on BCML open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
735.17K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 21, 26 | LAVERNE ROBERT G Director |
BUY | 1.00K | $29.85K | Direct |
| Aug 20, 26 | LAVERNE ROBERT G Director |
BUY | 1.00K | $29.95K | Direct |
| Aug 10, 26 | BARON CHRISTOPHER F. Chief Executive Officer |
BUY | 8.25K | $250.72K | Direct |
| Jul 31, 26 | PERDUE MICHAEL J Director |
BUY | 5.00K | $150.85K | Indirect |
| Jul 1, 26 | PERDUE MICHAEL J Director |
STOCK | 1.18K | $0 | Direct |
| Jul 1, 26 | THOMPSON KEVIN L. CPA Chief Financial Officer |
STOCK | 532 | $0 | Direct |
| Jul 1, 26 | CHAUDHARY HARPREET S. Director |
STOCK | 1.18K | $0 | Direct |
| Jul 1, 26 | KENDALL LLOYD W JR. Director |
STOCK | 1.18K | $0 | Direct |
| Jul 1, 26 | LAVERNE ROBERT G Director |
STOCK | 1.18K | $0 | Direct |
| Jul 1, 26 | MAGID SYVIA L Director |
STOCK | 1.18K | $0 | Direct |
| Jul 1, 26 | BLACK WILLIAM J Officer and Director |
STOCK | 997 | $0 | Direct |
| Jul 1, 26 | GUIDA DENNIS HENRY JR Director |
STOCK | 1.18K | $0 | Direct |
| Jul 1, 26 | AMIN BHUPEN B. Director |
STOCK | 1.18K | $0 | Direct |
| Jul 1, 26 | BARON CHRISTOPHER F. Chief Executive Officer |
STOCK | 997 | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
AMIN BHUPEN B. |
Director | 23.81K | Stock Award(Grant) |
BLACK WILLIAM J |
Officer and Director | 34.08K | Stock Award(Grant) |
CHAUDHARY HARPREET S. |
Director | 47.10K | Stock Award(Grant) |
COLWELL KEARY L |
Chief Financial Officer | 85.75K | Stock Award(Grant) |
CURLEY MARY THERESE |
Officer | 13.69K | Stock Award(Grant) |
GUARINI GEORGE J |
Chief Executive Officer | 27.48K | Stock Gift |
GUIDA DENNIS HENRY JR |
Director | 32.60K | Stock Award(Grant) |
KENDALL LLOYD W JR. |
Director | 94.08K | Stock Award(Grant) |
KING JANET LEE |
Chief Operating Officer | 92.75K | Stock Award(Grant) |
LAVERNE ROBERT G |
Director | 92.63K | Purchase |
Fundamentals
Market cap$338.20M
Enterprise value$205.11M
Revenue (TTM)$95.71M
Gross profit$95.71M
EBITDA—
Net income$13.08M
EPS (TTM)$1.20
Free cash flow—
Total cash$177.38M
Total debt$46.58M
Book value / share$30.95
Shares outstanding10.92M
Float10.07M
Short % of float2.01%
Dividend yield3.88%
Beta (5Y)0.33
Valuation & profitability ratios
Trailing P/E25.81
Forward P/E12.82
PEG ratio0.99
Price / sales—
Price / book1.00
EV / revenue2.14
EV / EBITDA—
Gross margin0.00%
Operating margin16.60%
Profit margin13.67%
Return on equity3.93%
Return on assets0.50%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $101.36M | $97.14M | $104.45M | $100.89M | +4.4% |
| Operating revenue | $101.36M | $97.14M | $104.45M | $100.89M | +4.4% |
| Selling, general & admin | $42.77M | $41.45M | $43.59M | $42.75M | +3.2% |
| Pre-tax income | $32.62M | $32.12M | $38.16M | $32.44M | +1.5% |
| Tax provision | $8.69M | $8.51M | $10.73M | $8.71M | +2.1% |
| Net income | $23.93M | $23.61M | $27.43M | $23.73M | +1.3% |
| Net income to common | $23.93M | $23.61M | $27.43M | $23.73M | +1.3% |
| Basic EPS | 2.18 | 2.10 | 2.27 | 2.06 | +3.8% |
| Diluted EPS | 2.18 | 2.10 | 2.27 | 2.06 | +3.8% |
| Basic shares | 10.99M | 11.26M | 12.07M | 13.12M | -2.4% |
| Diluted shares | 10.99M | 11.26M | 12.07M | 13.12M | -2.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $26.79M | $23.39M | $19.15M | $29.22M | +14.5% |
| Accounts receivable | $8.34M | $8.51M | $8.42M | $7.66M | -1.9% |
| Property, plant & equipment | $25.89M | $26.77M | $27.67M | $29.85M | -3.3% |
| Goodwill & intangibles | $40.58M | $41.53M | $42.75M | $44.04M | -2.3% |
| Total assets | $2.59B | $2.66B | $2.55B | $2.51B | -2.7% |
| Long-term debt | $8.73M | $72.38M | $72.45M | $72.19M | -87.9% |
| Total debt | $22.39M | $86.76M | $87.20M | $89.33M | -74.2% |
| Total liabilities | $2.26B | $2.34B | $2.24B | $2.20B | -3.6% |
| Retained earnings | $178.90M | $164.83M | $146.26M | $124.12M | +8.5% |
| Shareholder equity | $338.55M | $324.37M | $312.87M | $317.15M | +4.4% |
| Net tangible assets | $297.97M | $282.83M | $270.12M | $273.11M | +5.4% |
| Shares issued | 10.89M | 11.12M | 11.55M | 12.84M | -2.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $23.93M | $23.61M | $27.43M | $23.73M | +1.3% |
| Depreciation & amortisation | $2.99M | $3.27M | $2.96M | $4.02M | -8.4% |
| Stock-based compensation | $653.00K | $588.00K | $726.00K | $1.02M | +11.1% |
| Change in working capital | -$1.86M | $276.00K | -$4.91M | -$905.00K | -775.0% |
| Operating cash flow | $31.83M | $30.36M | $30.80M | $39.61M | +4.9% |
| Capital expenditure | -$1.75M | -$1.70M | -$2.12M | -$843.00K | -2.6% |
| Investing cash flow | -$90.79M | -$62.19M | $80.40M | $53.94M | -46.0% |
| Share buybacks | -$6.91M | -$9.25M | -$24.11M | -$17.96M | +25.3% |
| Dividends paid | -$6.60M | -$3.38M | -$3.64M | -$2.02M | -95.6% |
| Financing cash flow | -$98.56M | $88.32M | $19.52M | -$296.42M | -211.6% |
| Free cash flow | $30.09M | $28.66M | $28.68M | $38.77M | +5.0% |
| End cash position | $206.51M | $364.03M | $307.54M | $176.81M | -43.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $25.57M | $27.09M | $26.22M | $26.00M | $24.81M | -5.6% |
| Operating revenue | $25.57M | $27.09M | $26.22M | $26.00M | $24.81M | -5.6% |
| Selling, general & admin | $21.89M | $11.46M | $11.03M | $10.80M | $10.40M | +90.9% |
| Pre-tax income | -$7.18M | $10.90M | $9.47M | $6.74M | $8.72M | -165.9% |
| Tax provision | -$223.00K | $2.73M | $2.62M | $1.73M | $2.35M | -108.2% |
| Net income | -$6.96M | $8.18M | $6.86M | $5.01M | $6.36M | -185.1% |
| Net income to common | -$6.96M | $8.18M | $6.86M | $5.01M | $6.36M | -185.1% |
| Basic EPS | -0.64 | 0.75 | 0.63 | 0.46 | 0.58 | -185.3% |
| Diluted EPS | -0.64 | 0.75 | 0.63 | 0.46 | 0.58 | -185.3% |
| Basic shares | 10.91M | 10.91M | 10.90M | 10.93M | 11.00M | +0.0% |
| Diluted shares | 10.91M | 10.91M | 10.90M | 10.93M | 11.00M | +0.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $21.76M | $18.56M | $26.79M | $21.73M | $21.76M | +17.2% |
| Accounts receivable | $8.32M | $8.55M | $8.34M | $8.73M | $8.13M | -2.7% |
| Property, plant & equipment | $27.86M | $26.63M | $25.89M | $27.05M | $26.77M | +4.6% |
| Goodwill & intangibles | $40.36M | $40.47M | $40.58M | $40.78M | $41.02M | -0.3% |
| Total assets | $2.58B | $2.65B | $2.59B | $2.60B | $2.62B | -2.6% |
| Long-term debt | $30.89M | $5.87M | $8.73M | $8.71M | $72.51M | +425.8% |
| Total debt | $46.58M | $20.44M | $22.39M | $23.20M | $86.63M | +127.9% |
| Total liabilities | $2.24B | $2.30B | $2.26B | $2.27B | $2.29B | -2.6% |
| Retained earnings | $173.57M | $183.81M | $178.90M | $175.31M | $173.03M | -5.6% |
| Shareholder equity | $335.39M | $343.99M | $338.55M | $334.27M | $330.56M | -2.5% |
| Net tangible assets | $295.03M | $303.52M | $297.97M | $293.49M | $289.54M | -2.8% |
| Shares issued | 10.91M | 10.91M | 10.89M | 10.92M | 10.94M | 0.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | -$6.96M | $8.18M | $6.86M | $5.01M | $6.36M | — | -185.1% |
| Depreciation & amortisation | $622.00K | $600.00K | -$217.00K | $1.74M | $739.00K | — | +3.7% |
| Stock-based compensation | $1.17M | $188.00K | $178.00K | $173.00K | $151.00K | — | +520.2% |
| Change in working capital | $11.17M | -$4.04M | $1.90M | -$2.70M | -$1.17M | — | +376.4% |
| Operating cash flow | $5.13M | $6.99M | $8.84M | $7.34M | $6.37M | — | -26.6% |
| Capital expenditure | -$605.00K | -$302.00K | — | -$1.12M | -$749.00K | -$143.00K | -100.3% |
| Investing cash flow | -$59.92M | $47.01M | -$12.81M | -$44.15M | -$25.22M | — | -227.5% |
| Share buybacks | $0 | $0 | -$813.00K | -$909.00K | -$3.88M | — | — |
| Dividends paid | -$3.27M | -$3.27M | -$2.73M | -$2.20M | $0 | — | +0.1% |
| Financing cash flow | -$73.74M | $45.39M | -$17.95M | -$26.38M | $53.92M | — | -262.5% |
| Free cash flow | $4.53M | $6.69M | $9.10M | $6.23M | $5.62M | — | -32.4% |
| End cash position | $177.38M | $305.90M | $206.51M | $228.45M | $291.62M | — | -42.0% |
Options analytics
Put / call volume
0.06
Call-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
30.00
-3.1% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
-18.7%
Calls bid over puts
Call volume
17
Contracts, this expiry
Put volume
1
Contracts, this expiry
Heaviest call OI
30.00
0 contracts
Heaviest put OI
30.00
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.64 | 0.29 | -54.2% |
| Mar 2026 | 0.60 | 0.75 | +25.0% |
| Dec 2025 | 0.65 | 0.63 | -3.1% |
| Sep 2025 | 0.52 | 0.46 | -11.0% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.55 | 3 | $24.94M | +6.6% |
| Next quarter | 0.58 | 3 | $25.40M | +1.6% |
| Current year | 1.87 | 4 | $100.21M | +6.1% |
| Next year | 2.42 | 4 | $104.79M | +4.6% |
Analyst targets & ownership
Mean target$32.75
High target$35.00
Low target$32.00
Implied upside5.75%
Analyst count4
ConsensusBUY
Strong buy / Buy0 / 1
Hold3
Sell / Strong sell0 / 0
Held by insiders6.78%
Held by institutions65.67%
Institutions holding168
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
30.68
+0.95% from price
SMA 20
30.39
+1.89% from price
SMA 50
30.45
+1.72% from price
SMA 100
31.29
-1.04% from price
SMA 200
30.45
+1.70% from price
EMA 12
30.68
+0.94% from price
EMA 26
30.55
+1.36% from price
EMA 50
30.69
+0.91% from price
RSI (14)
55.6
Neutral
MACD (12,26,9)
0.13
Hist 0.12
ATR (14)
0.71
2.30% of price
Realised vol 30D
17.7%
Annualised
Bollinger upper
31.28
20, 2σ
Bollinger lower
29.50
20, 2σ
50 / 200 cross
Death
30.45 vs 30.45
Trend bias
Above 200
+1.70%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.24
Less volatile than market
Correlation to SPY
0.12
Largely independent
Realised vol 30D
17.7%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-14.8%
Peak to trough
Max drawdown 5Y
-35.5%
Peak to trough
ATR 14
0.71
2.30% of price
Beta (reported)
0.33
5Y monthly, from filing
Short interest
Shares short
212.88K
Prior 211.86K
Change vs prior
+0.5%
Shorts adding
% of float
2.01%
Normal
% of shares out
1.95%
Against total outstanding
Days to cover
4.2
Liquid
Float
10.07M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Sep 24, 26 | StoneX | INITIATED | — | Buy |
| May 26, 26 | DA Davidson | DOWNGRADE | Buy | Neutral |
| Apr 28, 26 | DA Davidson | MAINTAINED | Buy | Buy |
| Apr 10, 26 | DA Davidson | MAINTAINED | Buy | Buy |
| Jan 27, 26 | DA Davidson | MAINTAINED | Buy | Buy |
| Oct 28, 25 | DA Davidson | MAINTAINED | Buy | Buy |
| Jul 21, 25 | DA Davidson | MAINTAINED | Buy | Buy |
| Apr 28, 20 | Janney Montgomery Scott | MAINTAINED | — | Buy |
| Apr 27, 20 | B. Riley Securities | MAINTAINED | — | Buy |
| Apr 13, 20 | B. Riley Securities | MAINTAINED | — | Buy |
| Mar 15, 19 | B. Riley Securities | INITIATED | — | Buy |
| May 17, 18 | DA Davidson | INITIATED | — | Buy |
Dividends & splits
Forward rate$1.20 / yr
Forward yield3.88%
5-year avg yield1.15%
Payout ratio95.83%
Ex-dividend dateSep 10, 2026
Next pay dateOct 8, 2026
Last split—
Split date—
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-08-19
Periodic Financial Reports
10-Q · 2026-08-10
Corporate Changes & Voting Matters
8-K · 2026-07-24
Corporate Changes & Voting Matters
8-K · 2026-07-23
Corporate Changes & Voting Matters
8-K · 2026-07-22
Offering Registrations
S-3 · 2026-06-18
Corporate Changes & Voting Matters
8-K · 2026-06-17
Corporate Changes & Voting Matters
8-K · 2026-05-22
Headlines
Baycom Corp Announces Cash Dividend
Business Wire · 48d ago
Baycom Insider Bought Shares Worth $250,718, According to a Recent SEC Filing
MT Newswires · 57d ago
Is the Options Market Predicting a Spike in Bay Commercial Bank Stock?
Zacks · 57d ago
New Strong Sell Stocks for July 31st
Zacks · 68d ago
Bay Commercial Bank (BCML) Q2 Earnings and Revenues Miss Estimates
Zacks · 75d ago
BayCom Corp Announces 2026 Second Quarter Results
Business Wire · 75d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.