BCML
BayCom Corp
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Last price
29.72
▼ 0.35 (1.16%)
MARKET · —
Price
Open
30.32
Prev close
30.07
Day high
30.25
Day low
29.68
Volume
71.62K
Market cap
$327.60M
P/E (TTM)
25.00
52W range
26.78 – 34.98
Trailing performance
Returnvs SPY
1W
-3.44%
-2.1%
1M
-9.45%
-13.2%
3M
-3.75%
-6.9%
6M
-0.79%
-11.9%
YTD
+2.04%
-10.2%
1Y
+5.19%
-14.8%
3Y
+58.23%
-15.9%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$327.60M
Enterprise value$194.59M
Revenue (TTM)$95.71M
Gross profit$95.71M
EBITDA—
Net income$13.08M
EPS (TTM)$1.20
Free cash flow—
Total cash$177.38M
Total debt$46.58M
Book value / share$30.95
Shares outstanding10.92M
Float10.07M
Short % of float1.82%
Dividend yield4.00%
Beta (5Y)0.30
Valuation & profitability ratios
Trailing P/E25.00
Forward P/E12.55
PEG ratio0.99
Price / sales—
Price / book0.97
EV / revenue2.03
EV / EBITDA—
Gross margin0.00%
Operating margin16.60%
Profit margin13.67%
Return on equity3.93%
Return on assets0.50%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $94.45M | $91.14M | $97.87M | $96.71M |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $23.93M | $23.61M | $27.43M | $26.99M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $23.93M | $23.61M | $27.43M | $26.99M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.64 | 0.29 | -54.2% |
| Mar 2026 | 0.60 | 0.75 | +25.0% |
| Dec 2025 | 0.65 | 0.63 | -3.1% |
| Sep 2025 | 0.52 | 0.46 | -11.0% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.54 | 2 | $25.00M | +6.8% |
| Next quarter | 0.56 | 2 | $25.40M | +1.6% |
| Current year | 1.81 | 3 | $100.85M | +6.8% |
| Next year | 2.39 | 3 | $104.35M | +3.5% |
Analyst targets & ownership
Mean target$32.00
High target$32.00
Low target$32.00
Implied upside7.67%
Analyst count3
ConsensusHOLD
Strong buy / Buy0 / 0
Hold3
Sell / Strong sell0 / 0
Held by insiders6.44%
Held by institutions65.61%
Institutions holding169
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
698.62K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 10, 26 | BARON CHRISTOPHER F. Chief Executive Officer |
BUY | 8.25K | $250.72K | Direct |
| Jul 31, 26 | PERDUE MICHAEL J Director |
BUY | 5.00K | $150.85K | Indirect |
| Jul 1, 26 | KENDALL LLOYD W JR. Director |
STOCK | 1.18K | $0 | Direct |
| Jul 1, 26 | LAVERNE ROBERT G Director |
STOCK | 1.18K | $0 | Direct |
| Jul 1, 26 | MAGID SYVIA L Director |
STOCK | 1.18K | $0 | Direct |
| Jul 1, 26 | BLACK WILLIAM J Officer and Director |
STOCK | 997 | $0 | Direct |
| Jul 1, 26 | GUIDA DENNIS HENRY JR Director |
STOCK | 1.18K | $0 | Direct |
| Jul 1, 26 | AMIN BHUPEN B. Director |
STOCK | 1.18K | $0 | Direct |
| Jul 1, 26 | BARON CHRISTOPHER F. Chief Executive Officer |
STOCK | 997 | $0 | Direct |
| Jul 1, 26 | PERDUE MICHAEL J Director |
STOCK | 1.18K | $0 | Direct |
| Jul 1, 26 | THOMPSON KEVIN L. CPA Chief Financial Officer |
STOCK | 532 | $0 | Direct |
| Jul 1, 26 | CHAUDHARY HARPREET S. Director |
STOCK | 1.18K | $0 | Direct |
| May 26, 26 | PERDUE MICHAEL J Director |
BUY | 5.00K | $154.70K | Indirect |
| May 6, 26 | BLACK WILLIAM J Officer and Director |
BUY | 33.08K | $998.24K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
AMIN BHUPEN B. |
Director | 23.81K | Stock Award(Grant) |
BLACK WILLIAM J |
Officer and Director | 34.08K | Stock Award(Grant) |
CHAUDHARY HARPREET S. |
Director | 47.10K | Stock Award(Grant) |
COLWELL KEARY L |
Chief Financial Officer | 85.75K | Stock Award(Grant) |
CURLEY MARY THERESE |
Officer | 13.69K | Stock Award(Grant) |
GUARINI GEORGE J |
Chief Executive Officer | 27.48K | Stock Gift |
GUIDA DENNIS HENRY JR |
Director | 32.60K | Stock Award(Grant) |
KENDALL LLOYD W JR. |
Director | 94.08K | Stock Award(Grant) |
KING JANET LEE |
Chief Operating Officer | 92.75K | Stock Award(Grant) |
LAVERNE ROBERT G |
Director | 90.63K | Stock Award(Grant) |
Moving averages & technicals
SMA 10
30.72
-3.24% from price
SMA 20
30.65
-2.12% from price
SMA 50
32.00
-6.26% from price
SMA 100
31.10
-4.44% from price
SMA 200
30.28
-0.94% from price
EMA 12
30.67
-3.08% from price
EMA 26
31.14
-4.55% from price
EMA 50
31.39
-5.32% from price
RSI (14)
36.9
Neutral
MACD (12,26,9)
-0.47
Hist -0.03
ATR (14)
0.74
2.48% of price
Realised vol 30D
25.0%
Annualised
Bollinger upper
31.38
20, 2σ
Bollinger lower
29.92
20, 2σ
50 / 200 cross
Golden
32.00 vs 30.28
Trend bias
Below 200
-0.94%
Risk profile
Beta vs SPY
0.31
Less volatile than market
Correlation to SPY
0.14
Largely independent
Realised vol 30D
25.0%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-14.3%
Peak to trough
Max drawdown 5Y
-35.5%
Peak to trough
ATR 14
0.74
2.48% of price
Beta (reported)
0.30
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
0.90
Call-heavy session
Put / call open interest
0.07
Positioning, not flow
Max pain
35.00
+16.7% from spot
ATM implied vol
68.0%
Nearest strike to spot
Skew (10% OTM)
+42.9%
Puts bid over calls
Call volume
10
Contracts, this expiry
Put volume
9
Contracts, this expiry
Heaviest call OI
35.00
335 contracts
Heaviest put OI
30.00
13 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
Baycom Corp Announces Cash Dividend
Business Wire · 3d ago
Baycom Insider Bought Shares Worth $250,718, According to a Recent SEC Filing
MT Newswires · 11d ago
Is the Options Market Predicting a Spike in Bay Commercial Bank Stock?
Zacks · 11d ago
Bay Commercial Bank (BCML) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
Zacks · 30d ago
Bay Commercial Bank (BCML) Q2 Earnings and Revenues Miss Estimates
Zacks · 30d ago
BayCom Corp Announces 2026 Second Quarter Results
Business Wire · 30d ago
Oak Valley Bancorp Gains 26% in a Year: Should You Buy the Stock?
Zacks · 78d ago
BayCom Shares Fall After DA Davidson Downgrade
MT Newswires · 88d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.